Jaxzann Riggs

Owner The Mortgage Network NMLS 198166
Jaxzann Riggs is the President and Owner of The Mortgage Network, a Colorado Corporation founded in in 1985. Prior to this, Jaxzann worked with Transamerica Mortgage and Shelter Mortgage. When she left, it was to create The Mortgage Network, a full service residential mortgage lender committed to delivering superior service to Denver area Realtors and their clients.
As a former FHA/VA underwriter and an active loan originator, Jaxzann brings over 30 years of experience to every transaction that she handles. Jaxzann is a certified “education facilitator” with Mortgage Training Institute, a long standing member of the Colorado Association of Mortgage Professionals, a member of the National Association of Mortgage Professionals, and is in good standing with the Denver Better Business Bureau.


Feb 13, 2018
My husband and I recently worked with Jaxzann for our home mortgage loan and it was a piece of cake because her, and her wonderful team, were a pleasure to work with. They provided us with a variety of options and were very quick in responding to questions. I highly recommend using her services when you are ready to buy a house!
Jan 24, 2018
Senior Financial Analyst
Working with Jaxzann was great! Jaxzann and her team were incredibly helpful and did whatever it took to help me close by my desired closing date. They did such a great job that the process of buying my home was super easy! I would definitely go back to Jaxzann for her services and would most definitely recommend her to a friend in the future!

Dec 6, 2017
I used Jaxzann for my mortgage when I bought a home in October, although we'd been in touch to get me pre-qualified earlier in the year when I was looking in another area. Jaxzann was fantastic! She is an exceptional communicator and kept me in the loop as rates changed and as my focus neighborhood changed. Jaxzann is attentive and professional, and she even came to my closing, bearing champagne! I recommend Jaxzann whole-heartedly!
Dec 5, 2017
Jax was fantastic to work with throughout this process! She was very transparent and clear with any questions we had, and we were extremely satisfied with her services!
Dec 3, 2017
Jaxzann was referred to us by our realtor and we couldn't have been more pleased! We had several failed attempts at purchasing for a variety of reasons before we were successful. Jaxzann was patient and immediately responsive with all our needs. Highly professional yet approachable and willing to answer any questions or concerns we had. We highly recommend her and her team!
Dec 1, 2017
Director, Alliances
Where can I even begin with how wonderful it's been working with Jaxzann all these years? Her team has helped my husband and I out on many a mortgage and/or refi and there's a reason we continue to come back to work with her. She is responsive and realistic and I can guarantee we'll work with her again in the future.
Nov 29, 2017
Speech-Language Pathologist
If you’re using any other lender besides Jaxzann, stop! You are missing out on one the best parts of buying a home! Jaxzann and Les are diamonds in the rough!! They take you in as family, go above and beyond, and make the process easy and understandable. Plus, they are just the coolest people! You’ll want to hangout with them just for fun ;) HUGE thank you Jaxzann and Les for serving us on multiple home purchases and truly always going above and beyond!!! We adore working with you!
Nov 29, 2017
Jaxzann is clear and concise and was a pleasure to work with.
There were no hiccups with the loan. The numbers stayed close to her quote and we closed on the re-fi on time. She is on top of things and I can tell she is an business owner. Her assistants were also a pleasure to work with. Jaxzann's company beat the competing loan offers we had from the other lenders we work with. We will definitely work with her again. The best part: her company pays for the appraisal, and we saved quite a bit of money.
Nov 27, 2017
Jaxzann and her team are the utmost professionals! We have worked with Jaxzann for both of our mortgages and a refinance. She is always available, responds quickly to calls/emails, and answers all questions thoroughly. She makes a complicated process seem easy and works tirelessly to ensure the best interest of her clients. I wouldn’t use any other lender!
Nov 27, 2017
Software Sales Manager
Jaxzann and her team are a class act. This is the third mortgage my wife and I have used her and her team for and we couldn't imagine using anyone else. Her team are patient, knowledgeable, pay attention to the details, and most importantly will get the best mortgage at the lowest cost - every time. I'd recommend Jaxzann to anyone - first time home buyer or veteran - Jaxzann will take good care of you!
Sep 18, 2017
Jaxann has helped our family many times with our mortgage needs. Jaxann and her team are awesome and very trustworthy with our personal information. Thanks so much for all your help getting us in our house and refinances.
Sep 15, 2017
Sales Manager
Jaxzann was a pleasure to work with on our recent first home buying experience. She was confident that we could obtain the loan we needed for our dream home, even when we were unsure of ourselves. Her and her team worked diligently and efficiently and followed through with each step of the process without causing any concern. The whole process was seamless and stress free. We would definitely recommend Jaxzann to anyone who needs loan assistance. Thank you Jaxzann!
Aug 28, 2017
Senior Analyst
Jaxzann and her team did an outstanding job helping us obtain our mortgage. They are determined and hardworking and made the process smoothe and easy. We will definitely call on them again and we recommend them for any of your mortgage needs.
Aug 23, 2017
Independent consultant Arbonne
What a pleasure and a treat to work again with Jaxzann and Les. We had a very timely and challenging home loan that needed to happen 15 days sooner than our initial plan. Well, these two made it happen without a hitch! Both jaxzann and Les worked closely with us from day one, and helped us stay calm when we felt like pulling our hair out with all the last minute underwriting requests.

