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American Pacific Mortgage Everett

NMLS #1062505
Licensed in AZ, CA and WA
At American Pacific Mortgage Everett, we think home ownership is a really big deal – likely the biggest financial decision of your life. And because of that, we have an unparalleled commitment to ensure you are fully informed throughout your mortgage process and have all the information you need to make a wise financial decision regarding your new home loan. Our knowledgeable Loan Advisors provide you with the mortgage knowledge and expertise that can only come from decades of hands-on industry experience.

We understand that each client is unique and that is why American Pacific Mortgage offers a diverse portfolio of customized mortgage products that assures every customer gets the ideal loan for their individual needs, the service they deserve and a commitment from our Loan Advisors throughout the process.

As a direct lender for Fannie Mae, Freddie Mac and Ginnie Mae, we offer Home Purchase or Mortgage Refinance home loans:
• Conventional & Jumbo home financing
• FHA mortgages which offer low down payment options
• VA government backed mortgages
• USDA home mortgages for “rural” properties
• Washington State Housing Finance & Down Payment Assistance

Let’s do this together. American Pacific Mortgage
Equal Housing Opportunity.

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Recommendations (274)

Jul 26, 2023

Chris Whorton recommends Lisa Steffan

Lisa is amazing at her job. Not only did we close within 13 days. She was there for me even on weekends to work through the hiccups with selling and buying another home. She knows her craft inside and out making it a delight to work with her. If you are looking for a lender. Lisa should be at the top of your list!
Jul 14, 2023

Susan Gay Lakey recommends Sharol Klise

Home Buyer

Recently purchased my first home. Sharol was my loan officer and there are really no words to explain what an excellent job she did in walking me through this process. It was a very scary thing for me to go through but Sharol walked me through every step and eased my anxiety and just p=lain being nervous. She knew her job and what needed to be done and I certainly appreciated that. Thank you Sharol for all of your knowledge, hard work and making me a home owner. Could not have done it without you. I would highly recommend Sharol helping someone that is ready to purchase a home. Thank you again
Jul 13, 2023

Robby Lewis recommends Kathy Cooley

Stressful but Yesful. Answered all inquiries in detail and did what she said she’d do. She knows her stuff.
Nov 16, 2022

Aimee Malmberg recommends Lisa Steffan

Real Estate Broker

Lisa has been a wonderful Loan Officer to many of my Buyers allowing them to become successful home owners. I trust her so much to get the job done right and treat my clients like gold that I have referred my own family to her without any hesitation. She is just the best!
Nov 4, 2022

Qiuyan Yu recommends Sharol Klise

Scientist

I would definitely recommend Sharol.
Oct 28, 2022

Anonymous recommends Sharol Klise

Sharol was very professional and responsive. She made our mortgage application care free.
Sep 28, 2022

Aaron recommends Ron Autry

Home buyer

Ron was terrific to work with and I would highly recommend him to anyone looking to get a loan for a house.
Sep 27, 2022

Rebecca Iradukunda recommends Ron Autry

Ron was sooo helpful in EVERYTHING. He was there whenever we needed him. My family and I we were so grateful. I would recommend him to others 100%.
Sep 13, 2022

Shahzad recommends Ron Autry

Senior Partner

Ron was amazing! He made the impossible possible. After several brokers failing to close on our complicated refi Ron and his team came through. I highly recommend them.
Aug 20, 2022

Julie Beller recommends Lisa Steffan

Lisa Steffan is an AMAZING mortgage representative! She has been my go to for years on more than one loan. I would highly recommend her to anyone and have!
Jul 30, 2022

Jacob Schmitt recommends Pamela Valadez, NMLS# 74006

Pamela was always one step ahead and planning for what could and might happen. She was always straightforward and talked strategy to me on the plan she set out for me. Pamela was open for input and she truly valued me as her consumer. On another note, Snohomish Escrow wish they would have her for ALL of their loans. She made the process quick and painless. She truly is the best. Definitely would recommend her to each and everyone who needs a lender. Thanks again.
Jul 18, 2022

