Janet "JP" Clark

Loan Officer Homebridge Chico NMLS: 505774

With over 30 years of Lending experience, I have what it takes to give my clients the best possible service and attention to achieve their dream of owning a home! Please, let me be YOUR Lender for life! I am happy to assist the First Time Buyer as well as the seasoned move-up buyer... Email or call me for your next mortgage experience!
Jul 12, 2019
New home owner
JP and Mario made the whole process a breeze we got through everything as a team and I would recommend these two for anyone. Very quick and efficient. Thank you.
Jul 9, 2019
I would not have been able to acquire my home without JP, and I'm truly not exaggerating. She consistently went above and beyond to work with me and advise me on so many little nuances that I would have easily missed and either put our sale further behind or cost me an exceptional amount of money to fix. I can't say enough kind things about her, both personally and professionally, and she will always have my business and will be the only loan officer I ever recommend to anyone.
Jul 1, 2019
Operations Manager
I can't say enough about JP! She is very easy to work with and does a great job! We have bought and sold numerous homes with her and she always comes through. She makes you feel like you are her only client! You can tell that she really cares about her clients and her work shows that. Thank you JP!
Jun 25, 2019
Ena Martinez
JP Clark is the absolute best! She gets right on things and gets the job done as quickly as possible. She always answered all my calls and all my questions. She goes way above and beyond. I have worked with other lenders in the past and there is no comparison. She is the best best best!!!!
Jun 3, 2019
Thank you for all your help Janet
May 31, 2019
Bakery Owner
JP made our first time home purchase a successful one. She made sure we were informed and understood what was happening and what to expect with each step. She also made us feel important and valued, which really made the biggest impression on me. She's a wonderful women and incredibly good at her job... Sharp as a tack!
Thank you JP!! ♥️
May 28, 2019
Andrés Molina Sales Area Manager / Vanessa Molina RN
Without a doubt JP Clark has the heart of a teacher. My wife and I were very blessed to have found her three years ago when we bought our first home. She held our hand then and helped us understand the whole process of buying a home which for a first time home buyer can be very intimidating. When the devastating fires ravaged through the Paradise and Magalia area we decided to relocate. So we immediately went back seeking for JP’s help. She was swamped working tirelessly helping hundreds of displaced families obtain their funds for a home. Yet she took us in on the spot and began to work with us right away. Late night text messaging, early morning emails, follow up calls. She was on top of it. This past May 24th we closed on our new home. Thank you so much JP!
May 28, 2019
retired firefighter
J.P. Clark and her staff were very professional in moving my loan forward in a timely manner. Calls with questions were answered very quickly. I felt comfortable throughout the entire process.
May 23, 2019
Real Estate
JP did an excellent job answering all of my questions and explaining everything regarding my loan in a timely manner. The process was smooth and painless. Thanks again JP!!
Jason French
May 20, 2019
JP did a great job! She was very responsive and helped us make our deadlines.
May 16, 2019
There are almost no words to fully express my appreciation and admiration for the work JP Clark did on behalf of me and my daughter and son-in-law as we tried to navigate the difficult process of securing a mortgage loan to purchase our new home. JP has helped me once before with a mortgage on a house I previously owned in Paradise, Ca. In that case, too, JP’s work with me and my son was impeccable. She guided us through each step of the process with ease and made us secure that we were in good hands with her and with HomeStreet Bank. That belief in her was so great that, when purchasing this new house, I chose to pass up $9000.00 in a closing cost rebate from the builder’s mortgage company to, once again, go with JP and her outstanding team of support professionals.

Aside from JP knowing her business cold, JP is a delightful person who always makes you feel valued as a customer. She patiently answers every question concisely and correctly and she makes sure that you do not feel overwhelmed as she guides you through the process.

