Mike & Gayle Lynch

Branch Managers | Mortgage Loan Officers AmeriFirst Financial, Inc. NMLS #230189, NMLS #351267 CA BRE #01275301
Our team has been serving our Northern California clients for 17 years. We don't see a mortgage as just another loan. We consider it an important financial decision that has a direct impact on your future wealth. We believe that getting the right mortgage to fit your long and short term financial goals is critical.

We have the knowledge, resources and experience to work with 1st Time Home Buyers, Seasoned Investors and everyone in between. We take the time to listen to you and advise you on your options. With our ability to work with and understand almost any mortgage need, we can help you make the best decision for you and your family.
May 13, 2019
Ms.
This is the second time that I have worked with Mike and Gayle , and Ican tell you without reservation that they are wonderful. The loan they got for me had an interest rate tat was lower than I had expected. I would recommend Mike and Gayle to any of my friends or family. Thank you so much.

Sincerely,

Gen Holloway
Apr 30, 2019
Buyer
Great service, compassionate, very helpful, caring and honest interactions. They took care of ALL aspects of the purchase of my new home! Bless them and bless their business!
Apr 25, 2019
Mike and Gayle did an excellent job for me on navigating and getting a home loan. They are very tenacious, honest and forthright in their efforts and with their information. I highly recommend them to anyone. They are very easy to deal with and are very proactive in returning calls, e-mails and obtaining information and forwarding requests.

Thank you both very much.

Bill
Apr 11, 2019
Medical Billing
Mike assisted Dustin and I purchase our home here in Yreka ca in January this year. Even though Mike was 45+ miles down south from (Redding Ca) he made every effort to connect with us just about every other our with an update. He made this process way to smooth and rapid. Highly recommend, and will continue to use him for further home purchases in the near future.

Warm Regards,
Anthony McMurry / Dustin Loftis
Mar 25, 2019
Licensed Midwife
Mike and Gayle were great! They helped me along every step of the way.
I would highly recommend Mike and Gayle if you’re looking for a home loan.
They’re extremely kind as well as ptofesdional.
Feb 26, 2019
Crane Operator
Mike and Gayle are very kind, courteous people. They were quick and efficient and laid everything out for me. I enjoyed their weekly updates. They answered any questions that I had and were willing to take the time to explain everything to me. I would highly recommend working with them. I will definitely be using them for my next home loan.
Feb 13, 2019
Mrs
Mike and Gayle are very hard workers, and they kept in touch and walked me through all details from beginning to closing of my escrow and after. I was lucky to find Mike and Gayle Lynch. I told them what my budget was and they worked with me so I didn't go over my budget and got me a loan I could afford. They were awesome and easy to work with. I give thanks to them and I'm very happy with my new home. Thanks, Mike and Gayle Lynch. Kathy Klauwers
Feb 5, 2019
Homeowners
Mike and Gayle were such a pleasure to work with. They made the process seem effortless, and although we were over 1,000 miles away it was as if we were working with a local team of Mortgage Loan Officers. Thanks Mike and Gayle!
Nov 29, 2018
Nurse Practitioner
Mike and Gayle were great to work with - very pleasant, knowledgeable, and helpful. They (Mike especially) went above and beyond to make sure the loan process was as seamless as possible. I would recommend Amerifirst to anyone looking for some extra TLC during the home buying process.
Oct 29, 2018
Virgil Woods
Mike and his team were very helpful. They made sure to contact us right away with any news or changes to our process. Thanks again!!!!
Sep 10, 2018
My wife and I have closed three loans with Mike and Gayle (two homes and one construction rollover) over the last 10 years. We couldn't be happier with the honest excellent customer service they provide. I have recommended them on numerous occasions and will continue to do so.

