Jayne Combs,I am completely satisfied with the care and time I know that on my situation is really hard to buy home even I have previous foreclosure and different kind of bad credits, but Jayne she make more extremely easy, she were very helpful. It can be very overwhelming and I had tons of questions. Jayne was always there right away to answers all the questions I had and explained the whole process to me in detail to make more easy. With me and my family were very thank full Jayne Combs.

Jonathan Macalino

buyer
May 11, 2018

Jayne Combs

Sr. Loan Officer AmeriFirst Financial, Inc. NMLS #222444
My goal as a loan officer is to be able to provide a clearer picture as to your options when purchasing or refinancing a home. My specialties include helping people going through divorces and buyers who need down payment and/or closing cost assistance. Let's face it, a mortgage loan may be one of the largest and most complex investments you make! You need a professional who can help you.

I began working in the mortgage industry in 1984. I have held various positions over my long term career which has allowed me to become knowledgeable with respect to the entire loan process from beginning to end. The positions I held that have molded me as a loan officer was working in the trenches and structuring files. I was a loan processor, DE Underwriter, and Loan Office Manager.
Mar 12, 2019
First time home buyer
I want to say thanks to Janye and her staff. I truly thought it would be a stressful process bit it was not. The servers provide by Jayne very professional and easy going. I highly recommend her.
Aug 31, 2018
Tech
Jayne was GREAT! Had a couple lenders prior to her and had a complicated "sales" type of experience. I was already in escrow before speaking with Jayne and she was able to get my contract closed within 20 days! The process was informative and smooth. I would recommend Jayne to anyone that is trying to purchase a home, definitely for the first time. Thanks Jayne!
Jun 25, 2018
Home Buyer
Jayne was great she kept me abreast all through the process. She would always make sure I understood the what was going on. She is very thorough and quick to explain anything I didn't understand. Jayne is very at tentative to my needs. Jayne makes things works.
May 11, 2018
buyer
Jayne Combs,I am completely satisfied with the care and time I know that on my situation is really hard to buy home even I have previous foreclosure and different kind of bad credits, but Jayne she make more extremely easy, she were very helpful. It can be very overwhelming and I had tons of questions. Jayne was always there right away to answers all the questions I had and explained the whole process to me in detail to make more easy. With me and my family were very thank full Jayne Combs.
Apr 10, 2018
Buyer
This is the fourth home we have purchased and I have never experienced such amazing attention to care and attention and respect in all my time purchasing a home. Jayne and her staff are by far the best and I highly recommend them for any loan service you may be looking for, from conventional to VA, they work hard to help their clients home ownership dreams manifest and become reality. I can’t praise them enough for simplifying and creating a worry free system out of the often nerve racking and terrifying process of purchasing a home. Jayne is knowledgeable and passionate and she cares about all her clients, this is why I highly recommend Jayne and her team for your home purchasing needs.

Thank you,
Steven R. Calzada
Aug 28, 2017
Track Maintenance Worker/S.F Cable Car
Jayne and her assistant Diana made this process of becoming a home owner extremely easy they were very helpful. There were times where I became frustrated with the process of gathering required documents Jayne kept me on track.
I truly thank you and appreciate all the help you have given to me and because of you I am now a homeowner.
Great Team!♡
Aug 28, 2017
Track Maintenance Worker/S.F Cable Car
Jayne and her assistant Diana made this process of becoming a home owner extremely easy they were very helpful. There were times where I became frustrated with the process of gathering required documents Jayne kept me on track.
I truly thank you and appreciate all the help you have given to me and because of you I am now a homeowner.
Great Team!♡
Dec 16, 2016
I called my then current mortgage company to refinance my home so I could pull out cash but was told that I couldn't pull out as much money as I wanted. One call to Jayne was all I needed. She researched and found a product that worked perfectly for me and got me the cash I needed. In addition, Jayne was always available and kept me in the loop the whole time. I never wondered what was going on or where I was in the loan process. I will never shop around again, Jayne will always be my first call when I need a mortgage loan.
Oct 3, 2016
Looking for my first home.
I am completely satisfied with the care and time Jayne has put into the first time home-buyer process. It can be very overwhelming and I had tons of questions. Jayne was always there right away to answers all the questions I had and explained the whole process to me in detail. Thanks Jayne
Oct 3, 2016
Looking for my first home.
I am completely satisfied with the care and time Jayne has put into the first time home-buyer process. It can be very overwhelming and I had tons of questions. Jayne was always there right away to answers all the questions I had and explained the whole process to me in detail. Thanks Jayne
Oct 2, 2016
High School English/Reading Teacher
I worked with Jayne Combs from July of 2012 to June of 2013. The housing market was incredibly competitive during this time and when a house was placed on the market it would sell within days with multiple above market offers. Jayne was available to me night and day to make my house funding happen for me. She was realistic in telling me what I could afford, blunt but kind in helping me keep my credit on track through escrow, and very happy, congratulatory, and positive about my "dream house" that I ended up closing on in June of 2013. I now consider her a friend as well. :)
Sep 30, 2016
My husband and I were so nervous to start the process of buying our first home. Jayne was amazing! She took her time and walk us through every step and had us get ready before we even got start it. She was super pasient with us, because believe we had tons of questions and that was pretty much on every document we had to sign. But still then, she was always so willing to explain and go over anything we weren't sure about. Over all we give Jayne and her team an A++ They were awesome and the whole process was done super fast. Now we have our first home and we love it. Thank you Jayne & her team. Super happy with their service. Defenitely will work with them again and highly recommended!
Sep 30, 2016
Entrepreneur
One of the most nerve racking aspects of buying a home is making sure that you are given the best and most affordable options for financing your new home. Jayne brought a peace along with her services allowing me to fully relax and know that I was going to be guided in the right direction. Her knowledge and experience in the field is 100% evident through her quality of business. Jayne was very accommodating to my busy schedule and was very thorough in the whole process. I highly recommend Jayne Combs as a Loan officer!
Sep 30, 2016
Homeowner
Jayne will be my loan officer for life. She has been our only loan officer for almost 20 years and I can't imagine anyone else. She is very knowledgable, competent and professional. I would highly recommend her for the first time homebuyer as well as anyone else!
Sep 17, 2016
Realtor
Jayne is a fantastic Lender to work with. She is well versed with all the various loan programs available. She stays on top of her transactions and communicates to both my clients and myself during the entire process, which to me is the most important thing. I always appreciate working with Jayne, and I know I can rely on her to get the job done.
Sep 17, 2016
COO/Accident Reconstruction Specialist
My wife and I have known Jane for more than 25 years. She has assisted us with several home purchases, as well as refi's. Jane is a consummate professional who's service is above and beyond expectations. Jane takes the worry out of the entire process and is in constant communication with you during the transaction. Even better is her communication AFTER the entire transaction is completed, which is true customer service. Jane's use of current technology is fantastic, so much so, in our recent purchase, our realtor was extremely impressed with the technology and communications utilized by Jane. We highly recommend Jane as your go-to long term loan officer.

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