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Teri Rosa

VP of Mortgage Lending Guaranteed Rate Affinity NMLS #288582
With extensive experience in sales and management, as well as a Bachelor of Science in business administration and finance, Teri is more than geared to lead you through your home financing experience.

Teri has more than 20 years of experience in all aspects of the Real Estate Industry, giving her invaluable knowledge in negotiations, marketing, and operations. She has consistently worked on several multi-million dollar transactions, each requiring multi task capabilities, confidentiality, and adherence of strict deadlines.

From pre-approval, through closing, Teri knows what needs to be done to make the financing happen smoothly. It is Teri’s earnest desire that each and every client be completely satisfied with their experience in dealing with her and Princeton Capital.

Teri’s knowledge and access to technology, teamed with the stellar support that Guaranteed Rate Affinity provides, makes her your top choice to assist you with your home financing needs.

When not helping others, Teri enjoys soccer, hiking, water-sports, and travel.
Work with a true professional, call Teri Cereghino-Rosa today.
Dec 13, 2018
Buyer, Stanford faculty staff
Teri is terrific. She can see problems before they arise. She communicates in a way that makes the complex clear. Her focus on the goal is clear-eyed and unwavering. With this skill set, she shepherds the buyer through the confusing and sometimes overwhelming requirements of getting financing. Teri was savvy, knowledgeable and skilled in working with Stanford. Simply stellar. We would absolutely work with her again. I can't imagine anyone doing better.
Nov 9, 2017
Professor
Teri has helped us out with several purchases and refinances over the years. She is tremendously helpful and clear about what needs to be done, and makes sure everything happens on time. She is very professional, and very organized. I can't imagine working with anyone else!
Jul 21, 2017
Buyer, Stanford Faculty
Teri was great in handling all the paperwork on time and making sure we closed on time and smoothly. More importantly, the closing date coincided with our traveling abroad. Teri got everything ready ahead of time so that we would not have any problem. Despite the fact that Stanford loans are known for being quite involved and we were traveling, everything was handled with great expertise and timeliness.
Dec 26, 2016
Vice President
We were very impressed with Teri's knowledge and support. She guided us through the loan process in a thoroughly professional manner. Her service skills are excellent.
Dec 9, 2016
Realtor
My husband and I had the pleasure of working with Teri and her team recently. I am in the real estate industry and have a lot of connections with people on the financing side. When it was time for us to start the refi process, I knew there was no one else we wanted to work with besides Teri. She was professional and transparent throughout the process, always ready to answer our questions. Teri and her team were also very accommodating when we had a last minute time-sensitive issue that had to be addressed. The customer service was top notch. I feel even more confident and comfortable referring clients to Teri; you will definitely be in good hands!
Nov 5, 2016
Teri helped me with the loan for my first home and she did a phenomenal job. She was very patient, responsive and always provided honest recommendations on what's best for me. She guided me through the entire process and took time to make sure I understood all the steps involved. I would definitely recommend her!
Oct 9, 2016
Deputy City Clerk
Teri provided amazing service throughout the loan approval and home purchase process. She is knowledgable in all aspects of the loan process and provided prompt and clean answers to numerous questions.
Jul 1, 2016
Teri did a fantastic job for us in a tough situation. She is efficient, effective, and reliable. Wouldn't hesitate to recommend her or use her again!
Jun 23, 2016
We have used Teri for two refinances. She is honest and keeps us up to date on the status of our loan. We will definitely use her again!
Jun 7, 2016
Professor
Teri did a terrific job. She is proessional in every way. We have complete confidence in her.
May 19, 2016
Professor
Teri was great all round. Super responsive and got things done. She was always clear in her communication. Plus, we got a good rate!

Thanks Teri!

-Jeff
May 9, 2016
Teri did a fantastic job. Loved having her as my loan officer. Will always use her for any future loans I need.
Cheers!!!
Apr 25, 2016
Teri and Princeton Capital were terrific. This is the third time we've used them and it's always been a good experience.
Apr 25, 2016
I have been working with teri for years.
Always a pleasure, stress free refinance
Will do it again if the rates drop.....
Apr 25, 2016
Teri has helped us with 3 loans now since 2008 and has been amazing to work with. She helps make the process very easy. She is meticulous and organized and we appreciate her friendly, supportive manner. Teri has been wonderful for us.
Feb 21, 2016
OWNER/ OPERATOR AT F AND S TOWING
TERI IS VERY KNOWLEDGEABLE. SHE HELPED US A LOT THROUGHOUT OUR LOAN PROCESS. SHE EXPLAINED THINGS IN A WAY THAT WE COULD UNDERSTAND AND WAS VERY PATIENT WITH US WHILE WE GOT ALL OF OUR INFORMATION TOGETHER. I WILL FULLY RECOMMEND TERI TO ANY FRIENDS AND FAMILY THAT ARE LOOKING TO BUY A PROPERTY.
Feb 18, 2016
History Teacher
Teri found us a good rate, answered our questions promptly (or did quick research when she needed more info), and kept us apprised of potential issues that could cause delays in closing. We liked working with her and would definitely turn to her again.
Jan 3, 2016
We recently refinanced our mortgage with Princeton Capital. There were some timing problems with our tax filing extension and our actual payment of the taxes, which happened while we were in the middle of the refi. Teri worked to resolve all these issues, which were due to IRS record keeping shortcomings, which prevented us from getting the status of our tax payment (mailed via USPS) for several weeks. I sincerely appreciate all the work Teri did to push our refi over the goal line!
Jan 1, 2016
A pleasure working with Teri. Efficient, experienced, and friendly. Five stars.
Dec 31, 2015
CFO
We've refinance our mortgage through Teri at least 5 times in the last 15 years, in addition to obtaining our main mortgages for the purchase of two houses. Teri's friendly, super-responsive, and go-above-and-beyond service are the reasons why we keep going back to her. Excellent service and performance.
Dec 28, 2015
Laboratory Manager
Teri did a wonderful job helping two newbies to the home buying minefield. She was always accessible and ready to explain our options and the intricacies of the paperwork. She was patient, thorough and very responsive.
Dec 28, 2015
General Manager
Teri guided us through not only our home purchase and refinancing, she assisted us with an out of town investment property purchase. We were new to the investment market and she was instrumental in getting us the information we needed to make an informed decision. She is very responsive and customer focused.
Dec 28, 2015
CEO
Teri has processed several loans for our family. She is amazing to work with and never fails to impress us with her professionalism and knowledge when it comes to making home loans. Our last loan she processed was extremely difficult and not once did she waiver. Without her skill this transaction would have never happened.

Sincerely
Linda Parks
President and CEO Lixit Corporation
Dec 28, 2015
Chief Strategy Officer, MyChannel
Teri Rosa represented my husband and I in two recent real estate financial transactions with extraordinary professionalism, knowledge, and sense of urgency . This will be our fourth transaction with Princeton Capital and we are very pleased at the level of dedication and commitment given to us as clients. We did try going directly to a large bank and quickly realized that the level of attention to detail and respect for us as clients was far greater at Princeton Capital with Teri. She has been able to turn what could have been very frustrating situations into a set of successful quick turn-around transactions that benefited our family. Teri is someone you can truly count on to make your financial real estate goals a success.
Dec 28, 2015
Faculty Stanford University
Teri is always on top of the details involved in both new mortgages and re-financing existing mortgages. A pleasure to work with.

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