Carter Short was recently named one of the Best Military Originators in the country by National Mortgage Professionals Magazine for the second year in a row! Additionally, for 2022, he was named a Top 1% Mortgage Originator in America for a 3rd year in a row by Mortgage Executive Magazine as well as a Top Originator by Scotsman Guide. He was nominated two years in a row by Veterans Stand Together for being an awesome Veteran advocate in Los Angeles County. Carter has been in mortgage lending for 13 years and has funded over $400 million in loan volume, with over 50% of that volume helping clients use their VA home loan benefit. He prides himself on attention to detail, great communication and a clear process because of his time in service, he is a Navy veteran as well. His overall goal is provide the smoothest transaction possible.
Please contact me for any of your home lending needs at 619-517-0336
NMLS 1005967/Barrett Financial Group NMLS 181106 Equal Housing Opportunity
About Me
Loan Officer
Barrett Financial Group LLC
NMLS# 1005967/1850 | Equal Housing Opportunity
JS
Great service and problem solving
TG
I did not know Carter or his crew before I started this home-buying process. I was referred by a friend who raved about them.
Well, now I rave about them.
I had some very unique challenges. 99% divorced, but not there yet. Money for loan is separate, but not everything else. One of us in California, one of us in Colorado, house on the other side of the Mississippi.
Carter's crew handled it all. Clear explanations across the board. My ex even commented on how clear he was on why she was required to sign stuff.
I'm a veteran, and Carter knew tricks about that. I have a great home insurance policy based on his suggestions. Nope, no money to him.
I am a first-time user of Carter and his group. I am now a life-long customer.
Well, now I rave about them.
I had some very unique challenges. 99% divorced, but not there yet. Money for loan is separate, but not everything else. One of us in California, one of us in Colorado, house on the other side of the Mississippi.
Carter's crew handled it all. Clear explanations across the board. My ex even commented on how clear he was on why she was required to sign stuff.
I'm a veteran, and Carter knew tricks about that. I have a great home insurance policy based on his suggestions. Nope, no money to him.
I am a first-time user of Carter and his group. I am now a life-long customer.
BM
I would highly recommend Barrett Financial for home-buying assistance. Grant and Carter guided me through buying my first home and it was a great success. They always put forth the effort and attention into each step of the home-buying process that made for a smooth and stress-free experience. Thank you so much!
LG
I've purchased many homes over the years and this experience-by far- has been the most seamless! Carter and Grant helped were outstanding and made our entire home purchase and loan process great. Their communication throughout the process phenomenal and I would highly recommend them for any financing needs!
JB
Where to start! Working with Carter and his team at Barrett was an absolute great experience. A referral from a friend of mine, I reached out to Carter to explain the needs of my parents in exploring a reverse mortgage. He provided excellent information and explain all of the nuances to me and eventually to my parents when we set up a time in person. From there, he was super patient in waiting for updates and for my folks to get things done on their end. Always with a gentle nudge of a phone call or text. Always willing to drop by to help facilitate the process with paperwork, further explanations, etc. And the same goes with his team in the background. Jennie was a dream with all of the email updates and status reports. Also willing to pick up the phone and answer questions and provide her expertise and explanations. Her sense of understanding and relatability always made me feel that my folks were in good hands as much as Carter did. Would 100 out of 10 recommend Carter, Jennie and the rest of the team at Barrett Financial!
Carter and his team exceeded my expectations throughout the entire home purchase process. Carters communication was outstanding from start to finish, keeping everyone informed and ensuring the transaction continued moving forward every step of the way.
What impressed me most was their efficiency and attention to detail. Carter and his team were so proactive that we received loan approval ahead of schedule, giving us the opportunity to close before the date outlined in the purchase agreement.
As a real estate professional, I know how important communication, follow-through, and execution are during a transaction. Carter and his team delivered on all three without any bumps in the road.
If you're looking for a lender who communicates exceptionally well, stays on top of every detail, and gets the job done, I highly recommend Carter Short and his team.
What impressed me most was their efficiency and attention to detail. Carter and his team were so proactive that we received loan approval ahead of schedule, giving us the opportunity to close before the date outlined in the purchase agreement.
As a real estate professional, I know how important communication, follow-through, and execution are during a transaction. Carter and his team delivered on all three without any bumps in the road.
If you're looking for a lender who communicates exceptionally well, stays on top of every detail, and gets the job done, I highly recommend Carter Short and his team.
AO
I've been buying and renting homes for 15 years. Carter and his team were more responsive than any lender I've used. Questions and concerns addressed within 5 min makes for a less stressful buying experience. They invested time to help me explore desired options even if they were unlikely. They were professional and knowledgable. I felt they always had my best interests in mind. Strongly recommend for military buyers.
AD
Carter and Grant have helped me with three loans, and every time I’ve been blown away by their support throughout the home buying and refinance process. I continue to seek them out because they make even complex loans, like VA loans and buyouts, feel manageable and stress-free.
