Phil Caulfield

Loan Officer - Burlingame Office Guarantee Mortgage NMLS #386911/1850
Equal Housing Opportunity
NMLS #386911/1850
APMC BRE #01215943

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Jul 23, 2018
Senior Innovation Portfolio Project Manager
Phil's transparency throughout the process made our refinance outcome very productive and efficient especially since both my husband and I work long hours. He made sure he explained all the details that matched up to our needs so we qualified for the best rates under our circumstances. He also patiently guided us on the documentation and never once over-promised on any rates he could not deliver. I am very pleased with the rates on the refinance and has given both my husband and I peace of mind back after years of worry if we could get even qualify for a refinance, let alone get a great loan that Phil was able to secure for our home! Thank you Phil for your support!!

Surinder Bains
Jun 4, 2018
Phil did a great job with my refinance. He was very responsive in answering all of my questions along the way (sometimes on evenings and weekends), and expeditiously got the job done. I will definitely be using Phil again for any future mortgage needs.
May 10, 2018
CEO
Phil was fantastic through the whole process. I couldn't ask for a better loan officer. Thanks again Phil for making this process as seamless as possible and getting us into this house quickly! Highly recommend A+++
Jan 17, 2018
Senior Director of Operations
Phil was able to work with me and my parents to refinance their house. He was transparent and very proactive with information, and while there were some bumps in the road, Phil made navigating those very easy for everyone. I would hire Phil as my broker again for sure!
Jan 14, 2018
Phil made the tedious process of refinancing so easy. We received updates from him almost daily to ensure that all lender’s requests were fulfilled as quickly as possible. He is a delight to work with, very knowledgeable and professional.
Jan 11, 2018
Teacher
Phil made it easy to apply for a loan. He's experience and knowledge guided me to get approved for a low percentage. Communication from San Jose to Burlingame made it possible by good communication through texts, Email and meetings.
Dec 7, 2017
Homeowner and investor
Phil has been an amazing person to work with. He responds to correspondence promptly and gets things real fast - be it the loan pre-approval process or actual loan process.

We also had RE-fi our loan and he has been really helpful, plus gave us the best interest rates in the market when compared to any other lender.

We are now buying an investment property and considering Phil again. No wonder he has gained our trust and respect.
Dec 7, 2017
Home owner & investor
Phil has been an amazing person to work with. He responds to correspondence promptly and gets things real fast - be it the loan pre-approval process or actual loan process. We also had RE-fi our loan and he has been really helpful, plus gave us the best interest rates in the market when compared to any other lender.
We are now buying an investment property and considering Phil again. No wonder he has gained our trust and respect.

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