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Justin Zinkann

President / Co-Founder Acorn Mortgage Group, LLC NMLS 208745, AZ Lic. 0912227
"Ensuring that you make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that meet or exceed their expectations."

Justin has been financing homes in Arizona for 20 years; this expertise makes the difference in finding solutions for borrowers. With access to over 20 lenders and the lowest wholesale rates in the industry. Justin and his team can create a personalized experience for each of his clients, keeping the team and clients in the loop through ongoing “sit downs” with everyone to work through challenges or sticking points.

The one thing Justin takes great pride in, is his communication with clients and realtors. His constant contact on a daily and weekly basis, during and after hours, is what separates him from everyone else.

www.acornmortgage.com
Feb 16, 2021
Office mgr
I highly recommend Justin and Acorn Mtge. I have used them many, many times and they are the best there is! Their professionalism, attention to facts and details is incomparable. Not to mention their kind and thoughtful insights when advising their clients ! They truly deserve my loyalty and 5Stars!!!
Feb 16, 2021
Office mgr
I highly recommend Justin and Acorn Mtge. I have used them many, many times and they are the best there is! Their professionalism, attention to facts and details is incomparable. Not to mention their kind and thoughtful insights when advising their clients ! They truly deserve my loyalty and 5Stars!!!
Jan 27, 2021
Justin is definitely your go to mortgage guy when it comes to getting things done!
I have used his expertise in getting a NEW mortgage ( Which I thought might be impossible, being single) and also refinancing My home for lower interest rate twice!
He is very professional and makes the process very easy.
If you have questions or concerns about any of your mortgage needs, he will give you a straight up answer.
Thank you Justin for helping to make my dreams come true!!!!
Oct 23, 2020
Justin was amazing to work with. He is very honest and always keeps you updated with the process of your loan. The one thing I loved the most was that he fights tooth and nail to get you the best deal possible. I had a wonderful experience and look forward to working with him again in the future.
Jan 12, 2020
Client
Justin did an outstanding job helping me with my loan!! He was very informative and extremely helpful throughout the process. I would recommend Justin to anyone who is looking to re-finance, you will not be disappointed!
Jan 12, 2020
PSAP Manager
Justin Zinkann knows his business and cares about his customers. We were referred to Justin by our real estate agent. This was the 7th home purchase for us, so we are not new to the process. Our experience with Justin was very different! His thorough approach ensured that our time was used effectively. His knowledge and professionalism gave us great confidence. Justin Zinkann made this the best mortgage experience ever!
Jan 10, 2020
Account Manager, Western Coast
When it is time to purchase or re-fi a loan the initial feeling is exhaustion and fear. I must say that not only has Justin helped me out a couple years ago with my initial purchase but now my refinance, (to lower my rate) and both were so easy, smooth and completely painless. He is very forthcoming with what he believes the outcome and time would be. I not only will and have referred him to everyone, he will always be my go to with any loans for my real estate needs.

Thank you Justin.......
Jan 10, 2020
Realtor/Client
Justin is my number one preferred lender for my clients and has been for a few years! I trust and appreciate Justin so much that I even had him do the loan on my very own home purchase! Justin is the most honest and hard working lender I have come across in this industry. He is also one to think outside of the box and make it work for my clients. All of my clients have loved him as well; giving excellent feedback! He is thorough, attentive, and provides excellent care with everyone. Highly recommended!
Aug 9, 2019
3TV Anchor/Reporter
Above and beyond! We trusted Justin with the purchase of our new home and he exceeded all expectations. He was professional, precise and most importantly worked to make sure we got the best possible rate. No detail was left untouched and he explained everything along the way.