Highly recommend!
Highly recommend!
TH
If you’re a Veteran and on the fence about who to trust with your VA mortgage, Carter and his team are the absolute BEST. From day one, they made everything feel seamless and stress-free. Anytime we had a question one of them was there with an answer and reassurance.
They didn’t just process paperwork, they genuinely cared and made us feel like we weren’t going through this alone. We never once felt left in the dark, and that kind of peace of mind is priceless.
I would 100% use them again without hesitation and recommend them to anyone needing a mortgage team they can fully trust. They truly went above and beyond for us.
They didn’t just process paperwork, they genuinely cared and made us feel like we weren’t going through this alone. We never once felt left in the dark, and that kind of peace of mind is priceless.
I would 100% use them again without hesitation and recommend them to anyone needing a mortgage team they can fully trust. They truly went above and beyond for us.
M
Carter recently assisted me in completing a VA IRRRL, and his expertise is unparalleled. He stands out as the best I’ve worked with, taking the time to thoroughly address all my questions. With his commitment to excellence, I’m confident that everything is handled with precision!
RL
I’ve worked with Carter on multiple loans and he has always pulled through. They haven’t it always been easy, but Carter makes the process easy and advocates for his clients to get it done. I would 100% recommend Carter and looking forward to my next deal with him.
Working with Carter Short at Barrett Financial Group was one of the best decisions we made as first-time homebuyers. While shopping around for lenders, Carter immediately stood out as the most communicative, knowledgeable, and genuinely helpful person we spoke with -- and that's ultimately why we chose him.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn't come easily for me, but Carter's ethics, professionalism, and the fact that he's a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched -- he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly -- sometimes every other day -- to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn't expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn't come easily for me, but Carter's ethics, professionalism, and the fact that he's a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched -- he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly -- sometimes every other day -- to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn't expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
KR
Working with Carter Short at Barrett Financial Group was one of the best decisions we made as first-time homebuyers. While shopping around for lenders, Carter immediately stood out as the most communicative, knowledgeable, and genuinely helpful person we spoke with — and that’s ultimately why we chose him.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn’t come easily for me, but Carter’s ethics, professionalism, and the fact that he’s a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched — he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly — sometimes every other day — to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn’t expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
My husband and I knew very little going into this process, especially with using a VA loan, but Carter never made us feel overwhelmed or lost. He explained everything clearly, answered every single question, and always made us feel like a priority. Trusting people doesn’t come easily for me, but Carter’s ethics, professionalism, and the fact that he’s a veteran himself made us feel completely taken care of.
After I emailed him, he called me the very next morning and even came by the house in person to look things over and tell us what we needed to do. His communication was unmatched — he always picked up the phone or replied quickly to texts, no matter how small the question was.
Carter also shopped multiple lenders on our behalf to make sure we got the best rate possible, which is incredibly unique and something we appreciated so much. His team checked in constantly — sometimes every other day — to help us stay on track, especially because we were working under a strict timeline.
When challenges came up with escrow, Carter fought for us. When my husband had to leave for deployment, he helped me secure a POA so we could still close. He even supported us with our credit. Every step of the way, he and his team went above and beyond in ways we didn’t expect but are incredibly grateful for.
I truly cannot say enough good things about Carter and his team. If you want someone who is ethical, dedicated, deeply knowledgeable, and genuinely invested in your success, Carter is the loan officer you want on your side. We would recommend him to absolutely anyone.
MI
“I recently completed a home loan refinance with
Carter and his team, and the experience was
outstanding from beginning to end. They were
knowledgeable, efficient, and always quick to answer
any questions I had throughout the process. Carter
kept me updated at every stage and made what
could have been a complicated refinance feel
smooth and stress-free. I truly appreciate their
professionalism and dedication. Highly recommend
Carter and his team for any refinancing needs.”
Carter and his team, and the experience was
outstanding from beginning to end. They were
knowledgeable, efficient, and always quick to answer
any questions I had throughout the process. Carter
kept me updated at every stage and made what
could have been a complicated refinance feel
smooth and stress-free. I truly appreciate their
professionalism and dedication. Highly recommend
Carter and his team for any refinancing needs.”
MI
I recently completed a home loan refinance with Carter and his team, and the experience was outstanding from beginning to end. They were knowledgeable, efficient, and always quick to answer any questions I had throughout the process. Carter kept me updated at every stage and made what could have been a complicated refinance feel smooth and stress-free. I truly appreciate their professionalism and dedication. Highly recommend Carter and his team for any refinancing needs.
BL
Carter, Grant, and team are great! They helped me with a recent refi, explained in detail everything I needed to know about the process, and answered my questions promptly and thoroughly. They're very responsive and check in regularly just to make sure you have everything that you need. Definitely recommend them for your borrowing needs.
