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Cheryl Boldig

Vice President of Mortgage Lending Guaranteed Rate Affinity NMLS #1021838, CalDOC #1021838, GRA NMLS #1598647
Cheryl Boldig began her career in the mortgage industry in 1990. From file set-up to loan tracking, Cheryl has performed many of the different functions in the mortgage industry. Due to her experience and know-how, Cheryl is able to handle many different types of mortgage loans and ensures a stress-free experience for her clientele. Her excellent customer service and attention to detail continues to impress her colleagues and clients alike, earning her top producer awards several times in her career.

She is proud to be recognized for her work but, more important to Cheryl is providing sound financial advice and the best loan product for each of her clients’ needs.
Sep 30, 2020
Occupational Therapist
Cheryl helped our first-time home buying experience go as smoothly as we could have ever hoped for! She was responsive, knowledgable, and willing to explain things in terms that were easy for my wife and I to understand in the new exciting process. I've already begun referring her to friends and family who are house-hunting or have inquiries about refinancing options on their mortgages. I cannot recommend Cheryl enough and we will always appreciate for her help in purchasing our first home!
Sep 21, 2020
IT Program Manager
Cheryl Boldig is very friendly and amazing person with lots of knowledge in lending and finance. Cheryl is very passionate about her job and she works tirelessly and patiently to make sure her clients are completely taken care of.

Cheryl literally guided us through the entire home loan lending process, providing professional advice and timely suggestions from pre-approval to the final loan approval and dispersement, giving the best customer experience we could ever imagine.

We strongly recommend Cheryl Bolding and Guaranteed Rate Affinity for your home loan or refinancing needs.
Sep 18, 2020
Realtor
Cheryl is truly a joy to work with ! She helped me and my clients from start to finish in the most professional and personalized way. She answered texts and emails even late at night, and always made sure to keep us all informed and abreast of the events. If you or anyone you know is looking for an awesome mortgage person, I highly recommend reaching out to Cheryl Boldig.
Sep 1, 2020
Home buyer
Cheryl was amazing, very knowledgeable and hard worker. She was always there for us whenever we had a question. She resolved all the obstacles that we had during the application process. We highly recommend Cheryl for you future loans need.
Sep 1, 2020
Cheryl is clearly very knowledgable and a very hard worker - but I think what sets her apart is her very personal in what she does. She's just such a pleasant person to work with - which made it so easy to just ask her all of our questions. She was always so quick to get back to us, and so nice even when we were calling her early in the morning or late at night. And in the end, she got us a really FAST loan - would highly recommend her!
Aug 25, 2020
Account Manager and Designer
I could not say enough good things about Cheryl and her team. My partner and I started working with Quicken Loans during the approval process and they just could not make anything work, at every turn there was some new roadblock they seemed to come up with. After the fourth time Quicken gave us the run around our agent recommended Cheryl. What a difference! Cheryl was patient, took the time to educate us, made sure we understood the process and was an absolute pleasure to work with! I would recommend Cheryl to anyone looking to purchase a home. Thank you Cheryl for making this a wonderful experience and getting us into our home!
Aug 18, 2020
Cheryl did a great job helping me complete my 1031. She was able to set me up with two loans. Cheryl always communicates along the way and worked very hard to complete my sales. I recommend her services.
Jul 15, 2020
Realtor
For starters, my loan was no walk in the park. We not only had to deal with COVID, but our loan was a complex one with rentals and refis, it was nuts. Cheryl was there, nonstop. I always knew where we stood in our loan, and when COVID slowed us down, Cheryl made all the powers that be align and close on our loan so we could move into our dream home. Thank you, Cheryl for all your hard work and dedication!
Jul 7, 2020
Client
Cheryl helped us do a very complex, long distance, Jumbo mortgage. It was in the middle of the rules changing in Covid 19 crisis. Her experience and level head kept us on track. I would highly recommend her.
Jun 2, 2020
Cheryl and her team were fantastic! They held our hand and walked us through the mortgage process step-by-step. They were highly knowledgable and provided detailed explanations of what was needed from us and why. It often seemed as though they were working day and night for us; when a question popped into our heads late in the evening we would send Cheryl and her team an email, not expecting a reply until morning, but often they would send a reply before we went to bed. We were told to expect a 30-day escrow, but their hard work reduced that by several days.

