Matt grew up in Long Island, New York and received a bachelor’s degree in Economics from Santa Clara University in 1998. He launched his career in the mortgage industry just two months after receiving his degree and since then has helped thousands of families in Southern Nevada and California with their home financing needs. Matt’s reputation is built on his strong belief in accessibility, integrity, transparent communication, and a “can-do” attitude. Matt has been on the Scotsman's Guide "Top Originator" list for the past 3 years as well as “Top 1% Mortgage Originators in America” by Mortgage Executive Magazine. When not working he enjoys spending time with his wife, 2 boys and 2 step kids, surfing, skiing, mountain biking and watching the VGK!
About Me
Loan Officer/Branch Manager
Cardinal Financial Company Limited Partnership
NMLS: 369921 Cell Number: 702-372-2427
GL
I had an awesome experience working with Matt Maltese! He provided a quick pre-approval and walked me through multiple financing options so I could choose what worked best for me. He was knowledgeable, responsive, and made the whole process smooth from start to finish. A special shoutout to Linnea, the loan servicer—she was also fantastic to work with and kept everything on track. I’d absolutely recommend them to anyone looking for a stress-free loan process
J
Just purchased my first home and couldn’t be happier! The entire process was smooth, professional, and stress-free. I felt supported by Matt and his assistant Michelle every step of the way. Highly recommend to anyone looking to buy their first home!
VS
The Maltese group have always done an amazing job for us with all of our home loans!
LE
Bought our first home using Matt and his team and it was an amazing experience. So informative and knowledgeable, helpful every step of the way, and gave us an extremely supportive process. Their support helped us move forward with confidence and get the best deal for us. Would recommend him to everyone.
YS
We just bought our second home and we couldn’t have done it without Matt and his team. They’re amazing and so fast with everything. They made everything so easy for us. Matt and his assistant Linnea would also respond back fast no matter what time of the day it was.
AB
The entire service from promptness, clarity, use of digital systems, and openness to hearing my thoughts, needs and questions was just wonderful! Could not recommend Matt and the team more!
LM
As first-time homebuyers, we couldn't have asked for a smoother and more supportive experience. From our very first conversation, Matt and Michelle were invaluable in guiding us through the entire process. They helped us create a clear strategy, and their expertise and proactive communication made each step feel manageable and understandable. We are incredibly grateful for their flawless service and the ease with which they navigated us through this significant milestone. We highly recommend their services to anyone looking for a dedicated and knowledgeable team, especially first-time buyers!
SP
My husband and I just recently closed on our first home, and the process with Matt, Michelle and team was seamless from the very beginning. They were there to answer all my questions every step of the way, and ensured that we knew exactly what we were getting into with our loan. I’ve always heard how stressful the loan process can be, but our experience was anything but that. It was hands down the easiest part of the home buying process because of this fabulous group of professionals.
I will forever use and recommend Matt and Cardinal Financial!!
I will forever use and recommend Matt and Cardinal Financial!!
ST
I recently worked with Cardinal Financial (Matt and his assistant Linnea)! They were AWESOME!! They made the whole process so seamless and actually easy!
The stress is always high when purchasing a new home, and I can honestly say that the loan aspect of my recent purchase in Las Vegas was so smooth. I really enjoyed meeting and working with both Matt and Linnea! They made my move to Las Vegas that much more awesome!
If you are looking for a loan agent that knows his stuff, and makes the process a breeze...look no further...Matt Maltese is your guy ;-)!!
The stress is always high when purchasing a new home, and I can honestly say that the loan aspect of my recent purchase in Las Vegas was so smooth. I really enjoyed meeting and working with both Matt and Linnea! They made my move to Las Vegas that much more awesome!
If you are looking for a loan agent that knows his stuff, and makes the process a breeze...look no further...Matt Maltese is your guy ;-)!!
DG
This was our second time using Matt and his team to complete our financing for our home purchase. Each time has been extremely fast and informative. There were many times during the process where I had questions which I preferably wanted to discuss by phone. Whether it was during business hours or later in the evening, Matt made himself available and spoke in great detail through all questions and concerns. He was also amazing at providing us all scenario options to ensure we made the best and most informed decision.
VC
Cardinal Financial has been so extremely helpful! I worked with Matt Maltese and his assistant, Linnea, and they both made the whole process super easy. Whenever I had questions about something, they were very responsive and informative. Never once were they pushy or overbearing. I value that he never discriminated against me by my credit, income, or race. Before working with Matt, other lenders ignored me and said I was not ready to get a loan, but Matt made it possible. I would highly recommend this company!
