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Tim Martin

VP of Mortgage Lending at Guaranteed Rate Affinity Guaranteed Rate Affinity NMLS# 16273
Tim Martin has over 19 years of residential lending experience assisting over 4,000 individuals and families with their purchase and refinance mortgage needs. He began his career completing mortgage transactions spanning the nation and developing an understanding of real estate practices in various states. Beginning in 2010, Tim focused his efforts on closing transactions in the state of CT. In the 10 years since, he has risen to be the top producing Loan Officer in the Northeast Region for GRA. His primary focus in CT has solidified his expertise in all aspects of the local real estate market and helps him stand apart from competitors. With a network of real estate agents, attorneys, insurance providers, and other professionals, Tim can assist clients in all aspects of the real estate process.

Tim and his team deliver award winning customer service to clients, referral partners, and colleagues as proven with the many positive reviews, testimonials, media interviews, and recognitions he has received. Tim specializes in customizing financing to meet his client’s specific needs, guiding people through the ever-changing process of obtaining a competitively priced mortgage while making the experience as seamless as possible, and educating people on their options and explaining the process using clear language so clients can make informed choices to fit their needs.

This service-oriented approach has made Tim an award winner for excellence. He recently placed among the distinguished rankings of two mortgage industry leading publications: The Scotsman Guide’s Top Originators list (2018, 2019) and Mortgage Executive Magazine’s Top 1% Mortgage Originators in America (2018, 2019). He has also received many production awards and client satisfaction recognition; a member of the President’s Club at GRA as a multiple year recipient and most recently a member of the distinguished Chairman’s Club, awarded to a small group of recipients for volume exceeding $100M in one year.
Dec 3, 2020
Project Manager
I cannot say enough good things about Tim. He's never failed to take a call, even off hours! We are first time home buyers and he took the time to walk us through every step (2 or 3 times for me) and continues to help us and answer our questions even after the sale. I cannot imagine how busy he and his team were during these turbulent times but not once did I ever feel as if we were being rushed off the phone or that he had better things to do. Absolute pleasure to work with, and I'm sure you will have a similar experience. Oh and he somehow pulled off an expedited closing during a pandemic ... enough said.
Nov 5, 2020
Great to work with, always very responsive. The website and communications are world class. Significantly better than my experiences with large banks.
Nov 5, 2020
We recently purchased a home in a new area. Tim was highly recommended by our real estate broker so we decided to give him a chance. He made the process very easy with no hidden fees. Most items were addressed via online and we received a great mortgage rate. We highly recommend Tim Martin.
Nov 3, 2020
This team carried me throughout this stressful process. They are fast, diligent and very easy to work with. Always available to answer the 1000 questions new buyers might have. They have made the process much easier. Strongly recommended!!!
Nov 3, 2020
Homeowner
As a first time home buyer, Tim took the extra time to make sure I understood every aspect of the process. In addition to finding us the best interest rate and lowest closing cost, he helped us and advocated for us at every step.
Nov 3, 2020
Hospital Administrator
Tim and his entire team went above and beyond. This was my second transaction with GR - original mortgage and now a refinance.
Offered best financial advice, provided clear directives, and process was seamless.
No nightmare stories from me
Oct 31, 2020
Professor of Philosophy, New York University
My experience with Tim Martin (and his team at Guaranteed Rate Affinity) was truly excellent. Throughout the process, from mortgage-application to house-purchase, he was unfailingly efficient, gracious, and always available with clear and patient answers to my many questions. And the rate he obtained for me was much, much better than I expected. He has my enthusiastic recommendation!
Oct 27, 2020
Product Marketing
My husband Chris and I financed our first home loan through Tim. Given that it was our first time purchasing a house we had a lot of questions and were pretty nervous about every step.

We called Tim for every question we had and he was so available and thorough in explaining everything. He guided us through every step of obtaining the mortgage and we couldn’t have asked for a better lending officer. I will definitely be recommending Tim to my friends and colleagues.

Thanks again Tim for helping us purchase our dream home!
Oct 20, 2020
Partner
Tim and his team did a fantastic job with our mortgage underwriting process - professional, knowledgeable, efficient.....we could not ask for anything more. We would use again in a heartbeat!
Oct 15, 2020
Chief Community Impact Officer
It was wonderful working with Tim from start to finish, particularly as a first-time buyer. He was patient, clear and thoroughly explains everything, which gives you a great sense of confidence in your decisions. I highly recommend him!
Oct 13, 2020
Home owner
Tim Martin saved our deal.

We started our home purchase with a different bank. They started out reasonably prompt and polite, but when our loan hit a speed bump the loan officer was nowhere to be found. We needed a new lender. The other banks I spoke with told me that we would have to delay our closing by at least a month, which likely would have killed our deal in the midst of a very strong sellers’ market.

