Tammy Bertges

Loan Officer CMG Financial
I have over 13 years of customer service and financial experience. I understand specific needs and expectations. I look for my clients' financial objectives, and strive to obtain their goals. My focused and customized service is especially important in today’s fast moving and complex financial environment. I am aware of the importance of understanding the personal needs of each individual home buyer which is why I believe in obtaining clients for life; maintaining professional relationships, personally investing in my clients' wellbeing, and engaging referrals and referral partners is key to my success. I make a consistent effort to improve the level of service I provide to my clients because, in the mortgage industry, the most profound assets I possess are my clients' respect and trust.

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Sep 27, 2016

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Sep 21, 2016

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Sep 20, 2016

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Sep 20, 2016

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Jul 15, 2016
Manager/Therapist/Student
Tammy went ABOVE and BEYOND in helping me finance my first home. There were a few bumps in the road, but she never let them get in the way! She was consistent and ensured that I was approved for my home loan. I would recommend her to anyone looking to purchase a home, as she is very knowledgeable and informative. Tammy even went with me to sign my final loan documents. I couldn't have done it without her. Thank you Tammy! Muah!
Jul 6, 2016
Homeowner/friend
It is with great pleasure that I recommend Tammy Bertges of CMG Financial to anyone looking for a home loan or home loan refinance. She was my loan officer for the initial loan when I first purchased by home, and has now assisted me in the refinance of my loan three years later. Tammy is very professional and made a usually cumbersome job very easy. My refinance was simple and quick. I am grateful to her for her help and expertise every step of the way. She is the best.
Jul 5, 2016
Environmental Protection Specialist
I cannot even begin to say how pleased my husband, Mark and I are with our home refinance experience using the services of Ms. Tammy Bertges, Loan Officer for CMG Financial in Las Vegas, NV.

As a result of the housing bubble that burst in 2008, Mark and I have waited for years, to be able to refinance our higher interest 30 year, fixed VA loan for a much lower interest fixed rate loan.

After several unsuccessful attempts, the housing market began to finally course correct itself and we decided to give it one more try. The very next flyer that was left on our doorstep was from Tammy Bertges from CMG Financial.

We took our time and talked it over. The next thing you know, there was a hand written card left on our door, by Tammy, as a follow up to her flyer. I thought to myself, in this day and age of texting, emailing and communicating in a non-personal way, I found the card to be warm and friendly, but more importantly it showed that Tammy was willing to go the extra mile to meet with us about our loan. Tammy wasn't pushy, nor did she make pie in the sky promises that we were used to seeing on many of the previous flyers left at our door.

Instead, Tammy was genuine and honest. Her hand written note did the trick for us. We called her and within a few weeks of gathering information, signing documents, setting up the required inspections, Tammy had our entire refinance well under way and the best part of all, Tammy was able to acquire a very low interest 30 year fixed rate loan, which will save us a good deal of money every month.

All of our interfaces were timely, professional and Tammy's attention to detail and her knowledge of the market, loans and especially VA loans was top notch! The entire process was not only smooth and accurate, but because of Tammy, it was actually painless. We are still amazed at how easy the process was from start to finish. We attribute this to the efforts of Tammy Bertges and CMG Financial.

Mark and I couldn't be happier with the outcome. Between the money Tammy was able to save us, and the money we were able to secure at closing, we are finally able to plan for me to join Mark in retirement.

Thank you, Tammy Bertges. Your hand written note actually changed our lives. If and when the time comes to perhaps sell our refinanced and remodeled home, we will be calling Tammy Bertges and CMG Financial in Las Vegas. Well done, Tammy!
Jun 8, 2016
Real Estate Advisor
No words can express how grateful our family is to Tammy for all of her hard work and professionalism. Tammy went above and beyond in assisting us with getting qualified for our new home and then when the HOA fees put us above our ratios without even being asked she sought out creative solutions that would keep us within our budget.

As a real estate agent I have come to be very cynical of lenders. My husband actually found her through a friend, and again I was skeptical. She proved me wrong and came through in a BIG way! She is now on my short list of lender referrals. As one who works closely with buyers I am so excited to know a lender who can get the job done!
Jun 7, 2016
President, ZolowiczGroup
It is with the utmost pleasure that I provide a recommendation regarding the mortgage lending services provided by Ms Tammy Bertges of CMG Financial. Her level of knowledge, experience, and overall professionalism was only surpassed by her ability to do” whatever it takes to get the job done,” and her ability to do so in a timely and proficient manner. We wanted a home but realizing the emotions and complexity of the home purchasing process, we decided to obtain “pre-approval” status from a lender first, then locate a home based upon our qualifications.

While in the market for a mortgage lender, we were seeking an individual that was well educated in mortgage industry practices, accessible, and responsive to our questions and needs. Tammy went well beyond our expectations. Her ability to exhibit patience, clarity, and direction was very much appreciated. She let us know exactly what our loan qualifications and ranges were and what requirements were needed to substantiate the loan. In other words, she says what she will do and subsequently, does what she said.

