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Edith Guitron

Loan Officer CrossCountry Mortgage NMLS: 254868
Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make, but you don’t have to do it alone. As your loan advisor, I’m dedicated to your success. I joined the industry in 2000 after a poor home purchase experience and want to make your home financing feel like a win. I’ve since specialized in supporting homebuyers across Napa, Solano, Lake, and Sonoma counties through the loan process in English and Spanish – making me one of Mortgage Executive Magazine’s Top 1% of Mortgage Originators in America.

When it comes to finding the right home loan for you, I start by listening. I’m genuinely interested in your story and want to understand your financial goals. From there, I can build a personalized mortgage solution for your homebuying plans. I’m proud to offer a wide range of home loan options, including conventional, jumbo, FHA, VA, and CCM’s Signature Series loan programs. Whether you’re buying, investing, refinancing, or renovating, we’ll make a home financing plan for you.

My consideration doesn’t end with finding a mortgage. From our first conversation to closing and beyond, I'll help you move through the process quickly and smoothly while keeping you informed every step of the way. Want to have peace of mind with your home loan? Let’s talk today.

A little about me: I’m a twin and a mom of three with a big supportive family. I love to travel whenever I can!
Dec 4, 2023
★ ★ ★ ★ ★
Edith was able to help me and my family refinance our home. The process was super easy and quick. After submitting my application and uploading my documents, she was able to lock in a great rate for us. Edith was very efficient in providing me with regular updates. We highly recommend working with Edith!
May 12, 2023
Farmers Insurance (Agent)
★ ★ ★ ★ ★
Edith,
An amazing Lender, an amazing human being.
Not only we work together on making sure our mutual clients have the best and professional service. Happy to work with her for the last 20 years.
May 6, 2023
Public Accountant
★ ★ ★ ★ ★
Edith did an amazing job! We are first time home buyers and Edith made the process of going through the application process: incredibly transparent, digestible and easy going. She is very responsive and able to break down complex subjects, and deliver responses regarding my questions during the home buying process together - clearly outlining her experience, demonstrating how knowledgeable she is in the industry. If I had to go through the process again, there’s no one else I’d want to work with , than Edith. Her professionalism is something I also enjoy - I’d be happy to recommend her to any of my peers, looking to go through the home buying process, as they would be in the best of hands with Edith!
May 4, 2023
Realtor ( Bienes y Raices )
★ ★ ★ ★ ★
Para mi Edith Guitron es la Prestamista Número 1, yo tube el privilegio de conocerla hace muchos años y siempre me siento muy segura con ella cuando yo la recomiendo con mis clientes y toda mi familia porque yo se que ellos están en buenas manos y su transacción se va a cerrar a tiempo incluso si se presenta un problema ella se enfoca en buscar la solución y lograr el objetivo.
Edith siempre ha sido muy honesta y profesional con su trabajo, les explica y responde a mis clientes cualquier duda o pregunta que ellos tengan sobre el prestamo.
Yo me siento el 100% segura de recomendarles a Edith Guitron como la mejor prestamista!

Ana Flores
Oct 9, 2019
Housing Specialist
★ ★ ★ ★ ★
Edith, once again thank you for making our refinance possible when we previously had been told no by other lenders. The whole process was seamless even with challenges we had from a previous home loan. I appreciate all your effort to make this work for my family and I. You saved us a substantial amount of money and made this process easy and stress-free. Muchas gracias!
Sep 19, 2019
★ ★ ★ ★ ★
Edith Guitron-Lona is an amazing person who is very professional and caring person
Who made my refinancing process a very pleasant procedure. I highly recommend Edith ...
Jun 24, 2019
First time home buyer
★ ★ ★ ★ ★
Thank you Edith Guitron-Lona for making our dream of owning a home come true! As first time home buyers, we were hesitant and unsure of what was to come with purchasing a home. Edith did an exceptional job at keeping the process easy and smooth for us. She is experienced, dependable, professional and was very accommodating to our schedule. If you’re thinking of buying a home, or have questions, give Edith a call!
May 31, 2019
Realtor
★ ★ ★ ★ ★
Great work!
We used down payment assistance ( which is not the quickest loan)
and cloed EARLY!
Happy clients, thrilled agent, on time process!

