Teresa Sox

Branch Manager/Loan Originator Open Mortgage
NMLS# 1200063
1721 Penman Rd
Jacksonville Beach, FL 32250
May 14, 2018
Warehouse Associate
I was very pleased with Teresa, she was Awesome... She always kept me informed and Was helpful through the whole process. I would definitely recommend Teresa to Anyone...
Apr 18, 2018
Highly recommended. Great transaction.
Feb 28, 2018
Theresa Sox went out of her way to insure our closing and follow_up for disbursements, went right.....there where issues after closing when our disbursements did not go out in a timely manner, she followed what was going on and informed us....I feel strongly she was instrumental in getting the disbursements out in the nick of time so we would not be burdened by delinquent payoffs. We can highly recommend Theresa to professionally handle your finance and/or refinance needs..
Feb 27, 2018
Sally Feely
Teresa was recommended to me by friends. She was very easy to work with regarding getting pre-qualified for a mortgage. As I am recently widowed this was my first experience buying a home. Every step of the way Teresa was reachable to answer any questions and helped to eliminate my stress. I would recommend her to anyone interested in getting financing for a house. Would definitely use Open Mortgage and Teresa again!
Jan 19, 2018
Teresa was excellent as always. Our partnership will be approaching 5 years now and my clients constantly rave about how great she is! I've now used Teresa's services for 3 personal home purchases and I hope several more in the future.
Jan 5, 2018
Marketing Manager
Teresa really goes above and beyond the call of duty available at any time of the day and always with a great attitude. She is extremely knowledgeable and experienced in what she does. I was given realistic expectations and tips that proved helpful throughout the entire process. I couldn't have asked for a better experience. Thank you Teresa Sox and Open Mortgage, I highly recommend your services.
Dec 21, 2017
Teresa is not only the nicest person to work with, but she works so hard. She made buying a house as stress-free and efficient as possible. Highly recommend for all home buyers, but especially first-time homebuyers!
Nov 27, 2017
Account Manager
Teresa was awesome to work with! She kept me informed throughout the entire process and was always extremely responsive. Would definitely recommend!
Oct 17, 2017
Buyer & Realtor
Teresa has been excellent to work with. She communicates very well and answer calls no matter what time of day it is. I personally purchased a home through Teresa as my lender and can vouch that she will do what it takes to close the deal on time! If you are not using her as your lender, you are missing out on excellent service and competitive rates and fees.
Oct 3, 2017
Teresa was absolutely amazing. I can honestly say I've never worked with someone that was more genuine and real than her. Ive already recommended her to friends and family. I felt so comfortable and at ease throughout the entire process. Teresa isn't only knowledgeable but she brings an amazing personal experience to the table...that is something that is hard to find in real estate and its priceless. She not only worked with me on the best rate available but she won me over with her honesty and integrity.
Jun 22, 2017
Teresa was absolutely amazing. She was so informative, answered any questions and was really on top of everything for this process. There was never a time where she didn't return a phone call or e-mail. I really appreciate everything she did for me!
Jun 5, 2017
First time home buyer!
Teresa Sox is just awesome! I am a first time home buyer and didn't really know much of anything. Teresa walked me through everything and was glad to answer any questions that I had. She is very professional and easy to work with. I felt like I was working with a friend. Teresa made a known stressful time very smooth, quick, and easy! I highly recommend Teresa Sox and her Open Mortgage team!
May 22, 2017
Vice President, Account Management Services
Teresa was remarkable to work with. She went above and beyond on a daily basis, spending time to assist us over the weekend and during late evening hours.
She was calm when things were frantic and helped provide insight into each step of the process.

I would gladly recommend her -- only wish I could meet her in person to thank her for the excellent job!
Apr 27, 2017
She was dedicated and knowledgeable. Always there when we needed her or had a question. Is obvious Teresa loves what she does and really cares about people!
Apr 14, 2017
We were treated with the highest level of respect. We were guided through all the necessary documents and given much help. I could not have asked for better service. Give her our thanks.

Ron Garland
Apr 2, 2017
Production Manager
Teresa is a professional without a doubt. She made me feel comfortable from the beginning and great communication, I never had to ask the status of my account. I would highly recommend her if you want a hassle free process. Thank you for your time and efforts.
Jan 23, 2017
Home Buyer
Best mortgage loan officer ever!!!
Jan 19, 2017
Home Buyer
Teresa did an amazing job of getting me into my new home with minimal effort on my part. She was there through every step of the process and did everything possible to get me my new house. Thank your, Teresa!
Jan 19, 2017
Teresa was amazing! I blindly picked her from the down-payment assistance list and because her office location was close to me, and everything turned out perfectly. She reminded me of someone in my family, that is how personable and caring she is. She made buying my first house seem simple!! I would recommend her to anyone!
Jun 8, 2015
Current Homeowner
Teresa, THANK YOU SO MUCH for absolutely everything! Your patience, your kindness, positivity and for just giving 110% every...single....day (even at 1:00 in the morning!) There was never a day where I was confused about anything or just didn't know what was going on. You kept me informed with everything, walked me through each and every step, helped me understand every single thing and in the end, because of you, I received the greatest blessing of all! I am eternally grateful!
Jan 9, 2015
Teresa communicates very well to keep you well informed on loan status and has the expertise to find the right loan to fit your home purchase needs. Everything from USDA to First time homebuyers and closes on time with a smooth transaction.

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