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Edward Garcia

Home Mortgage Consultant Wells Fargo Home Mortgage
I have been in the mortgage industry for since January 2001. I specialize in residential mortgages from conventional (Jumbo/Conforming), F.H.A and V. A. We help the homebuyer acheive their dream of being a home owner . My primary goal is to make the loan process as smooth and stress free as possible. The foundation of my business is by referral and has been based on Knowledge, Integrity, Honesty, and providing the best service possible along with amazing rates.
Jul 31, 2013
Operations Manager, Performance Evaluation and Competitive Analysis, Intel Corp
Eddie was sensational. Professional down to the core. I required an FHA loan, so more difficult to get everything done than with a conventional loan. Despite the FHA hurdles, he was able to get the loan processed and closed within 3 weeks of initial offer (in a hot market) with a terrific rate and no unpleasant surprises. He even came to the signing when my realtor could not attend.

Kudos to Eddie for working through the loan process with me and making a potentially stressful situation glide through smoothly. And probably a world record as far as time to closing.

Eddie was consistently courteous, responsive and kept things from getting too stressful. He made himself available outside of normal business hours and answered all of my questions completely and never made me feel like his actions were anything out of the ordinary. Absolutely extraordinary customer service.

I would definitely recommend Eddie to anyone buying a home or refinancing their current mortgage. He is a professional through and through. In fact, I have already recommended him to some of my colleagues at work!
Jul 25, 2013
A colleague referred us to Eddie when we were in a sticky spot: our existing mortgage agent had left his job three days after we submitted an offer! Eddie responded with outstanding professionalism and speed, getting all of our paperwork processed within 24 hours of first contacting him, and completing the loan approval within a week. After hearing many stories of a difficult mortgage process in the years since the financial crisis I was frankly amazed how fast and smooth the process was with Everbank, putting us in a position to close only three weeks after submitting our paperwork. Eddie was a big part of this success and I would recommend him wholeheartedly.
Feb 7, 2013
Eddie was a pleasure to work with and a true professional. He is a great communicator, very honest, and always kept my husband and I updated on what was going on with our loan. If and when things got stressful (at no fault of Eddie's) he worked his magic and kept things moving along. We would definitnely work with Eddie again!
Jan 30, 2013
Great working with Edward
Working with Edward Garcia was great. He returned all calls in a timely manner, also took the time in answering questions. Edward took the time to fully explain the process and other things I did not fully understand. He also was very patient.

I was very pleased at the out come of my mortgage settlement. He originally told me what my payments were going to be but when everything was finalized he manage to get it even lower than what he had told me. So I was very happy about the outcome and final settlement.

Again Edward was great to work with, very patient, helpful, informative and worked hard to do a good job.

Thanks again Edward!
Jan 23, 2013
Eddie has always looked out for our best interest! He did a great job with our first loan and then went above and beyond to help us with our re- fi. The timing was perfect and our interest rate is the best! He is always there to help and answer any questions. I highly recommended Eddie to everyone. He really knows what he's doing and he truly cares.

Jan 9, 2013
Homeowner
We used Eddie Garcia to do a refinance on our home about a year ago, based on a recommendation from a friend. We were happy with the service he provided, so we used him again recently to do two more refinances on rental properties. He, and his team, are always very professional and make sure everything is done properly. I hope we are done refinancing, but if we ever do it again we will call Eddie Garcia.
Aug 30, 2012
Eddie got us a great loan. Helped us with all the paperwork process and kept us updated on what was needed to keep the process going.
Aug 9, 2012
Home Owner
For anyone needing great a Professional Mortgage Service I would highly recommend Eddie Garcia. Eddie and his team followed our Refinance processand provided status on where we were any time my wife or I would call. You will be working with a Professional Team. We were treated very well and our experience and end result was Great!!

Thank You Eddie & Team
Aug 1, 2012
Marketing Analyst
Eddie did a great job getting us a loan. He went through all of our options and found a loan that would work with our situation. He was able to provide credits to cover all of our closing costs and did a great job making sure everything got funded. When I had questions he was always available by phone or email. He is very professional and made sure everything went as smooth as possible.
Jun 12, 2012
Eddie was instrumental in facilitating a loan for my new home. As a veteran, I needed someone who was clear on processing a VA loan. Eddie was able to answer my questions and address any of my concerns during the entire loan process. We were ready to close escrow well before the estimated 30-day (on a VA loan)! Also, Eddie secured an excellent rate on the loan. I could not have asked for a better deal. I highly recommend Eddie Garcia!
May 21, 2012
Eddie was very helpful with my loan. He walked me through the entire process twice, and was able to get me a great loan even though my credit history is not that long. I highly recommend Eddie Garcia!

