Ken Dean

Loan Consultant - San Francisco - Montgomery St. Guarantee Mortgage NMLS #237940 / 1850 - CA BRE #0902556 / 01215943
I have been in the real estate finance in San Francisco since 1985. I have funded acquisition, refinance, construction and commercial loans. I take my fiduciary responsibility serious and offer what is best for the client.

I want you to have the best loan experience possible. With 25+ years of experience in the financing, assisting 1st time home, high net worth, low-to-moderate income, self-employed and investment borrowers from loan application to closing I find borrowers the loans that fits their unique needs. I use the planning tools we can create your path to successful home ownership.

Equal Housing Opportunity
NMLS #237940 / 1850
CA BRE #0902556 / 01215943
Nov 5, 2018
Simply the best!
Nov 5, 2018
Working with Ken Dean was an absolute pleasure. Not only is he a responsive and helpful loan consultant, but he is also a nice person. Thanks so much Ken!
Oct 5, 2018
Sales Manager
Ken took great care of us! He explained everything thoroughly and made us both feel at ease. Have already recommended him to others.
Sep 19, 2017
As a first time buyer I was extremely nervous about the whole process. Ken really was very informative, and always responded to emails , calls , texts straight away . He made the loan process very straightforward. I'd highly recommend Ken!
Jun 15, 2017
Ken was amazing. He got me a great rate and kept me informed. He made the whole process as simple as possible and we closed in 21 days. I highly recommend working with Ken on your next loan.
May 18, 2016
I've used Ken Dean on several real estate deals over the last few years, some of them quite challenging. Ken has delivered and done so in a way that thinks outside of the box. I highly recommend Ken to anyone looking to purchase, refinance, or even do a bridge loan. He will make it happen
Nov 1, 2014
Small property owner
Ken is amazing! he's a miracle worker. He's been in this business for a very long time and knows all the in's and out's of the game. I have gotten two mortgages from him in the last 2 yrs and both times it was a seamless and painless.
Unlike most mortgage brokers, he's honest and looks out for you; not himself.
I would recommend Ken to EVERYONE!
Aug 11, 2014
Professor of Nursing, UCSF
Wonderful to hear. I've known Ken for ten working years. I must say: "Know-how is Know-how. Nobody can take it away from you" thankfully, Ken has it! Thank you Ken for all your expertise.
Aug 11, 2014
Angelo and I would like to thank Ken for all his hard work in getting our home refinanced.Ken was very professional,efficient and knows his business.Everything went smooth and in a timely manner.We could not have found a better person to take care of us.
Thanks Ken !
Thomas & Angelo
Mar 17, 2014
Because I had an unusual loan situation due to a relo package from my company, I was unsure if I was going to be able to take advantage of the low interest rates. However, Ken helped me find a great loan with a customized loan structure when no other broker could. I highly recommend Ken for his services.
Jan 2, 2014
Property Owner
Ken Dean has assisted my wife and me with several real estate transactions of the past 20+ years.

His help has taken away the mysteries and frustrations involved in property transactions whether it be buying, selling, refinance or just timely advice.

Whether it be real estate purchase, title procedures or avoiding pitfalls, Ken has provided help in smoothing the way.

I would recommend you avail yourself of Ken’s knowledge, expertise and diligence in any real estate situation you encounter.
Dec 19, 2013
home owner, veterinarian
Working with Ken Dean has been truly a positive experience. Saying this is not a small matter since invariably securing a loan is quite stressful and problematic given all the required documentation which is oftentimes hard to gather up. He calmly guided through the whole process in spite of all the bumps and hiccups along the road
Aug 29, 2013
Assistant to the Chairman and CEO of Silver Spring Networks
My husband and I recently worked with Ken on refinancing our home and obtaining our equity line. He did a very thorough job of finding out exactly what our short and long term goals were and how to ensure we did what was best. We are very happy with the results. In addition, he was very easy to work with and very knowledgeable in his field - evidenced by his experience I would highly recommend Ken Dean.
Aug 24, 2013
Ken Dean did an amazing job, walking us through a comercial refi, that was so complicated. There are not enough characters in this window to accurately describe all the challenges. He got us an unheard of 3.5% rate on a long term fixed rate comercial refi. Incase you don't totally know what that means. It means he is a financing GOD. I would happily work with him as often as possible, as he made it as easy and painless as possible. If you have any challenges, in your financing package he is the problem solver to go to. He is definently a closer. Cheers Ken

P.S. I would be happy to speak with anyone who wants more info, Ken you can pass my number along.
P.P.S. I am a teacher in San Francisco and I own 3 multi unit buildings.
Aug 20, 2013
Managing Broker, Zephyr Real Estate
I have known Ken as a friend and colleague for over 20 years, and transacted numerous loans with him. Ken has a vast knowledge of the lending industry far beyond the simple transactions. Ken is well versed in Commercial loans as well as Construction loans in addition to FHA and conventional lending. Ken is also certified through Fannie Mae for their foreclosure loans!
Aug 15, 2013
Ken was a delight to work with. His experience made the whole process quite seamless. He was thoughtful in his recommendations which allowed us to
remain competitive in buying our new house. Without his advice we never would have been able to buy our new house before selling our old house! He understood our objectives and was able to thoroughly answer all of our questions. He even joined us on signing day at the title companies to make sure nothing fell thru the cracks and to ensure we fully understood the details. You do not get that type of personal service very often these days and we appreciated it.
Aug 14, 2013
CPA, self employed
Ken Dean was exceptionally proactive in helping us find a loan that fit our needs and our unique circumstances that would have been challenging to most loan brokers. He beat our expectations and helped us navigate the loan process in a manner that helped minimize what is normally a trying process. Thanks again Ken!
Aug 14, 2013
I have worked with Ken for 10 years on construction, rehab an personal real estate financing. He is solution oriented and thinks about multiple ways to solve a transaction. He is responsive and returns calls promptly. Just this year I refinance 3 properties with him and feel I received excellent service and great rates. He took the time to analysis my real estate owned and the associated mortgage and worked with me to meet my financial goals.

I highly recommend working with Ken and his team.
Aug 13, 2013
Ken has handled at least three different refi's for me and all of them have saved me money. He was very thorough and efficient with all of them and very straight forward in his dealings with me. I would not hesitate to use him again the next time I need a new mortgage or need to refinance an existing mortgage. He is extremely knowledgeable in his field.
Aug 13, 2013
Ken Dean helped me refinance my home this spring. He was recommended to me by a good friend who had retired from being a loan agent. Ken is trustworthy, and I felt safe in his hands. We successfully completed the refinance at a good rate in just a couple weeks. I would recommend him to anyone looking for a good mortgage loan.
Aug 13, 2013
Producer, Anki inc.
Ken and his team both did a refi on our last house, our original mortgage on our new home, and the last refi that is so awesome I don't think we'll ever need to refinance again. We had some unusual constraints and he made it work wonderfully. I guess that means he's so good we don't need him anymore.

Until we buy another house, of course.

I highly recommend Ken.
Aug 13, 2013
Father of client
Ken helped my daughter obtain a mortgage on very favorable terms about 14 months ago. A few months later, he suggested to her that it would be to her advantage to refinance since rates had come down and home values had increased to the point that she would be able to refinance avoiding the PMI insurance. Had not been for Ken, my daughter would still be paying the PMI insurance for another several years. Because of his suggestion she was able to lower the interest rate on her mortgage, with no out of pocket costs, and save several hundred dollars a month due to PMI savings.

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