Judy A. Bickell

Loan Originator/VP HomeStreet Napa Valley Home Loan Center NMLS: 251412

I have been in the mortgage industry for over 25 years and have worked on all types of loans and properties – residential, commercial, multi-family, and construction. I have lived in Napa Valley since 1967. I have a thorough knowledge and understanding of underwriting policies for both conventional and government loans. HomeStreet Bank offers Conventional, Jumbo, FHA, VA, USDA, Jumbo products, we also offer renovation and construction financing and equity lines of credit.

With my highly organized and great time management skills I help my clients navigate through the lending maze with ease. I believe good communication is the key to a successful transaction. I listen to my customers, find out what they want and why and then I can structure the best loan to accomplish their goals.

If you have a complex financial situation, I’ll help you understand your options so you can make an informed decision. I’ll provide competitive rates and fees, an extensive product line, prompt communication, and service that continues after your loan closes.

I am very excited to be a loan officer for the Napa Valley branch of HomeStreet Bank. Our priority is our customers, with unmatched service and great rates we won’t disappoint.

Apply on line at www.homestreet.com/jbickell There is no place like HomeStreet!

Office: 707-252-5972
Mobile: 707-492-2497
Fax: 707-307-5113
Email: Judy.Bickell@homestreet.com
Email: BickellTeam@homestreet.com


Apr 21, 2018
Judy and her team made the process of buying both fun and painless. Because we were losing our rental we were in a desperate hurry. Judy and her team understood that and went above and beyond to get our loan closed in record time.
Apr 18, 2018
Lifetime Client/Home Loan
I highly recommend Judy Bickell (HomeStreet Bank) and her team for home loans. Judy is an easy person to work with and always willing to discuss matters on the phone or on email. Judy makes you feel very comfortable with the loan process. Judy and her team are always willing to answer questions and keep you apprised of your loan. Judy has handled three of my home loans and we could not have been happier. I could go on and on but Judy is an honest and hard working person who will fight to make sure you get the best loan out there.
Apr 17, 2018
When we put our house on the market, there was quite a bit of inventory in what we were looking for in a new home. However, after striking out on 5 separate homes, and agreeing to sell ours in the meantime, we were left in a bind regarding where we would be going once our house closed.

Finally, we found another home that we loved, and had motivated sellers. The caveat was that the financing needed to come together in 2 weeks. When we told Judy this, she unblinkingly said "I can do that."

She and her team were not only on top of everything from there end, but in the specified time frame, but they were in contact with my wife and/or I every day to explain where we were in the process, what hang-ups we might anticipate, and how we would ultimately resolve them. At no point did we feel like we were unsure of where we stood.

Ultimately, we met our timeline, and have since moved into our wonderful new house, and could not be happier, in no small part due to the efforts of Judy and her team. Thank you!
Apr 11, 2018
When I was a Realtor, there's no one who's reputation stood out more than Judy's. I frequently heard her name as first on the list of recommendations to prospective customers - and I sent people her way myself. Just recently, my husband and I needed her assistance personally and we could not have been happier. Everything in our loan process was streamlined and efficient. She's someone who is so knowledgeable about all the ins and outs, including the best rates and programs - and yet also caring and with your best interest at heart. Her years of experience shine through - I don't feel there was a question she couldn't answer or an issue she couldn't solve. We put our full trust in her and were extremely satisfied with the outcome. Many thanks, Judy!
Apr 10, 2018
The team was more than helpful and came through at every turn. Even helping me with things outside the scope of the loans they secured for me. Thank you to the whole team!
Mar 24, 2018
Wine tour guide
Judy was a breath of fresh air. She kept everything up front and made us feel very comfortable with the whole process. I would highly recommend Judy and her staff to handle all your home financing.
Mar 23, 2018
This was our 4th home purchase and by far, the smoothest loan process to date. Both Judy and Amanda were great about up front and ongoing communication so we were always up to date with where the loan process was. The documentation needs were presented at our first meeting so no surprises. I literally called my real estate agent on a couple of occasions expressing concern that there was zero drama with the loan and how could that be?? We plan to refinance in the next 2 to 3 years and cannot imagine going anywhere else and I would definitely recommend to everyone I know.
Mar 21, 2018

Top 1% in America!

