Justin Zinkann - The Justin Zinkann Team

Sr. Loan Officer AmeriFirst Financial, Inc. 208745
Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that meet or exceed their expectations.

Justin has been financing homes in Arizona for 16 years; this expertise makes the difference in finding solutions for borrowers. AmeriFirst Financial, one of the largest lenders in Arizona, a family-owned and locally operated company that processes, underwrites, and funds right in the office he shares with his team. He leverages the power of AmeriFirst Financial to create a personalized experience for each of his clients, keeping the team and clients in the loop through ongoing “sit downs” with everyone to work through challenges or sticking points.

The one thing Justin takes great pride in, is his communication with clients and realtors. His constant contact on a daily and weekly basis, during and after hours, is what separates him from everyone else.



Oct 6, 2017
Store manager
They were there every step of the way. They went above and beyond and helping me and my fiance obtain the house that we love. Thank you for everything they did
Oct 3, 2017
Justin made the whole process pretty easy. He communicated with us regularly and we were aware of the process every step of the way.
For our next loan needs we would definitely use Justin again and would encourage others to do so as well.
Sep 29, 2017
Justin was amazing. I never thought buying a house would be that easy. He explained everything and went above and beyond to make the process easy. Now we are living in our dream home. Thanks to everyone on his team.
Sep 17, 2017
Renee Hogan
Justin's communications through the home buying process was superior to any other we've had! He was on top of all the details and made financing our home a painless process! Thanks Justin!
Sep 15, 2017
Assistant City Attorney
Justin handled the mortgage application for my sister. He was awesome. I would highly recommend him.
Aug 24, 2017
Justin made the loan financing process for my mortgage easy. The online process is great and it provides a painless way to submit paperwork and track the progress.
Jun 20, 2017
Engineering Project Lead
Justin was awesome to work with. I particularly liked his attention to detail, urgency, and proactive help in the chaotic process of purchasing a home. Highly recommend him for future business.
Jun 16, 2017
Home Buyer
I gave Justin Zinkann less that 4 weeks notice to close by new home purchase. He said we will do our very best to help you get this done. He and his team accomplished that goal 11 days before we were scheduled to close. I have never had such efficient and "pain free" closing experience. He is extremely knowledgeable in the loan industry and always there when you have a question. I have been and will continue to recommend him to everyone I know.
Jun 15, 2017
Retired and looking forward to living in Arizona

We really appreciate the guidance Justin gave us throughout the process. He was efficient, knowledgeable and always available when we had questions. We definitely will recommend him. Thank you Justin for all your help!

Sincerely, Petar and Helene
Jun 5, 2017
Home Buyer
Justin and his team did a great job helping us get our mortgage approved in a timely fashion! I would highly recommend him. DC
Jun 2, 2017
I was ready to purchase my first home and was a little overwhelmed. I was talking with other loan companies to get the best deal I was referred to Justin Zinkann through a friend and he was amazing from the start. He is extremely knowledgable and took the time to make sure I was comfortable and educated throughout the whole process. I would tell anyone looking to buy a house to use Justin Zinkann you won’t be disappointed.
Apr 4, 2017
Justin is extremely knowledgeable in all aspects of the Loan process and he pays great attention to the details. He has been helping me and my team over the past 6 years and I would not use anybody else. Honest, Detailed and knows how to treat customers. Its all about customer service and he hits all of the check boxes
Apr 1, 2017
Justin and his team were teriffic. They did a great job in a short time. I would highly recommend Justin and his team.
Jan 6, 2017
Home buyer
It was a pleasure from start to finish working with Justin. He is a Rockstar! He is very knowledgable and responsive to all our questions and needs. He was on top of everything. I would highly reeccomend Justin to everyone! Thank you Justin for eveything!
Jan 4, 2017
We did not experience any difficulties working with Justin we had some time problems that we have to work around Justin made it happen we would be happy to recommend Justin to anybody to process the loan
Oct 18, 2016
Customer Care Manager
Justin is one of the most professional gentleman I have had the pleasure of doing business with. He walked me through every step of the way of financing my home. He was very patient and thorough. Most of all, he was always available to take my call or respond to my texts.
Oct 18, 2016
Terminal Mgr
I've been through the buying process a few times before, and compared to past experiences, Justin knocked it out of the park. It was the smoothest R.E. transaction I've ever had. Whenever there was a question, he was on top of it right away. When I am ready to buy again, I will be contacting Justin.
Oct 17, 2016
Veterinary Technician
One would think that when you have the opportunity to purchase the house of your dreams that it would be one of the most exciting times of your life. I found myself in that situation but was dreading it as if I was preparing to go the dentist for some serious dental surgery! I had a horrible experience when I purchased my first home. It left me scarred, horrified and untrusting of mortgage officers. A good friend of mine referred me to Justin Zinkann and the AmeriFirst Financial team. She told me he was very knowledgeable and would make the experience seamless. I trusted my friend and went for it, ready with a million questions that I didn't think to ask the first time I purchased a home. Justin was very professional, helpful, eased my fears and made the process so simple. I never could have imagined that it could be so painless! What made me even more confident, in my choice to work with Justin and his team, is when every outside person I worked with recognized Justin’s name. They would say things like, “Oh, Justin! He quick, on top of things and easy to work with…this should be a quick and smooth process!” They were right! I thank God everyday for my friend’s introduction to Justin Zinkann. Thanks again Justin for all the hard work and dedication! You rock!!!!
Oct 16, 2016
When you are the Realtor, you can only get paid if the deal closes. I know when I or one of my agents let Justin be the lender, we are confident we will get PAID! He communicates throughout the process and we close on time if not early. Justin is great at what he does.
Oct 14, 2016
Justin helped walk us through our refinancing process by assisting us with the forms that needed to be filled out and advising us of all the papers that needed to be sent to him. We are not computer savvy and he spent a lot of his time navigating us on the computer getting the right forms filled out and sent. We appreciate all his time he spent with us getting everything right for our loan to be approved. He made it simple for us. Thank you, Justin.
Oct 14, 2016
Vice President of Research Development
Justin is the BEST of the best. He is honest and trustworthy. I wish I would have been able to use him for my Connecticut and Boston properties because he saved me a boat load of money in Arizona!

I have recommended him again and again and everyone has always come back to me with great things to say about Justin and his entire team.

Oct 14, 2016
Account Manager
Justin is fantastic to work with. He always picks up the phone, and does whatever it takes to get you what you need. We recommend Justin to all of our friends and family, and they say the same thing.
Oct 12, 2016
Owner Rising Const Co. Llc
I was referred to Justin by a family member. My wife and I met with him one time and we were pre qualified to purchase our home very quickly. Justin kept us informed through the process and our house closed a week early. He stayed on top of everything and the loan process was a breeze.


M. Craig Rising
Oct 11, 2016
I can't say how incredible Justin Zinkann at Amerifirst Financial was. He knew I needed to do somethings in a time sensitive matter, he took that into account and delivered. I would recommend Justin to anybody looking to find a trustworthy and hardworking Loan Officer.
Oct 11, 2016
I've known Justin for years and can attest to the fact that he is an honest, and trustworthy man. He's a great at what he does, knows all the recent laws, and will get you the best deal possible. He has committed himself to this profession and throughout the ups and downs of this economy, he has held steadfast. I go to him when ever I'm buying a new house. Thanks Justin!

My Associations