First Rate Team Powered by AmeriFirst Financial, Inc.

As a company focused on purchase business, we strive to become the lender of choice for real estate professionals across the country. In order to gain and keep the trust of our referral partners and their valued clients, we make it a priority to hire the industry's best talent. Our culture is built on pursuing excellence - the AmeriFirst professional has a desire to be the best, to keep improving.


Recommendations (252)

Jun 8, 2018

Claudine and Shane Van Sickle recommends Mike Pfefferman

When we called Mike, we were unsure whether or not we could actually get the loan that we wanted. After having a very bad experience with our credit union,
we were leery. Mike stated the ball rolling quickly and things moved surprisingly
fast. We were approved the same day. A few minor glitches on our end, but with the expert help of Claudia (our processor) the whole thing came together. I will definitely be recommending Mike and his wonderful staff to all my family and friends.
Jun 6, 2018

jason fanderlik recommends Mike Pfefferman

Chief Engineer

I couldn't recommend this man and his team more. He is a straight shooter that is 100% committed to the home buying process and knows how important it is to everyone and there wasn't a single time where I had question that he couldn't answer. Because of his many years experience, he was able to streamline the process and make it virtually seamless. I think it goes without saying, we will DEFINITELY be using his services again. Thanks Mike!!!
Jun 1, 2018

Maryann Brewer recommends Mike Pfefferman

Mike and Claudia are Great! Very helpful, professional and very pleasant to work with. I would highly recommend them for the job.
May 29, 2018

Michael Galanowsky recommends Mike Pfefferman

Portfolio Manager

Mike's a straight shooter that aims to build long lasting relationships with his clients rather than short term transaction based relationships you will see elsewhere. He took his time to make sure the loan was done right and even warned me about the pitfalls in a potential property I was looking at. I will be using Mike again down the road.
May 23, 2018

Michelle mills recommends Mike Pfefferman

Mike Pfefferman and his staff were amazing! They are the most efficient and helpful, our refinance was done in no time! Thank you
May 21, 2018

Linda Denninger recommends Mike Pfefferman

Vice President/General Manager

I recently requested a re-fi with MIke Pfefferman at AmeriFirst and couldn't be happier with the process. Very knowledgeable and helpful team walks you through every step. The entire process went much faster than I had anticipated, for which I was very grateful. I would highly recommend Mike and his team.
May 18, 2018

Stephan Rohlfing recommends Mike Pfefferman

Member of Technical Staff (MTS)

Mike did a superb job. Our purchase was contingent on the sale of our existing house. Our home fell out of escrow 3 times due to the buyers not being serious. The process took 6 months and all the time Mike was on top of the situation checking interest rates and making sure we got the best deal possible. Mike is smart and knowledgeable. I will always call on Mike for my financial needs.
May 16, 2018

Bruce Abel recommends John Cofiell

Attorney - Abel Law Offices

John Cofiell is the very best mortgage broker I have ever dealt with. He and his staff made getting a loan and funding seamless. John is the consummate professional who knows how to handle every aspect of mortgage loans. He takes personal interest in every detail, takes time to explain any aspect of the loan process, and very responsive to email, texts, and phone message. John made the difference for me and because he was available when I needed. I highly recommend him and can say without equivocation, he is a gentleman and totally trustworthy.
May 14, 2018

Joseph Litzinger recommends John Cofiell

Home Buyer

If I could give John more stars I would! He was top notch and was able to walk me through the entire home buying process and answer all my first time home buyer questions! He went above and beyond and helped me navigate my purchase and was there for me day and night. I had a TON of question and he never lost his patience or got frustrated with me and even picked up the phone to help me with his paperwork while he was out of town visiting his family! I HIGHLY recommend him and will use him if I ever buy another home.
May 3, 2018

David Messenie recommends Fred Gruber

I am now retired but I was in the manufacturing industry and the music industry.

Fred Gruber and his team were GREAT! I told Fred my problems, concerns and what I was hoping to achieve. He came up with information and a plan within a day or two. Gave me several options to choose from and we were on our way. This was the least stressful mortgage I have ever done. As long as I provided what they asked for they were quick with processing it. So much was done over the internet. No driving and meeting, it was a breeze. I highly recommend Fred and his team. They were the best and most knowledgeable I have worked with in a long time.
May 2, 2018

Lisa Cohen recommends Mike Pfefferman

Legal Secretary

Mike did a great job getting me refinanced. I did not even think I was to get refinanced at this time and Mike was able to get the job done. He made the process painless. Mike was able to get me refinanced in less than a month with cash out at the same time. I highly recommend Mike for your mortgage needs.
Apr 30, 2018

Larry Cobar recommends Fred Gruber

We recently purchased a income property and Fred was a huge help through the entire process. His team was responsive, and stayed on top of everything to make sure we could close in a timely fashion. Thank you Fred!
Apr 12, 2018

Marty Reder recommends John Cofiell


John and his team were outstanding and very professional. They worked their way thru a difficult set of circumstances surrounding my loan and handled everything perfectly.

