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Rod Michotte

VP of Mortgage Lending Guaranteed Rate Affinity NMLS# 378601; CO: 100009204
Are you looking for a smart mortgage consultant and a company that really cares? You can count on me and Guaranteed Rate Affinity #1598647 to listen and understand your needs. I’m committed to doing what’s best for you.

Everyone has different financial goals. I will take the time to understand your needs and desires so I can recommend smart mortgage solutions.

My team and I believe we can deliver smart choices because we are highly trained, and we understand the industry inside and out. As your consultant, I am backed by a dedicated team of loan assistants, processors, underwriters and closing specialists.

Our smart and caring service, along with our commitment to innovation, helped us become a seven-time winner of Best in State.

Let me help you with a smart mortgage solution.
http://nmlsconsumeraccess.org/
Jan 19, 2021
Spacecraft Engineer
Rod and his entire Colorado Guaranteed Rate Affinity Team are outstanding! They made our refinance process painless! Kudos to you Rod and Team! I'm giving them 11 out of 10 stars!
Oct 27, 2020
Principle Engineer
I can’t shout from the highest mountain tops enough how amazing Rod and his team have been to me and my family! I would recommend him in a heart beat!!
Oct 22, 2020
Account Executive
Rod was great! Was always honest with us and very responsive. Very personal and easy to talk to. For young first time buyers, he treated us like family which kept our minds at ease because we often felt in over our head. He was diligent and took his time to lay things out for us throughout the whole process.
Oct 20, 2020
Rod did a great job overall. He made the entire process quite easy, and explained all the subject matter in an understandable way. He always made himself available for questions / concerns, even on his off time and weekends.
My wife and I secured a great loan and interest rate, and would recommend him to anyone seeking a loan.

