Michael Anthony O'Connor

Associate Broker | NMLS #254139, CA BRE #01149902 C2 Financial NMLS #135622 BRE #1821025 CO #100510371, FL #LO22471, HI, OR, TX, WA

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Michael brings an extensive background as a mortgage loan consultant to the table, allowing him to help you find a loan that suits your criteria as well as a loan that will make your home ownership dreams come to fruition. Having been in the mortgage and real estate industry for over 20 years, Michael has successfully navigated the uncertain waters of the real estate market, helping countless homeowners make the most of their investments. With Michael working for you, you can expect nothing but the highest level of service, integrity and professionalism, along with the results you're looking for.

Michael began his real estate career as a mortgage consultant after graduating from the American School of Mortgage Banking back in 1990. Holding both his California Real Estate Brokers License and the National Mortgage Licensing System (NMLS) endorsement, Michael utilizes his mortgage background to review and analyze financing options and make professional recommendations based on his clients' needs.

Michael also pre-approves buyers and cross-approves the financing terms of offers on listings. This gives complete control and negotiation power from start to finish, ensuring a smooth and easy transaction.

Contact Michael O'Connor right away for professional and expedient service with years of experience who wants nothing more than to help bring a better way of life through home ownership and mortgage management.
Sep 24, 2018

Jumbo Loans with Great Numbers

Up to $3 million on Purchases or Rate/Term Refinances.
Up to 45% Debt-to-Income Ratios.
Up to 95% Loan-to-Value and No Mortgage Insurance.
Aug 7, 2018
Riverside, CA
For a first time homebuyer who was scared and very cautious of where to start, Mike’s professionalism made the entire loan process smooth. He explained step-by-step what needed to be done. I highly recommend Mike, and plan on referring him to my family and friends, as well as go to him for any future needs.
Jul 18, 2018
Lake Forest, CA
Mike helped us refinance our home and I wouldn’t want to use anyone else! He helped us understand the process and got us through it smoothly and rather quickly. He worked nonstop and went above and beyond for us. He was there for us when we needed someone in our corner. My husband and I have gone to Mike for advice quite a few times over the years; we trust his knowledge and professionalism a great deal. I have recommended and would definitely continue to recommend Mike for anyone’s loan needs.
Apr 26, 2018
Corona, CA - Teacher
September 1, 2016

To Whom It May Concern:
It is with great appreciation that I write this letter on behalf of Michael O’Connor. I had worked with Michael on the re-financing of my home and had a very seamless experience. I was impressed with his integrity, dedication and commitment to finding me the best rate. He did an amazing job!
Michael exemplifies what it means to be a professional. While working on the refinance of my house, I got quotes from multiple lenders and was encouraged to use the lender through the bank that had currently held my mortgage. Michael was recommended to me by a friend who was very pleased with the work he did on her behalf so I felt that I needed to also give Michael the opportunity to procure my loan. I was honest with both lenders and felt that only Michael had my best interest at heart. In the end, Michael was the best choice because he is knowledgeable, honest and patient. Michael made sure that I was comfortable with each step of the process and spent time explaining and articulating what each item meant. I think that this is what truly sets Michael apart. He took the time to educate me on all of the real estate terms that I would need to be aware of and understand. I was able to go to Michael with any question and got a quick and thorough reply. I truly felt that Michael was looking out for me as a homeowner and that he had my best interests at heart.
Michael’s professionalism and work ethic were unparalleled. Not only was he available to answer all of my questions, of which I had many, he also checked in with me on a consistent basis to make sure I understood and was comfortable with the process. His ability to communicate efficiently and his knowledge of the real estate market made him an invaluable asset to my real estate team.
I believe wholeheartedly that Mr. O’Connor is one of the best in the business! He is able to assimilate into a community of professionals and quickly become a respected and helpful team member. I have received only positive feedback from everyone involved in regards to Michael’s work ethic. I, too, have been very impressed by his eagerness to assist everyone involved in this process. Mr. O’Connor is knowledgeable and attentive, dependable and honest! He possesses all the qualities I was looking for in a mortgage broker and so much more!
I am hugely grateful and thankful for all of the work that Michael has done on my behalf during this process. I will definitely be using Michael for my next purchase and will happily recommend him to anyone I know that is going to purchase or refinance a home.
Sincerely,
Marla Weingart
Apr 26, 2018
La Verne, CA - Founder Blackbird Building Supply
Mike is the best. Smart, knowledgeable and creative. He guided me through the loan process successfully and I am happy to recommend him.
Apr 18, 2018
La Verne, CA
Michael was able to get us in our first home with such ease. Being a first time home buyers we were concerned about obtaining a loan. Michael was extremely knowledgeable about the different programs we qualified for and made the entire process stress free.
Mar 15, 2018

Student Loan Payoff

via Special Cash-out Refi!
Mar 7, 2018
Alhambra, CA - Account Executive
03-2018:

Being first time home buyers, my girlfriend and I relied heavily on Mike for guidance and advice. His patience, and depth of knowledge were some of the key traits that kept us engaged. From day one, Mike was a dependable, responsive, and resourceful adviser. He always found time in his day to answer our questions, and he worked around our schedules.

