JVM is my go-to lender. They respond immediately. Help make the impossible possible. Everyone is professional and friendly. I highly recommend them to anyone buying a home or refinancing.

Susan Koide

REALTOR

JVM Lending - Agents

Your Success = Our Success We are the Lender that builds your business
Marketing Liaison & Results Specialist
There are lenders and then there is JVM Lending! They have an amazing team that guides you step by step throughout the process of home buying. Not only are they competitive, have cutting edge technology, close in 14 days but they care about their client and realtor relationships! I had they pleasure of working with JVM to assist our clients in achieving their dream of homeownership. JVM blew me away! They are extremely efficient and professional, one of the best transactions ever!

What truly sets JVM apart from the rest is definitely their attention to detail and charismatic personality. Nicholas Saenz and his team have started a Realtor Digital Marketing Program to give back to their Realtor partners and ensure they are maximizing their exposure online through various platforms. Nicholas and his team met with me during my busy schedule to help me tuneup and grow my online presence. I am very tech savvy, or I like to think I am but I was blown away with so much great knowledge and insight JVM has. They truly opened my eyes and a I learned so much and am truly thankful for JVM! They took the time to help me, a Realtor, be more successful in my craft! They genuinely care about all of their clients, relationships and partnerships! That is why JVM will continue to have a major impact in our industry, thank you JVM Lending!
Realtor
JVM is not only my preferred lender for my clients but they now have an amazingly helpful and creative digital marketing program and team, just for Realtors, like me! I am happy to say that Nicholas and Jonathan have helped me increase my online positioning and exposure which has helped to increase my business. Thanks JVM!
Realtor
JVM Lending is a great team to work with. They offer a variety of resources to their agent partners, offer constant and open communication, very transparent, and provide top notch customer service. I'm extremely happy with their services and will continue to use them in the future.
Real estate agent
JVM is my go-to lender. I know I can always count on them to provide great service and never let me and my clients down. Their closings are always on time - or sooner - and with 14 day closings I've had clients' offers accepted over higher offers. JVM is a great asset to agents and clients. Highly recommended.
Aug 1, 2018

Thanks Jason!

See what our Agents have to say about why JVM is different.
Jul 5, 2018

Agents We Build Your Business

Your Success = Our Success
Realtor
JVM is always a pleasure to work with. Their extremely fast response times always impress me as well as my clients. I meet many buyers for the first time on the weekends and having a lender that is available to start the pre-approval process over the weekend is clutch. I love their super fast close times and appreciate the level of service they provide my clients.
East Bay Real Estate Team
When we were introduced to JVM a few years back their process seemed too good to be true. We started working with them and to this day continue to be amazed by their efficiency AND their stellar team. Super-fast response times, weekend availability, rush appraisals and 15 day closes make them stand out above the rest, creating raving fans of everyone that works with them.

As Realtors, we are all about creating a smooth and memorable experience for our clients. JVM adds to that experience by working in a seamless manner from beginning to end and making the loan process swift, simple and effortless.

A JVM pre-approval means peace of mind and holds high value among listing agents. Timing is everything in a real estate transaction and they give us the confidence to be super aggressive with timelines and not to have to worry "if" those aggressive timelines will be met. Listing agents are re-assured too, as JVM holds a high reputation in the real estate community. If an agent is not familiar with JVM, they are sure to be impressed with how they do things by the time the deal is done.

We can go on and on about JVM and their expertise, but the real magic behind JVM is the incredibly smart and kind people behind the scenes developing the systems and handling the everyday tasks. Heejin and Jay, the creators of this well-oiled machine, have intentionally created an innovative company that handles the financing process and customer service aspect of mortgage lending in a way never seen before in the industry. Their energy has attracted the talent that drives the business, offers an unparalleled customer service experience, pushes the bar higher and higher and keeps "wowing" us transaction after transaction. The people at JVM are truly a power financing team that delivers on all ends and really care about their clients and the Realtors they work with.

