Stilla Raissi

Sr.Loan Officer Victoria Capital Mortgage


Dec 27, 2016

Hossein Salari

Office Manager
It was a pleasure to work with Mrs. Raissi. She is very honest, knowledgeable, reliable, responsive and quick to return calls. Mrs. Raissi helped us with several new loans and refinancings, and during the loan process she was prompt, professional, and courteous. I was so happy and pleased with her services that I have referred my clients to Mrs. Raissi for refinance and also for new loans. All my clients are happy and pleased with her service. She keep the ball rolling and the process was completed in the time frame promised. There we're absolutely no surprises at end for the signing. Thank you for everything Mrs.Raissi.
Dec 21, 2016

Sheri Zarkoob

Business Excellence
Stilla is a kind professional who goes the extra 10 miles to get the best deal and fights for her clients. This was my second refi with her and I would recommend her highly.
Dec 20, 2016

behjat Ahmadian

My refinancing experience with Stilla was a great one.
She gave me frequently updates, was honest with good advice, smooth transaction. She was a pleasure to work with.
Thank you Stilla!!

Sep 19, 2016

Kaveh Shabani

Great service by Stilla. She was sincere and helpful from the beginning of loan application to the end and was very patient. She clearly understood my budget and boundaries and helped me find the best loan and lender possible.

We talked many times on he phone about the details. Since almost everything was new to me, she answered all my questions promptly and spent as much time as needed explaining everything that came up and making sure that I feel confident about my decisions and to help me find the right lender. I highly recommend Stilla to my friends. I will certainly use her service again should the need arise.
Sep 16, 2016

Sina Jahanbin

I have never experienced such an smooth mortgage application before! Thanks Stilla ! I highly recommend her to all home buyers out there
Sep 12, 2016

Tauman Lau

Design Engineer
This is the first time I worked with Stilla Raissi for my home loan.
Everything went very well and I am very happy to have her as my loan agent.

I enjoyed working with Stilla. She is very professional and honest.
I would definitely work with her again and highly recommend her to any new clients.

Thanks Stilla......
Aug 29, 2016

mark zborowski

Stilla has handled several loans for us and she has always been the consummate professional with our best interest at heart. She is your advocate and weaves through all the red tape to get what you want, a great loan. Thanks Stilla.
Aug 1, 2016

Vikram Watave

Stilla is detail oriented, very knowledgeable and trust worthy when it came to finding right construction loan and then refinancing my house.

Thank You Stilla
Jul 13, 2016

Ken E. Brewer

President/CEO - Security Consultant & Electronic Engineer
In today's world of tight bank loans I found myself desiring to make improvements to my home of over $1M but I did not fit the typical bank mold for a home equity loan. Since I had loaned hundreds of thousands to my company many years ago my company has been paying me back so therefore I did not have any kind of W2's to show steady income to the banks. With the tight loan requirements of today and the overwhelming amount of paperwork involved you need Stilla as your loan broker to cut through all the BS and find the right lender to provide you with a good rate and terms. I cannot say enough good about the fine job Stilla did in finding me excellent loan financing that due to her experience she made it happen.
Jul 6, 2016

Kurt Burris and Leslie Laudon

Leslie and I had Stilla do a refi on a rental property for us so we could get liquid capital to pay for our son's college. We do not have a cookie cutter financial picture, having interests in several rentals, with several different partners. Despite these obstacles, Stilla was fabulous and kept us on track to get all the information needed. I am still stunned taht she would respond to emails at 11:30 at night . (sorry if I'm setting you up for late night calls Stilla). I can be a complete jerk on occasion, yet Stilla dealt with my temper tantrums with class and grace. Wonderful person to do business with.
May 30, 2016

Carmen Azizian

Thank you Stilla for delivering what you promise, your quick responses and your professionalism. You are great to work with and all my clients whom did their loan with you are very happy.
May 27, 2016

Lori Allshouse

Stilla was a very patient and kind person to work with in getting our mortgage lian. She walked us through everything we needed to do, and she was very contentious of saving us money whenever she could. Would highly recommend her to everyone I know.
May 4, 2016

Kidra Shadroo

SVP of Engineering
I used to work with a loan officer whose services started losing quality after a while. In one of my purchases he completely refused to match even 50% of what others were offering so I decided to find a new broker although we had opened the escrow a week before. This was a risky decision since I could've lost $10,000 if the escrow would have not been closed on time.

In a quick search I found Stilla thru my cousin. After our initial conversation she reviewed all of my documents in a day and confirmed that my escrow can be closed even sooner than expected. Honestly it sounded too good to be true but I decided to follow her lead anyway.

In the weeks following signing loan application Stilla went over every single document and number with me clarifying what needs to be done and by when. She not only worked as my broker but also as an underwriter which cut off a lot of extra back and forth. Stilla built a tremendous trust between us in a short time by being clear, consistent, quick and attentive.