I highly recommend working with them for purchasing or refinancing your home. We've done both and have been extremely pleased with both experiences.

Thank you both again for all your hard work!

With great respect for what you do,
Jodi Ripsam
Jul 17, 2017
Home buyer
Jaxzann was a huge help to us as we were moving to Colorado from California. Her knowledge and support was greatly appreciated. We are pleased to recommend her and we would be glad to work with her again.
Jul 10, 2017
Wendy Heath-Santeramo
Thank you Jaxzann and Les for such a wonderful loan experience. The process can be complicated and we loved how you worked by our side everyday! Your professionalism, integrity and dedication to your clients is impeccable! Communication is the key and master it flawlessly! Thank you so much, we will recommend you to our family and closest friends!!
Jul 7, 2017
We came to know Jaxzann because she was highly recommended by a family member. Her professionalism and efficiency helped our house hunting process a lot easier. You can have a piece of mind knowing that she will guide you thru the complicated mortgage loan application maze. I will recommend her to anyone.
Jun 26, 2017
Real Estate Broker
Jaxzann listened and provided a great product for my Buyer. She communicated to me throughout the transaction, I never once had to reach out to her for an update. Her professionalism is outstanding!
Jun 23, 2017
Professional Grandpa
Jaxzann & my primary contact Doug were fantastic in following my loan from application to execution. I was provided a great interest rate & kept on track so that we were ready in advance of the smooth closing. Thx much!
Jun 19, 2017
Owner - Nostalgic Homes
Jaxzann is one of the hardest working, most committed lenders you will find! She is committed to see a Borrower to the finish line, no matter what may come up. An important piece of what she does is problem solve and strategize how to get your loan completed. She is on point, answers calls, responds on time and cares. She's a superstar.
Jun 16, 2017
NP Student
Jaxzann worked hard to get me financed on a home that was within my budget, replying to emails quickly and explaining the process thoroughly at each step.
Jun 10, 2017
Broker Associate
Jaxzann is tireless in finding absolutely the best loan and rate for buyers regardless of the price point or circumstance of the buyers. She is simply one of the best!!
Jun 5, 2017
Production Coordinator / Mother
I have worked with Jaxzann and her team since 2000. Over the years we have had the privilege of having her and her team help us with buying the same house twice and help with our refinance needs as well. She is amazing, kind, honest and just the most wonderful and professional person to work with. I have recommended her and the team multiple times over the years and will continue to do so forever. I simply adore this group!
May 23, 2017
Emily Schlegel
Jaxzann was wonderful to work with, as first time home buyers we could not have asked for someone more helpful and understanding. She made the whole process pleasant and was always a phone call away! She's simply the best!
May 16, 2017
Jaxzann was a pleasure to work with. Not only did she help me with every detail, she explained them all to me until I understood everything. She was extremely easy to communicate with, and I know she fought to get the very best deal out there for me.

I would highly recommend Jaxzann!

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