Joy Abergas

Escrow Officer Chicago Title - Downtown Residential, San Jose
I have over 10 years’ experience in the Title and Escrow industry and I am committed to providing our clients with exceptional level of service. I have experience in real estate transactions that involve, short sales, bankruptcy, new builds, flips, refinance, and bulk refi's. Prior to me working in the Title and Escrow Industry, I began my career in the late 90's in the Banking and Mortgage Lending Industry.

My success throughout my career is due to actively listening to borrowers and client's needs and following thru with the demands of their request. No task is ever too big or too small for me to handle. I use all resources available to me to provide the best level of service and my goal is to provide individualized service to all parties in each transaction.


Dec 13, 2017
Good job !
Nov 3, 2017
Realtor-Associate for RE/MAX Gold
Joy was instrumental from the day I met her at opening escrow, throughout the process, then to the close date. With her experience and Team she was able to help guide me through the most complicated escrow I've experienced. With an unknown Trust, then moving into probate, purchasing a business with a loan to change into a residential purchase, then adding 1031 reverse exchange and the list goes on and on. Joy was resourceful and brought this story to a happy ending. Thank you Joy and Team Chicago for being responsive, timely and professional at all times! I highly recommend.
Sep 12, 2017
Joy Abergras did a great job to close the transaction for my client. I was happy with
her service professional and hard work.
Sep 11, 2017
Joy did a great job processing the sale of our property during escrow.
Aug 28, 2017
Broker Residential Finance Services
Very efficient , responsive and friendly
Jun 20, 2017
Retired accountant
Joy was very helpful with the sale of my property. This was a For Sale By Owner transaction - I had no realtor. So, Joy did the necessary tasks to complete the transaction.
May 24, 2017
Engineer, Sr Staff
Joy is super responsive! Always on top of the things!
We're about to close a 4-plex deal! today or tomorrow!
Apr 28, 2017
It was such a pleasure working with Joy, she was extremely attentive throughout the transaction and very pleasant! Communication is very important to me and Joy kept me informed every step of the way. She was fantastic!
Apr 25, 2017
Real Estate Broker-Premium Properties
Joy was professional, knowledgeable and a pleasure to work with.
Apr 22, 2017
Loan Officer
Joy Abergas was truly a "Joy" to work with where I was the loan officer on a FHA purchase transaction. She was very responsive in providing me with the escrow items I needed to send out the disclosures in a timely manner. The escrow process continued onward on a very smooth path and she was so accommodating throughout. My Doc Drawer and Funder were so happy to receive quick responses that it enabled us to close so smoothly and on time!!

Great job and I look forward to working with her again. :)
Mar 9, 2017
Client 141 Noe St SF CA 94114 refinance
Ms Abergas is an extremely intelligent and helpful escrow officer who knows her job inside out. We had a particularly difficult refinance dealing with the bureaucracy and an attorney in Arkansas to get a reconveyance together on a private loan that had a byzantine history. The other reconveyance had to come from SLS, extremely difficult and recalcitrant company to work with. Ms Abergas never lost her bearings and was always ready with creative and insightful solutions. Ms Abergas was a joy to work with! I would recommend her without reservation!
Feb 7, 2017
Broker Associate
When you work with Joy, she does not only get the job done, she also exceeds your expectations. She offers added services that makes life easier. I highly recommend her and her team at Chicago Title.
Feb 7, 2017
Joy is wonderful! Very responsive and pleasant to work with. I am happy with her service and will continue working with her.
Feb 7, 2017
Joy is wonderful! Very responsive and pleasant to work with. I am happy with her service and will continue working with her.
Oct 20, 2016
Broker of Optimum Realty and Elite Home Loans
She provided a professional services
1. Team work
2. Expert of subject matter
3. Sharing and caring

Would recommend her to all real estate agents in South bay area.

Charles Vu, Broker
Optimum Realty and Elite Home Loans
15061 Edwards St
Huntington Beach, CA 92647
Sep 25, 2016
She was very thorough and responsive in making sure we were able to close early!
Sep 21, 2016
home mortgage consultant
I have worked with Joy for over 10 years and have to say that she is excellent at what she does . Joy is extremely quick and efficient in her job and always is willing to go the extra step to make sure that our clients are satisfied and that we close on time without any delays. I am always happy to recommend Joy to anyone looking to refinance.

Chicago Title - Downtown Residential, San Jose - Team Members