My daughter, my son-in-law and I give JP Clark our unqualified recommendation. She is now, as she has always been, an invaluable asset to your company. HomeStreet Bank is most fortunate to have JP Clark as an outstanding employee in your company.
May 13, 2019
Human Capital Consultant
JP is incredible! No one will work harder for you. JP was with us every step of the way to make the buying process as easy as possible. She went above and beyond on countless occasions. I cannot recommend her enough!
May 10, 2019
Home Buyer
JP and Mario did a fantastic job for us. I was informed of all the information that would be needed to process our loan. Didn’t have the many call backs requesting more information as we did during 2 previous loan applications with a different company. Great attitudes and great work. Closed in 21 days. Awesome!
Bill Happ
Chico CA
May 10, 2019
CrossFit Coach
She is amazing! JP worked with us every step of the way and took the time to explain everything. I cannot imagine being able to make it through the home buying process without her!
May 6, 2019
Amazing customer service and will always recommend JP. She is lightning fast and explains every step. She made an overwhelming process feel effortless.
Apr 26, 2019
CUSD Employee
This is our second time working with JP and I continue to recommend her to friends and colleagues. JP makes everyone feel important, and when we lost our home she was one of the first people to reach out and offer any assistance that we needed. JP is always able to answer any of the many of questions posed to her and if by some chance she doesn’t have the answer she will find it and get back to you in a prompt manner. I would whole heartedly recommend Janet “JP” Clark to any individual!
Mar 21, 2019
JP was amazing! She is extremely helpful and patient through all of my questions. I would highly recommend her. Thank you!
Mar 21, 2019
We were recommended to use JP for our loan from a friend and we are very happy to have worked with her. She made the process very simple and hassle free. She is very friendly and professional. I highly recommend JP!
Mar 14, 2019
Foreman at construction
I have purchased eight homes and used Janet Clark for the last two mortgages my experience with JP has always been a amazing with she is able to complete documents quickly and be ready for closing before schedule absolutely the top gun in mortgage
Mar 5, 2019
As JP conducted us through the process of obtaining our mortgage, she was extremely knowledgeable, professional and timely while being personable and wonderful to talk to. We always felt like we were talking to someone who had our best interests in mind, with great advice and the desire to find the best possible loan for our needs. If we were confused, she or her wonderful assistant Mario were quick to answer our questions and guide us through the process. Thank you, JP!
Feb 19, 2019
JP made my house buying experience wonderful! She’s a professional expert who made the purchasing process understandable by explaining everything. JP is funny and easy to be around, plus she’ll go the extra mile for you. I would highly recommend her!
Feb 12, 2019
JP took very good care of our financial needs. She was quick, efficient and very easy to work with. JP answered all of our questions and always returned our calls quickly. I would highly recommend JP to everyone looking to get a home loan.
Feb 11, 2019
Vice President
I would like to take the opportunity to endorse JP for her fantastic partnership and service on the home that we recently purchased. JP is an excellent partner, helps you to understand your options, and goes above/beyond to ensure that the process goes as smoothly as possible. We had some timing considerations with our close, and JP really went the extra mile to help us close within the desired timeframe. What I appreciated about JP is that she was there every step of the way helping to problem solve. She is result-oriented, responsive, and professional. She has good references and connections, which helped ensure our comfort level with several key needs throughout the process. We worked with JP on another home that we bought a couple years ago - and her great partnership was consistent with that experience as well. We would highly endorse and recommend JP - and will work with her in the future again.
Feb 11, 2019
I would definitely recommend JP. She was amazing every step of the way. I could call or text her any hour of the day or night and she would answer and calm my nerves and answer all my questions. She explained everything to me and my husband in great detail. She made us feel comfortable. If we ever buy again she will be our go too. If you want a reliable hardworking person JP is your girl!
Feb 8, 2019
House cleaner
Janet "JP" Clark did a great job on getting me the loan I needed to buy a home. The loan came in a few days earlier than expected! I highly recommend her for her efficiency and availability to answer my questions. She worked hard to make the whole process as painless as possible. It was a pleasure to get to spend the time with JP. She is delightful, trustworthy and knows her job well.

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