Come see why we are in the top 1% of Mortgage Originators in all of America!
Mar 15, 2018
Judy has now helped us with 3 mortgage refinances including a home renovation loan. Each time she has thoroughly explained our options and helped us to make the right choice in our best interests. I highly recommend Judy to anyone wanting excellent home loan services.
Mar 13, 2018
Judy and her team are personable, efficient and very supportive.
Mar 12, 2018
Senior Project Manager
Judy and her team are by far the best I've worked with. They explain the entire process and make it easy. We plan on using them again for our second home in Portland.
Mar 2, 2018
Judy Bickell is the best! I've been using Judy for over 10 years for all of my mortgage and re-financing needs. Judy and her team are efficient and make the whole mortgage transaction seem utterly seamless. I recommend Judy to all of my friends and colleagues.
Feb 23, 2018
Awesome job! Second time working with HomeStreet and I wouldn't have it any other way Judy and the HomeStreet Team are great communicators and responsive to all questions or concerns and take the time to help you become comfortable with a process that can be unpleasant if you don't have HomeStreet!

thanks again !!
Feb 16, 2018
Judy and her team helped us finance a home. They were extremely helpful throughout the entire process. When it came down to closing the seller had some pretty accelerated time tables and Judy and her team worked flawlessly with us to make sure that all the necessary dates were hit in order to close and get the home. I would recommend her, the team, and HomeStreet bank to anyone.
Feb 6, 2018
Judy and her team did excellent job securing a home loan for me and my family. Our situation was a bit complicated and Judy put together everything beautifully. She and her team were very responsive and kept me informed through the entire process.
Jan 8, 2018

New Year, New Home!

New year! New Home!

Come see why we're the #1 purchase mortgage lender in Napa Valley!

Call us Today! 707-252-5972
Jan 8, 2018
Preschool Teacher
Judy came highly recommended, and I soon realized why. Throughout the process of refinancing our home, we felt Judy heard our concerns and answered all our questions. Judy and her office staff made the process go by smoothly and efficiently, ensuring the best results for our family.

Paula Rosales
Jan 8, 2018
I really don't have any recommendations because everything was just perfect. Things even got easier as the process was advancing. At first I I thought I have to do a 20 % down but when Judy explained everything to me I told myself I should have bought a house before this if i knew that I don't have to do 20% down. I want thank you Judy for the detailed information. I also want tothank you for suggesting that I could 5% down so I will be left with some money if I have to do repairs. This was absolutely correct. I needed money to do it. If I intend to buy another house you are definitely going to be my loan officer. I already started recommending you guys to my friends and family. I want to thank you for everything.
Georgiana kenewa

Dec 29, 2017
Small business owner
We came to Judy after a horrific experience with a previous lender. She stepped right up. Took us in and secured a loan asap. She didn't fluff us or make us jump thru hoops. In addition, she offered financial advice and never made us feel ashamed of our credit, finances etc. In the end we closed with no problems. Judy was beyond helpful and supportive. HomeStreet is a great, fair lender. Would recommend Judy and her team to anyone interested in a home loan.
Dec 29, 2017
Retired teacher
Judy is amazing to work with and so is her team. They were very patient with me and we were able to get all the document work finished. The experience was fairly easy.
Dec 26, 2017
Judy was excellent in her diligence and reliability in route to me and my wife getting our first home. There were several snags along the way that she helped us through in an expeditious and confident manner. I highly recommend Judy if you need help with financing a home. Will use her again for sure!
Dec 25, 2017
During a meeting with my financial advisor, I was encouraged to seek a refinance on my home mortgage as my rate had been 5.75% for many years. My financial advisor said he had a good experience working with Judy Bickell at HomeStreet Bank of Napa. I was not looking forward to this process. However, I made the call to set up an appointment with Judy Bickell and was glad I did. As soon as I sat down with Judy and her team, I knew I made the right choice. I found her and her team to be very professional and very easy to work with. She and her team were able to obtain a much lower interest rate which brought my monthly mortgage payment down from $1,400 to $930.
Dec 11, 2017
Judy and her team gave me alll the assistance I needed when buying my home. I was told what to expect in the mortgage process and when to expect it. Everyone was exceptionally professional. I highly recommend their service.
Dec 11, 2017
I was very lucky to work with Judy! She is awesome and kept the process running smoothly. Judy was there if I had any questions and worked with a fantastic team.
PLEASE do not look farther, once you have Judy working for and with you ,all is good!! ***** (that's 5 stars, lol)
Dec 10, 2017
Judy and her team at HomeStreet were simply amazing. We initiated a refi with a local bank and after weeks of supplying docs, verifying employment, a low appraisal etc., they were unable to help us in the way we were led to believe. Judy came highly recommended by several friends and colleagues so we decided to try again. The entire process, from start to end, was seamless, effortless and stress free. Judy's professionalism and thoughtfulness made us feel confident that she could meet our needs. She and her team were always reachable and a true joy to work with. Without hesitation, we recommend Judy and HomeStreet Bank. If only we had known to go with her initially...