Jeff McMullen

Senior Loan Consultant, NMLS# 694626 Kal Financial 694626
Jeff McMullen has been in the mortgage industry for ten years, with a strong background in bank management. His extensive professional experience along with his drive and attention to detail make him a valuable asset to his clients.

Jeff has been living and working in the Monterey/Carmel/Seaside/Hollister areas for many years, giving him a unique perspective on this very diverse market.

A self-described “workaholic,” Jeff is extremely attentive to all of his customers’ needs, always providing prompt call backs and detailed service during every step of the transaction.

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Mar 16, 2017
President, Excelligence Learning Corporation
Jeff did a great job of making the whole process easy by proactively working through solutions and working around my hectic work and travel schedule.
Dec 13, 2016
New home owner
Process of buying a home went good . Consider doing business again
Dec 6, 2016
Director of Annual Programs
Jeff McMullen goes above and beyond to serve his clients to make sure that they are 100% satisfied. My wife and I have used Jeff on two home purchases. Jeff is someone who truly understands the mortgage industry and has a unique way of explaining terms to his clients. I highly recommend Jeff to anyone looking for a home. He helps you make your dream into a reality!
Nov 4, 2016
Writer
Jeff made the loan process go smoothly. He handled my particular needs and requests smartly, graciously and swiftly. His professional and reassuring manner made a big positive impression as did his responsiveness and expert management of each element of the process. I highly recommend Jeff and his staff. And I am very grateful to my friend who recommended his services.
Oct 27, 2016
Jeff was fantastic during the purchase of my new home. As a first time home buyer I was clueless on many aspects and Jeff was there to answer all of my questions. He's very knowledgeable and friendly which is comforting during what could be a stressful process. Not only did he answer all of my questions in a timely manner, he also managed to close escrow in 3 weeks! Jeff and his team (thanks, DeAnn!) are great and I would highly recommend him to anyone seeking a home loan.
Oct 10, 2016
Jeff was incredible for the entire process. Answered all of our numerous questions with a smile on his face. The entire process was very smooth and we wrapped everything up without any trouble. Would happily work with him again in the future.
Oct 5, 2016
I have used Jeff Mc Millen's services three different times now and he has always done an outstanding job!
He is very knowledgeable, friendly and acts promptly.
I would recommend him and his team to anyone seeking home financing.
Oct 4, 2016
Home buyer
I was introduced to Jeff by a friend/agent who said he was very good. Jeff is better than very good. He's very personable, professional and extremely good in taking care of his clients. I hope to do more business with him in the future. If you're looking for a loan consultant, I would suggest you give him a call.
Oct 4, 2016
Home buyer
I was introduced to Jeff by a friend/agent who said he was very good. Jeff is better than very good. He's very personable, professional and extremely good in taking care of his clients. I hope to do more business with him in the future. If you're looking for a loan consultant, I would suggest you give him a call.
Oct 3, 2016
This summer I did a refinance of a rental house in Salinas. Jeff and his office assistant helped me in every way, I received prompt answers to the many questions I had and the whole process ended just as I had hoped it would. I will use Jeff for any further mortgage needs and would recommend him to others.
Sep 30, 2016
Regional Area Manager-Engineering
My wife and I just finished a multi-year process of relocating from the Central Valley to the Monterey Peninsula, while we were narrowed down our options, our Realtor reccommended Jeff and his team to us.
This became a critical component of our successful relocation, he and his team provided us with exceptional service throughout the entire process, from their polite and respectful interactions, to always being available in a timely and reliable manner from beginning to end.

Jeff and team really became important partners in our efforts to secure our dream residence in the Monterey Bay area!

We would highly recommend Jeff McMullen for any of your financial needs.

Michael Don and Sherilyn Napoli
Monterey, California
Aug 9, 2016
Jeff was competant, timely, polite, and proactve. In additon, he was friendly and accessable. I would happily use Jeff for future real estate transactions.


