Ricky Khamis

National Business Development Manager AmeriFirst Financial, Inc. NMLS 17314 | AZ Lic 0911814
A veteran loan officer and an innovator in the real estate industry, Ricky Khamis is the branch manager in the corporate office of AmeriFirst Financial, Inc. where he oversees an annual loan volume of $200 million. His in-depth understanding of bond markets and ability to accurately gauge the direction of interest rates has helped him consistently rank within the top 1 percent of lenders for the past 10 years.

Ricky is also a subject matter expert who assists real estate professionals and executives with growing their businesses. He is an instructor at the Arizona Academy of Real Estate where he has taught hundreds of realtors and loan officers how to develop high-yielding internet marketing campaigns. His innovative system allows them to create a prominent presence on the World Wide Web using proven tactics. He has taught classes in Arizona, California, Colorado, Texas, and Utah. Additionally, he coaches and consults with business executives through his company, Barrier Breaker Coaching, LLC (est. 2014). He also conducts presentations and publishes articles about internet marketing development and sales tactics.

Ricky attributes his success to discipline, dedication, and drive; commitment to continuous education and growth; and an exceptional ability to open doors others cannot. These traits coupled with technological, web site building, and social media expertise allow him to provide high-level advice, tools, and resources for his clients.

Ricky received training from The CORE Training, Inc., a premier real estate and mortgage coaching company that serves top producing loan originators and real estate agents throughout the country.

Earlier in his career, Ricky served in the US Army as an infantryman with the 3-505th 82nd Airborne Division at Fort Bragg North Carolina. He was awarded the Army Achievement Medal and four Army Commendation Medals, and he was named Soldier of the Month.
May 14, 2019
Amazing!!! I am a first time home buyer and I worked with Ricky Khamis and his group to get my mortgage loan. They are very professional, extremely helpful, and made the process very easy. I highly recommend using them!
May 10, 2019
Field Service Engineer
Ricky Khamis and his team did an excellent job of helping us with our home loan. They were quick and communicative so that we could close in time, but also incredibly warm and friendly. Our loan officer even went out of his way on a weekend to help us in an emergency. I cannot recommend Ricky and his team enough. They will take care of you.
May 4, 2019
Ricky Khamis and his entire team at AmeriFirst were a pleasure to work with. They made buying a new home so easy. Ricky and his team were so knowledgeable, helpful and answered all of our questions and walked us through the process of getting financed. If your not sure who to go with when buying or refinancing your next home AmeriFirst should be your first and only choice. I will highly recommend them to everyone.
Apr 29, 2019
This was a very good buying experience. I previously was a Realtor and Ricky and his team were by far the most professional and caring that I have ever been involved with. I would recommend them to any buyers and also to any Realtors wanting the best lender in the Phoenix Valley. They kept us informed and were very helpful with the entire process.
Apr 8, 2019
Designated Broker
I have had the pleasure of working with Ricky and his team for over 7 years. His attention to detail and responsiveness to my client's financial needs has been second to none. Ricky and his team have also helped my clients in multiple states . His team is really amazing and as he often says; "To be the best, there is no down time". Ricky really does provide an enormous amount of effort for his clients to meet their needs and to get them the best deal possible. His military discipline really is applied to his clients and his mortgage business. I am blessed to call him not only a business partner but also a friend. #crouchman
Apr 5, 2019
Alberto Martinez
Mortgage underwriting process is, well, a mortgage underwriting process. The Ricky team made it as easy as possible for us. From keeping us up to date on documents needed to where we stood in our funding process. Thanks again for everything!
Apr 5, 2019
Life Changing
After working with the Khamis team for 4 months I was able to ReFi my home and lower my interest rate by 7%! I went from a hard money loan to a conventional, 4% mortgage. At first I was skeptical, but this has literally changed my life. I am saving $1,800 a month! Thank you Ricky and team
Apr 2, 2019
Great Team to Work With
Thank you to Ricky Khamis and his wonderful team for loan servicing! It was a smooth process with great communication. I am a repeat customer and very happy with the quality of his team and professionalism.
Mar 24, 2019
Ricky Khamis made our home buying experience flawless. All documents to sign were done in a timely manner. All questions were answered promptly. Perfect !
Mar 22, 2019
Ricky and his team did a great job with the purchase of our
Thank you
Dave Baker
Mar 20, 2019
Claims specialist
I have bought and sold several homes over the years. None of my experiences could even hold a candle to my experience with Ricky and his team. My last purchase was not an easy one.. Despite all the convoluted pieces, Ricky and his staff were able to find a way to keep us positive and moving forward til our home finally closed.. They didn't stop there. The team has followed up to make sure we are still enjoying our home.. I've never had that experience.. Thanks guys
Mar 17, 2019
I would use Ricky Khamis and his team again if needed. Everything was done in a timely manner and was able to close escrow on time. I will definitely recommend him to my friends and coworkers.
Mar 15, 2019
Ricky and his team are amazing . This was my husband and I’s first home buy and they made a typically stressful situation enjoyable . They send you emails every time your loan is updated with a timeline of what to expect from start to finish so you are never left in the dark. They are so responsive and really have the best interest for their client in mind . Ryan, Jordan and Ricky were available any time to answer my questions and put my mind at ease . I couldn’t be more thankful to them for all the advice help and my first home ! We will always and forever be clients !
Mar 12, 2019
Ricky did an awesome job during the transaction, the whole team was great, they kept me updated every step of the way.
Thank you so much
Anna rodriguez
homeSmart Realty
Mar 1, 2019
Felecia M Hathcock
Ricky and Jordan did an amazing job on my refinance. I definitely recommend them, and will tell my friends that need a house loan to come here. They are pretty fast and answered all my (stupid questions lol) I had, and made me better understand the process of the refinancing.
Feb 5, 2019
Ricky and his team helped us negotiate the land mines and pitfalls of the mortgage process, getting us into our new dream home in a timely and low cost manner.
He comes highly recommended!
Feb 2, 2019
Business owner/ UPS Driver
They did a great job in getting us through the process step-by-step very quickly and professionally. I have recommended and referred several people to them as I would look forward to doing business with them again in the future on any future lending needs. I was in a unique situation at the beginning of the process having been on disability for the past several months from a surgery and still everything went smoothly with the great help of Jordon Partridge and Ricky Khamis.
Feb 1, 2019
Recently Retired
I cannot say enough about how well Ricky and his team steared me through the home buying process. I was a challenge and they made it seem easy. I purchased from out of state and there communication and direction was top notch. I was well informed through out. This process is supposed to be daunting, but Ricky and his team made it easyer than buying a car. I would highly recommend Ricky Khamis. He is my go-to for my future financial plans.
Thank's Ricky , and Ryan !
Jan 28, 2019
Director of Finance
The Ricky Khamis team is phenomenal, especially Ryan McDonough. Ryan went above and beyond to close our loan on time. Ricky was there throughout the entire process communicating every detail in a timely manner.