AR
Just refinanced our second home, which he helped us buy. Once again Carter killed it for us. Always on top of it and communicating any updates right away. If you haven't bought a home with him yet get to work!
Now have bought two homes and have done refinancing on both with Carter.
Now have bought two homes and have done refinancing on both with Carter.
PA
Working with Carter was exceptional. He responded within minutes—not days—at every stage of the mortgage process. His speed, professionalism, and clear communication made everything seamless and stress-free. I always felt supported and informed, and Carter consistently went above and beyond. Truly a standout experience—highly recommend him to anyone looking for fast, reliable, and attentive mortgage support.
LS
Carter, Grant and team are simply the best! Even when the builders made things difficult, they stayed patient, transparent, and proactive every step of the way. Their communication and dedication are unmatched—I always knew they had my back. This is my go-to team for a reason, and I’ll keep coming back for their outstanding service! Especially for their direct reach-back to a network of professionals that makes the loan process seamless and painless.
I can’t overstate how important it is to have a team you can truly trust when making such a life-changing and financially significant decision like buying a home—especially one that understands the ins and outs of a VA loan.
I can’t overstate how important it is to have a team you can truly trust when making such a life-changing and financially significant decision like buying a home—especially one that understands the ins and outs of a VA loan.
SP
Carter and his team were incredible. We had a very difficult transaction to close and Carter and his team were always on top of everything. Communication is the key to a successful closing and Carter did just that. I without a doubt recommend!
BE
“I cannot recommend Carter enough! From start to finish, the refinance process was smooth, transparent, and stress-free. They took the time to explain every step, answered all my questions promptly, and always made me feel like a priority. I was impressed by their professionalism, honesty, and ability to secure me an excellent rate. Closing was faster than I expected, and the whole experience exceeded my expectations. If you’re looking for someone who truly goes above and beyond, Carter is the one to call!”
AS
Have used Carter in multiple occasions. Communication and focus based on needs as well as best recommendations are consistently felt as a priority. Any questions i may have are answers promptly. It made the process worry free.
DS
We had an incredible experience working with Carter as our mortgage loan officer. From day one, he was helpful, communicative, and incredibly prompt—always available to answer our questions and explain the next steps. As first-time homebuyers, we were nervous about navigating the process, but Carter’s deep experience and calm professionalism made all the difference.
He had expert knowledge of the VA loan process and guided us through it with clarity and confidence. Thanks to Carter, Grant, and the rest of the team, our home buying journey was as smooth and stress-free as we could have hoped for. We’re so grateful for their support and would highly recommend Carter to anyone. Especially fellow veterans or first-time buyers looking for a trusted guide.
He had expert knowledge of the VA loan process and guided us through it with clarity and confidence. Thanks to Carter, Grant, and the rest of the team, our home buying journey was as smooth and stress-free as we could have hoped for. We’re so grateful for their support and would highly recommend Carter to anyone. Especially fellow veterans or first-time buyers looking for a trusted guide.
BK
We recently refinanced our home mortgage with the help of Carter Short, and we couldn’t be happier with the experience. Carter was professional, timely, and always easy to reach whenever we had questions. He took the time to walk us through several different scenarios, provided honest and accurate calculations, and made sure we fully understood our options. His thoughtful guidance made the process smooth and stress-free. We will definitely continue working with Carter and his team for any future home purchases or refinancing needs. Highly recommend!
DC
As a Realtor, I've had the privilege of working with a lot of different professionals in the industry, and it's rare to find a loan officer who truly stands out. Carter Short is one of those people. Working with him is an absolute pleasure and gives me complete confidence that my clients are in the best possible hands. This is a fact as we have successfully completed many transactions together!
His knowledge is truly excellent. He understands the ins and outs of the loan process like no one else, and he's able to explain complex details to clients in a way that is clear and easy to understand. This alone helps alleviate so much of the stress that comes with buying a home.
What really sets Carter apart, though, is his communication. He is always responsive, proactive, and keeps me and my clients informed every step of the way. There's never any guessing or wondering what's happening. He's on top of everything and his attention to detail is remarkable.
He also has an incredible "can-do" attitude. No matter the challenge, he approaches it with a positive mindset and a determination to find a solution. He's a true problem-solver, and that's invaluable in this business.
I highly recommend Carter Short to any homebuyer.
His knowledge is truly excellent. He understands the ins and outs of the loan process like no one else, and he's able to explain complex details to clients in a way that is clear and easy to understand. This alone helps alleviate so much of the stress that comes with buying a home.
What really sets Carter apart, though, is his communication. He is always responsive, proactive, and keeps me and my clients informed every step of the way. There's never any guessing or wondering what's happening. He's on top of everything and his attention to detail is remarkable.
He also has an incredible "can-do" attitude. No matter the challenge, he approaches it with a positive mindset and a determination to find a solution. He's a true problem-solver, and that's invaluable in this business.
I highly recommend Carter Short to any homebuyer.
