Judy A. Bickell

Loan Originator/VP HomeStreet Napa Valley Home Loan Center NMLS: 251412
I have been in the mortgage industry for over 25 years and have worked on all types of loans and properties – residential, commercial, multi-family, and construction. I have lived in Napa Valley since 1967. I have a thorough knowledge and understanding of underwriting policies for both conventional and government loans. HomeStreet Bank offers Conventional, Jumbo, FHA, VA, USDA, Jumbo products, we also offer renovation and construction financing and equity lines of credit.

With my highly organized and great time management skills I help my clients navigate through the lending maze with ease. I believe good communication is the key to a successful transaction. I listen to my customers, find out what they want and why and then I can structure the best loan to accomplish their goals.

If you have a complex financial situation, I’ll help you understand your options so you can make an informed decision. I’ll provide competitive rates and fees, an extensive product line, prompt communication, and service that continues after your loan closes.

I am very excited to be a loan officer for the Napa Valley branch of HomeStreet Bank. Our priority is our customers, with unmatched service and great rates we won’t disappoint.

Apply on line at www.homestreet.com/jbickell There is no place like HomeStreet!

Office: 707-252-5972
Mobile: 707-492-2497
Fax: 707-307-5113
Email: Judy.Bickell@homestreet.com
Email: BickellTeam@homestreet.com


Awesome job! Second time working with HomeStreet and I wouldn't have it any other way Judy and the HomeStreet Team are great communicators and responsive to all questions or concerns and take the time to help you become comfortable with a process that can be unpleasant if you don't have HomeStreet!

thanks again !!
Feb 16, 2018
Judy and her team helped us finance a home. They were extremely helpful throughout the entire process. When it came down to closing the seller had some pretty accelerated time tables and Judy and her team worked flawlessly with us to make sure that all the necessary dates were hit in order to close and get the home. I would recommend her, the team, and HomeStreet bank to anyone.
Feb 6, 2018
Judy and her team did excellent job securing a home loan for me and my family. Our situation was a bit complicated and Judy put together everything beautifully. She and her team were very responsive and kept me informed through the entire process.
Jan 8, 2018

New Year, New Home!

New year! New Home!

Come see why we're the #1 purchase mortgage lender in Napa Valley!

Call us Today! 707-252-5972
Jan 8, 2018
Preschool Teacher
Judy came highly recommended, and I soon realized why. Throughout the process of refinancing our home, we felt Judy heard our concerns and answered all our questions. Judy and her office staff made the process go by smoothly and efficiently, ensuring the best results for our family.

Paula Rosales
Jan 8, 2018
I really don't have any recommendations because everything was just perfect. Things even got easier as the process was advancing. At first I I thought I have to do a 20 % down but when Judy explained everything to me I told myself I should have bought a house before this if i knew that I don't have to do 20% down. I want thank you Judy for the detailed information. I also want tothank you for suggesting that I could 5% down so I will be left with some money if I have to do repairs. This was absolutely correct. I needed money to do it. If I intend to buy another house you are definitely going to be my loan officer. I already started recommending you guys to my friends and family. I want to thank you for everything.
Georgiana kenewa

