Tracy Byrnes

NMLS#209650 - Branch Manager Signature Home Funding #2975


Mar 15, 2018
Tracy was such a pleasure to work with!

I was a unique case, in that I was based in California but buying a home in Tampa for a job change. However, Tracy was easy to communicate with through the whole process, even with me being across the country.

Tracy's diligent and detailed work ethic is what helped keep us on schedule. Tracy really shined when she kept constant tabs with the seller's title company to ensure an on-time closing.

I couldn't be any happier with working with Tracy! I'd definitely would recommend her to anyone!
Feb 13, 2018
Tracy was a consummate professional throughout the entire process. If I had a question about anything she would respond to me literally within minutes. Tracy anticipated the entire schedule and kept me on the critical path to complete my loan process without a single hiccup. I would rate Tracy an 11 on a scale of 10!
Jan 8, 2018
My husband and I are so thankful that our agent referred Tracy to us. She assisted us when our own bank was giving us the run around. I was very comfortable communicating with her and she was always available when I had questions, day or night. We were able to close in less than 30 days and now we're enjoying our new home. Thank you, Tracy!!
Jan 8, 2018
Tracy truly went the extra mile and persevered cheerfully through many bureaucratic obstacles to give my loan a successful outcome. I recommend her highly!
Dec 27, 2017
Tracy has been the most professional agent we have ever had the pleasure of working with. From day one, she handled our loan with a smile and thourough guidance. She was with us day or night to answer questions or put our worries at ease. We can not thank you enough for helping us get our dream home.
Dec 22, 2017
Author & Decorator
There are no words to accurately describe our incredible support and services we received from Tracy! Few people go so far out of their way to be so helpful, professional and nice. We could not have made this acquisition without Tracy. So, if you want the best, please use Tracy! Thank you.
Dec 11, 2017
Tracy was amazing with assisting me in getting me into my new house! I will definitely be recommending her to anyone who needs help finding a great Mortgage Lender
Nov 17, 2017
Senior Title Examiner
As a first time home buyer, I was stressing during the entire process. I had little to worry though, as Tracy Byrnes was part of my team and she had it under control! She was able to get me approved and in the home I wanted before the end of the year, just in time for the holiday season. She was caring, professional and had the perfect demeanor to get the job done. On behalf of this happy NOW homeowner, I say, Thank you Tracy!!!!!!
Nov 8, 2017
Mechanical Engineer
I have closed quite a few home loans with multiple lenders and Tracy is by far the best that I have worked with. She makes the process very easy. I would highly recommend her to anyone looking for a lender.
Nov 6, 2017
Tracy was always available and patient to a first time homebuyer. She was readily available by text, phone or email to answer any questions that I had. Her services are quick and digital format made it very convenient.
Nov 2, 2017
Tracy was amazing, start to finish. We went through what could possibly be considered one of the biggest nightmare scenarios with home sale and purchase - and she was so helpful all the way through. Always quick to answer or respond, and answered every silly question from two people who had no clue what they were doing!
Nov 1, 2017
National Account Sales Manager
I am a property investor and have been working with Tracy Byrnes for over 4 years. I just closed on my 4th property with Tracy yesterday. I cannot say enough good things about her. Her competence, industry knowledge, professionalism and customer service is second to none. As someone who has worked with big banks and other lenders in the past I can say with full confidence that meeting and working with Tracy has been the single most important factor in growing my real estate portfolio. I would never even consider working with anyone else. Tracy is the best in the business.
Nov 1, 2017
Tracy was a pleasure to work with. She kept me informed of the whole process and was very easy to talk too. Never had to worry about anything. I recommend her highly!!
Sep 28, 2017
Tracy was great to work with! She went above and beyond in helping us get the home of our dreams! She was quick to respond to our questions throughout the loan process and lent helpful advice in her many experienced years of residential loan writing!
Sep 24, 2017
Tracy was a huge help in trying to find a new home for my family and I. When I’d find a house I was interested in, all I’d have to do was text Tracy and within mins she’d let me know what the monthly payments were so I’d know if we could afford it. She was always quick to respond and had my best interest in mind. I’d recommend her to anyone. Thanks Tracy
Aug 16, 2017
Tracy and her team are AMAZING! Buying our first home together, my hubby & I had many obstacles. Tracy not only stood by us, she fought for us. Working long hours, even on Sundays, until she got the job done. We are now in our new home living our happily ever after, thanks mostly to Tracy!!
