Jaxzann Riggs

Owner The Mortgage Network NMLS 198166
Jaxzann Riggs is the President and Owner of The Mortgage Network, a Colorado Corporation founded in in 1985. Prior to this, Jaxzann worked with Transamerica Mortgage and Shelter Mortgage. When she left, it was to create The Mortgage Network, a full service residential mortgage lender committed to delivering superior service to Denver area Realtors and their clients.
As a former FHA/VA underwriter and an active loan originator, Jaxzann brings over 30 years of experience to every transaction that she handles. Jaxzann is a certified “education facilitator” with Mortgage Training Institute, a long standing member of the Colorado Association of Mortgage Professionals, a member of the National Association of Mortgage Professionals, and is in good standing with the Denver Better Business Bureau.


May 18, 2018
Service Journeyman
Jaxzann did an outstanding job taking care of us during our home buying journey. She took all the time we requested of her to explain all the different aspects of the loan process. She completely worked around our schedule when we had questions or concerns. Thank you Jaxzann for taking such good care of us and explaining everything when your employees couldn't find the right words.
May 15, 2018
Jaxzann did a wonderful job in the processing and funding of my clients loan. She was ahead of the game the entire time, met all of her dates easily and kept me updated throughout the process. I would highly recommend Jaxzann for all your lending needs.
May 15, 2018
Director of Sales
Jaxzann and her team made the process simple and smooth. Would recommend her services
Apr 25, 2018
Jaxanne made an intimidating process of first time home buying a very smooth
Apr 17, 2018
Music Therapist
Jaxzann was wonderful to work with! She and Brian were so attentive, responsive, kind and patient as they both helped walk us through our very first home buying adventure. We could not have done it without them and would recommend them to anyone! Thank you!!!
Apr 17, 2018
Although most lenders wait until the final day to secure loan approval for their buyers, Jaxzann got it done ahead of time. She kept me in the loop throughout the entire transaction.
Mar 20, 2018
Jaxzaan was prompt, attentive, kind, and understanding. I valued working with her on the mortgage of my first home.
Mar 12, 2018
Realtor, Live Urban Real Estate
As a Realtor, I know that I can count on Jaxzann and her entire team! Knowing that we have The Mortgage Network handling the lending piece of their transaction gives me incredible peace of mind and confidence. Their professionalism and customer service goes above and beyond!
Mar 9, 2018
Software Engineer
Jaxzann helped explain the loan process thoroughly and always promptly responded to any questions (even during weekends). In a tough Denver market, she helped us quickly purchase our first home.
Mar 8, 2018
Branch Operations Specialist
It was nice and smooth process to work with Jaxzann Riggs. She answers her phone promptly and she does really do what she said she will (Honesty).
This is not my first time buying a home but his was one of the easiest ones.

Feb 23, 2018
If you're looking to get pre-qualified at 6pm on Saturday of a holiday weekend so you can write on offer on Sunday, call Jaxzann. Don't make any assumptions about what you may or may not be able to do, just call Jaxzann. She and her team are exceptionally responsive, attentive and thorough. I trust her implicitly and will never look anywhere else for a loan.
Feb 13, 2018
My husband and I recently worked with Jaxzann for our home mortgage loan and it was a piece of cake because her, and her wonderful team, were a pleasure to work with. They provided us with a variety of options and were very quick in responding to questions. I highly recommend using her services when you are ready to buy a house!
Jan 24, 2018
Senior Financial Analyst
Working with Jaxzann was great! Jaxzann and her team were incredibly helpful and did whatever it took to help me close by my desired closing date. They did such a great job that the process of buying my home was super easy! I would definitely go back to Jaxzann for her services and would most definitely recommend her to a friend in the future!

