First Capital

First Capital hires only experienced, and highly ethical loan origination professionals. These professionals rank amongst the top originators in the country, and strive to provide stellar service on each and every transaction. With the support of one of the strongest operations team in Southern California, our loan originators have driven First Capital to a position of leadership in California. Our clients enjoy the ability to utilize our direct banking, as well as our preferred lender network to ensure they get the right loan for their specific financing needs. Some of the many happy clients that we have served share their accolades of these professionals below.


Recommendations (797)

Oct 8, 2017

Matthew Alix recommends John H. May II


John is incredible at being there every step of the way. Not once did we ever not know what was going on through our loan process. He is someone I will use in the future.
Oct 7, 2017

Paul Isla and Jack Huang recommends Jud Whyte

Graphic Designers

We've worked with Jud with the purchase of our last three homes, and for good reason. With each experience, Jud goes above and beyond what you would expect from a loan officer. (I mean, who drives to the IRS on our behalf to get answers?!?) He always makes us feel like we're his number one priority. His attention to detail, and professionalism is equally matched with his charm and humbleness. Jud and his team live up to the moniker of rock stars we gave them. They made our dreams a reality by giving us the dream home we've always envisioned for ourselves raising our family in. Although we plan on making this last home our forever home, we would HIGHLY recommend Jud to anyone who may need his services. Thank you Jud, for everything! -Paul, Jack, Cooper, Chloe and Einstein.
Sep 30, 2017

Dolores Castro-Sanchez recommends James Jang

Regional HR Manager

Thank you James for a smooth transition during the purchase of my home. You communicated with me every step of the way. I have to admit, this has been the easiest and trouble free loan process I have been thru. Continue the great work and your professionalism! You will be the first to call (well really 2nd.. Sung 1st) on my next home purchase.
Sep 22, 2017

ray morris recommends Terence Flannigan

home buyer

I was impressed with the efforts and put his team at the top of my list as far as integrity, follow up and honesty...his team led by Stacy was highly organized, respectful and committed to delivering the best service!
Sep 20, 2017

Venu Keshavan recommends Samuel Isaac

Program Manger

Recently, I worked with Sam in financing my second home. He is awesome to work with. He always comes up with options whenever we face any hurdles. Because of his diligence we closed the deal very smoothly.

He is very responsive and thorough professional. I will be more than happy to work with him in my next opportunity and I will strongly recommend him to my friends and family! Great to have him on our side when try to close a property!

Wishing you good luck Sam. Looking forward to working with you!
Sep 19, 2017

Laura Rappaport recommends Terence Flannigan


Thank you Terence for the time and effort you have put in to making this sale happen. As I was representing both the buyer and the seller, it was very important to stay on top of all the details and report back to my clients. You showed such patience with me and my buyer as it was a little more complicated then expected. You have always gone out of your way to help my clients.
Sep 18, 2017

James Politis recommends Allen McLain

District Sales Manager

I would recommend Alan. He was solution based and hard working. He followed up and came through.
Sep 14, 2017

Paul Chen recommends Gene Huang

Director, Product Management

Gene made an arduous process simpler and streamlined, offering guidance every step of the way. We had an aggressive closing schedule and he supported us throughout, knowing that every day was critical: he always responded to my questions, even in the evenings or on weekends. He was professional, and he knew exactly what needed to be done, and what he needed from me. And on top of it all, he was always friendly, personable, and cheerful. I highly recommend Gene to anyone purchasing a new home!
Sep 14, 2017

Manu recommends Scott Bradley

Second time working with Scott and it is always a pleasure. Scott and his team were very patient with our complex situation and made sure we had the upper hand to close on schedule.
Sep 14, 2017

Ji Sun (Christina) Baek recommends Lee Ann Stein


Lee Ann is absolutely wonderful! She has helped my family with their homes for many years. She is extremely knowledgeable, hardworking, and organized. Without her, I don't think I could have kept up with all of the paperwork and deadlines with my hectic schedule. I would reach out to her again in future and would definitely recommend her to friends and family.
Sep 14, 2017

Jennifer Y recommends Simon G. Atik

cosmetics entrepreneur

Simon is a thorough and meticulous mortgage banker. My case was complex and complicated. While most mortgage bankers would not have taken on my case or given up, Simon never did. He was patient, creative and explored all options. In the end, I was able to refinance at a spectacular rate without any additional points or unnecessary closing costs. Simon and his team are professionals and will get the job done. I will definitely be working with them in the future. Thank you Simon!
Sep 13, 2017

