First Capital

First Capital hires only experienced, and highly ethical loan origination professionals. These professionals rank amongst the top originators in the country, and strive to provide stellar service on each and every transaction. With the support of one of the strongest operations team in Southern California, our loan originators have driven First Capital to a position of leadership in California. Our clients enjoy the ability to utilize our direct banking, as well as our preferred lender network to ensure they get the right loan for their specific financing needs. Some of the many happy clients that we have served share their accolades of these professionals below.


Recommendations (702)

Mar 20, 2017

Donald R. Littlejohn Sr. recommends John H. May II

I would like to take this opportunity to thank Mr. May for his professionalism in helping me through the refinance of my home. I can't think of anyone else that I would rather work with. His main objective is to make sure the customer is totally satisfied. Job well done.

Mar 20, 2017

Devon Forbes recommends Scott Bradley

Sales Associate

Scott has been extremely helpful and reliable when handling multiple of my client's transactions, as well as my personal transaction with my first home purchase! I recommend Scott to all of my clients and will continue to do so, he's the best in the business!
Mar 17, 2017

John Hammil recommends Martin Rosenblum

Martin did a great job is procuring our re-fi loan.
I highly recommend Martin for doing any of your loan needs.
Mar 16, 2017

Samuel Ibrahim recommends Lucia M. Solis

First home buyer

I worked with Lucia to increase my borrowing power. She was great explaining all my options to me. She walked me through each step of the process. I found her very easy and knowledgeable to work with.
Mar 16, 2017

Jeff Kerr recommends Anthony Joseph Madruga

Senior Telecom Engineer

Anthony was extremely helpful with our home loan. We were kept updated through every step of the process. I would highly recommend Anthony for any financing need.
Mar 8, 2017

Ahmad dejkhah recommends Bruce Nangle

Rental manager

Bruce is very talented and professional in his job and he and his powerful Tim were very help full for my loan when I had difficulties . This is my pleaser that my friend Petros introduce him to me. Thanks
Mar 3, 2017

Larry Bajada recommends Jim Kubicka

Jim processed my loan in so quickly that I was able to close in less than 3 weeks. Jim is highly skilled, professional and knowledgeable and it was a pleasure working with him.
Mar 1, 2017

Sandra Gottshall recommends George Hager


I have worked with George for over 10 years now. I have referred many clients to him over the years including my family members. I have also trusted him to handle personal mortgage loans. He is very knowledgeable about his job and has always been honest. I would highly recommend him to anyone and will continue to refer my future clients to him.
Mar 1, 2017

Sandra Gottshall recommends George Hager


I have worked with George for over 10 years now. I have referred many clients to him over the years including my family members. I have also trusted him to handle personal mortgage loans. He is very knowledgeable about his job and has always been honest. I would highly recommend him to anyone and will continue to refer my future clients to him.
Mar 1, 2017

Tom Harms recommends Rick A. Lombardo

Rick was fantastic throughout the entire process. I had considered other mortgage professionals, but chose to work with Rick because I felt he had the level of experience which would allow him to navigate any potential road blocks and the drive to ensure we pushed through. And in the end, that's exactly what he did. Our process was not an easy one. We had just moved back from the UK so Rick and the lender had to deal with different currencies, payroll and tax records, multiple HR departments and different documentation practices. Anyone of lesser experience and less drive would never have got the deal done. On top of this, Rick couldn't have been more pleasant and supportive along the way. I'd chose to work with Rick again with any mortgage needs in the future.
Mar 1, 2017

RICHARD ROSSI recommends Jim Kubicka

Hi Jim
Your assistance in helping secure my mortage loan was excellent! Everything was done in a timely and professional manner.
Dick Rossi

Feb 28, 2017

Laszlo Korsos recommends Darren Firestone


It was a great pleasure working with Darren. He is a highly trustable and accurate professional, who flags issues early on, and is always available -even on weekends. He is definitely going the extra mile to find the best options available. We are looking forward dealing with him in the future!
Feb 28, 2017

Marjorie Kirn recommends Scott Bradley

Executive Director

Scott Bradley and his team processed my loan in recorded time. They were very responsive in asking for the documentation they needed and making sure that I had everything in order. Thank you for helping me purchase my new home in Santa Barbara.
Feb 28, 2017