Dec 6, 2017
I used Jaxzann for my mortgage when I bought a home in October, although we'd been in touch to get me pre-qualified earlier in the year when I was looking in another area. Jaxzann was fantastic! She is an exceptional communicator and kept me in the loop as rates changed and as my focus neighborhood changed. Jaxzann is attentive and professional, and she even came to my closing, bearing champagne! I recommend Jaxzann whole-heartedly!
Dec 5, 2017
Jax was fantastic to work with throughout this process! She was very transparent and clear with any questions we had, and we were extremely satisfied with her services!
Dec 3, 2017
Jaxzann was referred to us by our realtor and we couldn't have been more pleased! We had several failed attempts at purchasing for a variety of reasons before we were successful. Jaxzann was patient and immediately responsive with all our needs. Highly professional yet approachable and willing to answer any questions or concerns we had. We highly recommend her and her team!
Dec 1, 2017
Director, Alliances
Where can I even begin with how wonderful it's been working with Jaxzann all these years? Her team has helped my husband and I out on many a mortgage and/or refi and there's a reason we continue to come back to work with her. She is responsive and realistic and I can guarantee we'll work with her again in the future.
Nov 29, 2017
Speech-Language Pathologist
If you’re using any other lender besides Jaxzann, stop! You are missing out on one the best parts of buying a home! Jaxzann and Les are diamonds in the rough!! They take you in as family, go above and beyond, and make the process easy and understandable. Plus, they are just the coolest people! You’ll want to hangout with them just for fun ;) HUGE thank you Jaxzann and Les for serving us on multiple home purchases and truly always going above and beyond!!! We adore working with you!
Nov 29, 2017
Jaxzann is clear and concise and was a pleasure to work with.
There were no hiccups with the loan. The numbers stayed close to her quote and we closed on the re-fi on time. She is on top of things and I can tell she is an business owner. Her assistants were also a pleasure to work with. Jaxzann's company beat the competing loan offers we had from the other lenders we work with. We will definitely work with her again. The best part: her company pays for the appraisal, and we saved quite a bit of money.
Nov 27, 2017
Jaxzann and her team are the utmost professionals! We have worked with Jaxzann for both of our mortgages and a refinance. She is always available, responds quickly to calls/emails, and answers all questions thoroughly. She makes a complicated process seem easy and works tirelessly to ensure the best interest of her clients. I wouldn’t use any other lender!
Nov 27, 2017
Software Sales Manager
Jaxzann and her team are a class act. This is the third mortgage my wife and I have used her and her team for and we couldn't imagine using anyone else. Her team are patient, knowledgeable, pay attention to the details, and most importantly will get the best mortgage at the lowest cost - every time. I'd recommend Jaxzann to anyone - first time home buyer or veteran - Jaxzann will take good care of you!
Sep 18, 2017
Jaxann has helped our family many times with our mortgage needs. Jaxann and her team are awesome and very trustworthy with our personal information. Thanks so much for all your help getting us in our house and refinances.
Sep 15, 2017
Sales Manager
Jaxzann was a pleasure to work with on our recent first home buying experience. She was confident that we could obtain the loan we needed for our dream home, even when we were unsure of ourselves. Her and her team worked diligently and efficiently and followed through with each step of the process without causing any concern. The whole process was seamless and stress free. We would definitely recommend Jaxzann to anyone who needs loan assistance. Thank you Jaxzann!
Aug 28, 2017
Senior Analyst
Jaxzann and her team did an outstanding job helping us obtain our mortgage. They are determined and hardworking and made the process smoothe and easy. We will definitely call on them again and we recommend them for any of your mortgage needs.
Aug 23, 2017
Independent consultant Arbonne
What a pleasure and a treat to work again with Jaxzann and Les. We had a very timely and challenging home loan that needed to happen 15 days sooner than our initial plan. Well, these two made it happen without a hitch! Both jaxzann and Les worked closely with us from day one, and helped us stay calm when we felt like pulling our hair out with all the last minute underwriting requests.

I highly recommend working with them for purchasing or refinancing your home. We've done both and have been extremely pleased with both experiences.

Thank you both again for all your hard work!

With great respect for what you do,
Jodi Ripsam

Partner Network