Rebecca Susanne Riley St. Thomas

Senior Mortgage Loan Officer AmeriFirst Financial, Inc. Licensed Mortgage Banker NMLS #215202, AZ Lic. 0911911
Rebecca is a Licensed Loan Officer with AmeriFirst Financial, one of the largest locally family owned mortgage bankers in Arizona. Rebecca has over 21 years of experience and has originated over 1,000 mortgage loans. As well as being a licensed loan officer Rebecca is a licensed ADRE Continuing Education instructor for 15 years and has a real passion for educating and giving back to the real estate community and her clients. Rebecca takes great pride in assisting clients create a detailed plan, which will allow them to either purchase their new dream home or refinance their existing home. Since the purchase a home is the biggest financial decision of most people's lives, Rebecca always ensures that she is available 7 days a week to care for her client's needs so that their experience of purchasing or refinancing a home is the best it can be. Rebecca is very passionate about helping her clients realize their dream of home ownership and works hard every day to ensure she can make that happen for her clients!
May 10, 2019
Business analyst
Rebecca was fabulous!!!!! She made my application move through smooth as silk. She answered all of my many questions and helped me stay the course. I highly recommend Rebecca for your mortgage needs.
May 3, 2019
Rebecca and John St. Thomas were so amazing throughout the entire process of purchasing our first home. From the first meeting to the day we closed, they were incredibly kind and helpful in explaining all of the details of our loan. They treated us like family, checking in with us and making sure we were taken care of. I would absolutely recommend them to family and friends looking to purchase a home.
Apr 29, 2019
Thank you Rebecca for getting us into the perfect home for our family!
You made the process so easy and you were always available for anything we needed to know along the way! We highly recommend you so appreciate you and your services!
Jim and Terry
Apr 3, 2019
Rebecca was professional, friendly and looked at all the best options for our loan. In my mind she went above and beyond in service. Being a former Realtor I have met many lending professionals and Rebecca is top notch
Apr 2, 2019
Loan client
Rebecca did a fantastic job of assisting us with our purchase. She was friendly, efficient, and organized. I would recommend her to everybody who needs financial assistance. She was available at any time to explain or help with whatever was going on. A very pleasant experience indeed!
Mar 25, 2019
Loan Client
I just recently got my first home loan. The team at American First Financial was very helpful. John and Rebecca went out of their way to make things easy for me. They meet with me after hours and on weekends due to my crazy schedule. They answered every question and went above and beyond. I would recommend anyone to work with this great team.
Mar 11, 2019
Fabircation Insepctor
The process of buying a home is a an anxiety packed roller coaster. With John and Rebecca's help they calmed the butterflies and explained my many questions in digestible terms. All in all for my first home buying experience id have to say I couldn't have done better. They competed with others companies rates and were always willing to answer questions well past closing hours. Great experience that you will not fins with big banks. Thank you for all your help and support.
Mar 3, 2019
This team was fantastic for our family. We were moving across the country and they made everything easy for us from afar. Trying to purchase a home 2500 miles away seemed like a daunting task, but Rebecca and John made it easy for us. We only came out once to look for houses and the rest was done remotely. Super easy.
Feb 26, 2019
This was my first home purchase & it was a smooth process. Rebecca & John were a great team in assisting me from start to finish. I met them face to face the first time to get the deals on what would be required to qualify. After that most of the communication was emails or phone call. There was never a time in which I felt alone & if I had questions or concerns John answered within 10 mins or less. John would always assure me that there were no "dumb" questions & explain the reasoning or process. I am telling anyone who is in search for a home to use Rebecca & John for a smooth home purchase. Thanks Rebecca & John was assisting me in my HUGE milestone of becoming a homeowner!
Feb 25, 2019
I recently closed on a new home, Rebecca and John St Thomas were a great team to work with and always kept in contact throughout the process. I had several questions on the purchase, Rebecca and John were always available to call and walk me through the answers. Great smooth and quick transaction. Thank you!
Feb 16, 2019
Office Supervisor
Timely efficient transaction from start to finish. I would recommend Rebecca to family and friends.
Feb 11, 2019
I’d like to thank Rebecca and John for their outstanding work and professionalism as they helped us with our home loan. We felt cared for and knew we were in good hands along the way. Very knowledgeable and available when we needed them. Thank you!
Feb 7, 2019
Wholesale Specialist
My journey of finding a home took a little over a year and Rebecca and John were with me every step of the way!
Their communication was outstanding and immediate. They responded quickly and answered all of my questions. Step by step they walked me through the home buying experience and gave great advice.
Our face to face time was warm and welcoming. They genuinely care about me and place my needs and happiness first. Rebecca and John are so knowledgeable, professional, and passionate about their work ...and patient!
The entire office is very friendly and ready to help. I could not have done this without them. Thank you all for you love and for making me a home owner again!
Feb 5, 2019
managing veterinarian Animal Hospital of Worthington
I was buying a condo from out of state and had a tight schedule to choose a property, get pre-qualification and financing, and to close. Rebecca made the process easy, kept me informed every step of the way and followed through on everything she promised. There were no surprises at closing time. I would use her again.
Sincerely, Chris Kofron
Dec 17, 2018
Product Specialist
Rebecca was great to work with. She helped me through the process as well as John. Very responsive when it came to communicating with questions. They also assisted me with improving my credit before I bought my house. And now I have been in my house a week and am very thankful I had them to guide me in the right direction. Thank you Rebecca and John!!
Dec 4, 2018
Attorney at Law
Our realtor 'Miriam' referred us to John to help finance our vacation home in Arizona. From the first phone call to the followup 'dumb' question stage at and after closing, we received first rate, responsive and professional assistance. The process went without a hitch. Offer to closing took barely a month.