Long story short, we started our loan process 7 days after opening the escrow and closed 5 days before the due date. I don't know what you call this but I call it a WONDERFUL JOB! I've worked with many good loan officers however Stilla stays on the top and I will continue working with her in the future.
Apr 28, 2016

Manny Gharahgozloo

RefInance (Exceptional customer service )
Stilla, did my home refinance. She was available anytime. She answered her phone all the time with any questions that I had .There was a lien in my house from the business which I own . She went behind my imagination to remove this lien and help me out.
She is very honest and frank and will recommend the best loan product to you. I had a 30 days lock and we closed in 26 days. I will recommend her 100% to you .
Aug 25, 2015


We highly recommend Stilla Raissi. She was thorough,organized, and attended to our loan needs promptly. She did a great job of following up when needed and delivered when we asked. She was a pleasure to work with and we look forward to working with her again in the future.
Aug 18, 2015


I recently purchased a house and Stilla was the loan agent assisting me to close the loan. Stilla was like a rock in the face of the demands and requests the lender was throwing at us and she was able to close the loan on time, to our happiness.

Stilal worked diligently and used her experience to facilitate the closure of the loan. If you need to get it done on time, talk to Stilla.
Aug 18, 2015


Software Sales Engineer
Wow!! Stilla is really one of the rare to find most experienced, she is most skilled to understand borrower situation and immediately able give a candid relevancy guidance for proactive preparedness, filled with with great business acumen, sense of humor, staying on top of it to finish by the committed deadline, commendable workmanship, upfront GFE is almost real or lesser cost, better rates at the end, the level of transparency of her motivations/commissions and most important thing is she goes above and beyond to earn the most valuable thing "borrower loyalty".

Without a doubt I'm going to recommend to all my near and dears, moreover I'm going to reach back to her on my future needs too.
Jul 16, 2015

Kathy Shahbaz & Julie Weygandt

Berkshire Hathaway HomeServices California Properties
Talk about an Impossible situation... Stilla Raissi CAME THROUGH! She came in the middle of a storm and with ease completed the deal. Stilla is very professional and knowledgeable. She followed through with everything she said with Integrity and Honesty along the way. Difficult as it was, STILLA RAISSI was amazing.
If anyone ever comes across a difficult situation, we HIGHLY recommend STILLA to get the job done. We look forward to working with her again.

Jan 16, 2015

Farah Zanjani

Stilla has helped me with four different mortgages. Each time, she makes sure to find the best option for me. she is responsive and works very hard to ensure i am comfortable, informed, have what I need, and can close on time. I highly recommend her. She is knowledgeable and highly professional.
Jan 11, 2015


I purchases my house in Almaden and Stilla handled my loan. I didn't have a realtor agent and went with the seller's agent. It could have been a costly mistake if Stilla wasn't there for us. The seller's agent was not fair to me and was always on the seller's side. With Stilla's help and knowledge of the law we ended up getting a big discount on the purchase price. I wish we choose her as our realtor as well as the loan, which she handled it incredibly fast considering the short contingency period that we had.
Jan 9, 2015

Farid Khayamian

I believe it was 2006 when I found Stilla. With in months she was handing most loans in our Real Estate office, we are still working with her today! Most of our clients refinance their home after purchasing it with her. Some have become Realtors and use her services for their clients.
In this highly competitive Real Estate business, all agents advertising are honest, sharp and know Real Estate and loans BUT when it comes to action, most of them fail:( when do you find out? While closing your transaction. This can be devastating!
It's not just one reason we work with Stilla, there are many:
1) She always picks up her phone and is ready to answer any questions you may have and happily go into detail with you.
2) She's patient with borrowers in explaining all loan documents
3) She gives clients the opportunity go and shop around, compare her rates with others
and at the end will beat most competitors.
Jan 8, 2015

Cameron Araghi

Ms. Rassi is highly professional.
She is one the best loan executives I have been working with.
She would return my phone calls and emails right after she would receives them.
She will always adhere to deadlines set by contract terms, and make the impossible come true.
I would highly recommend her for providing real estate loans.
Jan 7, 2015


Stilla refinanced my home mortgage. She done good work. All condition of loan was exactly, as she was promised to me, including interest rate and cost of closing.
Jan 5, 2015

Parisa Moazeni

Sales Executive
I have had the pleasure of working with Stilla over the past few years. She is extremely professional and really knows what she is doing. She has her clients best intentions at heart and is very patient to help make things happen.I always know that I am in good hands and fully trust her. She helped my husband and I with the loan process with purchasing our first home and made the whole process very easy for us. I definitely recommend working with her and will continue to work with her in the future.

Dec 23, 2014

Quoc Tran

Stilla is an amazing loan officer. A good friend who also worked with her many times in the past referred Stilla to me. Not only did she get me a great rate for the refinancing of my home, she was on top of all the activities needed with the lending banks. She was able to lower my 30-year fixed loan by .75% at the same time consolidated my HELOC along with it. Stilla was extremely responsive and made the whole refinancing process a breeze. Like my friend, going forward in the future, I will go back to Stilla for any loan or mortgage needs. I can’t thank Stilla enough for bringing me peace of mind with the smooth refinancing of my home.