Aug 14, 2017
Tracy was wonderful. Answered all my questions even on weekends and evenings and helped me find a realtor. I would highly recommend Tracy. I had no clue what I had to do and she made sure I was kept informed and educated on the home buying process
Aug 11, 2017
Chemist in Asphalt design and testing
Tracy rescued us from what was turning out to be a very negative experience. We were trying to close on a new home in Tampa while Jennifer was working full time at her new job. Jim was commuting to Charleston SC weekly. Confusion with all the required documents was beginning to frustrate us. Our original agent didn't seem to realize the complications of dealing with work and travel, Jennifer living in an extended stay hotel and the enormous cost incurred trying to meet our obligations and purchase a new home at the same time. Elena Tamplin, our real estate agent asked Tracy on a moments notice if she could help us get through this purchase. Needless to say Tracy took control of our account and we closed on our new home in record time and without any further frustration. If you are planning to purchase a home in Tracy's area, you would be amiss to fail to hire Tracy to conduct your purchase. 10/10.
Aug 9, 2017
Tracy was a sheer pleasure to work with! Tracy was extremely knowledgeable, responsiveness and timely in securing financing for our new home. I look forward to working with Tracy again.
Jul 6, 2017
Data and Program Manager/Development Officer
I must tell you that Tracy Byrnes was fantastic. As a person setting out to become a new homeowner, the journey can become very tiring. You are new to the process and it always seems like no one is willing to help. I pre-qualified for a mortgage through another company and I was not happy with the service I was receiving. It was so bad that I contemplated giving up on the process all together. Then Tracy Byrnes came my way and everything turned around for me. Tracy was extremely patient and explained the entire process to me in great detail. She worked hard to get me the best rate and made sure that I didn't go over my budget. Why? Because she wanted to make sure that once I got into the home, I STAYED IN THE HOME. I must say that Tracy had a lot of patience for a high strung person like myself as she kept talking me off the ledge. I joke now because I can. Again, the process was easy and painless much different than when I first started this journey. I would recommend that everyone contact Tracy when thinking about owning a home for the first time or buying another because your family has been extended. Whatever your circumstance, Tracy is the person to call. - Thank You, Theresa
Jul 3, 2017
We can not say enough about Tracy and how blessed we were to be directed to her from our agent. Tracy was a God sent to us in making sure that every detail of our purchase of our new home in Clearwater went as smoothly as possible with our VA loan.
She was there step by step, always responding to our calls and emails, we were never left hanging to get frustrated or stressed out.
Her professional work ethics was a breath of fresh air , we have purchased many properties and businesses and I have to rate her at the top with a A+.
Her pleasant uplifting personality is such a pleasure to deal with , that at the end of our purchase we felt like we had made a new friend.
Jun 16, 2017
Daniel Klemmer
Tracy Byrnes was fantastic helping me get my home loan. She was prompt, always returned my phone calls, and made the entire process very easy for me. She took the time to explain things whenever I hava question and the turn around time for everything was way faster than I had expected. I'd definitely seek her help for future loans and recommend her to my friends.
Jun 12, 2017
Registered Nurse
Tracy was absolutely unbelievable. I just happened to call her because her name was on a list for the Pinellas County Key Program. This phone call changed my life. She directed me to the Hardest Hit Fund's Down Payment Assistance Program. This program allowed me to buy my first house! She knew absolutely every single detail and made the process unbelievably easy and smooth. She was available and resourceful from the first phone call until the last signature on closing day. I could not imagine using anyone else. Without Tracy I'd still be trapped paying forever increasing rent. I will forever appreciate everything she did for me! Absolutely highly recommended!
Jun 7, 2017
Tracy was a pleasure to work with. Knowledgeable and helpful, she allowed the lending side of deal to move smoothly. Tracy is professional as well as amicable. Will be working together hopefully soon. Thanks.
May 11, 2017
Credit Manager
My wife and I are so glad we found Tracy to handle our mortgage needs. We needed to close on our new home quickly and Tracy went above and beyond to make it happen. She was patient, answered all our questions and had our best interest in mind. We appreciate her professionalism and knowledge. Looking for someone to guide you through the home mortgage process and keep you informed along the way, call Tracy!

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