Karen Natapoff

Mortgage Loan Consultant HomeStreet Woodland Hills Home Loan Center NMLS: 254553

A mortgage can change a life!

Whether it's helping a buyer purchase his first home or helping the self-employed borrower prepare and position himself to qualify for a dream home .....I help my clients find the ideal solution.

With two decades lending experience, I work closely with my clients to understand their financial objectives and mortgage needs. I facilitate and fund loans that close....and close on time.

The best loan is the loan that will close on time with the best terms for you. I will help you find that loan and get it closed.


Jun 10, 2018
We started by looking at my available options. Then Karen looked for my best interests. What could have been difficult Karen made easy, from start to funding to close of escrow. Karen watched out for me and made sure I was taken care of throughout the whole process and made sure each step was clearly explained. I truly feel that Karen treated me like a family member, not just another client and I would highly recommend her.
May 29, 2018
Real Estate Development Director
We are so grateful for Karen!! She helped us purchase our first home. We had a unique situation in that our house was off the market and needed to move quickly in order to purchase it off the market. Our loan contingencies were on a shorter time frame but she made sure we met every commitment while walking us through the process. We can't imagine purchasing our first home with anyone else but Karen. We recommend her to all of our friends and family!
May 15, 2018
Karen bent over backwards to ensure that we could close on our home within the deadlines demanded by a very competitive market. When we realized that our preferred and approved financing (VA loan) was not workable given our closing date, Karen scrambled to find an alternative in short course and worked nonstop to get everything in order. She was so organized throughout the process, communicating effectively with our real estate agent and financial advisor to get everything in place on time, keeping us on our toes despite the setbacks and frustrations. Her patience, perseverance, and positive attitude kept our home purchase dreams alive during periods when I was ready to give up. Can't thank Karen enough for the work she did on our behalf.
Apr 30, 2018
President of an Investment Advisory Firm
I just closed on a new home last week, and Karen is a joy to work with. Our seller demanded we remove our loan contingency quickly, and Karen was able to get it done. She communicated with me regularly to let me know when she needed additional information, and she told me how things were progressing at every step in the process. I always felt informed and involved, and never felt that I was in the dark. Karen is really wonderful to work with, and I recommend her without any reservation. I will use her again (if I ever move again...)
Apr 23, 2018
Karen did a great job. She is smart, detail-oriented, and genuinely nice. It is no exaggeration to say that she made our condo purchase possible by reaching out directly to the sellers to convince them that we would be the perfect buyers. All in all, she brings a level of caring and commitment that makes her a pleasure to work with.
Mar 23, 2018
We would like to take the opportunity to thank Karen for her diligent work in explaining the various options based on our specific needs. First and foremost she is a great listener, and as result we felt extremely confident in proceeding with her suggestions for our recent re-fi. The entire process
while teadeous was made as comfortable as possible by Karen and her continuous help getting
things done quickly. We would feel very comfortable recommending Karen to anyone looking
for any type of mortgage assistance and know they have a similar experience.
Mar 20, 2018
Karen is extremely knowledgeable, committed and dependable.
Very nice to work with and always patient and willing to answer questions.
Feb 11, 2018
Managing Partner
I had signed up many months ago for a much more expensive mortgage that I naively had thought would close rather quickly. When it did not, Karen Natapoff of HomeStreet Bank, pivoted and put me into a much better product with much better terms and a much lower rate — albeit with full — and I do mean FULL — Documentation. I have worked with many professionals, in and out of real estate financing. No one I have ever known or worked with was as complete and thorough as Karen Natapoff was. She kept me informed and up-to-the-nano-second at all times. There were many bumps and turns in the path of this refinancing and Karen not only navigated them like the professional that she is, but she made me feel comfortable and secure at every step along the way (even the few times when things looked pretty bleak!).

