Mike Bjork

Loan Officer -NMLS #275652/1850 American Pacific Mortgage Irvine
I'm a Sr. Mortgage Planner, which means that I'm not your average Loan Officer, but a Professional, whom tailors the mortgage to the borrowers needs; whether you're a First Time Home Buyer, a Retiree looking to down-size, a person going through a divorce, a Move-Up Buyer, a Boomer-rang Buyer (somebody whom went through a BK, Foreclosure or Short sale and wishes to return to the Housing Market) or any other type of scenario, I've been able to assist every type of Homeowner. I've even helped Homeowners to plan for the early re-payment of their loans (Financial Freedom) to planning of their retirement or children's college tuition. It's all part of putting the puzzle together, piece by piece. I love what I do! How can I help you?

Equal Housing Opportunity


Oct 4, 2016
Home Owner
Mike did a wonderful job on refinancing of my home. He is the man to hire for mission impossible. He stayed on top of the process all the way. Very responsive and very easy to reach. He helped me through all the obstacles.
Thank you very much Mike.
Sep 27, 2016
Mike did an Amazing job on my home loan. Mike's customer service is Perfect, kind, patient and most importantly quick and accurate. I tried a couple of other lenders which did not work out because of their inefficiencies. I am forever grateful to Mike for doing such a good job on my home loan. Thank you, Mike !
Oct 4, 2015
We would like to thank Mike for all his hard work and time he put into helping us with out loan. He was very helpfull with the loan process and explained rverything in detail. He was very flexible with out hetic work schedule and kept us informed via email, text, and phone conversations. Overall Mike did an excellent job and I have recommended him to my friends and will continue to do so.
Oct 3, 2015
Mike helped facilitating three mortgages in the last three year !
Delivered the right financing product for every project.
You're the best....Thanks, Jay & Clara from RPV..
Jul 29, 2015
We recommend Mike to all our friends and family for a great home-buying experience. He helped us purchase our first home and carefully explained the process and was quick to answer any of our questions. His thorough courteous manner was very reassuring for us first time buyers. Highly recommend.
Jul 10, 2015
Mike Bjork has been a great asset in assisting us with our refinancing. He provides all the information in a timely manner. He also assures us with what is needed to complete the process smoothly and efficiently.

My husband and I highly recommend his services as he not only is a good friend to our family, but he has a genuine attitude to make us feel comfortable in working with him.

Jun 8, 2015
Director of Operations
I would like to take this opportunity to whole-heartedly endorse Mike Bjork, his industry knowledge and ability to make it happen for us. He has arranged two transactions regarding the purchased and refinance of our properties and those deals were made quickly and we were always "in the loop" when it came to what progress was made and courses of action that needed to be completed on our end. His customer service attitude and pleasant manner or doing business was a refreshing break in a world where the words "customer service" can at times have little or no meaning.

Mike is a great guy and we would definitely be willing to deal with him in the future without hesitation should a situation arise whereby we needed a professional to help solve our real estate or financial needs.
Jun 8, 2015
We refinanced 4 very difficult investment properties with mike and American pacific mortgage. We could not be happier! He helped us every step of the way when nobody else would. Great work! Thanks again.
Jun 1, 2015
Home owner
I would highly recommend Mike -he is professional ,courteous and very detail oriented. He carefully explained the process and paperwork to us, which made us feel very comfortable during the transaction. He was on time and quickly replied to calls and emails from us when there were any questions and actions to be taken . I would highly recommend Mike to family and friends.
May 28, 2015
Manager, Sales at AEG and LA Kings
Mike is absolutely amazing. He was extremely helpful during our entire home-buying experience and really eased our minds, which is tough to do for a first-time homebuyer. He worked closely with our real estate agent to give us great advice on the type of loan was best-suited for our needs. Mike is always available and responds to my calls/emails so promptly which was very comforting. Also, when I had extra questions about basic things he had no problem answering me in the most polite way and even sharing articles to help illustrate his points. I can really tell Mike cares about our well-being and I'm sure he is that way with the rest oif his clients. I am so lucky to have Mike and look forward to working with him for a very long time.
May 26, 2015
Special Education Teacher
Mike is an amazing Loan Officer but more importantly a very kind person. In an age where customer service is nearly nonexistent, he is conscientious to a fault. Mike is not only highly skilled and an encyclopedia of information but he calls back, literally , within the hour.
I had some questions and wanted to talk in person and Mike made arrangements to meet at a local coffee shop. He truly enjoys helping out even when there isn't a clear monetary incentive. Mike helped me think of alternative ways of financing and gave me a couple of books regarding smart investment strategies. Mike has been much more then a person helping me get a loan, he has been a true friend.
I recommend Mike to anyone looking to get a home loan with no hesitation or qualifying conditions.
May 26, 2015
Account Executive
Working for a title insurance company, I have worked with Mike on several refi transactions, and he has been creative, responsive and determined. Aside from being a person of integrity, he has a great head on his shoulders and does what needs to be done to get escrows closed for his clients.
May 24, 2015
Real Estate Investor
Mike helped me become wealthy. When I first ran across Mike we sat down at a Starbucks and he took his time to help counsel me on planning toward arranging my finances so that I could grow my real estate portfolio. At the time it was an elusive dream but Mike helped show me it was possible. With all the restrictions that fall on residential mortgage products, Mike was intricately nuanced in the details and patiently walked me through them. I set myself up according to his recommendations and a year later I bought my first income property. 3 years later I have my fifth property in escrow and I owe it all to Mike. He is more than a loan officer. Mike is a mortgage planner and advisor. He is there when I need him. In business he is my best friend.
May 20, 2015
Mike is very knowleggeable and has shown great amount of patience for sny client that I have sent to him for pre approval. He is very professional and I have enjoyed working with him through the years..

Partner Network