Steve is a native of Seattle, Washington. After receiving his Bachelor’s Degree in Business Administration at Northwest Nazarene University, he owned and operated two successful businesses in the Seattle area over a 25-yr. period: a public relations/advertising firm and a light manufacturing company.
Since moving to the Phoenix area in 1998, he has worked in the mortgage industry as a Branch Manager and Loan Officer. He is a licensed Loan Officer in AZ, WA, CA, ID and FL.
Steve is a seasoned mortgage professional who is intent on offering personal, professional and ethical service to each and every client, large and small. Foremost in his priorities is keeping the respective real estate agents informed, from prequalification through funding.
Basic to his client service is:
• Seeking to find the most cost-effective financing for each and every client
• Under-promising and over-delivering
• Keeping the client informed throughout the mortgage process and making sure
he or she gets no surprises at closing
• Returning phone calls, emails and texts in a timely manner
• Being available by cell phone and email from 7:00am to 7:00pm.
Steve has been married to wife Nancy for over 40 years, has a son and daughter and five grandchildren.
About Me
Mortgage Loan Officer
Altitude Home Loans
NMLS 201652
IG
Steve Fowler is nothing shy of amazing.
Steve is extremely knowledgeable, and very professional. Since the first day Ive met Steve he has provided me valuable advice that had only led to positive outcomes during this process. Buying a house could be very stressful and an intimidating process, however, Steve helps make it easy and painless every step of the way.
I’ve bought two different properties with Steve and both times Steve has been extremely responsive and attentive. We have always closed on time, and Steve has always been the leader of the process amongst all parties involved.
Overall, Steve is a great guy to work with and I would recommend Steve Fowler to anyone looking to buy. Thank you again Steve for all that you have done for my family and me.
Steve is extremely knowledgeable, and very professional. Since the first day Ive met Steve he has provided me valuable advice that had only led to positive outcomes during this process. Buying a house could be very stressful and an intimidating process, however, Steve helps make it easy and painless every step of the way.
I’ve bought two different properties with Steve and both times Steve has been extremely responsive and attentive. We have always closed on time, and Steve has always been the leader of the process amongst all parties involved.
Overall, Steve is a great guy to work with and I would recommend Steve Fowler to anyone looking to buy. Thank you again Steve for all that you have done for my family and me.
KW
We purchased our home through Altitude Home Loans and Stephen Fowler was our Mortgage loan officer, he was great and very responsive. We had absolutely no issues, everything with through smoothly and he was on top of advising all the information that was needed at a timely matter and that is why we believe this transaction went so smoothly. Thanks Steve for all your help.
RM
Everyone involved in this process were very nice people, very prompt and tolerant of my slow response from time to time. Two jobs,weird hours during that time made it a challenge at times but everyone stayed cool and made it work. I thank all the bodies involved and would like to by them a drink some day. Thank you Steve and staff. Richard Mick Sr.
SM
An exceptional experience, every little detail taken care of! Highly professional, yet personable, compassionate, and caring which is what is needed through stressful and environment of home buying and financing!!
JA
Steve Fowler did a great job helping me with any information I needed any problems we had he helped with the solution I was able to call him on weekends one of the best guys I've ever dealt with in business five stars
TC
Stephen did a great job with our very challenging loan. He always answered his phone and was helpful in overcoming each obstacle. As a former loan officer I am impressed!!
Did a great job. Was even able to capture a rate lower than originally started. Thank you!
RL
Our experience with Stephen Fowler was nothing but positive start to finish. He's experienced, knowledgeable and professional.
He was available nearly anytime that we needed him. Kept us updated religiously and was on top of the entire process right up to closing. While purchasing a new home and moving can be a stressful experience, we felt that our financing needs were in the best hands possible. Which was deeply appreciated.
We would highly recommend Stephen as an option you should definitely explore when considering financing your home - new or otherwise.
He was available nearly anytime that we needed him. Kept us updated religiously and was on top of the entire process right up to closing. While purchasing a new home and moving can be a stressful experience, we felt that our financing needs were in the best hands possible. Which was deeply appreciated.
We would highly recommend Stephen as an option you should definitely explore when considering financing your home - new or otherwise.
RM
Steve Fowler did an awesome job. He stuck with us and went the extra mile to get us approved. I highly recommend him
MC
Stephen made our experience incredibly easily. A true professional with the knowledge and expertise to guide you through the process . He answered all of our questions and was a pleasure to work with.