May 1, 2012
Home owner, Financial consultant
We really enjoyed working with Eddie. The loan process is very tedious for the borrower because of all the paperwork that needs to be filled out and copied. He made the process easy. He clearly communicated what documents were required, he was willing to stop by and pick up items which saved us lots of time in scanning and coping. He communicated to us throughout the process so we weren't left hanging as to where things stood. He worked with us in trying to find the best pricing on a loan for our rental home and in the last few days ended up saving us ~$2k in points. He is very friendly, knowledgable and helpful. We would recommend him to anyone looking for a mortgage.
Feb 28, 2012
First Time Home Buyer
Due to my concerns with the residential real estate market, I had been putting off purchasing my first house for quite a while. I had to be patient and commit at the right moment. My right moment. Mr. Garcia understood that. I kept in contact with Mr. Garcia while I monitored the market and potential residences. He never rushed me. After a while I was finally ready. Being that I'd be a single income household, Mr. Garcia knew that getting the numbers right was a top priority. Mr. Garcia made sure I wasn't biting off more than I could chew, he didn't want me to buy a house that wouldn't fit my income. Mr. Garcia worked tirelessly with me on number crunching. He returned my calls as quickly as he could and always made it a point to keep me updated. Through the whole process Mr. Garcia was on top of things and made sure I was taken care of. Even as I settled into my new house, he made it a point to check and see how I was doing. If you're planning on buying property and are seeking a well versed professional, I highly recommend Mr. Garcia. With his extensive experience in the real estate business and his work ethics, you'll be in good hands.
Feb 7, 2012
Realtor, Intero Real Estate
As a Realtor, I've been working on transactions with Eddie for several years and have always found him to be very diligent in all of his efforts. He takes the time to discuss the options with my clients so that they are not only satisfied with the service but also educated in the process. As obstacles have presented themselves, Eddie worked hard to make sure he has done right by the client first and foremost.
Feb 2, 2012
Rock-Star Realtor, Joe Velasco
Eddie Garcia is the epitome of true professional in the industry and has provided my clients exceptional first class service! I been very pleased with the service I received and the attention to detail Eddie gives my clients always making them feel they are the most important, whether they are buying a first time home or multimillion dollar property! Eddie has met and exceeded my expectation in all aspects of the business you would expect from your loan officer and has always met the close of escrow or been early to close, most recently with Eddie’s efforts and experience; he was the reason a deal stayed glued together that got very hairy for my seller on some title issues that recorded after we went into escrow. Eddie reassured my clients we would have a solution and together we did and celebrated another success of a closed escrow and the happy buyers were able to move in Christmas Day! Thanks Eddie!
Jan 24, 2012
Realtor
Eddie is a great loan officer. My clients are really impressed with his professionalism and his attention to details. As a Real Estate Agent he makes my life alot easier by meeting deadlines and helping on getting the offers accepted. I highly recomend Eddie as my go to Loan Officer.
Jan 24, 2012
Real Estate Agent
I highly recommend Edward for all your Real Estate Financial Needs, including First Time Home Buyers/FHA/VA and High Jumbo Loans with Super Low Rates! Being that Direct Mortgage Funding is a Direct Lender with in house Underwriters and being able to control the entire process from home, has certainly helped me and my staff close more deals!

Thank you Edward.
Jan 13, 2012
Account Manager
I have worked with Eddie through many transactions as his title and escrow business partner. Eddie is one of the few lenders that still takes the time to be with his clients at every signing so that he is there to address any questions that may arise. He sees the transaction through to the very end with his clients! I am proud to recommend Eddie, and let you know that you are working with a person that has integrity and keeps his word. Eddie, thank you for being an amazing client!!! Anyone that decides to work with you is fortunate, and if anyone would like to talk further about Eddie and his work ethic, please call me direct: 408-309-6451.
Jan 13, 2012
Insurance Agent
Eddie is one of the best mortgage advisors I know. He is diligent in what he does, honest and very knowledgeable in his field. He is on top of his game. And when it comes to his customers he treats them fairly and gives them the best rates and services.

I highly recommend Eddie for all your Mortgage needs.

Partner Network

Edward Garcia is in Linda Pellerano Weilert's Network