Cardinal Financial

Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Each Mortgage Adviser is supported by an outstanding Mortgage Adviser Assistant that is there to answer your questions and support your mortgage through the process, from pre-qualification through funding.

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Recommendations (107)

Feb 18, 2019

Paul Lizo recommends Jessica Ring

I was in a pretty messed up loan. I spoke with Jessica on the phone, and she said that she could get me out of that loan, lower my payments to include insurance and property taxes which i was paying on my own. After speaking with her, I felt comfortable that this was a person I wanted to do business with. We spoke on the phone and sent emails during the process. I was kept in the loop on all actions. After all was done, I walked away feeling that I made the right choice and decision to go with Jessica. Since closing on the loan, she has checked up on me to see how everything is going. Thanks again for all your help.
Feb 18, 2019

Paul Lizo recommends Jessica Ring

Sr Electronic Technician

I was in a pretty messed up loan. I spoke with Jessica on the phone, and she said that she could get me out of that loan, lower my payments to include insurance and property taxes which i was paying on my own. After speaking with her, I felt comfortable that this was a person I wanted to do business with. We spoke on the phone and sent emails during the process. I was kept in the loop on all actions. After all was done, I walked away feeling that I made the right choice and decision to go with Rebecca. Since closing on the loan, she has checked up on me to see how everything is going. Thanks again for all you help.
Feb 13, 2019

Brenton White recommends Jessica Ring

Jessica helped me refinance my home and it was an absolutely painless experience. Any questions I had were explained thoroughly. She was well organized and a complete professional from beginning to end. We were also going to refinance my second home, but in the end I was not going to be saving any money. She was completely honest and upfront with me about this which made me feel she had my best interest in mind even though she was not going to be able to close the deal. I would recommend her to anyone trying to refinance or buy a new home.
5 Stars!!
Feb 11, 2019

Rick Ring recommends Jessica Ring

Postmaster

Jessica has been very accommodating and explanatory throughout the process of two home purchases and three separate re-financing's. Whatever the need or whatever the obstacle she calmly and confidently walked me through the process. Her abilities really surprised me, because we ran into some real obstacles and none of them were anything to worry about once she knew what was needing to be worked through. Thank You Jessica.
Feb 11, 2019

Vikash P. recommends Jessica Ring

In 2013 when I was looking to refinance my house, other lenders were saying to pay money to lock in rates, and that because of the rate fluctuations they couldn't give me a solid or even a hypothetical number, Jessica called me up and said this is what we can do for you and had the answers I was looking for! A year later when the rates dropped she got me refinanced again. And once again had all the numbers that I needed to see. When I was in the process of moving and looking for a new home, Jessica had moved companies and directed me to a colleague of hers who helped me purchase my current house. Best in customer service, best in knowledge, best in details, will definitely work with Jessica again on my next purchase!
Feb 11, 2019

Stephen I recommends Jessica Ring

Thank you again, Jessica, for your professional demeanor and attention to detail. Thanks in large part to your hard work we are living the dream in our little slice of heaven on the Western Slope of Colorado. I wish everyone had your great attitude and work ethic!
Feb 11, 2019

Jacqueline W recommends Jessica Ring

I found Jessica by accident and what a refreshing experience she brought to my refinance effort. I was completely blown away with her honesty. She is a professional with an engaging personality who gets the job done. The final closing docs were ready for signing ahead of schedule reducing my interest costs. The final closing cost was several hundreds of dollars under what I was expecting (several hundred). I have recommended Jessica to friends and she will have my return business should there be a need. She’s pretty awesome!
Feb 5, 2016

Connor Glenn Samuel recommends Cardinal Financial

Retired ARMY JROTC Instructor

Mr. Alky was very knowledgeable and professional in the refinance process. He kept me informed during the entire process and I was comfortable with friendly and courteous attitude. I would highly recommend Raf as he did a fantastic job.
Feb 4, 2016

Leroy Braun recommends Cardinal Financial

Raf did a great job for us. He arranged a refinance for us when no bank we tried knew how to do it. He saw us through a myriad of problems to a successful outcome on our terms.
Jan 19, 2016

Brenda Herrmann recommends Cardinal Financial

Office Manager/ Scopist

Brian was great to work with on our recent refinance. He is very personable and makes you feel like you are in good hands. He did a great job keeping us up to date on where we were at in the refinance process all the way until the end. He even responded to my text messages while he was on vacation (which I didn't realize he was out of the country). I would recommend working with Brian to any of my friends and family.
Dec 25, 2015