Dec 29, 2017
Small business owner
We came to Judy after a horrific experience with a previous lender. She stepped right up. Took us in and secured a loan asap. She didn't fluff us or make us jump thru hoops. In addition, she offered financial advice and never made us feel ashamed of our credit, finances etc. In the end we closed with no problems. Judy was beyond helpful and supportive. HomeStreet is a great, fair lender. Would recommend Judy and her team to anyone interested in a home loan.
Dec 29, 2017
Retired teacher
Judy is amazing to work with and so is her team. They were very patient with me and we were able to get all the document work finished. The experience was fairly easy.
Dec 26, 2017
Judy was excellent in her diligence and reliability in route to me and my wife getting our first home. There were several snags along the way that she helped us through in an expeditious and confident manner. I highly recommend Judy if you need help with financing a home. Will use her again for sure!
Dec 25, 2017
During a meeting with my financial advisor, I was encouraged to seek a refinance on my home mortgage as my rate had been 5.75% for many years. My financial advisor said he had a good experience working with Judy Bickell at HomeStreet Bank of Napa. I was not looking forward to this process. However, I made the call to set up an appointment with Judy Bickell and was glad I did. As soon as I sat down with Judy and her team, I knew I made the right choice. I found her and her team to be very professional and very easy to work with. She and her team were able to obtain a much lower interest rate which brought my monthly mortgage payment down from $1,400 to $930.
Dec 11, 2017
Judy and her team gave me alll the assistance I needed when buying my home. I was told what to expect in the mortgage process and when to expect it. Everyone was exceptionally professional. I highly recommend their service.
Dec 11, 2017
I was very lucky to work with Judy! She is awesome and kept the process running smoothly. Judy was there if I had any questions and worked with a fantastic team.
PLEASE do not look farther, once you have Judy working for and with you ,all is good!! ***** (that's 5 stars, lol)
Dec 10, 2017
Judy and her team at HomeStreet were simply amazing. We initiated a refi with a local bank and after weeks of supplying docs, verifying employment, a low appraisal etc., they were unable to help us in the way we were led to believe. Judy came highly recommended by several friends and colleagues so we decided to try again. The entire process, from start to end, was seamless, effortless and stress free. Judy's professionalism and thoughtfulness made us feel confident that she could meet our needs. She and her team were always reachable and a true joy to work with. Without hesitation, we recommend Judy and HomeStreet Bank. If only we had known to go with her initially...
Dec 5, 2017
Financial Advisor
Judy and her team were absolutely amazing! From start to finish this was by far the best process I've exeriepnced when applying for a home loan. They got the job done quickly and kept me informed the entire way. Thanks again Judy for all your help, I'll definitely be back again for the next one.
Dec 5, 2017
What a tenacious lady!!!! She was quite professional and even keeled through the entire refinancing process. We established a very nice working repoire and she
answered all my tedious questions in a timely manner. A lovely lady, thank you again Judy for making my life simpler now....
Dec 4, 2017
Judy was AMAZING throughout my first home purchase experience. There were many complications along the way of this transaction from roadblocks to using 401k funds for my down payment to issues caused by the Northbay fires as well as meeting the stringent stipulations of a FHA loan while trying to purchase a quirky Russian River property. Judy and her team guided me through these difficulties flawlessly and whenever I had a question or concern, I was never made to feel as though my questions were a bother or a waste of anyone's time. My status as a first time home buyer was always taken into consideration and I never for one moment doubted I was in good hands. Judy is well-versed in solving financing challenges and is a much-needed rock through an incredibly nerve wracking process. Obviously I highly recommend Judy, particularly if this is your first real estate purchase!
Nov 6, 2017
Administrative Assistant
Home Street was wonderful in setting up and executing our refinance. I totally recommend this company for any financial needs....
Nov 3, 2017
Judy is a miracle worker. The most thorough, straight up honest loan broker I've ever worked with. She is like your mom, insisting you go the extra mile to get the very best loan product you can get, and not settle for less. And girl, it is so worth it!

I have worked with other brokers who sell you what's best for them, not you, and years later you are wondering "How on earth did I get stuck with this situation?" Judy is the exact opposite. I still am in awe at the low rate and great terms she got me. In one instance, I was absolutely sure I wouldn't be able to purchase a property, but Judy made it happen with a shockingly great rate! She is both creative and absolutely honest and knowledgable.

I have done a refinance, a purchase, and a 1031 exchange through Judy, and she is nothing short of amazing to work with. So is her team! Highest recommendation. I will work with her again. Can't imagine going anywhere else.
Oct 3, 2017
Program Officer
I have had two opportunities to work with Judy Bickell, and both were seamless. Judy is experienced and patient, and manages a great team in Napa. I feel fortunate to have been referred to her by my real estate agent.
Sep 12, 2017
Judy and her staff do an amazing job of quickly securing a loan in a dynamic real estate market. This allows additional negotiation strength during the purchase phase. I would recommend Judy and crew to anyone.
Aug 15, 2017
Accounts Payable Specialist and owner of Lil' Rascals Pet Care
This is the second refinance that Judy has helped me with. She and her team work hard to make sure that everything goes smoothly and proceeds in a timely manner. There were a couple of hiccups in my most recent refinance due to the way my home is set up with the City and they had it all straightened out for me quickly and got things back on track. Judy is both professional and caring, putting her heart into her work. I've sent my daughter to Judy for consultation and recently recommended her to a coworker for their refinance. I will gladly recommend her again.
Aug 14, 2017
Director of Corporate Accounts
Judy is a super star and miracle worker!!! She turned my mortgage around and closed quickly = WOW!
Judy is kind, professional, calm under pressure and just gets the job done. Her team was wonderful to work with and they made me feel like a priority throughout the entire mortgage process.
I highly recommend Judy and HomeStreet Bank - I could not be happier with the service she provided.
Aug 8, 2017
Judy and her team were just amazing! It had been 17 years since we purchased a new house and so much has changed, Judy and her colleagues were available at all times that we had questions and walked us through this process. They made it easy!
Aug 7, 2017
Judy Bickel is professional and is great at responding quickly and clearly to all of our questions and concerns. We will use her again with any home purchase or refinance.

Aug 7, 2017
Judy did an outstanding job of creating an atmosphere of family with my wife and I. She helped answer all of our questions about the process and offered advice specific to what our needs are as new parents and homeowners. It always felt to my wife and I like Judy was looking out for us. We feel very fortunate to have worked with Judy and her team!