Karen Jones

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. NMLS #307015
As a seasoned professional, Karen takes pride in educating both the consumer as well as her Real Estate partners, she offers a wealth of information pertaining to the mortgage industry. She strategizes with borrowers to ensure that the correct loan programs are being chosen for their individual needs. As a first-time home loan specialist she takes the extra time to ensure that the entire process is understood. Her clients are empowered with knowledge and they have an advocate throughout the entire loan process....from start to finish. Servicing consumers in all stages of homeownership, Karen is ranked as a World-Class provider. Please visit http://homeloansbykarenjones.info/raving-fans and hear directly from her past clients.

Karen Jones is the founder of Strategy4SuccessNow and is a Marketing Coach for REALTORS®. She coaches real estate professionals which allows them to grow their business and brand. She is a Certified CE Instructor and offers CE Classes for real estate professionals monthly. These classes are interactive and enlightening and the classes have been rated as an excellent resource of information.

Karen Jones is dedicated to her field and is there to confidently serve you. Karen is licensed to serve consumers with their home loan needs in Arizona and California.


May 30, 2018
Senior Web Developer
Karen made finical aspect of home purchase absolutely painless. She was very proactive in managing expectations, communication, as well as educating us through out the entire process. Her attention to detail and quality of service made me feel like I was always in the best hands. She wasn't alone, her network of partners were also outstanding.
May 1, 2018
Associate Broker @ DeLex Realty
We had a very challenging scenario with our loan needs. Karen did not give up. She turned over every stone and was finally able to piece together a program that worked for us. And she kept us abreast of everything during the process.

I know plenty of loan officers. I chose Karen because she's great at what she does and goes the extra 10 miles for her clients.
May 1, 2018
Home buyer
I really enjoyed working with Karen Jones! She is thorough, detailed and anticipates needs. She cares about giving you a good experience and goes out of her way to explain everything until you feel comfortable. She is a great communicator and was readily available when I had questions. She was very attentive throughout the whole process and called me before documents were sent to personally inform me of the progress of the loan and to answer questions. The loan was processed quickly and I was very satisfied when escrow closed on time. I would especially recommend her to first time home buyers because she is so patient with questions and is reassuring when you have the middle of escrow melt down and feel completely overwhelmed with the process. The one thing that really helped me throughout the loan process were the nicely formatted loan estimate worksheets that were very easy to read and understand. She showed me many different loan scenarios, and I felt like I knew every option and could make an informed decision despite having very little experience in home loans. The home buying process is overwhelming and it is nice to have someone whom you trust who is both knowledgeable and caring. I was very fortunate to have been referred to Karen Jones.
Apr 27, 2018
We recently came in contact with Karen Jones at Amerafirst Financial.We had rented for many years so were unfamiliar with the home buying process. Karen was a wealth of critical information. She was very customer friendly and kept us informed about each step of the process. Always offering different scenarios to help us find what worked best for us. I would highly recomend Karen and her team, and would use her again in the mortgage process.
Mar 21, 2018
Very diligent and on point. Glad to have had the opportunity to complete a smooth transaction with Karen Jones.
Mar 15, 2018
CRP for Food for the Hungry
Purchasing my first home was a long journey for me, and there were many little details I did not understand about the loan process. Karen Jones, my loan officer, had an abundance of knowledge and education and patience that she used in order to walk with me through this process. Karen and her team provided me with all the tools I needed to make smart decisions based off of my financial status. Karen went above and beyond her role in my situation. She had my best interest at heart, and in today's world, that is hard to find - someone who is in it for their client's needs, and not their own. I highly recommend Karen Jones to first-time buyers, or buyers who have had a rough time in the past. Thank you Karen, there are not enough words to express my gratitude for your support.
Mar 8, 2018
Thanks again Karen to you and your team for closing this VA Loan with professionalism and on time!
Mar 5, 2018
Karen Jones and her team were great to work with. Not only was the communication constant, they were ahead of schedule the entire loan process. They had the documents ready to go a full week before closing. Karen kept me up to date at least weekly most times more than once a week. She is extremely knowledgeable.
Mar 1, 2018
My last deal with Karen went so smoothly, I joked that I felt guilty getting paid. On two other occasions, I brought files to Karen that other lenders were unable to close just as we rounded the home stretch. Karen was able to transfer the files, get them into underwriting and close them both with only minor extensions required.
Jan 18, 2018
Karen and her team did an outstanding job again! Their communication is the best I've worked with, everyone is kept informed throughout the transaction. I will continue to use Karen and her team and recommend you do also!
Nov 30, 2017
Senior Account Manager
Karen has been absolutely amazing to work with. Not only is she friendly and customer focused but she is also extremely knowledgeable and is an expert in her industry. She prepared three great loan programs for me so that I could fully understand my current and future financial situations. She also educated me on the strategies I could take to truly maximum my buying power. I have followed her recommendations and I'm on the road to being able to get into the house of my dreams.

