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Gene Huang

VP of Mortgage Lending Guaranteed Rate Affinity NMLS #334719
Gene Huang is a true seasoned professional with over 30 years experience in the mortgage industry. Having spent the entirety of his career in the Pasadena area, Gene understands the needs of his local clientele, and consistently stays abreast of changes affecting the mortgage market.

Whether his clients are looking for a high-end estate loan or a special first time buyer program, Gene is able to offer a variety of loan products to fit their particular financial needs. Not only is Gene very knowledgeable on mortgage matters, but he is also extremely committed to providing top of class customer service as is evidenced by his many President’s Club awards.

Gene holds a Bachelor’s of Science Degree in Biological Sciences from U.C. Irvine, and has lived in Altadena for over 25 years. In his spare time, Gene enjoys being outdoors, cycling, golfing, playing tennis and trail running.

For all your home financing needs, give Gene a call today.
Oct 20, 2020
Public Middle School Teacher
It is with great pleasure to recommend Gene Huang and his team! From start to finish, Mr. Huang was incredibly personable, trustworthy, and patient. Gene is a real professional. He worked so very hard to get me the best mortgage rate possible during these hard times. Lenders, brokers, and underwriters have been extremely busy and cautious because of the pandemic. The kind of financial scrutiny that I was under was quite grueling. At every turn, when I thought I wouldn't be approved, Mr. Huang made it happen and worked literally around the clock on my case. No matter the hour or day, Mr. Huang responded to all of my inquiries. There were many hurdles along the way and Mr. Huang wouldn't take "no" as an answer. He simply didn't give up on me. I’m so blessed that I was introduced to Gene Huang and his team (by Dennis Finnerman, Coldwell banker Realtor that I also highly recommend!) I immediately felt like family to Gene. Guaranteed Rate is fortunate to have Mr. Huang. He had many cases to take care of, and was also down a person on his team, but that didn’t slow Mr. Huang down. He was wonderfully attentive, meticulous, and caring to my situation. I can’t thank Gene Huang enough for his incredible work on my case! I’m a proud homeowner because of him! Thank you Gene, you are simply the best! I'm so very lucky to have met you!
Oct 20, 2020
Sr vp of production
Gene was such a pleasure to work with! He answered all my questions and made my loan happen during an extremely busy loan time. I was out of town for my closing and he went the extra mile to make sure it still happened. Can’t wait to recommend you to all my friends. Thank you Gene!!
Sep 19, 2020
Retired
Gene walked us through the multi-step process of getting a home loan with perseverance and patience keeping in touch with us and letting us know what we needed to do at every step along the way. He is a great advocate for a new home owner and I am sure he will serve you well as he did for us. If you have chosen Gene as your loan officer you are definitely in very good hands!
Aug 25, 2020
Director
The team at Guaranteed Rate Affinity was very professional and kept us moving in the right direction throughout the refinancing process. Thank you to the entire team!
Aug 25, 2020
Gene was super helpful throughout our entire loan process, especially during COVID-19 when everything had to be done virtually. We're so grateful for all his hard work!
Aug 17, 2020
Director of Learning Resources
Gene and his team are fantastic! Simply put, without their expertise, professionalism, and attention to detail, I would not be in the home I am today. Gene is friendly, responsive, thorough, and proactive. Every one of my conversations with him was courteous and respectful; every message I received from him was clear; every interaction I had with him made it abundantly obvious that he is an exceptional professional at the top of his field. I look forward to enthusiastically recommending Gene to everyone I know who is looking for a mortgage lender in the Pasadena area.
Feb 20, 2020
Physical Therapist
Gene and his team did a great job helping me thru the process. We needed to get our loan done much quicker than usual which required everyone to be on the ball with every document, statement, etc. With their help, I got a loan and new home for my family without any issues.
Dec 27, 2019
Retired
Gene Huang did an outstanding job for us. He put together a complex bridge loan to assist in purchasing our new home and sell our old home. He was tireless with his sense of urgency, always focusing on getting it done. We appreciate his guiding us through the mine fields .
Jun 21, 2019
Operations Manager
When purchasing my house, Gene was very professional and supportive through the mortgage process. He kept me up to date on the next steps in the process through texting and email. His staff is very friendly and with Gene's years of experience, I felt confident working with him to the final close of my property. I highly recommend Gene for his expert advise and client focused attention.
May 28, 2019
CEO CM Solutions
Gene and his team handled our home purchase flawlessly. The process was clear and convenient. We had some unusual nuances that Gene handed without missing a beat. I recommend Gene and his team without reservation.
Aug 6, 2018
New homeowner
Gene and his staff were tremendously helpful through the entire process of securing a home loan for my wife and I. We highly recommend that if you are looking for a professional, courteous and skillful lending agent to contact Gene Huang and Guaranteed Rate Affinity.
Jun 7, 2018
Happy HomeOwners
Gene's attention to detail helped the process go smoothly. He also was in contact with us through every phase. We have already recommended his services to others.
Sep 14, 2017
Director, Product Management
Gene made an arduous process simpler and streamlined, offering guidance every step of the way. We had an aggressive closing schedule and he supported us throughout, knowing that every day was critical: he always responded to my questions, even in the evenings or on weekends. He was professional, and he knew exactly what needed to be done, and what he needed from me. And on top of it all, he was always friendly, personable, and cheerful. I highly recommend Gene to anyone purchasing a new home!