Miguel Urrea recommends Cardinal Financial

Retired

Raf was very helpful throughout the whole refinancing process. He's very knowledgeable and was quick to answer any questions that I had. I highly recommend Raf to anyone who is looking to refinance. His dedication to his clients is truly appreciated.
Dec 21, 2015

Kellie Timboe recommends Cardinal Financial

Deputy Probation Officer III

Raf was great. He answered all of the questions I asked very quickly and he was friendly and professional. I would recommend him in the future.
Dec 11, 2015

Heidi Bertero recommends Cardinal Financial

Nordstrom Sales Associate - Roseville Galleria California

Kyle Jessee, did an incredible job and I greatly appreciate his support and delightful demeanor in handling my refinance. Kyle got right to work as soon as we both spoke and gave me the best financial plan on my mortgages for both homes. Thanks again you wonderful person,
Heidi Bertero
Dec 11, 2015

Auxiliadora Rios recommends Cardinal Financial

The level of service was excellent. Kyle's professional manner was excellent. He always followed up and also responded to my may questions very promptly.
Nov 29, 2015

John W Franklin recommends Cardinal Financial

Home Owner

Raf was good at keeping me informed on a regular basis. He proved to me that he understood the world of finance when it comes to home loans. Thank you Raf for your patience with my occasional difficult moments hurled at you. Your "A" "OK" in my opinion. Keep up the good work.
John W. Franklin
Nov 17, 2015

Richard Parcel recommends Cardinal Financial

Consultant

Kyle has been absolutely terrific in getting my family's home refinanced. He's always been right there and on top of the process from the beginning through to the end. If he didn't know an answer to a question, he would promptly find out and get right back to me. Any little bumps along the way were quickly resolved. He has a great attitude. I very highly recommend him.
Nov 12, 2015

Cynthia & Phil Garey recommends Cardinal Financial

Raf has been a pleasure to work with on our refi. He was always available to answer any questions we had and was able to get our loan through quickly. I would highly recommend him for any loan.
Nov 6, 2015

Jason Moyer recommends Cardinal Financial

Navy

Fernando did an outstanding job and was a savior. I was originally working with Navy Federal and was in real danger of not closing in time. I switched over to Fernando and his team with only 12 days left and he still managed to closed 2 days early. The process was incredibly smooth and stress free for me even with the accelerated pace. I will defiantly look to People's Home Equity in the future.
Nov 6, 2015

Mark Hill recommends Cardinal Financial

Bobby Brooks was great to work with. He is there every step of the way, guiding you through this process. Bobby is very professional and dedicated to his clients success. I felt very comfortable with him from day one and throughout this refinance. I strongly suggest you ask for Bobby Brooks and his team at Peoples Home Equity.
Nov 5, 2015

Meena Sher recommends Cardinal Financial

HR Manager

Tina Parvizi was the BEST person to get me my first mortgage loan. She was extremely patient with me in answering all of my questions and was there every step of the way to explain the process. She made it all so simple! Exceptional service.
Nov 4, 2015

Christina recommends Cardinal Financial

Fernando was very attentive and answered all my questions. He worked out the best deal for us.
Nov 2, 2015

Luis and Aryil Lanazca recommends Cardinal Financial

This is to kindly recommend Fernando Sevillano and all the team from People's Equity Loan. We have experienced a very lengthy and tedious process with other companies before, but with People Home Equity the process was smooth and faster. Mr. Sevillano surpassed all our expectations and we would be happy to recommend him with any family and friends.
Sincerely

Luis and Aryil Lanazca
Oct 29, 2015

Marc & Jesica recommends Cardinal Financial

He was awesome and walked me through everything. He was very honest!
Oct 28, 2015

Marc Largent recommends Cardinal Financial

Real Estate Broker

Raf is the most efficient loan broker that I have ever dealt with. Great communicator and easy to deal with. I recommend to all of my buyers call Raf first to get home loans and handle re-financing.
Oct 21, 2015

Thelma Clark recommends Cardinal Financial

Attention: Everyone looking for a loan! My family and I recommend Peoples Home Equity! From our first telephone discussion, Loan Advisor, Deon Westbrook has shared his industry expertise in practical, comprehensive, and comprehensible ways. He thoroughly explained all processes, and he encouraged us to come to him with any additional questions that arose. In addition, he provided answers we could use in a timely manner. Throughout the entire process he was kind and polite, which was a tremendous comfort to us. He was also innovative and topped it all off with a sense of humor, which made it a joy to communicate with him! The team at Peoples Home Equity that worked with Deon was also very upbeat and helpful. Thanks also to Eddie Cardenas and Jennie Crosby. Thank you, again, Deon for helping us to successfully move forward with the process!

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