Thank you so much Karen!
Oct 30, 2017
Escrow Officer
I love working with Karen. From an Escrow perspective, she makes things as easy as possible and it is very much appreciated. Thank you Karen!
Oct 28, 2017
Home owner
Karen and her team have taken care of our home owning and refinancing needs two times. We keep coming back to Karen because she cares about our needs and our family. She is genuinely interested in meeting our needs. We will always use her for our home buying/refinancing needs as long as she is around.
Oct 18, 2017
Superintendent JB Henderson Construction
Karen and her team came through for us again! We used them a third time, even tried quicken first, and the numbers were relatively the same, however Karen and her Amerifirst team had much lower closing costs, and executed once again very quickly, making it a smooth process from start to finish. Karen is so trustworthy, she has refused us a loan in the past, as it did not make sense for us financially, she could have easily taken the loan in order to get a payout, but she didn’t, and that’s the kind of trust we have with her and her team, thanks again!
Sep 25, 2017
Karen and her team were extremely helpful. Would highly recommend.
Sep 22, 2017
From the start, Karen Jones of AmeriFirst, took our financial situation and guided us to the final purchase of our new home. Her team assisted us constantly and maintained close communications, far and beyond our expectations. In the end, I have tremendous admiration for her team and Karen's energy. I highly recommend Karen Jones and her team for their expeditious guidance, professional handling, availability, plus thorough assistance in the purchase of our new home.
Sep 21, 2017
Associate Broker
The communication and updates by Karen and her team was outstanding!
Never once had to request an update or wonder what was going on at any time, I was always kept in the loop.
Aug 27, 2017
We would like to recommend Karen and her team at AmeriFirst. They were extremely efficient and kept us informed every step of the way to obtaining our new home. Karen went above and beyond in explaining each line item in the closing documents. Thank you Karen. We really appreciate your service and highly recommend you to others who may be purchasing a new home.
Aug 24, 2017
Karen and her team did a great job of communicating from start to finish and the transaction was smooth & easy!!
Aug 15, 2017
Karen Jones is amazing. She is very knowledgeable and professional of what she is doing. I can say that she is a miracle worker ! Way ? Another lender told me that I'm not qualify for a loan even with 25% down , a few months later I bought my house with 10 % down ...with Karen's help of course.
But not only that. Karen will always give you advise as a professional, what is best for you.
I'm so glad I met you ! It was pleasure working with you !
Thanks Karen
Aug 15, 2017
Karen helped the buyer through the loan process on a home where I represented the seller. The communication with Karen was incredible and she delivered everything she promised she would by the time promised. We closed on time and had absolutely no problems. I was very impressed with Karen!
Aug 1, 2017
Software Developer
Karen Jones and her team took care of me the exact way I would want to be taken care of. Every question was treated as important and every answer came within minutes. This is a grade A team of people that do everything they can to make sure you're aware of what's going on every step of the way and make sure that you have the answers you need when you need them. I would highly recommend this team for your home buying experience.
Aug 1, 2017
Territory Manager
Karen and Paige were so helpful to me in getting my funding set with the purchase of my new home! My Realtor recommended them to me and I couldn't be more pleased. Any questions that I had were answered immediately and thoughtfully. I highly recommend Karen Jones!
Jul 31, 2017
Karen and her team are awesome and very professional. I felt that she cared for my family home loan needs as if she was personally applying for the loan herself. Karen and her team was prompt with returning and answering all of my questions and able to get us pre-approved in a matter of several days.

She always made sure to touch base with us making sure we understood the process and that they had not forgot about us. I would highly recommend Karen and her Team.

Maria Nnaji
Jul 28, 2017
Underwriting Trainer
I want to start off by saying how grateful my husband and I are of Karen. Not only did owning our own home become a reality, we also learned so much throughout the process.

My husband and I put off attempting to buy a home due to fear of being rejected. I was sure due to a messy divorce several years ago and what it did to my credit, it would not be something that we would accomplish for many years. For my husband, he had some debt from school loans. But, we thought we would give it a shot. At least this would give us an idea of when we could accomplish this goal. In our minds, it would be 20 years down the road. When we met Karen, I instantly felt a sense of warmth. She is very kind and has a positive attitude that is almost infectious (I walked in very negative).

When we started the process, Karen did not once talk to us as if we didn't matter, or make us feel ashamed about our past situations. Let's be real, there are folks out there that would see our situation on paper and not give us the time of day. I have actually experienced this many times in my life. Although it did take some work, she was extremely patient with us. I got overwhelmed, anxious, but every time I started to feel like giving up, there would be Karen, sending us an email, or making a phone call. I can tell you that it is ONLY because of Karen that we did not give up, and ONLY because of Karen (and her great team) that we now own a beautiful home, a home that we have dreamed of for most of our lives.

I have never experienced working with a professional like Karen. She took us under her wing, and honestly, made us feel so unique and special, as if we were the only ones that mattered in those moments. I know this is Karen's job, however, it at not one time felt like she was doing this because she had to. Karen will always hold a special place in our hearts, and we know without a doubt, it is her we will go to for any future needs. I'm willing to bet, that if anything comes up such as better interest rates, Karen will contact us before we contact her, not because she has to, but because she wants to.

If you are someone that doesn't think owning a home for you is a reality, I encourage you to talk to Karen. If it can happen, she is the one that will make it happen. If you need your hand held through the process, she will hold your hand.

Karen Jones, we are so thankful you came into our lives, and we are forever in your debt!!

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