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Uvas Yu

VP of Mortgage Lending Guaranteed Rate Affinity NMLS #915791
Are you looking for a smart mortgage consultant and a company that really cares? You can count on me and Guaranteed Rate Affinity to listen and understand your needs. I’m committed to doing what’s best for you.

Everyone has different financial goals. I will take the time to understand your needs and desires so I can recommend smart mortgage solutions.

My team and I believe we can deliver smart choices because we are highly trained, and we understand the industry inside and out. As your consultant, I am backed by a dedicated team of loan assistants, processors, underwriters and closing specialists.

Let me help you with a smart mortgage solution.
Sep 4, 2022
I can't thank enough for Uvas and her team's great work. Without her, we can't buy the wonderful house we live in today. It's the toughest time to buy a house, the rate changes constantly and it leaves buyers in great uncertainly when submitting an offer. Uvas was very proactive, and was willing to put on extra effort. Because of that, we were able to lock down a very good rate and successfully financed the house. Uvas was also very patient on helping me during the loan approval process. I strongly recommend Uvas to help with your loan.
Jul 11, 2022
Uvas is a great person to work with. Applying for a mortgage was a very stressful process, but Uvas and her team made it easier:

- She was efficient in communication, promptly answered my calls, replied my emails.
- She was knowledgeable, gave me many useful advises.
- She worked closely with all the parties to make sure the loan will be approved in a timely manner.
- She does not hesitate in helping me with my question even after the deal is closed.
May 3, 2022
We are very happy to work with Uvas and her team and we had a great time working with her. Uvas worked very hard for us. When we have any questions regarding to our loan, Uvas is very responsive of answering questions quickly.
Apr 9, 2022
Excellent and Thank you! Uvas has done an awesome job during my loan application process, from pre-approval letter to loan close. She is professional and responsible. Highly recommend??
Mar 1, 2022
Uvas did an excellent job on our case:
1. She actively communicated with us online, tried her best to understand our situation and showed expertise on loan program choices.
2. She communicated with our agents frequently to keep everyone in loop.
3. She pushed the every step in progress in time, made sure we closed the purchase as expected.
Feb 28, 2022
Uvas has done a great job helping me during the whole loan application process. She is professional, considerate, hard working and extremely flexible. I will definitely recommend Uvas to my friends in the future!
Jan 12, 2022
data scientist
Uvas and her team is highly professional when dealing with mortgage loan application, explaining to customer the detail loan term and condition and flexible to deal with ad-hoc situation.
The online system provided is also user-friendly and intuitive enough to DIY upload required document process.
Dec 6, 2021
Uvas has done an awesome job during my whole loan application process, from pre-approval letter to loan close. She is very responsive, responsible, patient and attention to details. It was because of her, I can submit my offer on time every single time even at very urgent scenario . And she is very knowledgeable about all loan options so we can quickly find a way to solve the issue when the appraisal is lower than my offer price. She is also very patient to answer all of my questions no matter how small it is. I would work with her for all of my further loan applications or refinance, and will highly recommend to anyone I know.
Nov 1, 2021
Uvas did a great job helping us get the loan done. She helped us find the best option and always answers our questions quickly and clearly.
Oct 23, 2021
Uvas did an excellent job helping me figure out the best mortgage. She's patient and always willing to explain the complicated math calculation. She's responsible, even works on weekends and sometimes online after midnight to reply to my email. I'd recommend her!
Aug 26, 2021
Research Scientist
Uvas is fantastic! Really efficient and knowledgeable!

When I have any questions about the loan or any process, she is always there for me. She is very professional and patient. I will definite choose Uvas again in the future and recommend her to my friends.
Aug 26, 2021
Software Engineer
Hi There,

Uvas did a great job helping me get the mortgage and my dream house!
Working in the bay area is cool, but trying to take a loan and getting a house in this market is absolutely crazy and troublesome.
Uvas has been very patient and careful from the every beginning. She understood the challenges of my unique situation and provided professional suggestions and solutions. She was very responsive throughout the entire process. Even during the weekend, she always got back to me as soon as she could. Purchasing home was a stressful time, but it gave me a piece of mind, knowing Uvas would be on my side and handle everything perfectly.

I will definetely recommand Uvas to any of my friends. And I am looking forward to work with Uvas in the near future!

Have a great day!

Best,
Ran
Aug 2, 2021
Uvas processed tons of files and communicated every important detail with me patiently with her professional expertise?Big thanks to Uvas her team?Debbie John Jeff?
Jul 17, 2021
Uvas has been super helpful on our documentation and patient for answering all the questions that we have. I will definitely recommend her to my friends for future loan business.
Jul 13, 2021
Accounting Manager
Uvas was very efficient and knowledgeable about the loan process. Excellent customer service overall! Highly recommend Uvas and her team!
Jul 10, 2021
I’m so grateful to work with Uvas during the house buying process. She is experienced and professional and have done a lot of work to make sure we could close on time. She gave us a lot of advice during the loan process and she was always responsive to what questions we have. I think things may not have gone so smoothly without Uvas’ help.
Jun 22, 2021
Uvas is very knowledgeable and professional. She made the whole process easy for us. She was able to help us getting the loan approved in a very short time period. I will definitely recommend her to other buyers.
Jun 22, 2021
I am happy to work with Uvas. She is professional, friendly and super responsive. There were a lot of questions and struggles for a first-time buyer like me, I was not very clear about the whole loan process, but Uvas made it easy by being so patient and responsive. My loan was closed in 20 days without any issue or adjustments. I definitely recommend her to any home buyers out there and I am happy to call her a friend.
May 20, 2021
Uvas really did an excellent job in providing service and help for my home loan! She and her colleagues conveyed clear, efficient and fast communication during the whole process. I will highly recommend Uvas to my friends and anyone else who are interested in buying a new home!
May 8, 2021
Uvas is the best Loan agent I've ever seen. My case was a little complicated and Uvas helped us close the case in time. We really appreciate her help and professional advice. Five stars!
Apr 28, 2021
I am super glad that I chose Uvas and her team as my lender for my for first home. Uvas and her team are professional, efficient, friendly and they will go extra length to help you close on time and provide you with the best rate! I will not hesitate to recommend her to anyone that is searching for a home loan.
Apr 26, 2021
Best Rate! Uvas is awesome, and she is always available – I mean always like any day of the week available. Very fast to respond and always provided the numbers while going through each item line by line. Closing was a breeze. I am grateful that I worked with her during my home purchase. Thanks again!
Uvas helped and patiently guided me through the entire process. She stayed available and in constant contact during a couple of evenings when paperwork needed to be done on time. And She was clear about what she is going to do, and she did it. I will definitely contact Uvas again, and I will recommend to my friends and family.
Mar 3, 2021
She will help you get the lowest rate!
Feb 24, 2021
This is the second time I work with Uvas for our home loan. Thanks for her efficient work and great help. We got mortgage refinancing done smoothly. I will highly recommend Uvas to my friends if they are looking for mortgage.
Feb 23, 2021
New Homeowner
To get the home of our dreams, we went with Guaranteed Rate in order to offer a 30 day close. Uvas Yu delivered and we couldn’t be happier. I have a hard time believing any other lender or bank could ever delivered an experience like Uvas Yu in a 30 day time window. You won’t regret going with Uvas Yu and her team!

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