Melanie Luders

Branch Manager/Certified Escrow Officer Fidelity National Title San Carlos
Melanie is an AVP, Branch Manager/Certified Escrow Officer. She began her Title and Escrow career 30 years ago. Melanie’s knowledge and expertise guarantees you the confidence that your transaction will be handled with the utmost care and efficiency. She handles all types of transactions including Buying, Selling, Refinancing, Commercial, 1031 Exchanges, REO and Short sales. She is known for her attention to detail, reliability and professionalism.
She is a member of the Bay Area Escrow Association and a Board Member for the San Carlos Chamber.
Melanie enjoys time with family, friends and vacations in Cabo. Her phone is always on and looks forward to your call!


Broker Associate
Melanie did a fantastic job! She streamlined the transaction and was very responsive!
Melanie is a great professional. She masters the subject, she spends the time to clearly explains all the points and this does not take longer that it should. Bottom line: it was a great experience.
Home Lending Officer at Citi
I would highly recommend Melanie Luders and her team(Shannon Hisatake). My buyers went into contract and had only 15 days to close escrow. Melanie's communication and dedication to every customers transaction made this sale close on time, without any speed bumps. I look forward to referring many more satisfied customers to Melanie and her team.
Thank you Melanie and Shannon
Carroll LaVrar, Realtor
Melanie always does an exemplary job. She’s truly a professional.
Sr. Engineering Manager
We were new to the whole process.
Melanie and Shannon were patient and professional.
Appreciate all their help.
Real Estate Agent
Melanie and Shannon have handled the sale of my buyer very professionally. It was a very smooth process and overall a satisfactory experience.
We were selling my mothers house and there were three sellers involved and two buyers
, Melanie handled all of the paperwork and filings with very little effort on our part, we would recommend her to handle future transactions.
Thank You Melanie
Management Consultant
Melanie was super efficient, prompt, and quick. Was a very pleasant, thorough and efficient experience working with her
Great job , detail and professional!
Senior Corporate Counsel
Melanie was top notch. We spent almost three hours reviewing closing documentation with her. I asked a lot of technical questions about each document, and she was patient and thorough in her responses (I view myself has having a pretty good BS detector too, as a practicing corporate attorney). She was very up front about title insurance pros and cons. I found her knowledgeable and reliable in each of the diverse areas discussed at the closing meeting. I'd definitely with her again. One piece of feedback on the process (not specific to Melanie) is that if there were some way to get a copy of documents to be signed prior to the signing, that would be helpful and may reduce questions. I'm not sure if that's more for the lending bank, though.
Melanie did a fantastic job on our escrow. Everything was perfect and completed exactly on time. I can highly recommend Melanie.
Sr. Loan Processor
Melanie was exceptional on a purchase escrow that needed to close quickly. She was proactive and proved to be one of the Best Escrow Officers I have yet to work with.
Home owner
We just bought our first home in April 2018 and Melanie worked with our various points of contact to ensure a smooth and successful close. Her insights saved us time and stress - I felt so confident in how she handled the process and communicated with us throughout. 10 out of 10, would gladly recommend working with Melanie to anyone.
I purchased my first house in 04/2018. It is a very good experience working with Melanie. I would give her 5 stars for her diligent work. She responses very quickly and tries to close asap (I already missed the original close days since there is some issue from lender).
Director of Tax
I worked with Melanie regarding a loan transaction and she was very professional and efficient. She was easy to reach or I could contact your assistant. They always got back to you right away and did their best to make sure the transaction was handled smoothly. Due to my location from her office, she even sent a traveling notary for my convenience.
Ral Estate Agent
Thank you Melanie. You did a great job of keeping me posted on a rather difficult transaction due to lender underwriting requirements.
Melanie just closed a transaction for me and was one of the easiest and smoothest I have had in my 25 years in this business .

Thank you Melonie and Shannon.
Home owner
I just sold my house February 2018 without my Remax agent Jina Farzinpour and the super efficient help of fidelity title company and its staff there's no way I could have done it.the service is a 5 star they are really customer oriented they go the extra mile just to serve their client thank you so much fidelity I appreciate your service.i will surely recommend your company keep it up.
Melanie was highly efficient and a pleasure to work with.
Registered Nurse
I had a very good experience with Melanie. She sent a person to my home to complete the paperwork to finish my mortgage.

The whole experience was easy !!!!

Brent Nicolai
Melanie did great work for our closing. Since we didn't know the meaning of each numbers, she gave us great explanation for all. She is also very careful to check the documents. She caught a mistake in one of the documents which someone else made. We had a very pleased experience.
Senior Mortgage Loan Officer / Lending in all States
Melanie's Team and The Cavanaugh Team Home Financing with PNC Bank had a smooth 20 day close in San Carlos CA and we were clear to close in 10 days.
It was a great team effort and I look forward to working with Melanie and her team again. Thanks Kevin Cavanaugh 408 857 3638 Lending in all States
Melanie represented me as “Seller” in several escrows in the past.

Last month, she handled an extremely sensitive escrow for me. She was very calm, courteous and professional to all parties. It is an extremely important skill to have as an Escrow Officer.

I fully recommend her to both Sellers and Buyers.
RE Broker
I have know Melanie for over 25 years. Over those years, I have worked with myriad Title Companies and escrow officers. I work with Melanie because of her professionalism, thoroughness and attention to detail. I enthusiastically recommend her.
Melanie and her team were a pleasure to work with. Melanie is efficient, professional and detail oriented. I have no hesitation in recommending Melanie and her team to anyone. Thank you.

Fidelity National Title San Carlos - Team Members