Big Valley Mortgage - Elk Grove

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Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers throughout the Sacramento and Central Valley areas, as well as, Reno. Headquartered in Roseville, we established Big Valley Mortgage with one simple goal in mind - to provide local families with the opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms available.

At Big Valley Mortgage, we are passionately committed to serving our customers and real estate partners by delivering honesty, integrity and excellence in all facets of our business. With branch offices located in Elk Grove, Folsom, Fresno, Madera, Reno, Roseville, Sacramento, Selma, and Stockton, our purpose is clear – we exist to help our neighbors finance their dreams of homeownership and we do this every day by living and breathing our core values: respect, transparency and being scrappy.

Over the years, we have experienced remarkable growth and we attribute our success to proactively and strategically positioning ourselves for a rapidly changing
real estate market. In fact, Big Valley Mortgage is the #1 “in house” lender in the Greater Sacramento and Central Valley areas! You will find us “on-site” in the offices of Keller Williams, RE/MAX Gold, Intero and Berkshire Hathaway.

Today, we are one of the largest and strongest independent mortgage banking firms in the region and the country! (Ranking within the top 15 largest independent mortgage banks in the United States, according to Mortgage Executive Magazine.) Our growth is a direct result of taking care of our employees, real estate agents and customers.


Recommendations (113)

Oct 18, 2017

Sajjid Hanif recommends Karen Dunn


Karen did an excellent job getting my buyers preapproved for a loan within a few hours and out we go looking for a home. Once buyers found a property Karen everything went smooth..
Sep 21, 2017

Margaret Comparan recommends Karen Dunn


From start to finish Karen provides excellent service! I can count on her to meet with my clients one on one, answering all of their questions and educating them on loan programs and process. Her communication is second to none with Tuesday and Friday updates to both me and my clients throughout the transaction.
Sep 1, 2017

Stacy Baxter recommends Karen Dunn


Thank you for the hard work, great communication and QUICK CLOSE!!!
Aug 28, 2017

Mati Rosa Morphis recommends Karen Dunn

Professional Realtor

Karen Dunn did a great job, first by thoroughly pre-approving her Buyers; there was also some additional details that required her to get additional underwriting approval prior to her clients making an offer on my listing. As a Listing Agent, I thoroughly check Buyer's creditworthiness and knowing they have a great Loan Officer who will follow thru, is responsive, pays attention to details, communicates effectively, is seasoned and keeps up with current loan processing requirements is critical for a successful close of escrow for all our clients. It was a pleasure working with Karen, and I would highly recommend her.
Aug 22, 2017

Chris MacPhail recommends Karen Dunn

RE Broker

I've done a couple deals now, where I was the listing agent/broker on a sale in which the buyers were represented by Karen. In both instances she's done a great job of keeping my side of the transaction updated, her buyers proceeded through the loan process in a timely manner, and the deal closed without any hiccups. That's about all you can ask for from a loan officer when you're on the listing side so I appreciated that.
Jul 6, 2017

PAULA WILLHITE recommends Eddie Fairchild


Great Job Eddie! He helped us close a very important deal!
Jun 27, 2017

Sheila Crisologo recommends Karen Dunn


Karen Dunn and her team are highly professional and very reponsive. The weekly update(s), were very helpful for my client as I was the listing agent on a recent transaction. The process went smoothly and closed successfully In a timely manner. I'm very pleased and without a doubt, will be recommending Karen to anyone!