David Symonds recommends Samuel Isaac

Home Buyer

Sam is the best! He was there to answer all my questions and address any of my concerns. We had a very short time frame to get everything done, Sam handled it all easily. I would recommend him to anyone purchasing a home. He remained competitive, yet cordial and professional throughout the entire process ending it all with a great rate. If I know anyone getting ready to purchase a home I am referring them to Sam! Thank you for all your hard work. I cannot express enough gratitude.
Sep 13, 2017

Bertrand de Gabriac recommends Jasun Carter

Sotheby's International Realty Sales Associate

Jasun has been a wonderful mortgage broker to work with all along the loan process. He has been inventive, creative and efficient in working out the best possible solution for my client's borrowing needs. He is reliable and professional. I look forward to working with him again.
Sep 13, 2017

Anonymous recommends Samuel Isaac

Sam did a great job on a tough loan for me. He walked me through everything and was always there for me whenever I had a question. I'd highly recommend him.
Sep 13, 2017

Thomas Leung recommends Gene Huang

University Controller

I had a great experience working with Gene on the purchase of my new home. He is extremely responsive, and getting us a very good rate on the mortgage loan. I'm highly recommend his services to anyone interested on refinance or purchase a new property.
Sep 13, 2017

Galit Raiman recommends Bruce Nangle

VP Operations

Bruce is an amazing loan broker! He gets things done, is very knowledgable, makes things happen, and delivers results. No matter what challenges we experienced through the loan process, Bruce came up with solutions and made sure the loan went through. My husband and I are grateful and highly recommend Bruce!
Sep 11, 2017

Brian Kuperman recommends James Jang

Interactive Art Director

Buying a home can be very stressful and with all the moving parts it helps to work with people who are quick to reply and stay on top of things. James was always professional and accommodating of our needs. I highly recommend James and the whole team at First Capital!
Sep 7, 2017

Dennis K. recommends James Jang

Home Buyer in Los Angeles Area

James was very professional and courteous throughout the whole process. He quickly responded to questions and handled my concerns. The process was quick and we were able to close escrow within the 30 day time frame. Would recommend him to friends.
Sep 7, 2017

Ellie McGraw recommends Michael Neill

Claims Specialist

Michael Neill was wonderful to work with. He was always on top of things and in communication with me throughout the loan process. He was delightful, upbeat and funny and helped to make my home buying experience a good one.
Sep 6, 2017

Jeff Goldberg recommends Simon G. Atik

Litigation Partner

I highly recommend Simon for your mortgage needs. He successfully guided me through a critical refinance of my original home loans. Throughout the process, he was always accessible, provided prompt feedback and advice, and worked diligently to ensure that the loan ultimately closed and funded within the timeframe that my situation required. Again, I have no reservations about recommending Simon and I hope that you will consider him for your own mortgage needs.
Aug 30, 2017

Wei Wang recommends Cheryl Boldig

Home Buyer

Our real estate agent recommended Cheryl to us to help with the financing of our new home. We are more than pleased with everything she has done for us. Our situation was a bit unique, but she worked all the angles and found the perfect mortgage for our situation. We happily recommend Cheryl to anyone needing to get a loan, regardless of the circumstances. And she has a great personality to go with the outstanding service as well. Thanks so much Cheryl !!
Aug 23, 2017

David Commerfeld recommends Michael Neill

Michael was excellent. He answered all questions and had everything done in a timely manner. Couldn"t be happier.

Aug 22, 2017

Monica Lee recommends James Jang

Buyer in California

I met James Jang in July 2017 to fulfill 30day closing of my house in California instead of the usual 45 days.
He worked very diligently and precisely by informing me what would be the next step. He as a broker worked very hard between mortgage company and myself to achieve the 30day goal.
He was very courteous and helpful in all steps.
I strongly recommend him to be your next financial broker.
Aug 22, 2017

John Bellora recommends Jim Kubicka

Director of Engineering

I have to tell you Jim basically held my hand and delivered me through the process of buying a home. The nightmare compared to 20 years ago made me want to give up but Jim was right there for me and accommodated all of my questions and concerns and direction even on the off hours and weekends. I really don't believe I would have stuck to this if it were not for Jim. I would have stayed in an apartment for ever if it not for Jim's guidance and care and patients with my naivety. Thanks Jim
Aug 22, 2017

Sylvie Lemay Levy recommends Bruce Nangle

home buyer

Bruce is very professional and did a great job for me.

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