This was an extremely complicated loan process with many unexpected and unanticipated complications and uncertainties. We were racing against the twin clocks of my Credit Report expiring and the Federal Reserve Board raising interest rates. We made it just in time on both, because Karen Natapoff was single-mindedly determined to make absolutely certain beyond a shadow of all doubt that my loan would close as planned. And it did, thanks to Karen Natapoff and her Team at HomeStreet Bank!

In the end, Karen Natapoff and HomeStreet Bank has saved me over $9000 per Month in cash flow! I could not possibly be happier!

Karen worked seamlessly with her Team at HomeStreet Bank to get this Refinance done when any mere mortal would have given up long before!

I would certainly recommend Karen Natapoff and HomeStreet Bank without any hesitation to anyone and everyone I know who is looking for a residential mortgage.
Feb 6, 2018
Very Happy Client
I highly recommend Karen Natapoff of HomeStreet for any mortgage or refinancing needs you may have. My financial advisor suggested I contact Karen for my refi-I am grateful for this referral! Karen’s knowledge, patience and guidance through the process took the stress out of an overwhelming situation.
It has been refreshing to meet and work with someone so professional and caring, and she got me a great rate! Thank you again Karen!
Jan 30, 2018
EH&S Principal Consultant
Karen is completely on top of every detail needed to close your loan and is super responsive to any questions and concerns. I connected with Karen in late 2016 when I refinanced my investment property and engaged her again just about 12 months later when I needed a little more out of my equity. She handled everything very efficiently and with good grace and humor. I recommend Karen Natapoff highly if you are looking to finance a new home mortgage or to refinance an existing property.
Jan 26, 2018
Retired Attorney
I would very highly recommend Karen Natapoff to assist you in obtaining a mortgage. My husband and I have used her services for years. She has helped us obtain mortgages with excellent terms for home purchases and refinances, and most recently, the acquisition of an investment property in Inyo County.

Karen makes the complicated process of obtaining a mortgage that works for your particular circumstances as smooth as such a complicated process could possibly be. She is friendly and personable, yet always professional. Karen stays on top of the process and, each time, has guided us through it at every step. Even better, she lets us know before information is needed what that information will be, so that we can gather it ahead of time.

I would not hesitate to contact Karen in the future for our next home loan.
Jan 22, 2018
Psychologist Clinical and Consulting Associates
Karen helped me process through the complex decision making process of financing the purchase of my new home.. She stayed right with me as I learned about the options available and provided me with invaluable information that guided me to come to the best resolution. Her wisdom and professional expertise were essential to my making the best choices for my future. Few people today go beyond what is necessary to do their job....Karen sets a new and higher standard .
Jan 21, 2018
Karen just helped me refinance my home and I couldn't be happier. She came highly recommended to me by a good friend and from start to finish she was smart, helpful, informative, responsive, and she was able to get me a fantastic rate! She really knows her stuff and I have so much confidence in her... that I have already started speaking to her about another purchase. Thanks a million, Karen!
Oct 30, 2017
Karen did an amazing job finding me the best deal and holding my hand through the ups and downs of mortgage financing. She was a calm and reassuring voice when I had doubts and a great advocate in a tough real estate market.
Oct 1, 2017
My wife and I purchased a home in the summer of 2017. We were new to the Los Angeles home-buying market, and were looking for a good mortgage broker. Karen had been recommended to us by a friend who had raved about her from a previous transaction.

Karen was a fantastic, fantastic, fantastic partner to us. She was deeply involved in every step of the process: getting pre-qualified, helping us figure out the best financing options (and the tradeoffs with each), and, most impressively, working closely with us on ever offer we wrote. The LA market is highly competitive, and favors sellers. Karen gave us a critical edge by proactively connecting with the sellers agent, explaining her professional background, and letting them know that we were highly qualified buyers. She helped our offer stand out in a crowded field.

Karen has an incredible attitude, a tireless work ethic, and is a genuinely smart and friendly human being. She was plugged in to everything we did from start to finish, over a period of many months. It’s hard to express just how involved she was, and how essential she was, to our successful transaction. I do not believe we would have secured our home had she not been involved.

