Justin Zinkann - The Justin Zinkann Team

Sr. Loan Officer AmeriFirst Financial, Inc. 208745
Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that meet or exceed their expectations.

Justin has been financing homes in Arizona for 16 years; this expertise makes the difference in finding solutions for borrowers. AmeriFirst Financial, one of the largest lenders in Arizona, a family-owned and locally operated company that processes, underwrites, and funds right in the office he shares with his team. He leverages the power of AmeriFirst Financial to create a personalized experience for each of his clients, keeping the team and clients in the loop through ongoing “sit downs” with everyone to work through challenges or sticking points.

The one thing Justin takes great pride in, is his communication with clients and realtors. His constant contact on a daily and weekly basis, during and after hours, is what separates him from everyone else.



Feb 6, 2018
Justin was always available during the loan process and answered all questions in a timely fashion. I would recommend Justin to anyone seeking a great loan officer.
Feb 5, 2018
Did a great job!
Feb 2, 2018
Justin was my lender for my new home build. Justin was professional, knowledgeable and dependable I would recommend him 100%.
Jan 16, 2018
Kelly Dunkerley
Justin was very personable and always on top of things. Very fast response time and even answed his phone when he was out of town which was unexpected. We were very happy with the entire process and the attention we recceived from Justin.
Thank you so much for everything.
Dec 30, 2017
Justin was the best. He worked hard to get us the best rate, and his customer service skills were top notch! Would highly recommend!
Dec 11, 2017
Vice President
Justin and his team were great to work with.
Oct 28, 2017
We would recommend Justin to anyone and everyone. He was there for us every step of the way and when we had issues on the other end of our sale, even when to bat for us to get us answers and advocated to get things done right. Justin truly is about providing the best customer service and he delivered.
Oct 6, 2017
Store manager
They were there every step of the way. They went above and beyond and helping me and my fiance obtain the house that we love. Thank you for everything they did
Oct 3, 2017
Justin made the whole process pretty easy. He communicated with us regularly and we were aware of the process every step of the way.
For our next loan needs we would definitely use Justin again and would encourage others to do so as well.
Sep 29, 2017
Justin was amazing. I never thought buying a house would be that easy. He explained everything and went above and beyond to make the process easy. Now we are living in our dream home. Thanks to everyone on his team.
Sep 17, 2017
Renee Hogan
Justin's communications through the home buying process was superior to any other we've had! He was on top of all the details and made financing our home a painless process! Thanks Justin!
Sep 15, 2017
Assistant City Attorney
Justin handled the mortgage application for my sister. He was awesome. I would highly recommend him.
Aug 24, 2017
Justin made the loan financing process for my mortgage easy. The online process is great and it provides a painless way to submit paperwork and track the progress.
Jun 20, 2017
Engineering Project Lead
Justin was awesome to work with. I particularly liked his attention to detail, urgency, and proactive help in the chaotic process of purchasing a home. Highly recommend him for future business.
Jun 16, 2017
Home Buyer
I gave Justin Zinkann less that 4 weeks notice to close by new home purchase. He said we will do our very best to help you get this done. He and his team accomplished that goal 11 days before we were scheduled to close. I have never had such efficient and "pain free" closing experience. He is extremely knowledgeable in the loan industry and always there when you have a question. I have been and will continue to recommend him to everyone I know.
Jun 15, 2017
Retired and looking forward to living in Arizona

We really appreciate the guidance Justin gave us throughout the process. He was efficient, knowledgeable and always available when we had questions. We definitely will recommend him. Thank you Justin for all your help!

Sincerely, Petar and Helene
Jun 5, 2017
Home Buyer
Justin and his team did a great job helping us get our mortgage approved in a timely fashion! I would highly recommend him. DC
Jun 2, 2017
I was ready to purchase my first home and was a little overwhelmed. I was talking with other loan companies to get the best deal I was referred to Justin Zinkann through a friend and he was amazing from the start. He is extremely knowledgable and took the time to make sure I was comfortable and educated throughout the whole process. I would tell anyone looking to buy a house to use Justin Zinkann you won’t be disappointed.
Apr 4, 2017
Justin is extremely knowledgeable in all aspects of the Loan process and he pays great attention to the details. He has been helping me and my team over the past 6 years and I would not use anybody else. Honest, Detailed and knows how to treat customers. Its all about customer service and he hits all of the check boxes
Apr 1, 2017
Justin and his team were teriffic. They did a great job in a short time. I would highly recommend Justin and his team.
Jan 6, 2017
Home buyer
It was a pleasure from start to finish working with Justin. He is a Rockstar! He is very knowledgable and responsive to all our questions and needs. He was on top of everything. I would highly reeccomend Justin to everyone! Thank you Justin for eveything!
Jan 4, 2017
We did not experience any difficulties working with Justin we had some time problems that we have to work around Justin made it happen we would be happy to recommend Justin to anybody to process the loan
Oct 18, 2016
Customer Care Manager
Justin is one of the most professional gentleman I have had the pleasure of doing business with. He walked me through every step of the way of financing my home. He was very patient and thorough. Most of all, he was always available to take my call or respond to my texts.
Oct 18, 2016
Terminal Mgr
I've been through the buying process a few times before, and compared to past experiences, Justin knocked it out of the park. It was the smoothest R.E. transaction I've ever had. Whenever there was a question, he was on top of it right away. When I am ready to buy again, I will be contacting Justin.
Oct 17, 2016
Veterinary Technician
One would think that when you have the opportunity to purchase the house of your dreams that it would be one of the most exciting times of your life. I found myself in that situation but was dreading it as if I was preparing to go the dentist for some serious dental surgery! I had a horrible experience when I purchased my first home. It left me scarred, horrified and untrusting of mortgage officers. A good friend of mine referred me to Justin Zinkann and the AmeriFirst Financial team. She told me he was very knowledgeable and would make the experience seamless. I trusted my friend and went for it, ready with a million questions that I didn't think to ask the first time I purchased a home. Justin was very professional, helpful, eased my fears and made the process so simple. I never could have imagined that it could be so painless! What made me even more confident, in my choice to work with Justin and his team, is when every outside person I worked with recognized Justin’s name. They would say things like, “Oh, Justin! He quick, on top of things and easy to work with…this should be a quick and smooth process!” They were right! I thank God everyday for my friend’s introduction to Justin Zinkann. Thanks again Justin for all the hard work and dedication! You rock!!!!

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