Karen Jones

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS #307015
As a seasoned professional, Karen takes pride in educating both the consumer as well as her Real Estate partners, she offers a wealth of information pertaining to the mortgage industry. She strategizes with borrowers to ensure that the correct loan programs are being chosen for their individual needs. As a first-time home loan specialist she takes the extra time to ensure that the entire process is understood. Her clients are empowered with knowledge and they have an advocate throughout the entire loan process....from start to finish. Servicing consumers in all stages of homeownership, Karen is ranked as a World-Class provider. Please visit http://homeloansbykarenjones.info/raving-fans and hear directly from her past clients.

Karen Jones is the founder of Strategy4SuccessNow and is a Marketing Coach for REALTORS®. She coaches real estate professionals which allows them to grow their business and brand. She is a Certified CE Instructor and offers CE Classes for real estate professionals monthly. These classes are interactive and enlightening and the classes have been rated as an excellent resource of information.

Karen Jones is dedicated to her field and is there to confidently serve you. Karen is licensed to serve consumers with their home loan needs in Arizona and California.


Mar 21, 2018
Very diligent and on point. Glad to have had the opportunity to complete a smooth transaction with Karen Jones.
Mar 15, 2018
CRP for Food for the Hungry
Purchasing my first home was a long journey for me, and there were many little details I did not understand about the loan process. Karen Jones, my loan officer, had an abundance of knowledge and education and patience that she used in order to walk with me through this process. Karen and her team provided me with all the tools I needed to make smart decisions based off of my financial status. Karen went above and beyond her role in my situation. She had my best interest at heart, and in today's world, that is hard to find - someone who is in it for their client's needs, and not their own. I highly recommend Karen Jones to first-time buyers, or buyers who have had a rough time in the past. Thank you Karen, there are not enough words to express my gratitude for your support.
Mar 8, 2018
Thanks again Karen to you and your team for closing this VA Loan with professionalism and on time!
Mar 5, 2018
Karen Jones and her team were great to work with. Not only was the communication constant, they were ahead of schedule the entire loan process. They had the documents ready to go a full week before closing. Karen kept me up to date at least weekly most times more than once a week. She is extremely knowledgeable.
Mar 1, 2018
My last deal with Karen went so smoothly, I joked that I felt guilty getting paid. On two other occasions, I brought files to Karen that other lenders were unable to close just as we rounded the home stretch. Karen was able to transfer the files, get them into underwriting and close them both with only minor extensions required.
Jan 18, 2018
Karen and her team did an outstanding job again! Their communication is the best I've worked with, everyone is kept informed throughout the transaction. I will continue to use Karen and her team and recommend you do also!
Nov 30, 2017
Senior Account Manager
Karen has been absolutely amazing to work with. Not only is she friendly and customer focused but she is also extremely knowledgeable and is an expert in her industry. She prepared three great loan programs for me so that I could fully understand my current and future financial situations. She also educated me on the strategies I could take to truly maximum my buying power. I have followed her recommendations and I'm on the road to being able to get into the house of my dreams.

Thank you so much Karen!
Oct 30, 2017
Escrow Officer
I love working with Karen. From an Escrow perspective, she makes things as easy as possible and it is very much appreciated. Thank you Karen!
Oct 28, 2017
Home owner
Karen and her team have taken care of our home owning and refinancing needs two times. We keep coming back to Karen because she cares about our needs and our family. She is genuinely interested in meeting our needs. We will always use her for our home buying/refinancing needs as long as she is around.
Oct 18, 2017
Superintendent JB Henderson Construction
Karen and her team came through for us again! We used them a third time, even tried quicken first, and the numbers were relatively the same, however Karen and her Amerifirst team had much lower closing costs, and executed once again very quickly, making it a smooth process from start to finish. Karen is so trustworthy, she has refused us a loan in the past, as it did not make sense for us financially, she could have easily taken the loan in order to get a payout, but she didn’t, and that’s the kind of trust we have with her and her team, thanks again!
Sep 25, 2017
Karen and her team were extremely helpful. Would highly recommend.
Sep 22, 2017
From the start, Karen Jones of AmeriFirst, took our financial situation and guided us to the final purchase of our new home. Her team assisted us constantly and maintained close communications, far and beyond our expectations. In the end, I have tremendous admiration for her team and Karen's energy. I highly recommend Karen Jones and her team for their expeditious guidance, professional handling, availability, plus thorough assistance in the purchase of our new home.
Sep 21, 2017
Associate Broker
The communication and updates by Karen and her team was outstanding!
Never once had to request an update or wonder what was going on at any time, I was always kept in the loop.
Aug 27, 2017
We would like to recommend Karen and her team at AmeriFirst. They were extremely efficient and kept us informed every step of the way to obtaining our new home. Karen went above and beyond in explaining each line item in the closing documents. Thank you Karen. We really appreciate your service and highly recommend you to others who may be purchasing a new home.
Aug 24, 2017
Karen and her team did a great job of communicating from start to finish and the transaction was smooth & easy!!
Aug 15, 2017
Karen Jones is amazing. She is very knowledgeable and professional of what she is doing. I can say that she is a miracle worker ! Way ? Another lender told me that I'm not qualify for a loan even with 25% down , a few months later I bought my house with 10 % down ...with Karen's help of course.
But not only that. Karen will always give you advise as a professional, what is best for you.
I'm so glad I met you ! It was pleasure working with you !
Thanks Karen
Aug 15, 2017
Karen helped the buyer through the loan process on a home where I represented the seller. The communication with Karen was incredible and she delivered everything she promised she would by the time promised. We closed on time and had absolutely no problems. I was very impressed with Karen!
Aug 1, 2017
Software Developer
Karen Jones and her team took care of me the exact way I would want to be taken care of. Every question was treated as important and every answer came within minutes. This is a grade A team of people that do everything they can to make sure you're aware of what's going on every step of the way and make sure that you have the answers you need when you need them. I would highly recommend this team for your home buying experience.
Aug 1, 2017
Territory Manager
Karen and Paige were so helpful to me in getting my funding set with the purchase of my new home! My Realtor recommended them to me and I couldn't be more pleased. Any questions that I had were answered immediately and thoughtfully. I highly recommend Karen Jones!
Jul 31, 2017
Karen and her team are awesome and very professional. I felt that she cared for my family home loan needs as if she was personally applying for the loan herself. Karen and her team was prompt with returning and answering all of my questions and able to get us pre-approved in a matter of several days.

