Robin Patronik

Senior Loan Officer - San Francisco - Montgomery St. Guarantee Mortgage NMLS #241087 / 1850 - CA BRE #01347330 / 01215943
IN BRIEF: I provide the service of real estate financing AND deliver what I quote.

EXPERIENCE: 15+ Years in the mortgage industry.

WHAT I DO: I find the best rate, terms, and product for your next refinance or new home purchase.

HOW I AM DIFFERENT: I work with you and am your sole contact from start to finish, “hand holding” until your loan is funded (no assistants or “team”).

• I am responsive, even on weekends, and provide lender updates on a daily basis.

• I am the manager of (most likely) your largest asset; your mortgage. I will continue to provide rate updates on an annual/bi – annual basis, long after your loan has funded.

• My intent is to keep you as a client for life and not just as a one time deal.

Equal Housing Opportunity
NMLS #241087 / 1850
CA BRE #01347330 / 01215943

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Jul 18, 2017
Realtor
This was the first time I had a chance to work with Robin. The only thing I can say ,Robin made it extremely easy and pleasant with fast closing.with my job, I deal with many Loan officers, I can easily say Robin is one of the best ,I have ever worked with. Looking forward to work with her again. I recommend her highly
Jul 11, 2017
General Manager
Robin was great ! She was very helpful and knowledgeable about the home buying process. Very responsive via email, and details all required steps very clearly. Being a first time home buyer, it was very helpful having Robin carefully walk us through this monumental process. It is so exciting buying our first home, understanding the responsibilities is very important, and Robin does a masterful job! My wife and I will never forget this experience, and we look forward to working with her in the future on our next home purchase !
Jun 11, 2017
President
Although we had to jump many a hurdle, Robin's tenacity prevailed and I am a very satisfied customer. I will surely do business with her and Guarantee Mortgage again.
May 5, 2017
Marketing Manager
I have used Robyn for my last 3 mortgages and probably a few refinances in-between. She makes the whole process as painless as possible, and her attention to detail means you never have to worry about anything falling through the cracks. You can always trust that she will find you the best rates/loan possible to meet your needs. I also appreciate how Robyn follows up periodically to keep me posted on rates and if it would be advantageous to refinance. I highly recommend Robyn's services - I truly believe she is the best in the business.
Nov 15, 2016
Domestic Engineer
It was a pleasure working with Robin on the refinance of our home. She is professional, prompt with email communications and thorough with explaining the procedures throughout the refinance process. I highly recommend her services and value her opinion and wisdom on real estate financing.
Sep 6, 2016
M.D.
Robin was the ideal Loan Officer to refinance our mortgage with. She communicated clearly and conscientiously, and took the extra time and effort necessary to make the process as painless as possible.
Jun 17, 2016
CFO
Miss Robin,

She has been very professional, effective, and clear about procedures and process to follow. The refinancing process is every day more tedious and documented, and she was very patient and able to guide through some challenges during this long process.
Dec 8, 2015
Eng tech
Very helpful and on top of of the whole process
Nov 6, 2015
We have worked with Robin for multiple refinances. As always it was painless and efficient. She's very response and a pleasure to work with, especially considering how complex and painful the loan process can be. Would highly recommend her.
Sep 23, 2015
President and CEO
I totally understand that after the patriot act and the last financial crisis, lenders and banks are obliged to make sure one, you can pay your mortgage, two that all funds used for these transactions are not sourced by terrorist-backed funds. The only way to accomplish this is to verify that the funds came from an alternate and legitimate source.

Nonetheless, the process of refinancing my current/old mortgage was quite painful. Some of the lender/bank requests felt very intrusive and offensive. And it took so long that I started having to resubmit some documentation that became dated due to their efforts to drag it out so long. It was like I was stuck in an infinite loop of requests and demands to fulfill.

THE ONLY HELP was that my mortgage rep (Robin Patronik) was on top of things. She kept track of all requests, faxed docs, new strategies and really looked after the best deal for me. I was beyond impressed with the way she handled every step of the process. She was very clear about everything that was going on, was communicative at all times about any questions we had, and after almost a year trying (I had some issues to resolve) she got me the same or best deal possible.