Sep 13, 2017
University Controller
I had a great experience working with Gene on the purchase of my new home. He is extremely responsive, and getting us a very good rate on the mortgage loan. I'm highly recommend his services to anyone interested on refinance or purchase a new property.
May 29, 2017
CG Artist
Gene was recommended by a trusted adviser and proved a great choice for our refinance needs. We appreciated both his willingness to meet up at his office, and promptness in responding to emails and texts. He even offered to drop by our house to pick up documents on a busy weekday. It was great working with Gene on our refinance and we would do it again in the future without hesitation.
May 15, 2017
Education Credential Analyst
Gene worked tirelessly to help us buy our first home. He is extremely responsive, patient, and does not mind pushing the envelope to get his clients the very best deal. When our first loan was denied, Gene acted quickly to push our application through First Capital's in-house loan process. He monitored our application every step of the way and provided us with prompt updates. If it were not for his tenacity, I do not believe that we would own the beautiful home that we have today. We are so grateful to Gene for his unparalleled customer service as well as the constant reassurance that we had we had an advocate in a very daunting and bureaucratic home-buying market.
Apr 28, 2017
Managing Editor
I had a great experience with Gene and First Capital. Gene worked with me to help me stretch my limited budget; he put together a personalized loan package that met my needs and situation. He is incredibly knowledgeable and was very responsive to all my questions. Gene is able to move very quickly, which was super important in the market where I was looking for a house (Pasadena area). Plus, Gene is very personable and nice to work with. I will definitely use Gene in the future for refinancing or for another real estate purchase if I am ever in the market again. I give Gene my highest and most enthusiastic recommendation!
Apr 19, 2017
Customer
Gene was one of the most responsive and courteous professionals I have dealt with. I felt he was truly "on my team" throughout the entire process of trying to secure a loan. He was forthright and made me feel confident that his experience and integrity would get me the best rate and loan structure. In the end, I was extremely satisfied in every respect. I would send anyone seeking a loan or to refinance to Gene first. I give him my highest recommendation.
Jan 9, 2017
Storyboard Artist
Working with Gene was great! He responds extremely quickly to any questions and keeps you fully updated on every situation. He's a great communicator! Thanks for everything, Gene!
Nov 1, 2016
Senior Software Developer
Gene is a pleasure to work with. He is very familiar with non-standard, yet regular, contract-based income and was able to help me get a great loan. Document requests were clear and were kept well-organized and through the entire process, which did have a few difficult and complex twists, he maintained a professional calm and ease, proving his expertise and phenomenal character.
Oct 4, 2016
Homeowner :)
In my experience working with Gene, he was responsive to my inquiries, proactive in identifying potential issueswith the loan process, and most important he handle himself very professionally. Our loan had a very fast closing schedule as part of our purchase agreement. Gene was instrumental in expediting the process and ensuring we were able to meet our comitments. Thanks Gene!
Oct 4, 2016
CEO
He did a lot helps us to abtain the house we really into. Since my credit two years ago because of Edison mistake drop off some scale, I can't apply the mortgage myself, but my husband work in China and have not immigrant yet, Gene responded the first time to help us change mortgage title for my husband name and help us collective all the information from China without any complain. During the whole process I was been drained out but Gene give me hope and comfort, makes me still stick on the goal and at the end successfully applied mortgage and have our beautiful house right now. Great thanks to Gene, and really appreciate his integrity noble service.
Oct 3, 2016
It was a pleasure to work with Gene. Not only is he extremely knowledgeable and experienced, he's also a friendly and caring person. When I met Gene, I had already had been pre-approved by my bank. My realtor suggested that I meet with him since he has a track record of closing on time. After meeting with him, I decided to switch and I am very happy that I did! Throughout the whole process, Gene was responsive to all my questions and needs. provided competitive rates, and provided excellent service.
Aug 4, 2016
Assistant Director of Operations Support
I was referred to Gene by my brother's neighbor whom is a Coldewell Bank realtor. With my very first meeting with Gene, he was extremely professional and outlined all the requirements to start my loan. My case was a little complicated; however, Gene guided me through the process flawlessly. Within a short timeframe, we were able to close my loan.

This is my second loan experience and I have to say this is one that I truly can say that my loan agent/officer had my "best interest at heart." Gene was in consistent communication with me through the entire process - weekdays, weekends, days and nights. Gene is not just good at what he does but I feel like I found a new friend. He is sincere and genuine. I am blessed to have had crossed path with Gene and will always remember all his great work!
Jun 28, 2016
Gene went out of his way many times to deliver prompt and thorough answers. Although we were 2nd time home buyers, the process was still daunting with many questions. Gene was always responsive, even during the weekends. We didn't start off with Gene as our loan officer, but I'm glad our paths crossed and we had an opportunity to work with him

I would not hesitate to recommend Gene to anyway looking to purchase a home

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