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Denise Landro

VP, Affinity Loan Officer HomeStreet Seattle Affinity Lending NMLS: 445669

I educate customers about loan options so they can make informed decisions.

As a Northwest native, I have first-hand experience with the growth throughout the region. I have worked in the real estate financing industry since 1986 and have been with HomeStreet Bank since 1997. I am experienced in many aspects of mortgage lending, including originating, underwriting, processing and funding all types of mortgage loans. As the Senior Loan Officer and Assistant Manager of our Affinity Lending Center, I am an advocate for home ownership and bring my enthusiasm and experience to all our clients.

Founded in 1921, HomeStreet Bank believes in providing excellence in customer service and maintaining the highest ethical standards. Our community-based approach to mortgage lending is fundamental to the philosophy of putting our clients first. Client satisfaction is the number one goal, for myself as well as the bank.

I can help you with everything from the purchase of your first home, to making decisions about refinancing and using home equity, to downsizing in preparation for retirement - and everything in between. Whether it be a purchase, refinance, home equity loan, or other mortgage transaction you can trust me to help make your experience convenient and pleasurable. I can facilitate how you wish to do business on your loan either by an in-person meeting or by way of the phone, mail, fax and/or the internet.

I know this often times is the most important financial decision of your life. I look forward to getting to know you and in helping you realize your dreams.

Denise Landro was named a FIVE STAR Professional by Seattle Business Monthly and Seattle Magazine in 2010. She scored among the highest in overall satisfaction in their market area based on research with clients, peers and industry leaders.
May 23, 2023
Denise and her team were excellent to work with when I purchased my townhouse in Bellevue in May 2021. I was searching for a townhouse in a small geographic area and also had a short window of time in which I hoped to make the purchase -- so avoiding delays during the offer process was super important. Denise helped me get approved quickly and provided prompt feedback on lending suitability for the condo association when I was ready to make an offer. Denise and Lan were very helpful throughout the lending process. I've been enjoying my new home for 2 years and highly recommend Denise to anyone looking for an experienced professional to help them in their home financing process.
Mar 13, 2023
We wanted to take advantage of the Homestreet loan discounts available to UW employees and reached out to Denise Landro. The discount was a nice way to get started but we were really happy with how responsive Denise was to our emails and phone calls all through the process. This was especially true on weekends when we did most of our home shopping. She was patient in answering our questions, and worked up plenty of sample interest rate impact calculations so that we could make the best decision that worked for us financially. She gave some solid advice on how to use seller credit and facilitated an ultra-fast close on the house. We'd choose to work with Denise in the future as well.
Jan 17, 2023
Art Director
I've had the pleasure of working with Denise on purchasing several houses over the span of ten plus years. She's of the highest grade professionally and personally and always quick to make sure you're heard and any questions or concerns are answered. She's always my recommendation and go to for the future.
Sep 9, 2022
Denise and Lan were fantastic in executing all stages of our loan process from the mortgage application through the completion of our purchase. We always felt taken care of despite how complicated the situation. We highly recommend Denise and her team!
Sep 8, 2022
I highly recommend Denise if you are looking for an experienced loan officer! Like most borrowers, once we found our property we needed to move fast. Denise has been in the industry for many years and knows how to make things happen. All loans are NOT created the same and Denise knows how to fit you with the right program. All this said, be sure as a borrower to have all of your documentation ready, the underwriters need it and being prepared will make your experience less stressful. Thanks Denise!
Sep 8, 2022
Denise and Lan were extremely efficient and always available to answer questions throughout the entire home buying process. From pre-approval to closing, and with some added complexities due to our changing jobs, Denise ran the numbers several ways to give us options and the best rates for our circumstance. We really appreciated her knowledge, organization, speed and thoroughness. Thank you, Denise!
Aug 8, 2022
Professor
Denise was absolutely fantastic! We came to her with a request that involved short timelines, complexity, and no previous connection to her or her team. We were hopeful that things would work out, but knew that the odds were not in our favor.

Its an understatement to say that we were pleasantly surprised! The whole process was as smooth as it could possibly be and involved Denise’s creativity, flexibility, and clear commitment to the best possible customer service.