Very satisfied and hightly recommend AmeriFirst Financial.
Dec 3, 2018
Rebecca was helpful,efficient and wonderful all around! Great to work with and made everything go smoothly. Thank You!!
Nov 14, 2018
Rebecca and son, John St. Thomas , did a great job of papwework and other details needed for my home purchase. Zero complaints!!!
Nov 11, 2018
Both Rebecca and John were extremely helpful in getting me through my closing. I don't know what I would have done without Rebecca. She and John explained each step in detail. In fact, they basically held my hand through the entire process. I want to thank them both and all the professionals at AmeriFirst Financial for their hard work on my behalf!
Nov 5, 2018
Rebecca was very helpful throughout the mortgage process. She was accessible and responded to my questions quickly. I especially appreciate that she was present for the final signing at the title company, which was a special surprise. I would certainly recommend her and her company .
Oct 31, 2018
Lead terminal operator
Rebecca St Thomas and John St Thomas did a very excellent job helping me get qualified for a mortgage when other mortgage companies did not want to go the extra mile. Rebecca and John were there with me all the way and I truly thank you and I will recommend friends and family in the future to Amerifirst Financial.
Oct 24, 2018
Rebecca and John were a pleasure to work with. As a first time home buyer, I was very stressed and anxious going into this process. Rebecca and John answered all my questions and helped me to understand the process of home buying fully, prior to making any decisions. I respect their attention to detail, ensuring all the financial numbers were accurate before closing on the home. I would highly recommend Rebecca and John to anyone looking into financial options for purchasing a home!!
Oct 6, 2018
Rebecca and John were great! They were always available and willing to answer my questions or explain things that I didn't understand. Being a first time home buyer, they made my overall experience very easy!
Oct 2, 2018
Chef de Cuisine
Rebecca and her team at Amerifirst Financial were so fantastic! Her and the team had the highest integrity and prompt communication the whole way through. Thank you so much Rebecca you are amazing!
Sep 24, 2018
Clinical Director
We have worked with Rebecca twice now (once when we were buying a home, and once to refinance) and she is fantastic. She explains finances in a way that even I can understand! She is patient, helpful, and professional to a t. At this point we would never go anywhere else.

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