I will recommend Robin to everyone I know that is in the home buying/refinancing. I truly cannot speak any more highly about what Robin and her company did for me, despite the official red tape. Use her!
You won't regret it. -
Sep 11, 2015
Borrower
Robin did a great job with my re-fi. She was thorough and efficient, always making it clear what she needed from me and letting me know where we were in the loan process.
Sep 11, 2015
PROFESSIONAL SERVICES
I can't recommend Robin too highly. She stayed in touch with me for 10 years keeping me abreast of rate changes and mortgage innovations. Eventually circumstances led us to do a refi with her. The changing paperwork demands were a pain in the butt but that wasn't Robin's fault - she made the process as painless as possible.
Aug 20, 2015
Robin is always on the ball -- timely, thorough and a pleasure to work with. She keeps the process on track and is a great communicator.
Aug 10, 2015
physician
What a great experience, from beginning to end. Truly wonderful. We highly recommend Robin Patronik --she found the right loan for us --combing 1st mortgage and home equity loan, providing cash out at time of funding, securing lowest rate possible at the time. Not only did Robin guide us through what was a dizzying and often confusing process, she did so with the utmost grace and understanding, never complaining about our disorganized and often delayed follow up. Robin answered emails same day, if not within the hour or minute, of sending. Robin scheduled appts, adjusted schedules to accommodate ours, and followed up immediately after the loan had been signed to ensure everything went well. The entire process was seamless. I can't recommend Robin Patronik enough!
Aug 10, 2015
Home owner, East Bay, CA
Robin Patronik is an outstanding Loan officer. In July 2015 Ms. Patronik helped my husband and me to refinance two substantial loans, our home loan and a second home equity loan. She was able to combine the two loans into one and at our request she secured for us an excellent low rate on a ten year fix. We definitely would not have refinanced without Ms. Patronik's constant guidance, ability to problem solve, and obvious expertise in her field. She single handedly ensured we had a successful experience refinancing our home loan and our home equity loan at terms that favored us and have left us feeling very pleased with the outcome. Ms. Patronik is exceptional at her job and very pleasant to work with at all times in the refinancing process. I highly recommend her services..
Mar 2, 2015
Buyers Agent
Robin was very professional, responsive and got the job done quickly and thoroughly.
I would be happy to work with her again, my buyers were also VERY satisfied with her work.
Feb 24, 2015
Thoroughbred Jockey
Robin was amazing. She got us our pre-approval in five days after we had been waiting over two months for a pre-approval that never came from a major bank. I am self employed, so our situation was more complicated than some. She then was able to accommodate a compressed closing schedule which we had wanted to make our offer more competitive. Once our offer was accepted, Robin kept everything on schedule or ahead of schedule, and we closed right on time. Her response time to all of our inquiries was great, and she really helped us get through the whole process (this was our first mortgage). We couldn't have been happier with Robin.
Jan 21, 2015
Home Owner
Robin is exceptionally knowledgeable, competent and personable. I wouldn't go to anyone else for my mortgage needs.
Nov 17, 2014
Borrower
This is the third or possibly fourth time I have use Robin for my refinance needs.
She is excellent at communicating loan status at the various stages both through email and phone. The process moves quickly and on schedule as promised.
Full doc loans are excruciatingly detailed but mine did result in the expected result, in my case, with an even lower interest rate than initially quoted.
You can't go wrong with Robin.
Oct 21, 2014
Robin is so awesome to work with. She is always on top of everything. She contacts us and checks in a couple times throughout the year. She makes sure that we are taken care of and helps us get the best possible outcome for our situation. She's attentive and so reliable. Most people dread the refinancing experience and I have to say every time we have gone through the process Robin has made is super easy and efficient. She's amazing!
Sep 11, 2014
President of Pacific Color Graphics
Robin's service and knowledge was the best I have ever experienced in refinancing our home. I would recommend her services to anybody interested in mortgage related loans.
A true professional!
Aug 8, 2014
Robin is a real pleasure to work with, she made our refinance very simple and painless. She helped work around our vacation schedule. She gave prompt updates and was easily accessible when I had questions. I would definitely recommend her to others and have done so already.
Jul 31, 2014
Executive Vice President
I have worked with Robin on re finance my mortgage. She did an excellent job in explaining the procedures and taking ate of all the details related to.
She was very professional and always available. It seems she is working 24/7 !!
Again, great job! Thanks!
May 30, 2014
Property Owner - SF East Bay
Firstly, Robin is professional in her approach to the refinance opportunity and lenders. She always remembers who is the client and who is the service provider; she is respectful. Perhaps most important, she is your advocate in getting the job done and preserving the economic opportunity that began the relationship. She is loyal to you and not to the lenders.

My most recent experience [the third with Robin] encountered challenges with the appraiser's property description which adversely effected the value. She proceeded to challenge the valuation and pushed through two levels of review/appeal by the lender's senior staff until we prevailed.

Her integrity is without question, which as you are no doubt aware, is often uncommon in that industry. I would without reservation use Robin to process my next re-finance or original loan.
Apr 22, 2014
Robin Patronik of Guarantee Mortgage was very helpful in negotiating the complicated and at times tedious bank requirements that resulted in our successful refinance--a zero cost arm loan.

She had kept in contact with us over a long period of time and initiated the process when terms and conditions met our needs. Her estimate of time to close was spot on and we can now rest for a while with a favorable rate.