Clint and Jessica Snyder
Aug 12, 2018
retured teacher
I was very pleased with the whole process. They made sure that I was keep informed of everything that was happening with the loan. I knew that they wanted the best loan for me. Therefore, I would definitely recommend Mike & Gayle Lynch to anyone that was going to buy a house. The service was excellent.
Jul 27, 2018
Property management
Mike and Gayle are amazing!!!!! They went above and beyond to ensure that every aspect of my home buying experience was as simple and strees free. They were a pleasure to work with and i would recommend anyone that is in the market to purchase a home, contact Mike and Gayle. They are very professional and most of all they genuinely care!! Thank you Mike and Gayle for all that you have done.
Jul 3, 2018
Mechanic
Mike & Gale did a fantastic job! With us being first time homeowners they where very good at explaining all that was happening. They where very flexible with our schedule. I was glad they constantly kept us up to date on all that was going on and was really good at keeping in contact with us. I would definitely love to work with them again!! I’d give them two thumps up!
Jun 28, 2018
I've done home loans before and it was always very difficult because I own a corporation that compounds the process. Mike made it so easy! They're very helpful, detailed and didn't skip a beat. I'm referring them to all my friends!
Jun 27, 2018
Mike Lynch and his assistant Jessie at AmeriFirst did an outstanding job of getting me qualified and into a home in record time! They were on top of everything at all times, ensuring that all the paperwork was done in a timely manner! They kept in contact with my real estate agent Krista Cartwright at Alpine realty in Mount Shasta, and with Mount Shasta Title Company.
I had a very tight time constraint for moving. They worked extra hard on getting my new place to close and fund on a Friday instead of on Monday. It made all of the difference in the world! Thank you Mike and Jesse! Their commitment to be of the highest service is evident from start to finish! Because of this commitment and caring quality everything went extra smoothly! Highly recommend Mike and Gayle Lynch at AmeriFirst!
May 31, 2018
Mike and Gayle are awesome! I initially had been working with a large internet company to refinance my home. It was all very impersonal and I had several concerns which I shared with a friend who suggested I give Mike a call. I knew in my initial conversation I was at the right place. Not only did it feel good to be dealing locally but he assured me whatever concerns I had could be resolved. In the last 55 years of buying, selling , dividing residential and commercial property I can honestly say I've never been more pleased with the end result. In less than a month my residential refinance was complete and Mike and his team were with me every step of the way from start to finish.
Max Wilke
May 13, 2018
Registered Nurse
Recently purchased a Ranch, and I was truly impressed with Mike and Gail. Their expertise in real estate and in the finance business made a difficult transaction go smoothly. Thus my dream became a reality. I think of them as friends and forever grateful. I highly recommend AmeriFirst and "Team Lynch" to anyone!
May 9, 2018
Gayle and Mike were amazing! We wanted to refinance our house, and had been working with another company for almost an entire year trying to get it done. We finally voiced our frustrations to a friend who then referred us to Gayle. What a difference! Gayle and Mike worked us through the refinance process in a little over a month! We highly recommend them and their team!
Apr 25, 2018
homeowner and soft handcrafts business owner
Mike and Gayle, and Jessie, made the whole loan process go so smoothly for me. They provided quick answers to questions and guided me through the maze of paperwork with expertise and good cheer. I will definitely recommend them to others.
Mar 12, 2018
Mike & Gayle did an amazing job of walking us through the lending process. Gayle is so service oriented and her friendliness and expertise in the lending field immediately put us at ease. She was accessible in person and over the phone whenever we needed clarification. Gayle followed through at every turn to help us maximize our credit score, secure the lowest interest rate, and close escrow on time. We would recommend AmeriFirst to our closest friends and family.
Feb 12, 2018
Physical Therapist
Mike and his team are top notch. They do everything great when it comes to getting a mortgage the. They explain the process in detail and offer a lot of educational outlets, such as apps. They truly care about their clients and go the extra mile to make sure they are satisfied with the process.
Feb 8, 2018
real estate appraiser
Mike and Gayle did an absolutley fantastic job putting our loan together . Mike has written two deals for Susie and me and in both cases they did a super job. I can not thank them enough for all their efforts. I highly recommend them.

Susie & Chuck Ryan
Feb 5, 2018
Er Great people work with! Mike and his team walked me through the whole home buying process annurse
Great people work with! Mike and his team walked me through the whole home buying process and were more than patient with me. Like any home loan process, there were a few bumps in the road, but we were able to meet our objective which in this case was my new home! Thanks again.
Feb 1, 2018
Real Estate Agent
Communicates very well, LOVE the automatic updates o the loan process. Mike and his team are very knowledgable and friendly! Great service and people!

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