Tracy Byrnes

NMLS#209650 - Branch Manager Signature Home Funding #2975


Dec 11, 2017
Tracy was amazing with assisting me in getting me into my new house! I will definitely be recommending her to anyone who needs help finding a great Mortgage Lender
Nov 17, 2017
Senior Title Examiner
As a first time home buyer, I was stressing during the entire process. I had little to worry though, as Tracy Byrnes was part of my team and she had it under control! She was able to get me approved and in the home I wanted before the end of the year, just in time for the holiday season. She was caring, professional and had the perfect demeanor to get the job done. On behalf of this happy NOW homeowner, I say, Thank you Tracy!!!!!!
Nov 8, 2017
Mechanical Engineer
I have closed quite a few home loans with multiple lenders and Tracy is by far the best that I have worked with. She makes the process very easy. I would highly recommend her to anyone looking for a lender.
Nov 6, 2017
Tracy was always available and patient to a first time homebuyer. She was readily available by text, phone or email to answer any questions that I had. Her services are quick and digital format made it very convenient.
Nov 2, 2017
Tracy was amazing, start to finish. We went through what could possibly be considered one of the biggest nightmare scenarios with home sale and purchase - and she was so helpful all the way through. Always quick to answer or respond, and answered every silly question from two people who had no clue what they were doing!
Nov 1, 2017
National Account Sales Manager
I am a property investor and have been working with Tracy Byrnes for over 4 years. I just closed on my 4th property with Tracy yesterday. I cannot say enough good things about her. Her competence, industry knowledge, professionalism and customer service is second to none. As someone who has worked with big banks and other lenders in the past I can say with full confidence that meeting and working with Tracy has been the single most important factor in growing my real estate portfolio. I would never even consider working with anyone else. Tracy is the best in the business.
Nov 1, 2017
Tracy was a pleasure to work with. She kept me informed of the whole process and was very easy to talk too. Never had to worry about anything. I recommend her highly!!
Sep 28, 2017
Tracy was great to work with! She went above and beyond in helping us get the home of our dreams! She was quick to respond to our questions throughout the loan process and lent helpful advice in her many experienced years of residential loan writing!
Sep 24, 2017
Tracy was a huge help in trying to find a new home for my family and I. When I’d find a house I was interested in, all I’d have to do was text Tracy and within mins she’d let me know what the monthly payments were so I’d know if we could afford it. She was always quick to respond and had my best interest in mind. I’d recommend her to anyone. Thanks Tracy
Aug 16, 2017
Tracy and her team are AMAZING! Buying our first home together, my hubby & I had many obstacles. Tracy not only stood by us, she fought for us. Working long hours, even on Sundays, until she got the job done. We are now in our new home living our happily ever after, thanks mostly to Tracy!!
Aug 14, 2017
Tracy was wonderful. Answered all my questions even on weekends and evenings and helped me find a realtor. I would highly recommend Tracy. I had no clue what I had to do and she made sure I was kept informed and educated on the home buying process
Aug 11, 2017
Chemist in Asphalt design and testing
Tracy rescued us from what was turning out to be a very negative experience. We were trying to close on a new home in Tampa while Jennifer was working full time at her new job. Jim was commuting to Charleston SC weekly. Confusion with all the required documents was beginning to frustrate us. Our original agent didn't seem to realize the complications of dealing with work and travel, Jennifer living in an extended stay hotel and the enormous cost incurred trying to meet our obligations and purchase a new home at the same time. Elena Tamplin, our real estate agent asked Tracy on a moments notice if she could help us get through this purchase. Needless to say Tracy took control of our account and we closed on our new home in record time and without any further frustration. If you are planning to purchase a home in Tracy's area, you would be amiss to fail to hire Tracy to conduct your purchase. 10/10.
Aug 9, 2017
Tracy was a sheer pleasure to work with! Tracy was extremely knowledgeable, responsiveness and timely in securing financing for our new home. I look forward to working with Tracy again.
Jul 6, 2017
Data and Program Manager/Development Officer
I must tell you that Tracy Byrnes was fantastic. As a person setting out to become a new homeowner, the journey can become very tiring. You are new to the process and it always seems like no one is willing to help. I pre-qualified for a mortgage through another company and I was not happy with the service I was receiving. It was so bad that I contemplated giving up on the process all together. Then Tracy Byrnes came my way and everything turned around for me. Tracy was extremely patient and explained the entire process to me in great detail. She worked hard to get me the best rate and made sure that I didn't go over my budget. Why? Because she wanted to make sure that once I got into the home, I STAYED IN THE HOME. I must say that Tracy had a lot of patience for a high strung person like myself as she kept talking me off the ledge. I joke now because I can. Again, the process was easy and painless much different than when I first started this journey. I would recommend that everyone contact Tracy when thinking about owning a home for the first time or buying another because your family has been extended. Whatever your circumstance, Tracy is the person to call. - Thank You, Theresa
