Residential Home Loans

Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps


Recommendations (272)

2 days ago

Traci Lin Schrader recommends Doug Hooten

Contracting Officer's Representative (COR)

I truly do not know where to start.

I met Mr. Doug Hooten at an open house I just happened to pop into and he made a concentrated effort to connect with me as a disabled Veteran. I decided almost instantly that he would be an excellent choice as my loan officer. True to my hunch, he was wonderful. Professional, encouraging, driven to guide me through some credit improvement tasks to get me the best deal (very competitive rate) I could get and a home that myself and my fiancée love. Doug and his Residential Team (Piper) navigated the ups and downs of the home buying experience like the true professionals they are and I could not be happier. We have already begun to tell anyone who is looking to purchase a home that I know exactly where they need to go.
Jun 19, 2017

Thelma Penney recommends Craig Mitchell


I can be hard client sometimes, and I know that I can be really annoying with all the constant questions when I'm not sure of something even if I already know the answers I still needs to be re-assured. Craig has been very patience with me, re-assuring and knowledgeable to what he does, and will definitely look for loans options suitable to your situations.
What really stands out was the manner he answered all my questions in a calm manner. I would highly recommend him to all my friends and will be doing business again in the future.
Jun 15, 2017

Julie Juliano recommends Wendy Sohl

Realtor with Nebilak & Associates Real Estate

With 17 years in this business I can 100% say you won't be disappointed with Wendy's level of professionalism, knowledge and customer service. She promptly returns calls and is always in constant communication during the entire process with updates and status. She handled the loan for buyers on one of my listings and was totally impressed. In addition, she has a great personality and sense of humor making the process much more enjoyable. If you are looking for a top notch lender Wendy is the person for the job!
Jun 14, 2017

Jay Leach recommends Craig Mitchell

Police Officer

Plain and simple, Craig Mitchell was the most honest, professional and knowledgeable person I have ever dealt with in the mortgage industry. Prompt on returning phone calls with a can do attitude. Craig helped me purchase the home meant for my future grandchildren. Thank you again Craig and God bless you and your family.
Jun 7, 2017

Sandra Nino recommends Cassandra Leisure

Phone Banker

I highly recommend Cassandra and her team at Cherry Creek, she is very professional and straight forward on things you need from the beginning. She made my first time home buying experience seamless and walked me through it all. I still can't believe it only took a few months from the time she approved me for a loan and today I am living in my new home. Thank you so much Cassandra and team, you're the best!
Jun 2, 2017

Kingston Haflich, Kathryn; Connie Haflich recommends Cassandra Leisure

Home Owners

Team Leisure did an outstanding job, working tirelessly through the refinance of our home. We needed to refinance and pay off all of our high interest credit and some negative items that were on our credit report. Kathryn also had student loans in default and they were able to help us get those out of default and get them resolved. They were amazing, Very patient and caring, when we got frustrated and thought about giving up they encouraged us to hang in there. All of the team were great but Piper Bernstein was our outstanding shining star. Her mother passed away during the refinance but despite her loss she was there for us in every way with encouragement, if we had questions she knew the answer or found out if she didn't. I have given recommendation to all those I know who are in need of real estate issues. I am so grateful to all of them for all their hard work and understanding our needs and helping us get on the road to saving our home. I honestly believe if it weren't for Team Leisure we would have lost our home. God Bless.
May 30, 2017

Curtis Ballard recommends Cassandra Leisure

Cassandra is AMAZING! She was able to close our escrow FAST!! I highly recommend her for your mortgage needs! She is thorough and gets things done fast!
Thanks Cassie!
May 26, 2017

Doreen Prasad recommends Cassandra Leisure

eRA Data and Reporting Analyst

We had our approval done by Cassandra before we started shopping for homes. Cassandra was very helpful and assisting us getting all the required documents. She would be receive and return our calls even after hours. The assistance and services provided by Cassandra in getting our first Home was amazing. She is a charm to work with and she educated us and answered all our questions related to the house and loan. Thank you Cassandra, we are so happy to have met you and worked with you. The whole buying a home process was so much enjoyable. You are astounding!!!
May 25, 2017

Samantha S recommends Kevin Sykes

Technical Consultant

Kevin was very patient with me on my home purchase. I asked a lot of questions and Kevin would always take his time and answer all of my questions. I would absolutely recommend Kevin for your home purchase.
May 20, 2017

Greg Grange recommends Craig Mitchell

President Sirculis LLC

Craig Mitchell is the consummate professional. He is organized, very responsive, knows the mortgage business extremely well, patient and friendly. I recommend Craig without hesitation for anyone looking for a mortgage.