Denise was truly outstanding! We highly recommend her and her team and are very grateful for their “above and beyond” service!
May 6, 2022
I gotta say: Denise really rocked it out of the park. Our mortgage needs were pretty complex, but Denise's expertise helped to steer the ship so smoothly that when it closed I was stunned it had been as easy as it was. She was available at every turn to answer every question, she made sure everything was on timeline, she answered every question and really helped to educate us as first-time buyers about the process. We closed a day early. She really made the process feel almost automatic. Thank you so much for helping us start our lives on the right foot!
Apr 8, 2022
Denise hopped in as my original person was leaving and made my process seamless. I truly appreciate her speed!
Mar 17, 2022
Ms Landro we a very freindly and efficient person. She was very thorough and made sure everything that was needed was asked for ahead if time, in order and never asked for the same thing twice. Like I said Friendly and efficient , and I will add professional
Jan 22, 2022
I highly recommend working with Denise Landro for any of your mortgage needs. She was instrumental in helping secure our original mortgage and recently helped us with refinancing our home with a lower rate. Not only do we have a lower monthly payment, but some cash to do some home improvements to make our living space even better.

Denise is the best, very knowledgeable about options and an amazing communicator. She is on top of everything!
Jan 13, 2022
Denise was easy to work with and worked very hard to get my loan closed in a short time and I feel like I got a good deal for me on my home refinance.
Jan 13, 2022
Director of Engineering
Denise has helped me refinance my various loans in the past few years. She is clearly an expert in her domain and provided excellent choices and tradeoffs accordingly to my changing needs. She kept the whole process simple, streamlined and surprise free. She responded promptly to any questions and was always available to clarify. This time around she went out of her way to help accommodate for my spouse being out of the country while closing the loan. I highly recommend Denise and her team and will absolutely work with her again.
Dec 20, 2021
retired
My wife and I recently worked with Denise in the process of purchasing a new home. Denise always responded promptly to our questions and kept us on track re submitting our required documentation. My wife had worked with her years before on a home purchase and did not hesitate to reengage with her, since she had such a good prior experience with Denise. That decision turned out to be a great one as Denise helped us navigate the financing process with diligence m and clarity.
Dec 14, 2021
Denise and Lan were very helpful when we were refinancing. They made the process easy and smooth. They were very responsive to any questions or issues we encountered. Thanks for making this easy for us!
Nov 12, 2021
Wellness Manager
Denise was always quick to respond and kept the process simple. She outlined options and treated us like a friend as she guided us through all the required steps.
Nov 8, 2021
We compared various lenders and what convinced us to go with Homestreet was the exceptionally personal attention that Denise showed us. She custom tailored the terms of our loan to our situation in ways that would have been impossible if dealing with the big banks.
Nov 8, 2021
Denise and her team were so easy to work with on my refinance. They walked me through every step of the process. It was fast, easy and painless.
Nov 8, 2021
Deputy Director
Denise did a great job making my refi smooth and easy during the pandemic! She was responsive and managed it like the pro she is!!
Nov 2, 2021
I probably don't need to say anything other than this: Denise helped us buy our first home 4+ years ago, and just helped us refinance the same home a few months ago. She is incredibly patient and helpful, answers the "dumb" questions multiple times and fought to get us the best rate possible. And we closed fast. We will always recommend Denise and will certainly go back to her, and HomeStreet, should the need arise again.
Apr 21, 2021
Denise kept me informed each step of the way. I knew from the start that I did not have anything to worry about and that my loan would get done the correct way. She knew what type of loan would be best for me and my husband.
Mar 30, 2021
I’ve worked with Denise a few times now for mortgages and refinancing. She is always so great to work with. Taking time to answer all questions in a very quick manner. I wouldn’t use anyone else for my mortgage needs. Thanks, Denise!!
Mar 18, 2021
Denise and Lan did a fantastic job! They kept me updated and made the re-fi process as painless as could be.
Mar 18, 2021
Denise Landro made refinancing easy. Not only did she answer all our questions promptly but in a language easy to comprehend. She told us the timeline and what we could expect at the beginning and kept us up-to-date with any changes. We are very pleased to have worked with her.
Feb 23, 2021
When there was a hiccup with our loan Denise worked hard to make sure things were clarified. We really appreciated it.