If you have the option to work with Karen, take it. You’re crazy to go elsewhere.
Sep 26, 2017
Business Improvement District manager
Karen really went above and beyond to help my wife and I. Although there was a ton of paperwork involved because my parents were principals on the loan, Karen navigated us through the process with great skill and was always communicating with us. She was always accessible and really wants you to understand each step in the process. I definitely recommend her as your next mortgage loan consultant.
Sep 11, 2017
President, The SWAIM390 Companies, Inc.
Karen Natapoff is trusted advisor, a consummate, savvy professional and a good friend.
The latter is a term frequently thrown around in business but rarely genuine. Friendship means someone has your back, looks out for you, clearly and honestly communicates, tells the truth, sees the whole picture of who you are and what this major purchase means to your loved ones and you. A friend sees the whole picture and becomes your ally, throwing their experience and skill behind you.
I entrusted Karen with my family's most important financial decision. She delivered far and above professionalism. In its truest meaning, that's a friend.
Sep 6, 2017
I have worked with Karen on numerous mortgages and I can testify that she is first-class at her job. Even when the situation is not-straightforward (which it increasingly isn't in this day and age), Karen is determined to make everything work. She does this in a friendly and personable fashion, and you really feel like she cares about every one of her clients. I could not recommend Karen more highly.
Aug 31, 2017
Karen was recommended to me by my financial advisor. The re-fi that I completed with her was by far the easiest one that I've been through. Congenial, professional, and without drama, Karen is always available for questions, but does not hound you with phone calls and emails. I saved a nice amount on my monthly house payment and felt as though I'd barely lifted a finger. I'm about to complete a second transaction with her and recommend her highly.
Aug 31, 2017
Karen Natapoff is the most competent person I know in the mortgage broker/banker industry. She is uber knowledgeable, no nonsense. Karen gets it done with a maximum of professional competence and a minimum of inconvenience. I am proud to recommend her unqualifiedly.
Aug 29, 2017
This most recent re-fi is, I think, the 4th or 5th loan I've gotten through Karen. Dealing with the requirements of banks is never a walk in the park (they always want just ONE more piece of documentation). But Karen and her staff are so efficient, so on top of things, that most of the stress of the process has been shifted from my shoulders to theirs. This recent property is semi-rural, and that created some unusual situations to be resolved. But each property and each loan have had special issues. Karen has worked through them all, saving me more hassles than I can think to list here. Over time, as my needs have changed, Karen has listened to my concerns and given me great advice. She's a wonderful person to have in your corner, and I'm very grateful to have her in mine.
Aug 10, 2017
Art Director/Designer
We were so lucky to have had the opportunity to work with Karen on our first home purchase. She was incredibly thorough and supportive throughout the entire purchasing process. I would proudly recommend Karen's expertise in a heartbeat! Thanks again, Karen!
Aug 4, 2017
I have been working with Ms. Natapoff for over ten years. She has helped me buy my first home and refinance it. She has been a steady help through the process every time. Extremely reliable, always on time, always honest. She never promises deals that can't be honored. Very good with time lines as well. She has worked around my schedule every time I needed it. It is a pleasure to work with her and it is extremely reassuring to have a person I can trust dealing with my mortgage or refinancing issues. I recommend her services without hesitation to all my friends and neighbors.
Aug 1, 2017
CEO, Think Business Growth, Inc.
Getting a mortgage can be a complicated process.There are many options. There is a lot of information that needs to be provided. There are tight timelines. Karen is a master at finding the best mortgage and firmly yet patiently pressing you forward to get it done. Karen has handled two mortgages for our family smoothly and with grace, even in the face of some difficult personalities. Highly recommend working with her.
Jul 30, 2017
Karen was great! She answered all our questions and was patient with us through the entire refinance process. We'll be giving her a call for all our home finance needs!