So, if you're looking for someone who can deliver the service you deserve, then you can trust Mike to deliver on the intangibles and tangibles that every deal requires to close.

Mar 2, 2018
Mission Viejo, CA - Sales and Project Management
I have worked with Mike for over 20 years. He has and always will be the “go to” guy for my home financing needs. I have referred him to several friends and clients over the years as well. When someone tells me they were trying to buy a home or refinance and their deal fell thru, I refer them to Mike. I have seen Mike make deals happen that other brokers said couldn’t be done. Mike gets the deals done because he is willing to put in the hard work and research necessary. I don’t know anyone in the mortgage industry with the vast knowledge that Mike has. The mortgage industry is constantly changing and evolving. Staying ahead of the curve and forward thinking is what Mike excels at. Mike has worked with me thru many ups and downs in the market over the years. He helped save my home twice over the years. And it was not an easy task being self employed and struggling to keep my business above water. Mike never gave up and was there for me through those difficult times! There is nothing more stressful than loosing your home and not being able to keep a roof over your families heads. Thank you Mike!
Feb 25, 2018
Controller - Mission Viejo, CA
Mike helped us with the refinancing of our home a few times. He is beyond knowledgeable in the refinance and loan process. Mike met with us and spent ample time explaining the refinance process and answered all of our questions. He was always available by phone and kept us updated thought out the process. Mike is the only broker we will ever use for any of our refinance and home loan needs. I highly recommend Mike!
Jan 29, 2018
Oxnard, CA - Operator for New Indy Container
Mike helped me feel comfortable and confident in buying my Dream home. He took the time to help me strategize and prepare my credit so that I can maximize my buying power and get the best interest rate available. I have recommended Mike to my coworkers, friends and family—because I trust him.
Sep 7, 2017
Prather, CA - Telecom Tech So. Cal. Edison
I was having to move for work and needed to purchase a place for me and my family in a more remote community. I contacted Mike who was extremely helpful with the loan process. Mike was able to use an app on my phone to assist in explaining the two different loan types we were considering, which made my wife feel more comfortable with the entire process. Mike always returned calls promptly and was accessible by phone, text and E-mail. In short Mike was extremely helpful during the entire process and if I am ever in need of another home loan I will use him again. I would also highly recommend him for your home loan assistance.
Aug 16, 2017
Hair Salon Owner - San Clemente, CA
It was an extreme pleasure working with Mike. To say the least we had a very difficult case on so many levels. We actually had a few people just give up on us! We were distraught because we had a terrible loan and then Mike was highly recommended. He was the right guy at a very difficult time. He was patient, honest and very reassuring. He drove out to see us just to accommodate our schedules which gave him such a personal touch. He literally never gave up and we got an excellent loan. My husband and I actually feel like he's a good friend now. I can't express enough how diligent he was and poised. I would highly recommend Mike if you are searching for a sharp man with a kind heart. We would use him again in a heartbeat and I guarantee you will be thrilled with Mike's service
May 19, 2017
Tustin, CA
From the time that my husband and I decided to refinance our home, Mike was very thoughtful in his planning and oversight. He answered every question and took the time to make sure that we understood all the steps along the way. He really did an excellent job and went above and beyond in helping us close the deal.

Thank you Mike.
May 10, 2017
Costa Mesa, CA
Mike has worked hard for me, getting me into a home hasn't been an easy task but he has stood right by me and consistently given me solid advice, a true professional.
Apr 1, 2016
Los Angeles, CA
Mike is Honest, hard working, has impeccable work ethic, and will do everything he can to work around your needs.He came out to our home for our refi and has helped me with a modification which would of been a nightmare with out him. Above all, Mike is a man that has integrity in what he says and what he does. I would highly recommend Mike to anyone!
Apr 1, 2016
Laguna Niguel , CA
Mike did a great job on my second mortgage. I've recommended him to multiple friends and he has always taken care of them. That's a good sign when not only has he done right by you but also your friends too. Best way to describe him is trustworthy. I think it's rare to come across mortgage brokers like him so if you're here reading his reviews, you are on the right track. I'd wish you luck but you won't need any if you choose Mike.
Nov 20, 2014
Laguna Beach, CA
Mike is the most professional and honest guy in the business. I always reference to my client's with knowing they are in good hands.