Marty Reder
Apr 10, 2018

Rita Kern recommends Fred Gruber

Fred and his co-workers are the best! They are very professional and truly nice to work with. Fred is so knowledgable and willing to answer any question. He has helped me and my son James refinance our condominiums under some complicated circumstances (fall-out of the mortgage crisis). We were able to accomplish our goals to lower interest rates on one, and receive cash out on the other. I highly recommend them, without reservation.
Apr 10, 2018

Sandra Brummett recommends Fred Gruber

This staff was incredibly helpful. This was my first home purchase and I had plenty of questions. Fred and his staff always took my calls and helped walk me through all parts of the process. I would highly recommend.
Apr 10, 2018

Steve Fox recommends Mike Pfefferman

Mike has been a tremendous resource. He and his staff are knowledgeable, professional, and extremely creative when it comes to mortgage financing. His rates were lower than anywhere else, he made the process as pain-free as possible. I wouldn’t hesitate to recommend him to anyone who needs a mortgage. He is the best!!
Apr 10, 2018

James Leroy Veler Jr recommends John Cofiell

Senior Vice President

John recently enabled me to refi my home. I found John to be very knowledgeable and professional. Even when we ran into a few snags John got out in front of it and proactively communicated with me and made sure we had contingency plans. I will recommend John to all of my family and professional colleagues.
Apr 4, 2018

Arthur A Stone recommends John Cofiell

home owner

Whether refinancing or home buying (I've done both), John does a 1st rate job
and is highly recommended.
Apr 3, 2018

Scott Chambliss recommends John Cofiell

Motion Picture Production Designer

John Cofiell and his team are always such a pleasure to work with.
With consummate professionalism and a warm personal approach, John Cofiell and his team of Heather Vowinkel, Stacia E. Penders, and Noël Kelman each bring sharp intelligence, easy humor, and fundamental respect to the job. That combination of winning ingredients makes every step in the process of engaging with them something to look forward to. I recommend John and his gang as a truly First Rate Team, and I will always look to do business with them first.
Apr 2, 2018

Lauren Huber recommends Mike Pfefferman

Marriage and Family Therapist

Besides his many business competencies the best part of dealing with Mike was his responsiveness at all times and ability to reach him. He always answered his phone and/or emails immediately and was there to answer any questions or concerns. Additionally I had a very unusual loan situation which involved several different entities and potential conflicts and Mike navigated this challenging process with ease. I would not hesitate to recommend him. Thank You to Mike and his competent staff, as well. Lauren Huber
Mar 26, 2018

DeAnna Pitman recommends Noel Kelman


Noel met all of our needs! Her extensive knowledge of the industry provided us with up to date interest rates and options on refinancing. Our loan was completed quickly, on time and with no problems...all due to Noel's help. I highly recommend her if you are buying a home or refinancing an existing one!
Mar 21, 2018

Chris S recommends John Cofiell

John is a professional of integrity. He cares about your financial well-being within his area of expertise and its comforting to know he continues his care and interest long after the initial job is completed. You're in very good hands with John!
Mar 21, 2018

Eileen R Bianchi recommends Mike Pfefferman

Mike and his team were outstanding! We experienced a smooth and quick refinance and have not one complaint. I would recommend Mike and his team to anyone looking for a new loan or refinancing a new purchase.

Mar 17, 2018

Ron Sherer recommends Fred Gruber

Sr. Dir

I have used Fred Gruber several times and each time his customer focus and service exceeds my expectations. He and his team works hard to get me the best rates and terms and he consistently provides exceptional advice based on his vast knowledge. There is no one I trust more and highly recommend him for mortgage services.
Mar 4, 2018

Christopher Foster recommends Noel Kelman

Working with Noel was extremely pleasant. Having never bought a house before we were confused, directionless, and kind of scared. When Noel starting working with us our anxiety quickly went away. She was extremely professional, positive, and reassuring. One thing that stood out was that she anticipated all our needs and questions beforehand. It made the entire experience go very well for my wife and I. We are honestly in her debt. Because of her optimism, patience, and extreme diligence we definitely recommend her. My wife thinks she’s a rock star!

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