We feel so fortunate to work with such an incredible group of people with vision and heart and are thankful for the way they have impacted our business and our clients lives. We enthusiastically recommend JVM to anyone in need of a lender partner or a loan. You will love them, we promise!
Realtor
The best in the business. JVM works as a well-oiled machine and provides a standard of service unparalleled in lending. They are communicative, organized, extremely professional and they can close quickly!

They have saved transactions other lenders could not complete and are a key to getting my offers accepted. I've referred many many colleagues to them and will continue to do so.

My clients are wowed by how informative and responsive the JVM Team is and if you have high standards in your business, you owe it to yourself to work with them.
Richmond, CA
I am writing this review on behalf of my husband and I, we are a husband and wife real estate team in the East Bay and have been selling real estate locally since 2003. We were introduced to JVM Lending a few years ago and to this day continue to be amazed by their efficiency AND their stellar team. Super-fast response times, weekend availability, rush appraisals and 15 day closes make them stand out above other mortgage companies, creating raving fans of everyone that works with them.

As Realtors, we are all about creating a smooth and memorable experience for our clients. JVM adds to that experience by working in a seamless manner from beginning to end and making the loan process swift, simple and effortless. A JVM pre-approval means peace of mind and holds high value among listing agents. It is not uncommon for our clients to get an opportunity on an offer they have submitted because their offer was accompanied by a JVM pre-approval. We have been able to compete against cash on many occasions. JVM truly has made the difference for our clients time and time again due to their excellent reputation in the real estate community.

We can go on and on about JVM and their expertise, but the real magic behind JVM is the incredibly smart and kind people behind the scenes developing the systems and handling the everyday tasks. Heejin and Jay, the creators of this well-oiled machine, have intentionally created an innovative company that handles the financing process and customer service aspect of mortgage lending in a way never seen before in the industry. Their energy has attracted the talent that drives the business, offers an unparalleled customer service experience, pushes the bar higher and higher and keeps "wowing" us transaction after transaction. The people at JVM are truly a power financing team that delivers on all ends and really care about their clients and the Realtors they work with.