She always made sure to touch base with us making sure we understood the process and that they had not forgot about us. I would highly recommend Karen and her Team.

Maria Nnaji
Jul 28, 2017
Underwriting Trainer
I want to start off by saying how grateful my husband and I are of Karen. Not only did owning our own home become a reality, we also learned so much throughout the process.

My husband and I put off attempting to buy a home due to fear of being rejected. I was sure due to a messy divorce several years ago and what it did to my credit, it would not be something that we would accomplish for many years. For my husband, he had some debt from school loans. But, we thought we would give it a shot. At least this would give us an idea of when we could accomplish this goal. In our minds, it would be 20 years down the road. When we met Karen, I instantly felt a sense of warmth. She is very kind and has a positive attitude that is almost infectious (I walked in very negative).

When we started the process, Karen did not once talk to us as if we didn't matter, or make us feel ashamed about our past situations. Let's be real, there are folks out there that would see our situation on paper and not give us the time of day. I have actually experienced this many times in my life. Although it did take some work, she was extremely patient with us. I got overwhelmed, anxious, but every time I started to feel like giving up, there would be Karen, sending us an email, or making a phone call. I can tell you that it is ONLY because of Karen that we did not give up, and ONLY because of Karen (and her great team) that we now own a beautiful home, a home that we have dreamed of for most of our lives.

I have never experienced working with a professional like Karen. She took us under her wing, and honestly, made us feel so unique and special, as if we were the only ones that mattered in those moments. I know this is Karen's job, however, it at not one time felt like she was doing this because she had to. Karen will always hold a special place in our hearts, and we know without a doubt, it is her we will go to for any future needs. I'm willing to bet, that if anything comes up such as better interest rates, Karen will contact us before we contact her, not because she has to, but because she wants to.

If you are someone that doesn't think owning a home for you is a reality, I encourage you to talk to Karen. If it can happen, she is the one that will make it happen. If you need your hand held through the process, she will hold your hand.

Karen Jones, we are so thankful you came into our lives, and we are forever in your debt!!
Jul 21, 2017
Karen did a great job being available when I needed, providing me with accurate information, and help guiding me on the best possible options for buying my own home. Thank you Karen,
Jul 19, 2017
i needed to consolidate a first and a second mortgage
My neighbor who is a realtor suggested I call Karen for help. She said I would get great help and believe me Karen was there every step of the way. Karen and her assistant Paige made the process easy and fast. They were available always. They treated me as a friend.

Jul 6, 2017
What a wonderful journey working with Karen Jones and Paige Thompson, Mortgage Loan Officer. I was always up to date each step of the way along with my clients. These ladies were so supportive to me through the process and I knew my clients were in the best hands. Because of AmeriFirst's program Protect your Transaction, my clients beat out two other offers because my clients had PYT, that was the deciding factor for the seller. WooHoo! Thanks Karen and Paige
Jun 7, 2017
Systems Engineer
I was shopping for mortgages and went with an online lender. I had a very complicated situation. The seller wanted to close a week before the sale of my current home, which meant I would have to qualify to carry both mortgages (new and current). The owner had a previous offer pulled out the day of closing so the seller place a contingency if we couldn't close within 30 days then I would have to forfeit 3,000 in earnest money.

I called the online lender to see if I would be able to close within 30 days and qualify for a mortgage even though I would have to carry two mortgages for a week. I didn’t' hear back from them all day long. I needed an immediate response before I accepted the counter offer so I wouldn't be out 3,000 dollars.

I was getting nervous. So, I started to look for other options. My real estate agent recommended Karen. The saying goes, you get what you pay for. Karen is worth every penny. I called her up and within 15 mins I was approved for the loan. She even told me I was approved to carry two mortgages, and assured me I would close within 30 days.

The loan process itself was a very easy with the support from Karen and her team. She would answer my emails and phone calls within seconds and not days. I'm glad I went with Karen instead of the online lender. The service was top-notch! I would highly recommend Karen and her team if you need a mortgage. She's the best in town!

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