Kara Fiore

Loan Consultant - Townsend Office S.F. Guarantee Mortgage NMLS #241552 / 1850 - CA BRE #00977921 / 01215943
Kara has been closing loans for the past 28 years. She specializes in commercial and residential loans. Working with Guarantee Mortgage, a Mortgage Banker and Mortgage Broker, has earned her the reputation as a Mortgage Closer.

Equal Housing Opportunity
NMLS #241552 / 1850
CA BRE #00977921 / 01215943
Dec 6, 2018
We spoke with a number of lenders before selecting Kara. They were all highly recommended and I am sure that they are all experts in the mortgage lending field, but Kara was our best possible choice. We are self employed and our circumstances required some special handling. Kara was there every step of the way.

She got us a great loan, made sure we understood the process and helped us get all the required documentation and paperwork in on time and complete. We will definitely be using Kara again and we are going to recommend her to all our friends and family. We really appreciate the way she helped us navigate the loan process!
Aug 31, 2018
Kara is a MUST HAVE if you are looking to finance a new home or refinance your existing home. We have worked with Kara on multiple transactions over the past 10 years. Kara is responsive, knowledgeable, on top of things, and someone you can trust navigating what can be a complicated and confusing process to get a mortgage loan.
Aug 31, 2018
Our family has used Kara many times over the years.
Obtaining financing after ’08 is a frustrating task at best and Kara was able to shield us from most of the silliness during our loan process.
I DO NOT fill out these surveys, but have made an exception as I would highly recommend Kara based on her patience and knowledge of the industry.

Thank you Kara!
Aug 31, 2018
Fire captain/ paramedic
We have worked with Kara for a few transactions now. She does her job well!
Jul 26, 2018
Finance director
Kara was fantastic. Offered solid advice and provided timely communication. Looped is in as necessary but generally ensured things were handled. Thank you!
Jul 17, 2018
I can’t thank Kara enough - she never gave up on me! This was not an easy loan - no one else was able to help me but Kara kept fighting -She and her team were amazing - Thank you Kara!!
Jun 17, 2018
I highly recommend working with Kara. Not only was she able to get me a great rate, but was there everyday to make sure everything was moving along smoothly. She explained every step with thorough detail and was always available to answer questions and deal with any issues early or late during the day. She was highly recommended by people I trust and she is now part of that network. Thanks Kara!
Apr 23, 2018
My first home purchase. Kara was great every step of the way. Great communication, very prompt and always there to answer my questions. Highly recommended!
Dec 6, 2017
Business Owner
Kara is the mission: impossible star of all loan Brokers. After reviewing my case that several brokers and lenders turned down, she gave it a twist and structure. Then with a strategic plan she approached the right lender and was able to close my loan. I was very pleased and happy with the outcome.
I will defenetly use her services again and I recommend you do the same.
Aug 23, 2017
Kara is fast, accurate, to the point, and always available to help you. Fantastic customer service. I was a first time home buyer and completely ignorant about teh process. Kara walked me thru every step and educated me, gave me options in a timely manner and adjusting to my busy schedule. I highly recommend Kara to anyone who is considering a home purchase!!! Thank you!!!
Aug 21, 2017
Kara was terrific to work with, her hard work and knowledge of the business was able to get done what multiple others could not, while making the entire experience easy and uncomplicated for us.

Thank you Kara
Aug 16, 2017
Film Editor
Kara worked tirelessly to secure our very difficult and complicated loan. Being first time buyers we were not versed in the process at all and she walked us through it and always made us feel secure and informed, even when we were terrified we wouldn't get our loan. I really can't say enough about about her work ethic. She is one of the hardes workers I have ever encountered. Even when we were ready to throw in the towel, she pushed on. If it was not for Kara we would still be renters. I can't imagine they come any better. Most stars available. 10/10
Aug 11, 2017
TV Writer/Co-Executive Producer
Kara was incredible throughout the whole process-- worked hard for me and led me beautifully through the whole process. I recommend her highly.
May 17, 2017
Kara and her team truly went the proverbial extra mile plus 3 or 4 more… so very appreciative and impressed by her work! Needless to say, would absolutely recommend.
May 10, 2016
Kara Fiore, our loan officer and now considered "friend", was such a "God send".
Kara was referred to us via our Real Estate Agent. We have used Wells Fargo for our last three transactions and knew many of the hoops we needed to jump through to secure financing. We own four properties in Los Angeles county. We also can tell in the first five minutes of conversation , if the loan officer knows all we will need to close the deal!
(( WOW!! )) Kara , exemplifies professional traits need for us to feel secure with using your company to close the deal with minimal stress!! We will be referring Kara to our friends and wanted you to know our amazing experience with her and your team.
Yesterday I needed to stop by escrow and pick up a document. I said "thank you" to them. The Escrow person shared how refreshing it was to work with Kara too. The Escrow person said it was one of the easiest deals she has worked on in a year.