We feel so fortunate to work with such an incredible group of people with vision and heart and are thankful for the way they have impacted our business and our clients lives! We enthusiastically recommend JVM to anyone in need of a lender partner or a loan. You will love them!
Broker, Abio Properties
Simply the best lending experience I have experienced in my 15-year career, both personally and professionally. There's a reason that JVM is my preferred lender referral. Friendly, knowledgeable and efficient, the entire JVM team is best of class!
Account Executive
I highly recommend JVM Lending for two very solid reasons. 1. as a lender, they do all the work upfront, when a JVM file hits my desk I know we will have a closing in the next 15 days. I often share JVM success stories with clients as proof it can be done. 2. As a borrower, you never have to ask. They keep you well informed throughout the process. No surprises!
Real Estate Agent
I was working with a buyer and she had come in contact with JVM. From day one JVM was readily available unlike other brokerages they were there from the beginning to the end and everything was done in a quick and timely manner. I’ve never had an experience like this and I constantly recommend JVM to family members and potential buyers.
Realtor
What a difference JVM Lending makes! This is the first time my buyer used JVM. From pre-approval to funding, their service was superb. I have never had to emailed/texted/phoned to get a simple question to be answered. The update/status was always in my mailbox before I ever wondered. They kept their promise to close quickly. I don't have even a single complain. Thank you so much. Processing a loan as a team seems work wonderfully.
JVM is Highly Recommend! JVM is professional, knowledgeable, responsive and efficient. They are always available to answer questions and concerns. If you work with them, you will be guaranteed to have a smooth transaction which is not easy to have in this competitive bay area market with ever changing lender guidelines. All of our clients who have worked with JVM expressed that they had a great experience. Words cannot express our appreciation to have JVM by our side with all of our transactions. As a top producing real estate agent team, we love working with JVM because we know that they are going to do the best for all parties involved.
Redfin Agent
Like many things in life, you have to experience it yourself before you can truly believe it. Seeing how JVM helped my clients achieve offer acceptance and close escrow on their first ever home purchase in a mere 15 days made me a true believer. And not only were they fast, but they went above and beyond at every step to make sure that communication was clear and my buyers had full confidence in their ability to deliver on their lending promise. Bravo!
Broker Associate
Just before having a loan through JVM Lending I had a bad experience with a competitor mtg company. My escrow was delayed for several reasons given by underwriting from needing updated tax returns due to delays caused by slow and bad appraisals to just lack of follow up. On a Sale with the same Seller the buyer brought us JVM Lending. What a breath of fresh air! It was a tricky loan due to both borrowers being new on their jobs but JVM made the process smooth. No matter who I reached on a phone call it was like talking to the same person. Nobody passed the buck, they just got the job done. Terrific to work with. Bill Loftin
Realtor
JVM's customer service is unsurpassable from the initial contact with the buyer to the close of escrow in my experience in working with them. Their option to close escrow in 15 days helps me to close more escrows and write more competitive buyer contracts. The fact that they work as a team is so streamlined and it makes the escrow process go faster and smoother for the buyer and there is no long wait time to get a response from a loan officer. JVM has always met my buyers contingency dates and always closes escrow early or on time. I can contact them 7 days a week and they will always respond to my client or myself usually within the same hour. Every client that I have referred to JVM is extremely happy which is a reflection upon me as the buyers agent. JVM's excellent customer service is also reflection on listing agent……if the buyer performs on or before contract deadlines, the listing agent successfully sells the sellers home in a timely fashion. JVM is the lender I have been looking for and I've sold more homes due to JVM being my buyers lender due to their excellent reputation. If you have not worked with them, I highly recommend you do.
Realtor
I love working with these guys and so do my clients. Communication is fast and clear. JVM consistently delivers on their promises and their speedy timelines.
Realtor
I love JVM! They are my number 1 go to lenders!
Thanks for all your help JVM!
Realtor
I'm a licensed realtor since 1996 who only want what's best for my clients. JVM Lending is the BEST among the best in the industry! Homebuyers, realtors/brokers, do yourself a favor- connect with JVM Lending in your residential financing needs! They attend to yours & your client's questions, even on weekends, & respond quickly! You will be delighted by JVM Lending's team-oriented, excellent, efficient system to ensure a transaction closes successfully & smoothly (no deals fall thru). Happy Homebuyers, Happy Realtors/Brokers!
Real Estate Agent
JVM is a great residential mortgage company that delivers fast results and with reliable communication and action. I recommend them to clients often and would not hesitate to tell my own personal family and friends.
Chevon Dwiggins
Proactive, Reliable, Responsive, creative ...this is why I choose JVM as often as I am able. I'm so greatful for their experience and expertise. It truly makes my job much easier. I have no doubt everyone will have the same Positive experiences I have had.
Realtor Extraordinaire :)
Full disclosure - I'm writing this only under duress as Heejin is remarkably good at continually and persistently twisting arms.

The reason why I held off was that in my ideal world, I'd have JVM all to myself and only listing agents would realize how good they are. That way, I'd have the field wide open in the competitive East Bay as others trotted up with their pre-approvals from big name banks and overworked loan officers.

Truth is - JVM has an outstanding model and they continually work to improve it. I never have to worry about them responding to myself or a client. I can copy my client on an email to the team and receive a response back in under an hour (and I do keep track). When I promise a listing agent we will close in 17 days with them, I mean what I say. I like to look ahead and make sure we have any potential issues cleared up before submitting an offer, JVM shares this goal and we can work together to make it happen.

If you are a listing agent reading this after receiving an offer from me - just call them up directly, you won't be disappointed (and ratify my purchase agreement). If you are a buyer's agent looking for the secret to my success, these aren't the Droids you are looking for (if I could insert a Jedi hand-wave emoji here I would).

And BTW - I also do appreciate the bald-headed guy's interest in some of my favorite economists.
Realtor Team Leader - The Guy Blume Group
I've had several home buying clients come to me with JVM pre approval letters in hand and it's comforting to see that. The JVM team works as a single unit and I have no idea who the boss is or who the point person is because it's a seamless process everytime that I can count on. I am very happy with JMV for providing fast and knowledgable expertise where my business relationships are critical to me and my clients success. In short, they make it easy and we all like easy.

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