That’s when my realtor suggested that I call Tim Martin. The first thing Tim did was take the time to explain the entire financing process to me (something my first bank did not do). Then he walked me through all the possible ways to close our loan as quickly as possible. Next, he was able to secure a lower interest rate than any other bank was able to offer me.

His team kicked into action immediately and was with us every step of the way. The Grarate.com portal was efficient and made everything run smoothly. When I had questions, Tim and his team were always available. This was by far the smoothest part of our house hunt.

The other banks said we’d close at least a month late, but our deal closed within just about a week of the original closing date. All were quite pleased.

We cannot recommend Tim Martin highly enough. He will be the first call we make for any future real estate financing.
Oct 6, 2020
Managing Director of Market Strategy
I highly recommend Tim Martin. He has been great, available and efficient throughout the mortgage process. Seamless experience, very professional.
Sep 30, 2020
Major Gifts Manager
Working with Tim made the entire mortgage process smooth and straightforward. He answered our many questions quickly and provided the help we needed to navigate buying our first home. We are grateful for his assistance and glad we chose GRA!
Sep 24, 2020
I would highly recommend Tim Martin for any financial services you may need. He helped me secure a mortgage loan at a great interest rate. Tim was extremely attentive and always available via phone or email to address any questions or concerns. He really took the time to explain the mortgage application process and current market trends so that I could make a well informed decision. I was able to do everything online, which saved me a ton of time and spared me from having to looking through my bank statements, etc. The process was very easy and smooth. Thank you, Tim and the Team for a job well done!
Sep 22, 2020
I was very pleased with the clarity and confidence Tim Martin and his associates brought to the refinance process. I would certainly recommend Guaranteed Rate to anyone considering a refinance.
Sep 18, 2020
I have worked with Tim on the original financing of my current home in Rowayton and then again recently on a refinance. Assuredly I would not have sought his services twice if I had in any way been dissatisfied. Tim is incredibly efficient and responsive; your project (whatever size) is always his top priority. Perhaps most impressively, he is both extremely knowledgeable re: all aspects of the market and creative in assisting a client to achieve their goals. He presents options and then delivers on a client's decisions. I would also add that Tim is also a very agreeable person to work with.
Sep 8, 2020
Surgeon
Tim did a great job. Very responsive. No issues. Quick closing
Sep 3, 2020
Tim is great. He's smart, efficient, and gets results. We couldn't have picked a better option. We give him our highest recommendation!
Sep 3, 2020
Attorney
Tim helped my family secure a mortgage on our first home. He was patient and explained every step of the application thoroughly. In the end, we got a great rate and were very satisfied with the entire process.
Sep 1, 2020
Chief Scientist
Tim Martin was recommended to us by our realtor. To say that Tim (and his team) was excellent is an understatement. This was our second home purchase and it was much easier than our first; he is efficient in his responses and explains things in details. He is available by telephone or e-mail and he is ALWAYS available. The entire process was seamless and we experience no 'hiccups' or delays in our closing, which was already pushing the current ~45 day timeline. We highly HIGHLY recommend Tim Martin & his team.
Aug 26, 2020
Tim was extremely organized and kept the process of refinancing simple and easy. He laid out our options outlining benefits of each option and he and his team were very efficient and helpful getting all the paperwork needed to complete the refinancing. I would highly recommend Tim.
Aug 25, 2020
I've worked with Tim for both my initial and re-finance. Great to work with. I know so because I can keep bothering him with questions hen I don't understand some financial data and he'll take his time to walk me through it. That may be part of what he is supposed to do, but he made it easy and relaxing, and did not make me feel like I was a bother. Highly recommended.
Aug 25, 2020
Clinical Social Worker
I am a widow and have never applied for a mortgage on my own, so I was anxious about the process, particularly during COVID crisis. However, working with Tim and his team of professionals was amazing! The entire process appeared to be seamless from start to finish. The use of telephonic and on-line document signing was easy and fast. I was always informed of status throughout process! I am very pleased with result and highly recommend Tim Martin!
Aug 25, 2020
Exceptional service--incredibly knowledgeable, responsive (call-backs in minutes) and accommodating, proactive creative problem-solver, personable but no-nonsense. In the age of telephone automatons, "please see our FAQ page", go to our "help blog" and "I'm so sorry, we can't help you with that", Tim was hands-on and caring, did everything right, made my life easy and got me the best deal possible.
Aug 18, 2020
Managing Director
I have worked with Tim for some time and recently refinanced my mortgage with him

Tim is a real professional - he has a great handle on the market, is responsive, transparent and goes the extra mile

As an example, the rate lock date overlapped with my vacation and Tim went it of his way to ensure I didn’t have to pay an extension fee and still sign later than planned. This was much appreciated and highlights how he works for his clients

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