Richard Chalifour

Residential & Commercial Loan Consultant - Townsend Office Guarantee Mortgage NMLS #349170 / 1850 - CA BRE #00915461 / 01215943
I began my career in 1986 as a Realtor then in 1992 I decided to transition into the Mortgage side of the industry.
Over the year's, I've helped hundreds of clients achieve various ownership goals:
A Families Primary Home, Vacation Properties, Commercial & Investment Properties or Downsizing the Family Home for Seniors.
My early clients taught me the art of listening.
Understanding clients wants, needs & desires enables me to fully understand their mortgage needs.
As a result, I'm able to provide them with a financial plan that fits their needs.
For me, an up, down, neutral or volatile market doesn't matter as clients always have ongoing needs & helping them is always an honor.

Equal Housing Opportunity
NMLS #349170 / 1850
CA BRE #00915461 / 01215943

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Nov 27, 2013
Employee and Labor Relations
I have refinanced with Richard Chalifour a number of times. Richard is very patient and does a great job of explaining the intricacies of the mortgage process in plain english. He makes the whole process very painless. The result is a smooth closing every time. I would not hesitate to recommend Richard Chalifour at Guarantee Mortgage to anyone in need of mortgage services.

Oct 22, 2013
VETERINARY ADMINISTATION
I have worked with Richard several times & would continue to do so. He is professional & kind. I have recommended friends & family & they also enjoyed his expertise & professionalism. I will continue to utilize his services in the future & would always recommend him to anyone in need. Thank you Richard for always being more than a "loan Officer" YOU ARE THE BEST!!
Sep 17, 2013
Klein
Hello. My name is Dawn Klein and I wanted to bring to your attention what an incredible staff that you have. Richard Chalifour and those who worked with him to help me re-finance my home were wonderful. The level of care and personal attention given to this nightmare of a process was far above and beyond what I have experienced anywhere else. I realize that this is your business and I should feel cared for but there was an obvious difference in the amount of time effort and personal attention that I received during this process. I am certain that I asked Richard on more that one occasion to relax it's just a re-fi, only to have him working around the clock to make this happen for me and my family. Richard is defiantly and advocate for his clients.
Thank you
Sincerely, Dawn Klein