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SN
I was referred to the company through my realtor and CardianlFinancial has been so extremely helpful! Personally I worked with Matt Maltese and his assistant and they both made the whole process super easy, anytime I had questions about something they were very responsive and very informative. Never once were they pushy or overbearing. I would highly recommend this company!
SL
Matt is absolutely incredible - I have never worked with an individual who is so devoted to his clients. Matt ensured we had all the available options, walked us through each one and helped us navigate the current market with ease and understanding. I couldn't recommend someone more! Thank you Matt for everything you do!
JM
Excellent experience with Matt Maltese at Cardinal financial. I have been using Matt for many years and for multiple real estate properties. He was so good that I even have referred many of my physician colleagues to him as well. Realizing that there is a significant difference in quality when using mortgage brokers including the loans going through in a timely fashion. Also the interest rates were very well in line with market standards and other competitors.
PH
Matt and the team kept all details of the transaction coordinated - and keeping me informed and organized along the way. From pre-qualification to updates throughout the purchase, Matt was available 24/7, something that mattered as my move was coming from the east coast. Thank you, Matt!
LC
Matt and his team are amazing. We didn’t hesitate to use them to purchase our investment property. Matt is readily available to answer questions that come up at any time… he even replied via email while traveling for vacation! He is extremely knowledgeable and talks you through the process. The online portal that they use is very helpful to complete signing the never ending forms that come with any escrow. His assistant, Linnea is wonderful and makes sure to communicate anything that has been sent via email so that you don’t miss anything. Two thumbs up for The Maltese Group!
MS
Matt Maltese is an amazing lender and an honest straight forward when I spoke to him. He was there for us the whole time of the transaction. He is awesome!
RS
Matt and his team are fantastic. 2nd time using them and will never use anyone else. If you want the best service, honesty and someone looking after your best interests, this is the team for you!
TM
Matthew is the absolute BEST!!! I have worked with and used him for 20 years and he has helped me my family and clients as well as saved transactions that would have cancelled for other agents that had buyers on my listings and their lender couldn’t get that buyer under written approval and he took us to the finish line. Thank you Matt for 20 successful years and here’s to 20 more.”
CC
Matt and team, are great. Struggled a little with the technology portal they use but we bought a home in Vegas from Washington and it was a smooth transaction. We appreciated how responsive Matt and Linnea were to our questions and locking in the best rates in this crazy market. Thank you!
AI
My husband and I moved to Vegas in June of 2023 after selling our home in Seattle of over 20 years. It was our dream to upgrade to a newer home with a pool. A dream that seemed impossible, until we met Matt and his team. Our circumstances were not straight forward. However, Matt made our challenging loan seem easy. Buying a home is a stressful process and I'm glad we chose Matt. Thank you for making our dream a reality. We will never forget you. I highly recommend using him for your home purchase or refinance.
TS
What an great experience. Matt made the home buying experience so much easier for my wife and I.
Whether it be last minute loan quotes or urgent approvals - Matt was there to support through the process. Him and his team made it super easy to get everything in and was transparent upfront. No shocks, no surprises. Will definitely be looking this way next time I’m back on the market for a house!
Whether it be last minute loan quotes or urgent approvals - Matt was there to support through the process. Him and his team made it super easy to get everything in and was transparent upfront. No shocks, no surprises. Will definitely be looking this way next time I’m back on the market for a house!
TM
Matt Maltese made our dream/need of buying a house possible. He is truly a miracle worker and so wonderful to work with. When I first reached out to him, I was already frustrated and defeated. In our situation, other lenders either didn't even try to work with my husband and me or took the easy road and gave us ridiculous options. Matt said to me the first time we spoke, "Please, I have been doing this a long time, give me the chance to see what I can do for you!" I was so shocked and have the utmost respect and gratitude for him because he made it happen!! Thank you Matt and team! You guys are truly the best!
KM
I was referred by my neighbor who has worked with Matt and his team for many years. My husband and I were trying to refinance and decided to call Matt and see what his group had to offer. The one word I would use during this process is “transparency”. He was very straightforward with us and our specific situation. When I had questions the team was very responsive. They use a portal for docs and it made it easy to track the process. It’s important to me to establish a relationship long term with a mortgage professional. I look forward to working with him and his team in the future. Overall excellent service. Thank you!
TP
Matt and his team are amazing!!! We went thru MANY other lenders and none of them had the tenacity or were successful in helping us purchase our first home!! I wish we went with Cardinal Financial FROM THE START- we would have closed a month sooner then we did! But we switched lenders at the last minute and within 2 weeks we closed on our home purchase. Thank you to Matt, Michelle and Jessica for helping us- and for being a quick, diligent and hard working team that produced amazing results! We wouldn't have been successful without you guys!! Sincerely, Terann and Devin