Buying a home can be very stressful but Justin and his amazing team reduced some of that stress by making sure we were informed and everything was taken care of expeditiously. I wouldn’t trust my loan with anyone else. Thank you Justin!
Aug 6, 2019
Husband, Father, Business Owner
We built a new home in the East Valley and Justin was our mortgage broker. When we closed in October 2018, the market was not in our favor and we ended up with a 4.75% loan. However, Justin kept in touch and one day about 6 weeks ago, I received an email him stating that rates were dropping. I quickly made contact with Justin and within minutes he started the refinance process. 30 days later we had a new mortgage, paid virtually no closing costs and now are saving over $200 a month on our monthly payment. Thanks Justin for keeping in contact with us and for saving us money.
Aug 5, 2019
Police Officer
Where do you start when speaking about Justin? From day 1 of contacting him about wanting to buy a new home, Justin worked relentlessly to find the best rates for us and walked us through the entire process himself. I am a police officer and disabled Vetran and my wife and I had an unusual loan situation. Justin worked with the VA and was knowledgable when other lenders were not. Justin will be my families go to guy for any future mortgage needs. If your not working with Justin your waisting your time and not getting the best deal! Thanks Justin we appreciate your hard work!
Aug 4, 2019
Professional Soccer Coach
Justin made the process so simple. He explained everything to us in a way that made sense. The level of effort and time that he put in to us as clients is second to none. I would recommend Justin and his team to anyone.
Aug 4, 2019
Global Manager
Justin made our experience seamless and easy, I would highly recommend him to anyone purchasing as home. Thank you again Justin!
Aug 3, 2019
Teacher
I recommend working with Justin in the strongest language possible. I had worked with Justin previously when I initially purchased my home. He helped my family and me understand our price range and what kind of mortgage we would be looking at. We found a home in a new build that had a preferred lender that we went with because of the additional incentives they offered. Even when Justin knew we were going with a different company he still worked with us and made sure we were getting a good rate and making sure we understood the process. It gave us great piece of mind knowing Justin had our back even though he stood to gain nothing by it. It truly reflects the integrity he has. When we decided to refinance we had no hesitation in contacting Justin. Our refinance was handled smoothly and quickly. Within a few weeks we were able to close and were able to save over a hundred a month with our new loan. There is no one else I would consider working with in any future transactions.
Jul 8, 2019
Justin has worked with us in the past and was proactive by reaching out to us to share that there's been a drop in interest rates. We worked with him on a refi and cutting back both on years left on our mortgage as well as a reasonable monthly payment. We truly appreciate his actions, with the entire process working so smoothly. He's on top of it! Thank you Justin!!
May 23, 2019
Retired Homeowner
My husband and I recently moved to AZ from CA, that alone created a lot of stress along with new things to learn about the home buying process in AZ. Justin and his team did a fantastic job walking and talking us through the experience. He took the time to understand the type of mortgage we were looking for and made recommendations that were financially in our best interest, additionally he was always responsive to my phone calls, texts and emails. If you need a mortgage service, I highly recommend the Zinkann Team.
Apr 30, 2019
Service Manager
As A First Time Home Buyer I Had More Than My Fair Share Of Questions. Justin Answered Every Single Question I Had Quickly And With A Very Thorough Explanation. He Is Very Hard Working And Stays On Top Of Things. He Was Nothing Short Of Amazing And Took Away All My Worries And Stress For The Biggest Purchase Of My Life. I Would Recommend Him And His Company To Anyone. Thank You Again Justin, You're The Best.
Mar 19, 2019


Justin is the best of the best!! If you want to get things done just call Justin and he will take care of you personally. I recommend him 100%. Evelyn Arico
Mar 19, 2019
We were extremely happy with Justin thru the closing of our daughters townhouse.
He made the everything simple and painless. Great first experience for my daughter. Highly recommend Justin Zinkann.


Mar 1, 2019
Karen Gurnett Robinson
If you are looking for a sharp, well versed and articulate mortgage broker Justin is your man ! He truly was the finest mortgage agent we have ever used and we highly recommend him . He was always available to answer our questions, accurate in his figures and a pleasure to work with. He made purchasing our new home a easy experience . No stress , no surprises upfront and honest !
Feb 20, 2019
Justin was great to work with. We needed to close fast, and he made it happen!
Nov 13, 2018
Business Analyxt
I've had the pleasure of working with Justin in the past. It was our past working experience with Justin that brought us back. We were in the process of searching for a new loan with a shorter payoff dates. When I got in contact with Justin, he took the ball and ran with it. Justin provided options and once we made a decision, everything happened quickly and professionally. Justin is hardworking, accessible, courteous and easy to work with. We were on a bit of a self-imposed timeline and Justin met and beat that timeline. If someone ask for a reference, I only say, "I got a guy".
Nov 5, 2018
I’ve had dealings with Justin in the past about refinancing rental property, and he was always willing to do all the work necessary to run numbers while providing honest feedback regardless if it meant he did not get the re-finance. This sort of honesty, I’ve found, is uncommon. My most recent dealing with Justin was for the purchase of our new home, and all remained as expected from my previous conversations. Justin was honest, listened to our needs, got us the best rate he could at the current time, remained responsive and accountable throughout the entire process and also assisted us beyond the scope of his responsibility. He will continue to have both my business and my recommendation!
Nov 2, 2018
Head of Design
Justin went above and beyond to make sure our loan was processed quickly and made sure we understood everything. He was amazing to work with and always available for questions. I would definitely recommend anyone to work with him!
Oct 30, 2018
We can't recommended Justin enough. From the very beginning, he knew exactly what needed to be done for us to get qualified. Straightforward, honest and excellent communication Justin is the best!