Travis Kikugawa recommends Linda Cohen

Associate Athletic Director, Director of Soccer and Tennis Operations at Viewpoint School

Linda was an absolute star when it came to walking me through the entire process of purchasing my first condo. In the beginning, I was very overwhelmed with all of the hoops that I had to jump through but Linda reassured me that everything would work out in the end. Linda provided tremendous emotional support and was always there via telephone or email from the very first day we met. Working with someone so professional as Linda definitely gave me peace of mind and I would highly recommend her moving forward.
Feb 22, 2017

Jason Smith recommends Jud Whyte

Financial Analyst

I cannot recommend working with Jud highly enough. His level of professionalism and commitment to closing at the best rate possible for us really impressed me. It seemed like everyone knew him and liked working with him during the process. Our closing even came in early! Will be using Jud again down the road.
Feb 22, 2017

Elizabeth Sierra recommends John H. May II

Accounting Clerk

John did a great job in handling my loan process. He always kept me updated on my status. I always had prompt responses and was a great help on things I was unsure of. It was a pleasure working with John I would surely recommend him to others. Thanks John!
Feb 21, 2017

LaDonna Freeman recommends John H. May II

Elementary School Teacher

It was my great fortune to work with John May. John was exceptionally patient and understanding throughout the entire refinance experience. He was professional, knowledgeable and very client-centered. Thank you John!
Feb 9, 2017

Randee Moonjian recommends Terence Flannigan

Real Estate Agent

I have used Terence several times when my buyers needed some quick responses.
Regardless of when I have emailed or called Terence for help, he has always gotten back to me immediately. He has definitely helped my buyers get their homes they wanted. I know I can reach out to Terence and he will be there for my buyers.
Stacy, his assistance, has been instrumental in helping all parties get their loans closed. I would highly recommend Terence and his staff for any financing you need.
Jan 25, 2017

Joe and Adrian Alarcon recommends Lucia M. Solis

First Time Home Buyers

Lucia understands the emotional stresses of first time home buyers. While we were coping with the process of buying our first home she was busy taking care of the financing details and making sure we remained calm. Her expertise, diligence and integrity are reasons why we would recommend her as a trusted advisor to family and friends, and I hope you do too.
Jan 17, 2017

LoriAnn Mayes recommends First Capital

Production supervisor

Jason did a fantastic job handing our home loan. He was able to get our loan processed by the end of the year with all the obstacles and many holidays. Jason is very reliable and very patient with us especially with all the questions we had. He always answered or returned calls right away. Jason has a great personality and a positive attitude. We would most definitely recommend him to everyone. We would also go back to him again for any future loans. 😁
Jan 13, 2017

Kevin Morrison recommends First Capital

Generator Field Service Tech

I would highly recommend Jason. He helped me get the VA loan I needed for my first house. He patiently worked through all my credit history problems and also cleared them up for me. Also he is a very nice guy even if you get stressed and frustrated.
Jan 9, 2017

Aaron Skeers recommends Lucia M. Solis


Lucia was a pleasure to work with. It had been years since we purchased and/or refinanced a residence, and she made the process easy and painless. She was responsive, patient and professional. We would gladly do business again with Lucia and would highly recommend her to friends and family.
Jan 9, 2017

Natasha Helton recommends Gene Huang

Storyboard Artist

Working with Gene was great! He responds extremely quickly to any questions and keeps you fully updated on every situation. He's a great communicator! Thanks for everything, Gene!
Jan 2, 2017

Dorene Lauer Martin recommends Bruce Nangle


Bruce has been my "go to" lender for all the 18 years I've been a Realtor and I have never once been disappointed in his work. He is kind and patient, knowledgeable and fair and, best of all, I can count on him to close my deals. He is honest and, if he feels he can't find the best deal for my clients, he will even refer them to someone who can. (It's rare, but it has happened.) I never have to worry when Bruce is on the job. He is absolutely the BEST!
Dec 29, 2016

Mario Aguirre recommends John Varughese

Senior District Sales Manager

I would highly recommend John Varughese to anyone that is looking for a great professional expert in the lending industry. John goes above & beyond with his service and is very trustworthy. Definitely a person that I would call when the opportunity presents itself for myself or my family. Thank you John!

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