About Me
Senior Loan Officer
NMLS: 716319
Customer service, honesty, and integrity have been the cornerstones of my business since I entered the industry in 2003. I believe a mortgage should be about building relationships, and I enjoy taking a consultative approach to the home loan process by customizing each home financing program to help you achieve your overall financial goals - both short-term and long-term.
Early in my career, I realized the value of following through on my commitments and making sure my clients were happy. Now the majority of my business comes from repeat clients and their personal referrals. I believe in educating borrowers up front and take great pride in hearing how easy the process was for my clients.
Whether you're looking for the best finance options to buy, refinance, build, or renovate, I have the knowledge to help you make the right choices for your situation. Many loan officers can get you a loan. My mission is to get you the right loan that fits your circumstances, and to provide the service to make the process fast and hassle-free.
I aim to be your trusted adviser and to serve you, your family and friends for many years to come.
HomeStreet President's Club 2009 - 2023
HomeStreet Circle of Excellence 2009 - 2016
Five Star Mortgage Professional Award 2012 - 2023
BB
If you’re buying a home and want a mortgage lender you can trust—talk to Kara.
I cannot recommend Kara highly enough. From the moment we began the mortgage process, Kara brought a rare combination of deep expertise, proactive communication, and genuine care. She anticipated questions before I even thought to ask them, translated complex financial steps into clear, confident guidance, and remained calm, responsive, and patient at every turn.
What stood out most? Kara never treated me like a transaction. She treated me like a human—one navigating a major life milestone with a lot on the line. Her professionalism was matched by her warmth and steady presence, which made an often-stressful process surprisingly smooth and manageable.
If you’re looking for someone who blends financial savvy with heart, who will go above and beyond to help you not just secure a loan but feel empowered throughout the process—Kara is the person you want in your corner.
Thank you, Kara, for making this chapter possible.
I cannot recommend Kara highly enough. From the moment we began the mortgage process, Kara brought a rare combination of deep expertise, proactive communication, and genuine care. She anticipated questions before I even thought to ask them, translated complex financial steps into clear, confident guidance, and remained calm, responsive, and patient at every turn.
What stood out most? Kara never treated me like a transaction. She treated me like a human—one navigating a major life milestone with a lot on the line. Her professionalism was matched by her warmth and steady presence, which made an often-stressful process surprisingly smooth and manageable.
If you’re looking for someone who blends financial savvy with heart, who will go above and beyond to help you not just secure a loan but feel empowered throughout the process—Kara is the person you want in your corner.
Thank you, Kara, for making this chapter possible.
BB
I was initially hesitant about buying a home, but Kara’s warm and trustworthy guidance transformed the experience into something truly remarkable. Despite my previous concerns, Kara made the process incredibly smooth, stress-free, and transparent, leaving me constantly wondering, “Shouldn’t this be more challenging?”
At every stage, I felt completely informed, and she guided me effortlessly. I absolutely adore my new home and am thrilled with the outcome!
At every stage, I felt completely informed, and she guided me effortlessly. I absolutely adore my new home and am thrilled with the outcome!
RS
Kara was thorough, efficient, professional and friendly. Our transactions went very smoothly. We would recommend her to anyone seeking a mortgage. Thank you Kara!!
Sincerely,
Roger and Carolleen
Sincerely,
Roger and Carolleen
JF
Kara has been a pleasure to work with. She responds to questions quickly and is proactive with information. I was informed and aware of the particulars in each step of the process.
SS
Working with Kara was great! She was always available to answer all my questions and explained to me the whole process. She also gave told me in advance what to expect and how long each step would take. You are in good hands with Kara. Highly recommend working with her!
JL
Kara was very easy to work with and professional. She made the whole loan process as painless as possible.
JZ
From the very first contact through final project completion Kara was amazing to work with. She was prompt with all communication, explained the whole process and our options, and answered all questions quickly. We never met in person and everything was accomplished through phone, text, and email. Amazing!!
I’ve gone through the home buying process several times in my life and my experience with Kara and HOMESTREET was the easiest/smoothest transaction I’ve ever had. I would not hesitate to recommend Kara to anyone looking to apply for a home loan.
I’ve gone through the home buying process several times in my life and my experience with Kara and HOMESTREET was the easiest/smoothest transaction I’ve ever had. I would not hesitate to recommend Kara to anyone looking to apply for a home loan.
RK
Kara is so professional , The process moved right along! and she is so prompt on all my calls and questions. I have referred her in the past and still will. Thanks Kara your wonderful! You learned from the best! (Kris Berglund)
SR
Buying our first home was so easy thanks to Kara Berglund and her team. Every step felt like we were carried through the process. I definitely recommend Kara @ Home street bank.