Thanks!
Jon & Leah
Oct 13, 2020
IT Comm Tech
I was initially using a different lender until my realtor recommended Rod and I'm glad she did. Buying a new house is already stressful but the loan wasn't. I always knew what needed to get done and there were no surprises along the way. He was easy to talk to and would answer my questions, even while on vacation. I don't plan on buying another house anytime soon but if I were, Rod would be the guy I use. Thanks Rod.
Oct 7, 2020
It has been a pleasure working with Rod Michotte. He came to me highly recommended by a friend that I respect and trust. Rod has been consistently available and helping in working through our refinance needs. Even though there were challenges along the way, the Covid Pandemic, a high rate of refinance demand, etc., every time I had a question he answered the phone and was there with answers that I needed to go forward through the process. I would gladly work with Rod again if the need arises as I found him to be reliable and trustworthy.
Oct 7, 2020
QA Manager.
Rod was always there during the loan process.
Excellent service.
Sep 30, 2020
Underwriting Specialist
Rod provided the absolute best experience with respect to financing of my new home. He was easily reachable and returned calls promptly when we missed making contact. I was pre-approved right from the start, he provided updated pre-approval letters for each offer we made and was constantly in contact with me during the entire process. Very professional, very knowledgable and easy to work with. Thank you, Rod, for your part in making my home buying process an easy one!
Sep 22, 2020
Real Estate Broker Associate
Rod was the loan originator for one of my clients and he handled the transaction with lightning speed. He is always a text or phone call away and returns the calls quickly. He is there to answer any questions and handle any issues. In this business, it's important to have a lender that doesn't cause delays with closing, and Rod is one of those lenders.
Sep 21, 2020
Rod did a great job winning my business and keeping my wife and me happy throughout our entire recent home purchase experience. Professional, attentive and down to earth, I'm more than happy with Rod's performance as our loan officer and look forward to working with him again in the future.
Sep 8, 2020
Education Consultant
Rod was the best. Communication, timing, professionalism was all highly effective. I would recommend Rod to my friends.
Sep 8, 2020
Systems Engineer
Bottom line up front: we could not have asked for a better experience getting financing for our new home! We learned of Rod and his team from our son who worked with them to finance their home a year ago. I contacted Rod before we started our serious house hunting and quickly and easily got a pre-approval. Once we found our forever home, we connected back with Rod and we were off and running. Rod and his team made the whole process easy to understand, kept in close contact, and just made the whole financing portion of the house purchasing experience very easy. We hit a very small bump at the very end and everyone involved was helpful, professional and communicated with all the other players in the process. I would be remiss if I didn't give a shout-out to Hector! We can not recommend Rod and his team highly enough!
Sep 8, 2020
Rod's name came as a recommendation from the Rowley Group for someone to use for a mortgage refinance. Rod was great through the whole process, he got me a good rate and kept me informed through the whole process. Aside from signing most documents online, there were only a few at the end I needed to sign in person. Strange new world, but easier nonetheless. Thanks Rod!
Sep 8, 2020
Electronics Engineer
Rod does an incredible job of making the mortgage process easy on the buyer. He goes out of his way to contact you when you have questions and keep you in the loop. Him and Hector are both very friendly and would highly recommend them as your team for lending.
Sep 1, 2020
Physician
Rod did a great job & was always available for questions & concerns
Aug 25, 2020
Regional Sales Manager
Rod was fantastic. He took time to walk us through the numbers and how much money we’d save per month if we moved forward with a refinance. He was very patient and answered all of our questions in detail. Almost all of the paperwork was done electronically. His assistant Hector was available to field questions as we went through the electronic documents. Overall very positive experience
Aug 11, 2020
Accountant
Rod put together my mortgage financing, when I bought a new home 5 years ago. He did a superb job for me then. When I decided to refinance and shorten my loan term a couple of months ago, I contacted him, and asked him to check out what was available for me. He found a great loan opportunity for me, and I will save thousands of $ over the next 15 years. Rod and his team are professional, efficient and wonderful to work with. I highly recommend that you get in contact with Rod, for any of your mortgage financing needs.
Jun 30, 2020
Sri Systems Engineer II
Rod answered all of our questions and was very pleasant to work with. He was professional and gave his opinion and recommendations with our financial wellbeing as priority.
Jun 30, 2020
Rod went above an beyond every step of the way in helping with our complicated move. From buying a new house before we sold our old house, remote signing, and dealing with all of the issues dealing with COVID, we could have not wished for anyone better. He always was very fast to call us back if we had any questions and we would strongly recommend to everyone!
Jun 9, 2020
I had an outstanding experience with Rod and team for the 2nd time. We worked with Rod on loan for both initial purchase and refinance of our home. His crew is precise, on time and very organized. I would recommend Rod and team for a positive mortgage lending experience!
May 6, 2020
Rod and his team guided me through the loan process with an incredible professionalism, I have rarely seen. He was available at all hours to solve issues, communicate clearly to me and move the process forward to a positive conclusion. I now have a new home.
May 6, 2020
Regional Sales Manager
We got recommended Rod for our mortgage services and we couldn’t be happier with our decision to use Rod and his team. Rod kept me informed throughout the entire process of timelines and procedures. When closing was right around the corner, unfortunately our house appraisal came in a little low and we had to enter negotiations with the builder which set us back for closing. However, Rod and the entire team at Guaranteed Rate work extremely hard and diligently to close us on time. I cannot recommend Rod enough. Next time I am in the market for a mortgage, he will be the only person I will call. Thank you Rod for your hard work and expertise!
May 4, 2020
Paralegal
Rod did an amazing job at making himself available to me anytime I had last minute questions or needed something explained. I felt like Rod had my best interest at hand and was a delight to work with. Thank you for all you help!!
Feb 15, 2020
COO
Rod and team were great - very easy to work with, extremely responsive, and locked in a fantastic rate for me. Thanks, Rod!
Jan 28, 2020

Rod and his team were fantastic! They worked tirelessly to get our mortgage done fast. The online secure interface made it easy to provide the necessary documents with clear understanding of what was needed. We had a 3 week time period before closing and had only called them the day before we put our offer on our home. They never missed a beat and got the loan done in plenty of time. They were always available to answer questions and responded quickly by email and text. Rod's knowledge and experience was evident and reassuring. I plan on acquiring more properties and will definitely be returning when I do. I would highly recommend them to anyone! Thanks Rod.

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