Aug 5, 2016
Retired Educator
We recently purchased a condominium in Monterey. Our transaction included a 1031 exchange as well as a need for an additional mortgage. Jeff was extremely knowledgable about the exchange process and worked to assure the best interest rate on the mortgage. Whenever we had a question, he was quick to respond. He also assisted us in getting a home owner's insurance policy. I would highly recommend Jeff if you need a home mortgage.
Jul 31, 2016
Jeff is simply the best! We had so much fun working with Jeff. He made everything come together by the date we needed. He totally went above and way, way beyond for us! People like Jeff are rare, and we are so happy to have made a new friend in the process of getting our home.
Jun 28, 2016
Clinical Nurse Specialist
Jeff has gone above and beyond our expectations! The exchanges through person, phone, fax, e-mail, and texting ... Jeff was in constant communication and providing us great customer service. We are fortunate that we had Jeff on our side throughout the process and could not be more satisfied. He maintained professionalism, patience, and understanding when at time we felt frustrated with the underwriting review and approval process. Jeff reassured us every step of the way to ensure we had the home of our dreams. I would highly recommend Jeff McMullen given his strong work ethic and integrity.
Jun 25, 2016
Manager of Operations
Jeff has been an absolute delight to work with. Very informative, easy to talk to, explains everything, personable, stayed after hours to accommodate our schedule, etc, etc, etc. We highly recommend Jeff and would gladly work with him again in the future. Thank you for everything, Jeff!
Jun 23, 2016
Senior Graphic Designer
Jeff was amazing! He helped me navigate some delicate credit issues and went above and beyond the call of duty! He was able to talk to his underwriter about my unique situation and qualify me for a better loan with an incredibly low rate. Jeff's friendly nature and hilarious sense of humor made the entire process enjoyable. Yes! I said "enjoyable." I will wholeheartedly recommend Jeff to anyone who is in the market for a mortgage or refinance .
Jun 15, 2016
The whole process went smoothly. Jeff was always available to answer questions. He is helpful, courteous and kind.
Jun 13, 2016
Software Delivery Consultant at HPE
Jeff and his team were professional and treated us like partners in our loan trasaction from the moment we met. He was always optimistic, very responsive and knowledgable and made sure that we met our objective on time. In the eleventh hour we hit a bumps in the road and he had a plan B in his back pocket to calm our nerves. Everything was fantastic and plan A panned out anyway. We never doubted we would get the loan we wanted... All thanks to Jeff!!
Jun 5, 2016
Software Developer
As a first time home buyer with not much of a clue as to how these things work, I found Jeff to be very helpful. He was always available to answer any questions I had and was by my side at every step along the way.
Thanks Jeff!
May 3, 2016
We both were very happy with jeff, he has a great attitude and went out of his way to work with our schedule, which was very nice. We deffinitly recommend him.
Apr 26, 2016
Working with Jeff McMullen was a true pleasure and one of the best experiences I have had in obtaining a loan/mortgage. He was always available when I had questions and went out of his way to make sure I knew the ins and outs of the loan process. Jeff went above and beyond what a normal lender would do and was there every step of the way, from filling and obtaining the necessary paperwork, to being present for signing for my new home. Being a first-time, homeowner, I relied on Jeff to walk me through the process and he kept me educated and informed along the way. I don’t know how I would have come through this trying time without his caring and thoughtful attitude. Jeff is the best and I would not hesitate to refer anyone to him in the future!
Apr 25, 2016
Jeff has been the best loan officer I have ever dealt with. He went above and beyond to secure the best loan he could. Every communication was answered in a timely fashion. Outstanding professional. Recommended to me by someone else and I also highly recommend him!
Apr 23, 2016
Administration
Jeff is awesome! He worked diligently to get us into our house ASAP. Despite the snags on the seller's part, he pushed right through and made sure we got the home we wanted. Jeff and his team are the best and I highly recommend them for all loan needs. He is definitely the BEST!
Apr 23, 2016
Administration
Jeff is awesome! He worked diligently to get us into our house ASAP. Despite the snags on the seller's part, he pushed right through and made sure we got the home we wanted. Jeff and his team are the best and I highly recommend them for all loan needs. He is definitely the BEST!

Partner Network

Jeff McMullen is in Sharon Shaw-Flores's Network