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Dennis Kowalski

VP of Mortgage Lending Guaranteed Rate Affinity NMLS #282816
Dennis is an award-winning loan consultant who has built his career on delivering unsurpassed customer service. His top priority is to make sure his clients are presented with all the options and information they need to make the decision that’s right for them.

His extensive list of repeat and referral clients is built around 30 years of experience and a strong work ethic. Dennis uses those skills to ensure his clients an effortless closing with no surprises.

Focus on client service, attention to detail, and a commitment to obtaining positive results: these are the qualities that make Dennis the ideal choice to help clients find the perfect mortgage for their needs.
May 17, 2017
Dennis delivered on what he promised and kept me informed every step of the way. I was very pleased that he really worked on my behalf and made sure that we avoided any surprises.
Jan 13, 2017
Director, Heart Failure Device Program at UCSF
We came to Dennis with a challenging mortgage situation. Dennis was creative and incredibly helpful in finding the best solution for us to refinance. We were able to take cash out and pay our debts and secure a new mortgage at an incredible rate. Dennis was a pleasure and easy to work with, and always kept us updated on the whole process. He worked diligently and expeditiously and really came through for us. I highly recommend Dennis for all your mortgage needs, since he is a real professional and extremely knowledgeable.
Dec 9, 2016
Dennis worked with me on two funding occasions in the past 3 years and neither of them were conventional by any means. He was creative in his approach and relentless in producing results. I would definitely recommend Dennis to family, friends and colleagues.

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