Jul 3, 2017
We can not say enough about Tracy and how blessed we were to be directed to her from our agent. Tracy was a God sent to us in making sure that every detail of our purchase of our new home in Clearwater went as smoothly as possible with our VA loan.
She was there step by step, always responding to our calls and emails, we were never left hanging to get frustrated or stressed out.
Her professional work ethics was a breath of fresh air , we have purchased many properties and businesses and I have to rate her at the top with a A+.
Her pleasant uplifting personality is such a pleasure to deal with , that at the end of our purchase we felt like we had made a new friend.
Jun 16, 2017
Daniel Klemmer
Tracy Byrnes was fantastic helping me get my home loan. She was prompt, always returned my phone calls, and made the entire process very easy for me. She took the time to explain things whenever I hava question and the turn around time for everything was way faster than I had expected. I'd definitely seek her help for future loans and recommend her to my friends.
Jun 12, 2017
Registered Nurse
Tracy was absolutely unbelievable. I just happened to call her because her name was on a list for the Pinellas County Key Program. This phone call changed my life. She directed me to the Hardest Hit Fund's Down Payment Assistance Program. This program allowed me to buy my first house! She knew absolutely every single detail and made the process unbelievably easy and smooth. She was available and resourceful from the first phone call until the last signature on closing day. I could not imagine using anyone else. Without Tracy I'd still be trapped paying forever increasing rent. I will forever appreciate everything she did for me! Absolutely highly recommended!
Jun 7, 2017
Tracy was a pleasure to work with. Knowledgeable and helpful, she allowed the lending side of deal to move smoothly. Tracy is professional as well as amicable. Will be working together hopefully soon. Thanks.
May 11, 2017
Credit Manager
My wife and I are so glad we found Tracy to handle our mortgage needs. We needed to close on our new home quickly and Tracy went above and beyond to make it happen. She was patient, answered all our questions and had our best interest in mind. We appreciate her professionalism and knowledge. Looking for someone to guide you through the home mortgage process and keep you informed along the way, call Tracy!
May 11, 2017
Facilitie Manager
Tracy is the best she made the journey so much easier very insightful and I consider her family
May 4, 2017
Registered nurse
Tracy did a wonderful job helping me through the loan mortgage process as this was my first time buying a home. She was always available when I had questions and made the process a breeze. I would definitely recommend her to anyone wanting a lender that will hard for you.
May 3, 2017
Thank you so very much for all your help in securing the loan for my new home. You were organized, thorough & professional, as well as kind which made all the difference in my interactions with you. I put my trust in you and you most definitely came through for me. Thank you for your patience as well as treating me as a person rather than just a home loan customer. You were prompt, professional, and courteous. You were patient and thorough answering all my questions. You kept the ball rolling and because of you the process was completed in the time frame promised. There were absolutely no surprises at settlement. An excellent job! You stand above the rest!!!
May 1, 2017
Tracy is the best! My husband and I were first time home buyers and of course that always comes with tons of questions and uncertainty about the process. Tracy was patient with us the entire time and always available to talk us through things. We couldn't recommend Tracy more if you are looking for someone that actually cares about you and your finances. It's easy to get caught up in the stress of buying a home, but having a great team to help you through makes a huge difference.
May 1, 2017
Tracy is amazing! This was my first time purchasing a home - and I had A LOT of questions. Tracy was so helpful and answered them all. She also gave tons of support and guidance to us throughout the entire process. I reccomend her to anyone looking to purchase a home. You would be crazy not to do business with her!
Apr 15, 2017
Insurance Claims Adjuster
As a first-time home buyer I had a lot of questions and was very nervous about the financing process. Tracy was very knowledgable and helpful in answering my questions and alleviating my concerns. She did a great job finding an excellent deal and was always timely in respnding to my emails and text messages. I highly recommend her to other home buyers.

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