Their demeanor was so incredibly friendly it felt as though we had known them for years. I can't imagine the process being any more painless than they made it and can't think of anything more I could hope for in a mortgage team. When it comes time for our next mortgage it will be with Cheryl and her team.
Jun 2, 2020
Wealth Management Consultant
Working with Cheryl was perfection! She was upfront, highly organized and a great communicator. I would highly recommend her - 5 stars!
May 30, 2020
Client
Our family would highly recommend Cheryl Boldig to others. As she is very professional, friendly and always had an answer to our many questions.

Her and her team of processors, underwriters, and closer worked diligently to close out our refinances timely. It takes a strong leader,(as Cheryl) to work through the paperwork and questions we all have in a transaction, and she made it a smooth process.

She is a shining star for the company, thank you and great job, Cheryl.

May 17, 2020
Product Design Authority
Cheryl has been amazing with us.
It was our first house purchase in US and the COVID situation was very stressful.
She has been always cheerful, supportive and took the time that we needed to understand the information.
Her professional engagement (available, responsive, quick to react) has been the key source of the successful transaction.
I highly recommend Cheryl as it is irreplaceable to work with person that you can trust
Apr 28, 2020
Cheryl was a pleasure to work with. Our refi process was easy and fast. If we had a question, a text or email was always answered in a reasonable amount of time.

Thank you Cheryl and to your team for keeping the process easy especially during this time of the Covid-19
Apr 22, 2020
Director of Operations
Great job Cheryl. Thank you so much. I will have this loan for life.
Mar 25, 2020
Professor & Chair of Communications
Cheryl was exceptionally responsive and helpful as we worked through a VERY quick process (especially during the Covid-19 epidemic and a slew of refi's with historic low rates).
Mar 5, 2020
Cheryl Boldig made our refi experience stress free...and there was nothing stress free about our loan!
She was confronted with many challenges and each time, she took the time to work the problem and move onto the next step. Cheryl's guidance, understanding and exceptional knowledge was everything we needed and more. After being told no so many times, Cheryl said YES and then made it happen! There is no one better!
Feb 20, 2020
We have had the opportunity to work with Cheryl for financing on two occasions. She is a delight. She is extremely responsive. She answers any and all questions and provides guidance to help the process go smoothly. We would highly recommend working with her on any mortgage needs.
Dec 19, 2019
Store Manager
Cheryl was incredibly helpful and friendly. At all times I felt supported and I trusted her to communicate as soon as signed documents were needed. I recommend Cheryl to any family or friend.
Dec 1, 2019
None
If you want someone to take real good care of you during the real estate loan approval process, she’s the one you want on your side. She takes excellent care of everything and overcomes all obstacles if, and when, encountered.

We really enjoyed working with her and highly recommend signing up with her when securing a property loan.

Jeff Monroe
Oct 4, 2019
Emeritus Professor
Cheryl did a fabulous job of handling our loan application. There were several title issues that came up on some of our property which Cheryl was able to identify and fix. She was also very helpful in drawing up the loan application and helping us get the appropriate documentation for the lender. We would unhesitatingly use Cheryl again.
Aug 11, 2019
Cheryl was so helpful in so many ways. She went out of her way to meet me at a location near my home so I didn’t have to drive too far. She always text me to keep me posted on would be happening in each process. If I had questions that were out of her normal process, she would make sure I was put in touch with the right person. Cheryl helped to make the whole move as easy as possible. I would recommend her to anyone. Virginia Conlin
Jul 9, 2019
Cheryl and her team were very responsive and helpful throughout. She made the process easy to understand, and helped us keep our house. Thanks Cheryl!
Jun 4, 2019
Cheryl was amazing! She was instrumental in me getting my home loan approved and funded in amazing time. She made me competitive in the home buying process where others couldn't. I can't reccommend her enough!
May 29, 2019
Assistant Principal
It is my pleasure to write a letter to express the completely positive service that Cheryl Boldig provided for us as we purchased our first home.

Cheryl is a complete professional. She possesses a deep knowledge of her work and through that knowledge comes a level of trust that really supported us through this process that was so new in our experience. Cheryl looked at every detail of our loan and proactively made recommendations that were in our best interest.

Cheryl is extremely flexible in her time and at a moments notice would spend at much time as we needed to break down each item in our loan, and compare figures with escrow, in a comprehensible way that we could understand what each figure meant and how it impacted us as a buyer. Her estimations were spot on and there were no surprises in our closing costs.

As we all know, buying a home can be a stressful time, but with Cheryl's support we could consistently move forward in the process with confidence, and without hesitation, because we knew Cheryl always had our best interest in the forefront of this complicated process. My husband and I are extremely pleased, and honestly feel blessed that we had Cheryl on our side as we purchased our first home.

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