Ricky Khamis

National Business Development Manager AmeriFirst Financial, Inc. NMLS 17314 | AZ Lic 0911814
A veteran loan officer and an innovator in the real estate industry, Ricky Khamis is the branch manager in the corporate office of AmeriFirst Financial, Inc. where he oversees an annual loan volume of $200 million. His in-depth understanding of bond markets and ability to accurately gauge the direction of interest rates has helped him consistently rank within the top 1 percent of lenders for the past 10 years.

Ricky is also a subject matter expert who assists real estate professionals and executives with growing their businesses. He is an instructor at the Arizona Academy of Real Estate where he has taught hundreds of realtors and loan officers how to develop high-yielding internet marketing campaigns. His innovative system allows them to create a prominent presence on the World Wide Web using proven tactics. He has taught classes in Arizona, California, Colorado, Texas, and Utah. Additionally, he coaches and consults with business executives through his company, Barrier Breaker Coaching, LLC (est. 2014). He also conducts presentations and publishes articles about internet marketing development and sales tactics.

Ricky attributes his success to discipline, dedication, and drive; commitment to continuous education and growth; and an exceptional ability to open doors others cannot. These traits coupled with technological, web site building, and social media expertise allow him to provide high-level advice, tools, and resources for his clients.

Ricky received training from The CORE Training, Inc., a premier real estate and mortgage coaching company that serves top producing loan originators and real estate agents throughout the country.

Earlier in his career, Ricky served in the US Army as an infantryman with the 3-505th 82nd Airborne Division at Fort Bragg North Carolina. He was awarded the Army Achievement Medal and four Army Commendation Medals, and he was named Soldier of the Month.


Feb 26, 2018
Owner - Ability Home Inspections
Ricky Khamis and his team were incredible! Together we Planned and Executed! Their communication was on point throughout the entire loan process. This is our second home loan with The Khamis Team. Ricky has our business for life! #Buildingdreams! Many thanks!
Feb 1, 2018
Just spent 30 minutes with Ricky for a consultation that was fantastic. Ricky provided some really great ideas and explained how they would benefit my long range vision. Ricky's industry knowledge and the products and services he offers is truly of great quality to me and my family. Thanks again Ricky for being in it with me for the long-term.
Jan 30, 2018
Ricky and his team were great. They are highly recommended for anyone looking for a team of individuals, who are professional, have excellent communication, and all around great guys.
Jan 15, 2018
Insurance Agent
The whole process was smooth! Information gathered and completed in a very timely manor. Always there to answer any questions and give me any information that was very helpful. Would definitely refer my friends and family. Easily the quickest loan I've acquired to date. Looking forward to doing more business with AmeriFirst.
Dec 25, 2017
President national property inspections
Rickys team is the best. 2nd home and smooth job
Dec 12, 2017
Being a first time home buyer is intimidating. The help and support I received throughout my process was just what I needed. It was quick and easy. I would recommend and use again.
Dec 12, 2017
What started as a nightmare of getting denied turned down by two other Lenders our hopes of becoming home owners were rapidly starting to fade away. I decide to not give up and found hope in my realtor who recommend speaking to Ricky Khamis and his team at AmeriFirst. Since the first conversation with Mr. Khamis he gave us hope gave us the understanding and prepared us with knowledge and understanding of how the process worked and not to worry that we were in good hands . Also his team was great and awesome to work with. Now the nightmare is over and the Dream has begun all thanks to Ricky Khamis and he's great team at AmeriFirst Financial we are home owners. I would gladly recommend Mr. khamis and his team they do the ordinary EXTRA ORDINARY WELL. Thank you for making our dreams come true.
Nov 30, 2017
My experience with Ricky Khamis and the Ricky Khamis Team was second to none! Being a business owner, I was certain I had my work cut out for me heading into the finance portion of buying our new home. I was wrong. Ricky and his Team absolutely took over and owned the entire process from beginning to end. And let me tell you, they worked around the clock to get my loan financed. I had responses from the Khamis Team anywhere from 5:30am to 10pm…it didn’t matter, day or night, weekend or weekday, they were working on getting my home loan financed. They took what most would consider a complex business set up and made sense out of it to the lenders. It was a real joy working with experienced professionals who cared. My wife and I felt very comfortable with the entire process – we were well taken care of! We highly recommend the Khamis Team! And to cap off, Ricky asked when we were planning on moving ---- that day he had two large pizza’s and sodas delivered to our new house…prefect timing! Experienced, hardworking, professionals that care – that is Ricky Khamis and the KhamisTeam.

