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Lacey Sullivan

VP of Mortgage Lending, Originating Manager; NMLS# 281902 Guaranteed Rate Affinity
Clients looking for a smart mortgage consultant and a company that really cares go to Lacey Sullivan and Guaranteed Rate Affinity for all their home financing needs. They can count on her to listen and understand their vision, and stay committed to doing what’s in their best interest. Lacey knows that every client has different financial goals, so she takes the time to understand their vision in order to recommend smart mortgage solutions. As a consultant, she is backed by a dedicated team of loan assistants, processors, underwriters and closing specialists. She and her team consistently deliver smart choices because they’re highly trained and well versed in all aspects of the industry. To find a smart home-financing solution, give Lacey a call today!

Guaranteed Rate Affinity, LLC
8050 Santa Teresa Blvd STE 210; Gilroy, CA 95020
NMLS ID #1598647
Lacey is truly the best to work with. She kept me updated from start to finish.
VP Finance
Lacey recently helped us finance the purchase of a new home. The home was fantastic and in demand. It required that we sold a home and closed on the new one very quickly. Lacey was able to secure us a great rate and close within 30 days. She was clear in her communications and prompt with requests. She valued our time and utilized several web tools that allowed us to review and sign documents remotely. I would highly recommend Lacey and would use her again.
Construction Manager
Over the years Lacey has helped us with a purchase loan and several refinances of existing mortgages. She is a pro and makes the process clear and simple. As long as she is in the business we will always use her for our loan needs.
VP PMO
Lacey did an outstanding job in getting us financing on very short notice. She is an excellent communicator and made what could have been a stressful situation relatively easy. We highly recommend Lacey!
New home owner
Lacey ironed out all my questions and concerns for my first home purchase on our first meeting. Treated me like a personal friend and was very knowledgable. I purchased my home from my parents and all the added benefits went so smooth: gift of equity, property tax exemption, etc..... You could expect Lacey to work exceptionally hard for you. I would personally recommend her to everyone! Thanks Princetin Capital for such a hard worker. Cheers!!!
Fire
Lacey is awesome we couldn't have asked for a better experience. She is 4 star with her knowledge, friendliness, and expertise.
Marketing Manager
Lacey was amazing through the whole loan process. Every step of the way she was there to answer any questions and point us in the right direction. She's very easy to work with! Without her we wouldn't be able to call our house our new home.
Retired CFO
Lacey stepped into an escrow situation where the previous mortgage broker had gotten completely bogged down in arranging the loan, even though we had supposedly been pre-approved. After several extensions and contract amendments with the seller it was suggested that we utilize Lacey to pull the process out of the fire. She was immediately a breath of fresh air in terms of her communications style and got the process moving right away. She did not over-promise but was on top of every detail, was always responsive, and just made things happen. She is an all-star and we would recommend her unequivocally.
Sr. Mortgage Loan Officer
Lacey is extremely knowledgeable in the industry, and truly cares about the final outcome for the clients and the associates that work for her. Lacey has the ability to clearly delineate her products and programs that give her team the knowledge and advantage over the competition. I trust Lacey to act professionally, but also to keep my best interests in mind. She puts the client before the sale. I highly recommend Lacey as a manager and co-worker.
Sr. Loan Consultant
For the past five years Lacey has been a motivator, guide, and mentor who is ready to jump in and assist with her many years of experience in an ever-changing industry. Her superb instincts, combined with knowledge and a willingness for swift response to any scenario or situation, have been greatly appreciated over the years. Proving herself time and again to be an indispensable leader and member of a dedicated team, I could not recommend her highly enough for any position that requires world-class management with an always innovative sense of direction.
Senior Mortgage Planner
I have been with Princeton Capital going on nine years. During that time I have worked with many loan officers. Lacey approaches her day as a problem solver, working towards what is in the best interest of the client. I have the privilege of working directly with Lacey as my sales manager. She is strong, supportive and knowledgeable. Her years in the field and knowledge of Princeton Capitals policies and procedures help to serve all of us every day that work with Lacey.
Loan officer Princeton Capital
I've been in the mortgage industry for 20+ years and with Princeton Capital for 4 years. Lacey is an advocate for me and my business. Although Lacey is someone I report to, I see Lacey as an important part of MY TEAM. When I have difficult situations come up, she works diligently with me to ensure that together we resolve issues to the best of Princeton's ability. I have a take care of it personality and appreciate her tenacity and professionalism to make sure that not only my needs are met, but those of my clients.

