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Joel Marks

Loan Advisor - San Francisco, Townsend Office Guarantee Mortgage NMLS: #216888/1850
Joel, a Bay Area native, has had an extensive career both inside and outside the mortgage world.

Following his 15-year career in politics, Joel was recruited into the mortgage industry at Washington Mutual. While there, Joel was well-known for his innovative marketing campaigns and serving customer loan needs that earned him a spot in WaMu’s distinguished President’s Club. Joel has been a top performer in mortgage lending since 2008, and recently joined Guarantee Mortgage.

Joel is married to a childhood friend, Jennifer, who is a local Realtor in Marin. Jennifer and Joel have three children and are very active in their community, volunteering at the schools, cooking and delivering meals to neighbors with newborns or sick family members and supporting their kids’ various sports teams.

Equal Housing Lender
Jan 16, 2024
Joel went above and beyond to make sure that we could secure our loan, we had a unique case which required expertise in all different loan types. He also has a great source of knowledge and contacts in the industry that is invaluable. I would highly recommend Joel to anyone!
Dec 21, 2023
Joel has been my mortgage broker for 10 years. He’s AMAZING!! Best of the best at what he does. Recommend him 200%
Oct 2, 2023
We’re repeat clients of Joel’s and highly recommend. Fast, organized, helpful, thorough and a pleasure to work with.
Oct 2, 2023
Joel is awesome! We have worked with him on various occasions and he always delivers top-notch service. We will continue to work with him and Guarantee Mortgage for all future projects.
Aug 24, 2023
Joel gave us reassurance at every turn in the loan process, and helped us close escrow twice as fast as we thought was possible. We'll be friends and neighbors for a long long time.
May 23, 2023
Working with Joel Marks was a very positive experience. He kept me informed and calm during what can be a stressful process. I couldn’t have found a better person to work with.
Sep 6, 2022
We had a great experience with Joel. He was kind and patient and answered all of our many, many questions. This was our first home purchase and we are so grateful to have had Joel guiding us through the process. We would absolutely work with him again and will definitely recommend him to our friends!
Aug 23, 2022
Joel was excellent to work with! He always took the time to explain each process and helped us every step of the way. Would recommend him and his team to anyone!
Jul 19, 2022
Joey was amazing to work with. He was really on top of it and answered all our extensive questions. Would work with him again and recommend him to friends
Apr 25, 2022
Much appreciation for the quickly answered questions, many preapproval letters, and follow-through closing on time. Thanks!
Apr 25, 2022
Joel Marks is exceptional! This is our second property and mortgage we have entrusted with him. He is extremely knowledgeable, helpful, and quick and direct in his communication. He made the entire process seamless and delivered on all deadlines set forth. We will continue to use Joel in the future! Thank you for everything!
Jan 6, 2022
Excellent customer service. Joel was responsive and communicative throughout the process. I will be back next time I need a mortgage or refinance!
Oct 25, 2021
It was so easy to work with Joel from beginning to the end. Everything went so smoothly and we feel confident and trust. Thank you!
Oct 6, 2021
Wonderful service from the best broker !
Oct 6, 2021
Joel was consultative and professional through the entire process.
Sep 28, 2021
Joel did a great job of keeping us on track of a lengthy, tedious closing due to the nature of the underwriting. Once we got final approval things moved Very Quickly and that was much appreciated. 4 days from final approval to keys in hand.
Aug 20, 2021
Best customer service I have experienced in the last 20 years! Joel did what he said he would and did it on time!
Aug 13, 2021
Joel Marks is one of the best in the business. Efficient, punctual and friendly, he did his best to get us a great rate, I will be using him for all our future loans!
Jul 6, 2021
Joey Marks continues to provide excellent service. I’ve been through multiple refinances and just purchased a house with the help of Joey. I couldn’t ask for more...highly recommend.
Dec 22, 2020
Joel went above and beyond to think outside the box and help us achieve our financial goals for a new home.
Dec 3, 2020
I've done about 5 refi's with Joel and he comes through every time with the best rates. He takes the time to explain everything and is dependable, trustworthy and easy to work with. I love his no fee approach. I highly recommend him. I've had many friends use him and they've all said the same thing.
Nov 6, 2020
Joel Marks is a first class professional! He is extremely intelligent, well informed, patient, and provides consistent clarity. Joey has been very helpful in providing current information as it has pertained to our needs. I would wholeheartedly recommend him to anyone who is seeking a competent loan broker.
Oct 1, 2020
Joel is a top notch mortgage broker. He has years of experience, communicates well through every step of the process and makes it extremely easy to be his client. I am a long-term client and have been through many mortgage refinances with Joel and highly recommend him to anyone who needs a mortgage broker.
Sep 28, 2020
I have an excellent re-if experience with Joel Marks. I would & have Highly recommended him to Someone that is looking to refinance or buy a home. He kept me well informed throughout the whole process, and frequently spent a great deal of time with me when needed to answer any and all questions I had. The best aspect of working with Joel was that I never felt pressure. When asking him for advice, his responses were always to benefit me rather than a “lock now” approach to secure business for him.
Sep 28, 2020
This is the fourth time Joey has worked to help my family through a mortgage or refinance. We keep going back to him because we know we can count on him to find the right approach and make the process as smooth as possible. We've referred many family members and friends to him because we hold him in the highest regard.