Kind regards,
The Newton family
Nov 8, 2017
Asst VP Business Development
Ricky and the Khamis Team always go above and beyond. They are professional and the customer service is wonderful. They are a team you can put your trust in. Highly recommend!
Nov 7, 2017
Butcher Block Supervisor, Ssfew t
The Ricky Khamis team was of the highest form to help me into my VA home. From Mr Khamis and his team . Jordon, Chisand Amanda. There is Know Way I could be sitting where I am right now. To if of the Realators mine (Len Nevin)
Oct 13, 2017
Did a wonderful job,

Chris Sherman
Oct 9, 2017
Ricky and his team were very professional and personable. They were very helpful in my home purchase journey. They fought for me through some problematic circumstances to help me get my house. Without them on my team, I don't think I would be in my home today. Would recommend them to my friends.
Sep 21, 2017
I would recommend Ricky and his team to anyone who was looking to purchase a new home. They were always prompt in returning calls and answering any and all questions or concerns. The entire team was great to work with. After 37 years I decided to downsize with a new home and I was very pleased and happy to have
been referred to Ricky and his team..

Sep 5, 2017
Sales Rep
Excellent service, thoroughly explained my loan process, made the whole experience for a first time home buyer very smooth.
Aug 31, 2017
Ricky and the AmeriFirst team made our home buying process a very pleasant experience. They are professional, friendly, thorough, kind, helpful, and they quickly answered all of our questions. We highly recommend Ricky and his team, and would definitely use them for our next home purchase. We appreciate their wonderful customer service and support throughout the entire process.
Aug 29, 2017
Assistant City Attorney
Ricky and his team were absolutely amazing! Everything went smoothly and when Ricky says something will get done it gets done. Exceeded all of my expectations! I have closed at least a dozen real estate purchases over the years and Ricky is hands down the best!
Aug 25, 2017
Ricky and his team did an excellent job from beginning to end. While we have owned a home this was our first in the state. His team kept in constant contact with us and made sure we understood every step. Home configuration changes near our closing date did not affect the teams work and we were able to close on time. The team is very customer focused for which we are very appreciative.
Aug 4, 2017
Ricky and his team went above and beyond to make sure our house closed on schedule. Just talking to Ricky you can feel his passion for getting you into the right mortgage. I would highly recommend Ricky and his team. Thanks for getting us into our house.
Jul 28, 2017
Team made the whole process such a great experience, they were there to answer all our questions. I would recommend them to anyone looking to buy a home. ( I actually told my sister as she is thinking about buying a home)

Thank you to the whole TEAM!!!
Jul 27, 2017
I never wanted to be a home owner but because rents were getting outrages and my vehicle was being vandalized, we decided it was time. With the help of Ricky's team, we found a house with all we wanted for under what our rent was and got us a closing within a month. I am beyond thankful to them.
Jul 27, 2017
Working with Ricky and his team was very rewarding. Ricky is not only a professional in his line of work, but forth-right in honesty and diligence to get the job done. His positive and dedicated approach is exhibited as well in his office staff. We came to Ricky with a problem and he worked through it. He tells you straight up and keeps his word. I would recommend him and his office with solving and providing a loan that meets your goals. He was refreshing to work with.
Jul 25, 2017
Customer Service
Ricky and his team were absolutely phenomenal. Heather was exceptional. She was very patient and extremely helpful and supportive during the loan process. I highly recommend this company.
Jul 24, 2017
Head Baseball Coach
We purchased a home recently and met with Ricky early in the process to secure a loan. The first meeting with Ricky was very, very good. He made my wife and I feel like he both knew his business and that he cared about us.

During the process his team was outstanding. Chris Arbuckle was the person we dealt with the most and he was both kind and considerate. He was also available for questions and answers.

I recommend Ricky and his team as they executed a difficult process in a short time period and made us comfortable in the process. They were direct, knowledge and kind in all conversations. The process was not easy for us or them, but it was done well by Ricky and his team
Jul 17, 2017
Ricky and his team were great as first time home buyers ! Helped us get all the paper work we needed were efficient in every way. I really appreciated their ability to work fast and hard to get us into our house by a certain date ! Thank you so much !!
Jul 11, 2017
Game Designer
Ricky and his team at Amerifirst did a fantastic job making sure that everything went smoothly with my purchase. This is the second time I've used Amerifirst, and each time has been quick and painless. If I'm ever in a position to purchase another home, then I will definitely be using them again. The whole process was smooth and painless.

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