Also the numbers quoted were exactly what we closed with, which is very important. Ecspecially with down payment asistance. There is a lot of bait and switch out there. Edith is a professional, and really cares about her clients.
May 22, 2019
★ ★ ★ ★ ★
I can't explain how happy I am with Edith's work. First time buyer and all the questions I've had, she answered and made things clear. She was always alert with every little detail and made things easier for me. Her great personality helped also. I really do appreciate everything Edith has done. I would recommend her to everyone.
Jan 20, 2019
We are very pleased with the process done by Edith Guitron-Lona on our first home purchase. We can’t be more thankful with her professionalism and patience she has for helping her clients! Edith gives her attention and dedication 100% all the way! She takes her time to answer every single question we came across as it was very important to us to fully understand every term used in this process, even if it meant being there late at night accommodating our working schedule! And being bilingual was a big plus for us. I recommend Edith if you are looking for an outstanding agent that will be with you from day one until the end. She is awesome!!
Oct 2, 2018
Worker
My name is Maria and I’m married and have 2 children one 16 and the other 14. I always had a dream owing a house but we couldn’t believe that there is many supported people out there like Edith she gave us a lot of confidence like we knew each other. She helped me in all the way when I needed anything she was there at anytime. Always kept me informed how was the loan process was going with a big smile on her face. we were really lucky To had her as an loan officer supported and kindly person I really recommend Edith Guitron to get to know her knowledge she understands the process really good we are so blessed thank you Edith for everything you did for Ruvalcaba s family good blessed you and so proud to have an Hispanic that speaks my own language 👍👍 maria Ruvalcaba
Aug 7, 2018
Estamos muy felizes de aver conosido a Edith. Y a su grand equipo profesional. Muchas grasias Edith, no solo me ayudaste en un prestamo si no en dos y cerraron uno de tras de otro. Sin tu ayuda y profesionalismo no lo oviera logrado tan fasil como lo hisiste ver. Yo y mi esposa te agradesemos todo tu esfuerzo en lograr nuestaras metas. Muchas Grasias
Jul 29, 2018
Thank you, thank you Edith!! I can’t say it enough. Edith did an awesome job helping me and my family with our loan process. A process that wasn’t easy. Your dedication and personal attention to help us went beyond my expectations. You and your team are amazing. Any one that is looking for a loan or have questions in regards a loan she is the person to go to. She is honest and has great customer service. It is a pleasure working with Edith!!
Thank you!!
Jul 27, 2018
Happy Home Owners!
As first time homebuyers we are very happy with all the endless help given to us during the process. Edith and her assistant Rodolfo were amazing throughout our experience. We had to close in under 15 days and they made it happen! Our hands were held every step of the way. Not only were we provided with excellent service we feel we made a new friendship! Thank you Edith for helping us achieve a dream.
Feb 14, 2018
Office Technician
It's my pleasure to recommend Edith Guitron-Lona as a professional experienced and dependable Loan Officer. Edith is an actively contributing member of our community. She is involved in other programs with the City of Napa to help her clients to have more resources to make their dreams came true. Edith is an outstanding and active citizen with a great commitment to community service. I look forward to seeing all the good that she will continue to do in town as our Loan Officer Representative.

Sincerely,
Sonia Y. Gomez Molina
Dec 29, 2017
Lupita Rios-Flores
Edith was great, made a complicated process easy! Than you!!
Dec 29, 2017
Controller
It was a pleasure working with Edith Guitron-Lona, Edith was very professional and goes out of her way to get her job done. I would highly recommend her for refinances and or home purchase financing.
Dec 22, 2017
Independent Business Owner
Edith did a great job, the dream of having our first house could not be possible without her professional guidance. My wife and I will always be thankful. We definitely recommend her.
Dec 21, 2017
Home Seller
Ms. Guitron-Lona was the loan agent for the buyers of my mother's home.
She was attentive, helpful, and professional in every possible way and made the transaction a smooth, quick, and easy experience. Her comprehensive knowledge of every aspect of the sale made her invaluable and I could not imagine closing the deal without her. She delivered on her promise to close the sale within an unbelievably rapid turnaround. I would not hesitate even slightly to recommend her for any task relating to the sale of a home. She is a remarkable person with a kind heart and charming personality.
Dec 21, 2017
Teacher Assistant
Estamos muy contentos mi esposo y yo por aver establecido una bonita relacion con Edith. Ella y su equipo son muy amables y profesionales. Nos ayudaron en todo lo que estuvo a su alcanse. Estamos muy agradecidos por todo su apoyo en nuestra nueva compra. Gracias!
Sep 21, 2017
AVP, Escrow Officer
I have worked with Edith for over 14 years now and I have got to say that she is one of the best loan officers out there! Edith is very detailed orientated and involved though out the entire transaction. The customers know exactly what the loan terms are when they come in to sign their final loan documents. Edith is one of the few loan officers that make a point to come to every signing. If by chance she cannot make it her teammate Rudy fills in. After every signing Edith makes a point to tell the clients that if they ever have any questions to feel free to call her even after they have closed. That means a lot. I highly recommend Edith to anyone who has any type of loan needs.
Sep 20, 2017
Chief engineer
I will like to thank,s Edith for her wonderfull job she did helping my family and I to get our new home.it was a really good plessure find someone like her to do this for us,she when the extra mile to reach our dream,I will recomending her to friends and family members.
Thank you Edith for all you help.
Sep 20, 2017
Homeowners
Amazing!!!! Edith came very highly recommended to us. At our first meeting she made sure to answer any questions we had as well as give us details regarding the options we had. She is a true caring person that does her absolute best to help you. She was always in communication with us along the process and made sure that we knew, if we had a question, concern, etc. that we were always welcome to contact her at anytime. She is truly the best!
Sep 20, 2017
Chief engineer
I will like to thank,s Edith for her wonderfull job she did helping my family and I to get our new home.it was a really good plessure find someone like her to do this for us,she when the extra mile to reach our dream,I will recomending her to friends and family members.
Thank you Edith for all you help.
Sep 12, 2017
P.E. Teacher & Personal Trainer
Extremely grateful for ALL that Edith did for us during our home loan process. She truly cares and does everything in her power to make sure our Home dreams come true. I will recommend HomeStreet and Edith to all of our friends and family.
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