PB
Kara has helped with two refinances, both were easy and professional. She is quick to respond and cares about the service she provides. I deal with many vendors in my occupation and it’s rare to encounter an individual with the professionalism and interpersonal skills that Kara possesses.
VM
We had the pleasure of working with Kara for a second time on our recent home purchase. After working with her in 2018, it was an easy choice to return and we sure are glad we did. She makes what could be a stressful process of homebuying approachable - she educates along the way, is willing to provide multiple options to achieve your goal, and welcomes questions along the way - which eased our nerves as we made the biggest purchase of our lives. It felt like she was truly in our corner - wanting what was best for us and ensuring we felt comfortable with our decisions as we went. Kara herself is amazing, but I'd be remiss not to mention her team is lovely as well - they are thorough, supportive, and responsive. We can confidently recommend Kara to others seeking a new home purchase or a refinance, as she is definitely the best in the NW! Thank you, kara!
KL
Kara really went the extra mile to help us close on our first home. She was responsive to our many questions, worked and reworked the numbers to get us the best rate and the most value out of the available programs from the VA and our state's first time home-buyers programs. When we were delayed by the VA's final approval on closing, she gave us updates at least once a day, and would even respond to our emails on weekends. I would happily work with Kara again, and would recommend her to my friends and family.
TW
I have worked with Kara on three homes. She has all ways been quick to respond to any questions I have had, and made every buying process very easy. Kara and her staff are very knowledgeable and all ways professional, I highly recommend this team to anyone looking for a home.
RE
Kara is exceptional! She has now handled both of my home purchases, and I have been blessed to have her input, guidance, patience, and kindness for each step along the way.
Home purchases can be overwhelming, as well as exciting, and Kara was always very helpful. Her thoughtfulness, professionalism, and calm demeanor are wonderful, and she is always there to answer any question, no matter big or small!
Kara, thank you SO very much for all you do, you’re exceptional!
Home purchases can be overwhelming, as well as exciting, and Kara was always very helpful. Her thoughtfulness, professionalism, and calm demeanor are wonderful, and she is always there to answer any question, no matter big or small!
Kara, thank you SO very much for all you do, you’re exceptional!
BL
Kara is always incredibly helpful, responsive, and patient (if you need help understanding a concept). She has assisted me with multiple home purchases and refinances. I would recommend her to anyone needing banking assistance.
DS
Kara was helpful and always willing to work through all of the steps during the loan process.
MD
We have used Kara and her team many times over the years. She is always very responsive and knowledgeable about rates and loan options. In our last transaction Kara made herself available off business hours to ensure we got a good rate lock.
I can highly recommend Kara, her team and HomeStreet in general.
I can highly recommend Kara, her team and HomeStreet in general.
CC
Kara and her team have helped us with two of our home purchases now! The most recent transaction, being a little trickier and more involved. I had all of the confidence in the world that she had our backs and from start to finish, she made the experience great. She is patient and quick to respond to all of our questions and concerns, which is exactly why our family will continue to turn to Kara for our future home purchases! Thank you so so much Kara for everything. You are your team are absolute rockstars. Big air hugs from us.
TC
I genuinely enjoyed working with Kara and her team. She is communicative, knowledgeable, and an overall kind human being. Buying a home is a very overwhelming process and she took the time, on many occasions, to walk me and my husband through all of our options in ways that made sense to us. I would absolutely recommend Kara to anyone, whether it's your first home or your 100th!
JS
I've worked with Kara for many years and before that her mother. Kara is always responsive and doesn't mind answering numerous questions or even taking the occasional evening or weekend call. She's done such a great job for me I would never even consider taking my business elsewhere.
DF
Kara was recommended to us from a friend in the town we are moving to and although Kara lives 3 hours away she made the house buying process SO EASY! As first time home buyers, she walked us through the home buying process holding our hand from start to finish. She is extremely nice and so friendly to work with. Will continue to recommend her.
IA
Kara is a very knowledgeable and insightful mortgage lender. She does a great job in explaining all the processes especially for being a first time homebuyer. She did a great job with working with our real estate agent and really fought for us with getting approved.
AG
Working with Kara Berglund and her team was a wonderful experience. She made my loan process very easy. I Highly recommend her to anyone.
DG
Using Kara to get my new house funded was one of the best decisions in my purchase. She made the process so simple with good communication and always available for any questions I had. The steps she laid out were easy to understand and the funding was without any problems or delays. I would definitely use her again!
SL
This is the second time we have gone through Kara for our home loan needs. She is extremely knowledgeable and helpful with the whole process. I have and will continue to recommend Kara to my friends and family.