If you are seeking a mortgage lending professional that understands the “ins and outs” of the mortgage profession, one that is enduring, reactive, can communicate with clear and unequivocal terms, one who will fight for you and do so with cost efficiency in mind, and will be with you every step of the way including the closing process, than Ms Tammy Bertges is your mortgage lending professional. Thank You Tammy!

Very Best,
David
David Zolowicz, JD
Principal
ZolowiczGroup
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May 18, 2016
General Manager for Sustain Builders
Incredible lender experience hands down some of the best service and advice I've received to date. Hard to find someone that does what they say they are going to do. Great job Tammy, thanks again for all your hard work. I now have my dream home thanks to you!
May 18, 2016

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May 10, 2016

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Apr 8, 2016
Home Owner
Buying a home can be stressful. Tammy was knowledgable and responded promptly to my questions and concerns. I would recommend her services.
Mar 31, 2016

First Time Homebuyers

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Mar 8, 2016
We have used Tammy for our loan needs for over 10 years and she is absolutely amazing! We appreciate her attention to detail, knowledge and the prompt manner in which she works.
Most recently we refinanced so we could build a pool. Tammy answered many of our questions prior to beginning the refinance, and when we were ready she assisted us with a great loan. We are now in the process of building our pool. Thank you Tammy!
Mar 4, 2016

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Feb 16, 2016
Home owner
Tammy is the best Loan Officer I have ever had .She goes out of her way to make things go as simple as she can .She is quick she's understanding she made me understand everything that we did I wouldn't have another loan officer if I had to do it again she's the best. THANK YOU , Kathleen Turner
Feb 15, 2016
Tammy is marvelous! She helped us obtain a mortgage for a new home. Initially, we did not think we were in a financial position to buy a home but Tammy worked tirelessly on our behalf to make it happen. She totally went the "extra mile" for us; guiding us through unexpected tax issues, down payment, credit challenges. She totally supported us when I was ready to quit the whole process. She is highly professional, knowledgeable and A team player. She works very well during a crises with patience and respect. I would highly recommend her services to everyone and will not hesitate to request her services again for any other loan needs
Feb 12, 2016
Tammy has done our last two mortgages, and it has never been easier. We would recommend Tammy to anyone that ask, she is very professional, and makes the process seamless.
Feb 12, 2016
Marketing Director
I have had the opportunity to work with Tammy on several purchases both for myself and also with clients when I sold Real Estate. She is very knowledgeable, professional and most importantly she gets things done with ease! I enjoyed my experiences with her very much and would definitely recommend her to anyone looking for a great loan officer.
Feb 12, 2016
Office Manager
I have had the pleasure of knowing Tammy Bertges for over 12 years and watching her career as a Loan Officer grow into the successful business it is today. Tammy is reliable, dedicated and extremely efficient. Each customer receives the same high level of service and professionalism from the first meeting to the signing of the loan docs.
Tammy provides all the assistance client's need to become home buyers. First time home buyers or second time home buyers. I highly recommend Tammy....she will get the job done for you!!


















Feb 12, 2016
We moved here from California. Once we found a house, Tammy made things very easy. Was always kind and prompt in returning our calls. I would recommend her to all friends and family.
Feb 12, 2016
President TWU Local 721
Tammy is one of the most professional and knowledgeable Loan Officers that I have the privilege to work with. She has consistently gotten the best rates for my mortgage loans with the least amount of fees. Tammy has provided expedient service, delivered loan docs and communicated consistently thru the process of buying my home. I have used Tammy for the last three homes I have bought and for refinancing. I would highly recommend Tammy Bertges if you want professional service. I will never use anyone else!
Feb 12, 2016
I can not say enough good things about Tammy Bertges! I met Tammy almost 10 years ago when I was looking to refinance my house. I had called a few different companies and they were all happy to help me. However, when I called Tammy she took a look at my situation and recommended that I wait, which meant no job for her! She could have helped me refinance, even if it wasn't what was best for me, but she didn't. It ended up being good advice and I was grateful for her honesty. When we ended up buying a new home a couple of years later, she was the only person I called because I trusted her completely. She also helped me a third time with a refinance that I needed done after a divorce. It was a touchy situation and she handled it perfectly. I highly recommend Tammy. She goes above and beyond and always put her clients needs first!














Feb 12, 2016
Office Manager
I met Tammy the very first time I bought a house. Buying that first house was one of the most stressful things I have ever done as an adult. I had a very complicated situation. I just filed for divorce, my ex had two child support cases affecting my loan because we were still married. Not only was Tammy able to get my loan approved but she also helped get information from my ex's child support cases he had no idea were closed for years. She even got copies of the paperwork he never knew existed! I can't tell you how wonderful of a job she did, especially when I felt overwhelmed and just wanted to give up on purchasing the home, she was always so calm. My loan was approved, I bought my first house then a few years later sold that and bought another home. Because she cleared up most of my issues from the purchase of the first home, the second purchase was a breeeeeeze. (seriously) My children and I (even my ex) thank you Tammy!!

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