Lauren Wentworth recommends Sharol Klise

Sharol let me toy around with the idea of buying a home for 6 years!!! Crazy to think it's been that long that I've talked with her about it. Every time I'd bring it up, she would take me seriously and make all the effort required at the time. So, you can imagine how happy I was to finally be in a place where we could make it happen. Sharol will get you a house. She. Will. Get. You. A. House. I am so thankful for how hard she worked for us. How accommodating she was. She even responded on weekends which I was not expecting. Who knows when we will be in the market for another property, but I will always go to Sharol.
Jun 22, 2022

Bethany Simpson recommends Karen Sibley

Karen was recommended to us by our realtor. She was very friendly, helpful, and communicative throughout our loan process. She responds very quickly to emails and is very knowledgeable. She also had great advice for us as first time home buyers.
Jun 17, 2022

Mini Chen recommends Tracy Joy

Tracy and Brie helped us on our 1st home mortgage and both of them are amazing! They super super informative, patience with all our questions and quick response! They even pointed out some things that we never thought about and help us with the best option. They done all the hard work and make this process so easy and smoothly, and yes, we closed the house in a month!!! THANK YOU so so much for all your help, team Tracy!!!
Jun 7, 2022

Cindy Hoots recommends Tracy Joy

Tracy and her team are fantastic. They helped me with two home purchases, and it was a quick, easy, great experience both times. I can’t recommend Team Joy enough.
May 6, 2022

William Douglas Knight recommends Karen Sibley

Karen goes above and beyond to make your loan happen for you! Highly recommend!
Apr 14, 2022

Cheri Stewart recommends Lisa Steffan

I cannot begin to tell everyone how fortunate I was to work with Lisa and her team. They were very patient and guided me while 'holding my hand' through the process. I will definitely use their services again in the future if needed. I highly recommend Lisa and her team. They made a tough situation so much easier. Cheri Stewart
Jan 19, 2022

Darrin Sneva recommends Sandy Johnson

Sandy is very good at what she does. She let my wife and I know what was going on with the loan and each step of the process. Very highly recommend her to take care of your loan needs
Jan 13, 2022

Rebecca T. recommends Lisa Steffan

As a first time home buyer in a very competitive market, I was considering several options for my mortgage (e.g., VA vs. Conventional). Lisa thoroughly explained the pros and cons of each financing path. Thanks to her efforts, I secured underwriting and locked in a low interest rate. Lisa’s efforts were instrumental in helping to secure my dream home. She expertly guided me through every step of the process!
Dec 30, 2021

Duane Wiseman recommends Sandy Johnson

My refinance was critical in closing a lengthy separation. Sandy kept me informed and on track resulting in a very satisfying experience!
High rec
Dec 18, 2021

Sarah Albaum recommends Sharol Klise

Home buyer

As first time home buyers, we could not recommend Sharol more highly. Not only is she extremely experienced and knowledgable, she was frequently willing to take a call and explain in minute detail each step in the process of financing our home. Sharol made sure that we were well informed and constantly worked to put us in the best financial position possible.

Apart from her expertise and responsiveness, she is a joy to work with and we could not have managed to end up in the home we love without her.
Dec 15, 2021

Alicia Nottleson recommends Karen Sibley

I had an amazing experience refinancing with Karen and her team. The process was smooth, easy, and fast. I would highly recommend Karen and will definitely be using her for any future home purchases I make.
Dec 11, 2021

Carrera Casper recommends Sharol Klise

I cannot recommend Sharol enough! Sharol worked tirelessly to help me buy my first house, guiding me through each step and securing a great rate. She made the process so easy and straight forward. Look no further!
Nov 5, 2021

Jahira Teague recommends Tracy Joy

Teacher

Team Joy made everything so very clear! We knew exactly what was needed and when it needed to be submitted by. Joy's Team was incredible. They really took the time to get to know us and we were in constant communication. I could not imagine a more professional, kind, and hardworking team.
Nov 1, 2021

Preston Keaton recommends Karen Sibley

Karen was wonderful to work with when securing a mortgage for our new home! We’ve worked with her on a few previous loans and have always been happy with her services. Her knowledge of the different loan options reassured us that we were always in safe hands. What also helped the process easy was her quick and clear communication from beginning to end. There were a couple of late evening texts that Karen was always responsive to. I’d highly recommend Karen Sibley for any mortgage transaction!

Our Team