Kara and team: Thank you for all you did, to close in such a short time , and all your hard work.

Dec 16, 2014
Kara is absolutely the best! Her professionalism and expertise is beyond anything I've ever experienced as a Broker/Real Estate Coach. She has been helping me buy and sell and invest in Real Estate for almost 30 years.
Nov 5, 2014
Thanks for helping me through this process. It was definitely a learning experience, and you helped me get over the hurdles so much easier. Heidi was very complimentary too, and made sure to point out just how "on the ball" you were compared to some of the other people she's dealt with in your position.

I can't wait to get over there next week to start setting up MY house! :)

Thank you so much for everything!
Apr 23, 2014
I highly recommend Kara Fiore and Guarantee Mortgage. My wife and I were given the run around by another company for nearly a year and were pretty frustrated with the whole process. Once Kara stepped in she made it seem so much easier and kept us posted on developments every step of the way. We had a lot of questions and Kara helped us understand the process. Even though we are in Southern California...Kara made it seem like she was right next door. Thank you Kara! We look forward to working with you again in the future.
Dec 16, 2013
Realtor Sotheby's International Realty
This is to let anyone interested in using Guarantee Mortgage and Kara Fiore as their Lender that they are in very good hands!

This summer Kara helped my clients Lance and Vanessa with their home loan and it was an easy, quick and un-daunting process. Kara was always available to speak with me and answered my clients questions quickly and explained the process so they understood what was happening at every turn.

All this from her offices in SF while the sale was happening in Southern Ca! Something I was concerned about at first but soon realized that Kara would be on top of the transaction and indeed she was! It didn't impact the deal in any way and would highly recommend Kara for your loan wherever you are in California.
Nov 30, 2013
Kara saves us time and hassle by keeping us informed along the way. She has been known to let us know when a refinance is not in our best interest. That honesty is matched only by her ability to listen well. Kara guides us safely past the locking process and clearly explains our obligations. We have recommended many of our friends to Kara because trustworthiness is high on our values list and Kara makes the list. We couldn’t be more pleased with her professionalism and the results.
Nov 19, 2013
Retired IT Management Consultant
I bought my San Francisco condo in January 2008. It was seriously underwater within 2 years. Furthermore, I am retired and my income was entirely from my investments.
We did not think it would be possible for me to refinance, but Kara kept working at it, trying every possible alternative until finally she found the solution.
I am very grateful to her, and I wish her all the best!
Nov 8, 2013
Kara Fiore, has handled our refi numerous times. She came highly recommended to us years back by a friend, and we have recommended her to all our friends since.It always an easy process. The refi was done in a speedy matter, and we have saved hundred of dollars a month.
On top of this Kara always contacted us if rates dropped and we again could refi to save even more money.
Nov 8, 2013
Kara orchestrated every aspect of my home refinancing with skill and care. She stayed in close contact with me during the process, providing knowledgeable guidance every step of the way. Kara made the whole experience easy and painless. I highly recommend her services.
Nov 7, 2013
Kara is very professional, fast, organized and efficient. She knows how to monitor the market to give her clients the best mortgage deal. I really enjoyed working with her. She is confident that she can deliver!
Nov 7, 2013
Kara is an enthusiastic and effective Loan Consultant. She evaluates the available options and offers alternatives, clearly defining the the positive or negative features of each. When ready to proceed, she works very quickly and makes sure the process works smoothly. She is a great partner and guide on this sometimes frustrating process. Kara is an excellent service provider.