Teresa Smith

NMLS#393060 - Mortgage Loan Officer Southern Home Mortgage #2975
Sep 4, 2017
I can't thank Teresa enough for all of her wonderful help through the entire loan process. Teresa was there for me from start to finish assisting me with my questions and the next steps. Teresa was very professional and focused on how she could help me achieve my loan needs. I highly recommend to friends, family, and future clients to speak to Teresa. Thank you and my family thanks you!
Aug 11, 2017
Teresa was wonderful to work with. She is extremely kind, patient, and professional, and will be highly recommended as the source for financing.
Job well done Teresa !!!!
Apr 24, 2017
Satisfied Customer!
Teresa did a fantastic job helping me and my wife secure a mortgage loan for our first home! She was very responsive to questions, and she went above and beyond to help us determine the options we had and make a good decision. She also worked around our busy schedule and was willing to communicate a lot through email - a BIG plus for us!
Mar 13, 2017
Teresa Smith was wonderful to work with and her staff support were amazing , If I ever need anything again in the homeowner loans, I will come back to her and her company. they were great to work with!
Mar 7, 2017
It was a great experience! I would recommend Teresa and her team to anyone. They told me what to expect ahead of time, so there were no delays on their part or surprises. If I ever had a question they were quick to respond.
Feb 16, 2017
She is amazing!!! Very patient and kind. I've worked with her on my new home loan and couldn't have asked for anyone better. She's dependable and always on track. If I'm ever in the market to purchase a home again, she is definitely my go to! I recommend Theresa to anyone looking to buy a home!!! Thank you again, for all your hard work! It was much appreciated! 🌹
Jan 19, 2017
Teresa was excellent. She was very helpful and answered all my questions ( and I had a lot of questions) She kept me up to date throughout the entire process which I appreciated
Oct 27, 2016
Teresa was very nice and was very helpful with my house. Iam very please.
Jun 1, 2015
Fantastic service! Teresa was in constant contact with me at all times during the whole process! She was always very friendly and positive. Felt like she really cared about my business and took great care of me!
Sep 11, 2014
Teresa was very friendly. She made the purchase of our new home painless. She was very professional and timely. Teresa kept us in the loop and informed. I would recommend Teresa for all your mortgage needs.
Sep 9, 2014
Vice President, Marketing
Teresa is an excellent Loan Originator. Her clients value her honesty and integrity, as well as her knowledge of complex loan programs. She will guide her clients through the best program available.
Aug 28, 2014
Teresa was very helpful and friendly during our refinance process. She was always available when we had a question. I would recommend Teresa Smith and Open Mortgage to friends and family who are looking to finance or refinance their home!
Jul 8, 2014
first time home buyer
My husband and I used Teresa when looking for our first home. From the beginning she was very accommodating with our busy work schedules. Since we were first time home buyers she walked us through step by step. We ended up picking an FHA loan because it was the best fit for our family. We have now been in our home for 2 months and I know that wouldn't have been possible without all of Teresa's hard work!
Jun 25, 2014
When I initially purchased my home, I at first considered having my loan handled by my bank. I selected Teresa because she made the financing end extremely easy, explaining my options and answering my questions thoroughly and patiently. She was always extremely professional, always on top of things in the loan process. Closing can be intimidating, but Teresa made it a breeze.

My experience was so positive that a few years later, when I wanted to take advantage of the lower interest rates and refinance my home, Teresa was the only option I considered. Once again, she provided great customer service and a smooth lending experience.
Jun 25, 2014
work for physical therapy clinic
Teresa is very competent and very imformative when buying or refinancing a home - I would recommend her to anyone.

She also has a very friendly personality and explains everything in a way that anyone can understand.
Jun 24, 2014
recent home buyer
Teresa was wonderful during my loan process. She kept me updated and worked hard and quickly so that I could close in a timely fashion. She was very patient and always willing to answer any questions or concerns that I had. Teresa does a great job and I would recommend her to anyone looking to purchase a home.
Jun 24, 2014
Previous and Current Client
I cannot give enough praise about Teresa Smith's willingness and relentless efforts to make sure my mortgage was approved. I had filed bankruptcy and was just short of the time period needed to finance another home. Teresa worked with numerous lending agencies to find the one that would accept my loan conditions. This took hours and hours of her researching and pulling together all of the required documents to ensure everything was submitted and complete. After a few weeks of emailing back and forth with me to obtain more information they had asked for, she informed me that everything was approved and I was set to close. This was excellent news to me until unforeseen circumstances prevented me from being able to close and purchase the home she worked so hard for me to get. I cannot stop there though. I recently went back into the market for another home. I walked into Teresa's office and she welcomed me with a smile and the willingness to tackle this thing again. She went ahead and pulled my previous file and I saw just how much time and effort she had put in to my case. That file was at least 8" tall when she sat it on her desk! I felt so bad and she reassured me that was her job and she wanted to be the one that told me congratulations when it was all said and done. I do not believe I could find anyone that would do a better job than Teresa! She is amazing at what she does and if it can be done...SHE IS THE ONE FOR THE JOB! I highly recommend Teresa for your home mortgage needs. She will be upfront and honest with you, always willing to help with a smile and never too busy when you need to ask her questions. There is no need to shop around when you can have the best of the best right here!
Jun 24, 2014
Teresa was very knowledgeable throughout the loan process and helped keep everything moving along in a timely manner. She is very trustworthy and extremely helpful. I do plan to use her again in the near future as I work to complete a construction project.

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