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Kathy Derangi

Loan Consultant - San Francisco, Townsend Office Guarantee Mortgage NMLS #1151839 / 1850
Equal Housing Opportunity
NMLS #1151839 / 1850
Mar 9, 2024
Kathy Derangi deserves all five stars and more! She helped us with a long distance
mortgage and was innovative, helpful, on top of the myriad of details that San Francisco and California require, participated in joint phone calls when insurance agent got balky, walked us through many a detail to make sure we understood, and, in short, she was GREAT to work with! We cannot imagine anyone being able to do a better job.
Jun 20, 2023
Great customer service and knowledgeable!
May 30, 2023
As a first-time home buyer, I had a great experience working with Kathy. She was friendly and took an interest in the property I was buying, and she was always available to answer questions. She also kept an eye out for lower interest rates even after locking in my initial rate. I would definitely recommend her to anyone looking to buy a home!
May 16, 2023
Kathy is nothing short of exceptional. I had previously worked with Ken and thought anyone else could never compare to how great he is. Kathy and Ken must come from another planet because they equally work for you. It seemed like any day at any hour Kathy was available and quickly willing to help us out. We had a hiccup with the original seller and even though it was stressful, Kathy stayed positive and kept pushing on like it wasn’t a huge deal. I have told many people about Ken and Kathy.
Mar 28, 2023
Kathy kept us on point with paperwork, always moving forward through the minefield of underwriters questions.
Mar 28, 2023
Working with Guarantee Mortgage and Kathy Derangi as our loan consult was quick and an easy experience. That's why this was our 2nd time with them.
Feb 13, 2023
Kathy was the best at providing information, answering questions, providing different scenarios, and guiding us throughout the purchase process. I am very pleased with our experience.
Feb 8, 2023
Kathy was very helpful and always answered her phone. She was able to give us a few different scenarios and guided us through the process smoothly. Love the positive attitude and great advice!
Dec 13, 2022
Kathy did a great job. She goes above and beyond and is very diligent and responsive while working on your loan.
Sep 28, 2022
Kathy will call seller’s agents and make sure you win in a competitive bid situation. Super fast and responsive. Can get closed on very tight timelines. AWESOME!!
Aug 30, 2022
This is easy...I've worked with Kathy in the past and she continues to be my "go-to" for my needs in this field. Creatively solves any issues that surface and professional all along the way.
Aug 11, 2022
Kathy is the best at finding good rates for her customers. She is resourceful, professional, and simply a delight to deal with. Highly recommend.
Aug 2, 2022
Kathy helped and patiently guided me through the entire process of buying my first home. She stayed available and in constant contact in order to make the work done on time. The level of care, attention to detail, and professionalism demonstrated by Kathy and her team far surpassed my expectations. I highly recommend Kathy and her team.
Aug 2, 2022
Kathy provided exceptional service and went above and beyond to make buying our first home incredibly easy, smooth, and straightforward. She was quick to respond, and every question we had was answered in a timely manner. I really appreciated her honesty and transparency throughout the mortgage process. I highly recommend Kathy and her team.
Jul 14, 2022
Kathy Derangi provided exceptional service at every stage of my transaction. She went above and beyond expectation.
May 2, 2022
Kathy recently helped us secure a mortgage and our home. Through the entire process Kathy was informative, highly engaged and a terrific partner to work with through the process. I firmly believe that we got the house we did because of how professional, and lightning quick she was with everything. Highly recommended!
Dec 29, 2021
Kathy was thorough, patient and kept me informed the entire time. I loved working with her. She made the process easy and seamless. Thank you Kathy
Dec 1, 2021
Has handled 2 refinances for us. Both went well, including the last one which got tricky because of COVID-19
Nov 12, 2021
Kathy took great care of me the whole way through the mortgage process.
Nov 11, 2021
Kathy was amazing working with. Responsive, helpful and always available. Highly recommended. Thank you Kathy!
Nov 1, 2021
Kathy was always responded quickly to address questions and concerns. She was always on top of challenges that may have surfaced during the process. Professional yet personable.
Apr 23, 2021
Kathy was so helpful throughout the process - getting me pre-approved, explaining my options, contacting the seller to confirm my pre-approval, and finalizing the mortgage. She was very responsive to all of my questions and made it as stress-free of a process as possible! Highly recommend!
Mar 19, 2021
Kathy is wonderful. She is a great problem solver and if there is an issue she is quite tenacious in getting the problem solved and getting the transaction moving forward. I am a real estate agent and I have used Kathy for my own transactions and have recommended her to my clients. My clients have always liked her and she recently saved a transaction for one of my clients. The condo had some challenges and it really didn't look like we would be able to get a loan on it. Kathy worked behind the scenes and was able to get an exception that no one that I had talked to thought would actually happen. Kathy goes to bat for her clients! You don't realize how important a good loan agent is until a problem arises and you want someone to solve the problem and get the job done. Kathy does that well.
Mar 17, 2021
Kathy was great - always quick to respond, organized, promptly answered any questions we had, and she was always watching out for our best interests. We have great trust in her, and are confident she got us a great rate.
Mar 10, 2021
Kathy was incredibly responsive and helpful always going the extra mile to follow through. We've worked with her for Refinacning multiple properties over several years and always the same great experience. Thanks so much !