Loan Officer
Lacey Sullivan is a great manager! She always makes herself available to help out when needed. Being that she was a high producing loan officer herself "she gets it" since she has also been in the trenches. Lacey is also great resource to help solve those hard to place loans and/or scenarios. I highly recommend Lacey as manager!
Home Owner
To Whom This May Concern:

We had a very strong relationship with one of the partners at Princeton Capital. We bought our first home with him. As we were refinancing he was no longer with the company. We transitioned to another, but when things became very difficult we met Lacey Sullivan. Lacey was exactly what we would expect out of a professional and the exemplary reputation of Princeton Capital. She was world class. I would recommend her to anyone. She not only resolved our concerns, but she went above and beyond to see that our refinance came through correctly. She was concise and thorough, but most importantly very honest about what she could and could not do. She provided updates throughout the process and was very good at politely making sure we sent all of our financial information in. We are very honored to have had the opportunity to work with her. We will do our best to recommend everyone we know to her and the company, and we will be by very soon to pay our deepest gratitude to Lacey in person. Thanks Lacey!!
Second times a charm
This is the second time Lacey has walked us through the refinancing of our home. We were very impressed with her the 1st time. She was able to get us out of the terrible loan we were originally in. We tried for months with other lenders, and many said it would be impossible. I reached out to Lacey, and she was able to make it happen. She knew this was not our ideal loan, but it gave us stability. Lacey knew what we were looking for, so she kept us in mind. About 10 months went by when out of the blue, she reached out to us. Lacey recommend that we move quickly because the time was right. We trusted her and she delivered. Lacey was able to get us into a great loan, at an unbelievable rate. Refinancing these days can be very frustrating and confusing, stick with Lacey she will guide you through, and deliver in the end...if not the first time, the second time will be the charm!
Sales Director
Lacey recently helped us with a very complex loan for a new home purchase. She was extremely knowledgeable and made our loan and the underlying process a top priority. I would not hesitate to recommend Lacey to a peer or family member.
Lacey did a wonderful job getting us the best rate and locking at the right time. The transaction was easy and painless, even with all of the complex moving parts in the deal. Would gladly recommend her to friends and family.
Homeowner
Organized, quick to respond, and generally an all-around pleasure to do business with. Highly recommended!
There are not enough good things to say about Lacey. She was above and beyond helpful with my husband and I when we first purchased our home. We felt comfortable asking he anything. She is so on the ball and always ready and willing to help. She also made our recent refi so easy and even if we hit a road block Lacey would work her hardest to find a way around.
I would recommend her to all my friends and family in a heartbeat!
Homeowners
Due to the rates dropping my husband and I decided to reach out to Lacey Sullivan to see what there was out there in regards to refinancing our home. Lacey helped us previously when we purchased our home 10 years ago and we knew we wanted to work with her again. Lacey is extremely knowledgeable and we feel she provides the best rates and options to chose from. Lacey is also professional and provides you with accurate information of what you need to provide and communicates on a regular basis what stage the loan is at. We have recommended Lacey and will continue to do so.
Head of Physical Ed., Varsity Footbal Coach & Senior Financial Analyst
Lacey Sullivan has been my Loan Consultant for the past few years over the course of two refinances & an equity loan. She is the absolute best and I would never think of going anywhere else for mortgage lending. She is extremely professional, yet personable, and has worked miracles on providing all of our options.
Talk about patience, Lacey hands down wins the award for PATIENCE. My husband and I brought Lacey numerous scenarios from purchasing a new home to remodeling our current home. She positively responded back each time presenting us with numerous options and advised us on what our best option would be for what our end goal was. I have contacted her after hours, on weekends, and not that I’ve ever expected a response back until the next business day; but there she was, responding back almost immediately.
Please make life easy on yourself when considering a Loan Consultant and choose Lacey. Through such a stressful time she has made life easier and brought relief, support and reassurance to my family. Couldn’t have done it without her.
My wife and I have completed several loans with Lacey. She is knowledgeable, personable, very responsive and always positive. Closing a deal, particularly a new home purchase, is stressful. Knowing we have a reliable lender on our side has made that process significantly easier. Lacey has always taken the time to talk through every detail and nuance, allowing us to make informed decisions and always pursue the option that best suits our needs and our finances, short-term and long-term. We extend our thanks and appreciation to Lacey and her team and we strongly recommend them to anyone looking to buy or re-fi.
Lacey is a true professional. She was very easy to work with and knew her stuff. The whole experience seemed almost effortless. I would recommend her to any of my friends and family. Very pleased!
Just as before Lacy provided a painless smooth transaction with the best rates going .I'm very happy with this refi.L Osborne,Hollister
Lacey was amazing. She helped us navigate through a nightmare short sale. There were a lot of twists and turns along the way but it seemed she was always one step ahead. She was willing to do whatever it took to help us get the deal closed. We wouldn't have been able to do it without her. I would highly recommend her.

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