Jun 23, 2017

Nancy Benton recommends Karen Dunn


Karen keeps everyone informed of the loan progress and closes right on time. As a listing agent, it's great to know that a real professional is on the job. I told the seller when we received the offer and Karen's preapproval that we were in good hands. Thank you for proving me right.
Jun 23, 2017

Jose Preciado recommends Karen Dunn

Real Estate Sales Agent

You guys did an excelent job in every aspect of the process of the loan, thank you!!
Jun 21, 2017

Mariah Jones recommends Karen Dunn


She is very knowledgeable. She is great with follow up. I know when I send her a client they are in great hands. Highly recommend.
Jun 5, 2017

Monica Espinosa recommends Karen Dunn


Karen and her team did a fantastic job for our clients, closing on time and keeping us informed all the way through the transaction. Thanks to all of her Team.
May 30, 2017

Tara Gilmore recommends Karen Dunn


Easy to contact and communicate with!
May 17, 2017

Rebekah Coffman recommends Karen Dunn


Karen is very dependable. I never have to worry when using her. I just know that she will get the job done and give my clients the best care possible!
Apr 10, 2017

Carl Olson recommends Karen Dunn

Broker Riverpoint Realty

So glad when clients are in capable hands! Karen was extremely competent and efficient and is a seasoned professional that can be highly recommended.
Apr 1, 2017

Susan Donaldson recommends Karen Dunn

Manager Human Resources

I met Karen years ago at Rotary. She is a true professional. I've had the opportunity to work with her multiple times! She is patient with all the questions and concerns that come up when processing the loan. I would definitely recommend her. She is competent with a kind calming style that puts one at ease!
Mar 28, 2017

Ema Villanueva recommends Karen Dunn

Karen Dunn gets the work done. She is very dedicated to her work, answers all questions, and keeps you updated in any transaction. She had helped me twice with my home, I truly recommend her service.
Mar 28, 2017

Mark DeGennaro recommends Karen Dunn


I have been working with Karen for over 10 years and she continues to exceed my expectations. Karen keeps you updated throughout the loan process, so there are no surprises. Thanks Karen for a great job again!
Mar 26, 2017

TJ Thiara recommends Karen Dunn


As my preferred lender, I know I can count on Karen to come thru with whatever it is that she says she can do for me personally or my clients. It's so comforting to know that I don't need to question anything she tells me she can do, and/or need to stay on top of the lending side of the transaction because I know it's going to be taken care of. If she says she can do it, I know it will get done.

Thanks Karen for an outstanding job, and always going above and beyond to please your clients...always!
Mar 25, 2017

Renee Liddie recommends Karen Dunn

Realtor/ Lyon Real Estate

I recently worked with Karen on a transaction that was quickly turning into a fiasco.
My clients had made a quick close offer, but the loan was stalling due to several
factors that were creating a lot of tension for my buyer. I was able to communicate
this with Karen, and she found the source of the problem, took charge, and stayed
with it until we reached a happy conclusion for both buyer and seller. I appreciate
her efforts and friendly approachable manner.
Mar 20, 2017

Anonymous recommends Karen Dunn

Karen Dunn was awesome to work with. She was always helpful and made every effort to make the process of purchasing a home as smooth and stress free as possible.
Feb 24, 2017

Elizabeth Moreno recommends Karen Dunn


Karen is one of the BEST lioan officers I have worked with. She and her team are awesome!
Jan 20, 2017

Rob Morgan recommends Karen Dunn


Karen Dunn will get it Done! My clients transaction was a challenge to say the least. Karen kept it on track and helped my client find the way to make her dream of home ownership a reality. Thanks for doing a great job.
Jan 18, 2017

Tanya recommends Karen Dunn


Karen Dunn was extremely responsive and handled many hurdles easily and quickly. So happy she was handling my transaction. Highly recommend and will be my "go to" for future needs.
Jan 18, 2017

Kathy Carey Mayberry recommends Karen Dunn


Karen is professional and thorough with every detail throughout a transaction. She communicates well, handles any issues and gets to the bottom to make it work for both the real estate professional and client EVERY TIME!

I would recommend Karen highly to everybody who needs help in their financing whether for a purchase or a refinance of their loan. GO KAREN!!
Jan 14, 2017

Sheetal S Kumar recommends Karen Dunn

Karen is an amazing communicator and fast responder of questions and concerns during my loan process. Most amazing and patient loan officer I have came across so far. Thank you for all your help. I will definitely recommend you to everyone. Thank you again.


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