I would highly recommend the Khamis Team

Bill Cook
Jan 2, 2019
Business Owner

Fue un placer trabajar con Ricky y su equipo. Su hablante de español CJ Nelson fue increíble. Muy paciente y me acompañó a través de todo el proceso respondiendo a mis muchas preguntas y ayudándome a obtener la mejor oferta.
Nov 19, 2018
Ricky khamis
Ricky and his team did an outstanding job on getting my home loan done and I will recommend him to anyone who were told no the first time they applied for a home loan but Ricky and his team at First American made it happen.
Thank you Ricky!
Nov 9, 2018
Ricky handled our mortgage application expertly. He and his team explained everything to us so that we knew what was happening during each step of the loan process. Our calls were returned promptly and our questions answered immediately. He and his staff made us feel like we mattered and our entire experience was positive. We will definitely recommend Ricky to our friends.
Nov 2, 2018
Great job getting us in a nice house very nice people will use again for my next house
Oct 23, 2018
Rick and his team did a great job throughout this whole process of keep up informed on what they needed and how soon.Great communication with them kept are closing date on time about 2.5 weeks. They even got someone to meet us on are vacation to sign all are Documents. We were funded 6 days later. We were very pleased with the service
Sep 28, 2018
Business Development Manager
Ricky and his team have been so dedicated and supportive from day one, right on through to the closing date and beyond. I could not be any more pleased with the mortgage process. They made everything so easy and answered all my questions and walked me through the entire process. I hope to stay in my home for many years to come but should I decide to buy another home, I will definitely work with Ricky, Ryan and team again.

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