We highly recommend Stephen and will be sharing his information with our friends,
We highly recommend Stephen and will be sharing his information with our friends,
LR
I was turned down by 3 brokers post divorce and mid-pandemic for refinancing my primary home. Mr. Fowler helped me refinance my house in WA state with so much confidence and ease. He was very resourceful, creative, patient and knowledgeable. I was able to get an amazing fixed rate with much lower monthly payments. I honestly couldn’t have gotten a better deal! I highly recommend Mr. Fowler and his team. If you are thinking of refinancing, he’s your guy! The absolute best!
BR
Mr. Fowler made a difficult process so very pleasant. I tried refinancing before coming to AmeriFirst. It was a disturbing experience. My dtr had just completed refinancing with AmeriFurst and was thoroughly pleased so she recommended me to her agent and he suggested Mr. Fowler. I never met him face to face as I am not tech saavy but he was so kind, patient and very personable. Im pleased with my refinance and with AmerFirst for the 2 agents who assisted my dtr and me. Mr. Fowler is awesome!!
It was an exceptional experience working with Steve once again. His continual communication is top notch and creates a seamless transaction from start to finish. I literally never left my home during the entire process. It’s a pleasure to work with someone who displays a high degree of integrity. I have and will recommend Steve to anyone who requires the services that he offers.
GR
I highly recommend Stephen Fowler when searching for a loan. He found a great interest rate for my home purchase and helped me through the paperwork process of the required documents. He kept me informed of the progress with each step and I was even able to close a few days earlier than originally promised.
RR
Steve have served many of our clients over the years, and served them well. When it came time to refinance our own home, Steve gave us the same professionalism I have come to know him for. Buying a home is a stressful thing for most people, and Steve has a way of communicating the loan process to people in a way that not only makes them feel at ease, but makes them feel confident that they absolutely made the right choice in a mortgage lender/loan consultant. Steve looks lout for the client's best interest, not his own. I know many lenders, so using Steve for my own lending needs as well as my family and friends I think speaks volumes.
MZ
I had a wonderful experience working with Steve Fowler in refinancing my home mortgage. From beginning to end, he was informative, extremely thorough and attentive to my financial needs, thus making sure that I was getting the best deal possible. This is my second experience working with Steve and I would highly recommend Steve and his company to anyone.
WL
Steve did an excellent job in assisting my wife & I in purchasing our first home. Constant communication and always kept us updated every step of the way and always there when help was needed and got us the best interest rate and flexibility to purchase our home! Highly recommended!!
THANK YOU SO MUCH STEVE!!
Wyatt & Aileen
THANK YOU SO MUCH STEVE!!
Wyatt & Aileen
SC
Steve Fowler is a pleasure to work with. He is very knowledgeable and you really feel the personal touch he puts on every aspect . Professional is the way you are treated and his patience is comforting. He will guide you to success!
DC
I am thrilled we decided to go to Steve! He is wonderful and very knowledgable. He was very patient with all my million questions! So appreciative! Thank YOU, Steve!!
CK
Steve’s years of experience and knowledge are obvious. His lightning fast follow up is his greatest strength. I highly recommend!
GA
Stephen was great to work with. He kept us informed at all times of what was happening and returned our calls right away when we had questions. He was down to earth and honest.
KW
My wife and I recently used Stephen to refinance our house. Though we began the process before all the Covid-19 challenges, he worked with us to keep us informed and updated as things were continually changing. Because of his efforts, we didn't feel like this refinance journey was a chaotic process, even though so much else was filled with uncertainty.
He was professional, helpful, and very kind to answer our many questions. He was prompt in his response time, and provided an overall interaction of patience and professionalism. We highly recommend him!
He was professional, helpful, and very kind to answer our many questions. He was prompt in his response time, and provided an overall interaction of patience and professionalism. We highly recommend him!
M
Steve has helped me with the purchase of my home and now a refi as well. I could not be happier with the end result but am more appreciative of the friendly and informative service he provided. I will trust him with all my future needs and continue to recommend him to anyone who wants the most honest, thoughtful and extremely knowledgeable person in this industry.
GL
Stephen did A wonderful job for me. He went above and beyond my wildest dream. Thanks to him I will have a home I can call my own and be proud of it! Thanks again for your help.
FB
Very helpful and caring person, made this experience very easy and stress free. Any questions I had he would respond right away and would guide me step by step on all the documents.
