I have been in the mortgage industry for over 25 years and have worked on all types of loans and properties – residential, commercial, multi-family, and construction. I have lived in Napa Valley since 1967. I have a thorough knowledge and understanding of underwriting policies for both conventional and government loans.
With my highly organized and great time management skills I help my clients navigate through the lending maze with ease. I believe good communication is the key to a successful transaction. I listen to my customers, find out what they want and why and then I can structure the best loan to accomplish their goals.
If you have a complex financial situation, I’ll help you understand your options so you can make an informed decision. I’ll provide competitive rates and fees, an extensive product line, prompt communication, and service that continues after your loan closes.
Our priority is our customers, with unmatched service and great rates we won’t disappoint.
Mobile: 707.492.2497
About Me
Mortgage Advisor
Cross Country Mortgage
NMLS: 251412
Pinned Recommendation
ES
Judy Bickell deserves a 5 +++ rating!! She recently helped me refinance my house and I am so amazed at how easy Judy made the entire process. From start to finish Judy maintains constant open communication, making sure to explain the entire process and answer all my questions. She was prompt with sending all the necessary paperwork and assisting me to complete mine. With Judy's help I was able to refinance my house and I couldn't be happier!! Judy is EXCEPTIONAL at her job. She is a great person who cares about her clients and I highly recommend JUDY BICKELL.
KH
Judy's customer service is top of the line and she made sure I knew everything about my purchase and always answered all of my millions of questions! Will use again!
TR
Judy and her team were so easy to work with! They were very quick to respond to my many questions and make sure I understood the answers. They made this process go so smooth and were a pleasure to work with. I would highly recommend Judy to anyone needing to work with a lender.
ES
It was such a pleasure to work with Judy while buying our first home. She answered all of our questions and calmed our fears throughout the whole process. She is very knowledgeable. Judy is an incredible advisor and provides top notch customer service
CM
Judy and her team were so wonderful to work with! As a first time homebuyer, Judy made the process so seamless and easy. Judy responded super quickly to all of my messages, was extremely patient and always went the extra mile. I couldn’t have asked for a better experience. I would highly recommend using Judy’s services to anyone looking for a mortgage!
Judy and team go above and beyond. Very trust worthy and professional. They make the whole process smooth. I would highly recommend them to anyone looking to refinance their home.
DL
Judy was great to work with. Her confidence and knowledge were extremely well represented. She made the whole process from start to finish very easy for us to negotiate. Job well done, I would HIGHLY recommend Judy and her team.
MN
Judy was so helpful and patient with our mortgage application process. She definitely went the extra mile to make sure all went smoothly and we were approved on time. I would highly recommend her. She was very professional and efficient!
GZ
Judy was such a great person to work with for my first mortgage and very responsive. She explained the process thoroughly and was sure to keep in touch about any action items that might slow thigs down. I will definitely be working with her again when it's time to refinance.
AT
I have worked with Judy Bickell on multiple occasions for both refi and financing a new home purchase I highly recommend her and her team. Judy is an excellent communicator and dedicated to delivering exceptional customer service. She has made every interaction a positive experience and delivers on highly competitive rates, too.
TB
Judy was amazing! She kept us informed of our progress every step of the way and she explained the entire process step by step. Very informative and efficient. I would not hesitate to recommend Judy and her team to anyone looking to purchase a home.
TO
Judy and her team did an excellent job with our refinance, it was quick and painless. Everything we did on-line was very simple and Amanda was a great support and helped throughout the process.
Thank you to Judy and her wonderful efficient team! I would recommend anyone to refinance with Judy at Flagstar!
Thank you to Judy and her wonderful efficient team! I would recommend anyone to refinance with Judy at Flagstar!
TC
Judy is my go to person for mortgages and re-financing. She is thorough and accurate and walks you through the process , so there are never any surprises. I highly recommend Judy!
A
We truly enjoyed working with Judy and her team. They are extremely responsive and walk you through the entire process and answer all your questions. They were great at providing weekly communication on next steps, what's missing and general timeline on when things will get completed. Just knowing you can contact them at anytime knowing they respond immediately is the peace of mind you need to get through the loan process.
DA
This is the second refinance we have done with Judy and everything went as seamlessly the second time. She or her associates return your calls promptly and explain the process if there are questions. The whole refinance was completed in 3 weeks! Easy peasy!
AW
Judy Bickell is a great Loan Advisor. Very professional and kept us informed of all the details throughout the re-financing process. We also used her for the original loan.
I am wholeheartedly recommending Judy to anyone needing a new or re-financed Loan.
I am wholeheartedly recommending Judy to anyone needing a new or re-financed Loan.
CL
Judy was thoughtful, efficient, fast and attentive to my questions. What more could I ask? She clearly knows what she is doing and has been doing it well for some time.
NJ
Judy is a delight! Competent, professional and on top of it. All this with warmth and congeniality to boot! Thanks so much for all your help. You took the stress out of a process which can be very stressful! We appreciate all your hard work!
Warmly,
Nadine
Warmly,
Nadine
Judy and her team are as professional as it gets. Very responsive, competent, thorough, and friendly. She will explore all options available to buyers and think creatively on how to make it work. Top notch.