Sincerely, Greg Grange
May 19, 2017

Renee Wheatley recommends Craig Mitchell

Craig was very polite and accommodating and on top of everything we needed to do. Thank you Craig and associates.
May 9, 2017

Alex Ruvalcaba recommends Craig Mitchell


We've used Craig on more than one home purchase and refi. It's hard finding honest lenders that don't promise more than what they can deliver. Craig has always been upfront, easy to deal with and Honest. I wouldn't leave this positive comment for just anyone. Purchasing multiple homes and being a prior lender myself I can easily recommend Craig Mitchell to anyone.
May 9, 2017

Arthur James Shurley recommends Craig Mitchell

I recently purchased a duplex and Craig Mitchell was extremely helpful. I am some what new to the home buying experience and had a lot of questions. Every time that I asked a question through email or phone, he responded rapidly. He made this home purchasing experience easy and quick. I plan to buy another home and will definitely contact Craig Mitchell.
May 4, 2017

Mick & Maritza Thorpe recommends Jeff Goble

Happy client

We are so grateful we worked with Jeff! We were selling our first home and having lived there for 21 years, it was daunting just thinking about moving! I started working with Jeff in the summer of 2016 in anticipation of my husband's VA benefits coming through. Jeff was patient with all my "what if" scenarios, had practical advice for all my concerns about selling and buying at the same time and was a fantastic sounding board once it came time to make decisions, such as whether to put money down and when to lock rates. At one point it looked like our sale was in serious jeopardy of falling through which meant that we wouldn't be able to go forward on our purchase! Jeff calmly said, "It will all work out." He was right! Several times, I got a little nervous when Jeff asked me, "Is this property worth it? Do you love it?" So I asked back, "why do you keep asking me that??" He just wanted to be sure we were convinced we had chosen the right property for us. It was actually grounding and kept my focus on the end goal of living in our forever home. We even closed 5 days early!! Highly recommend Jeff Goble ~ knowledge, integrity, and fun all in one! Bonus - his team is great too!
May 1, 2017

Douglas King recommends John Casey

Account Executive

John was incredibly patient and took extra time to explain and answer all of my myriad questions. I probably asked him several hundred questions, probing into more than just the whats but also the whys and hows of home-buying, things that he wouldn't need to answer as they didn't necessarily relate to what we were trying to accomplish, but he took the time to answer me and assuage my fears concerning purchasing my first home.

Highly professional, kind, understanding, patient- definitely recommended. Thanks for making it a great experience, John.
Apr 30, 2017

Kirsten and John David recommends Jeff Goble

Owners/ Broker, NextHome Sunrise Real Estate

Jeff did a great job with our buyers, the Thorpes. The loan closed early without any issues, and his responsiveness was always excellent!!
Apr 28, 2017

Leon King recommends John Casey


John did an outstanding job of getting our loan. What I really liked was the fact that once I gave him all the information, he took it and the next thing he told us was that we were approved. Simple.
Apr 28, 2017

Pamela Neal recommends Cassandra Leisure

Interior designer//

Cassie help finalize and close our loan when we purchased our home about 2 years ago. If it weren't for her we would have lost the purchase of our home we now live in. Because of her I thought I would reach out to Cherry Creek (residential home loans) when I was ready to refi.
She made things very easy and closed quickly. She was patient with my many questions and demands ( I hold people to their words so I can be difficult at times). I would send anyone to her and if I were to refi in the future I would most certainly use her again.

She is worth a million bucks.... Keep her happy!
Apr 10, 2017

Nastasha Warner recommends Jeff Goble

Escrow Officer

Thanks to Jeff Goble our escrow transaction closed AHEAD of schedule, which does not happen often. Jeff and his team were very responsive and efficient, I cannot wait to work with them again!
Apr 4, 2017

Ashley Tankersley recommends Cassandra Leisure

Home buyer

Cassandra got us quick and easy approval. When we were ready to buy she made the process as painless as possible getting all our needed information together for a timely close. She even got us a lower interest rate than what we originally went into escrow with.
Thanks Cassandra!
Mar 31, 2017

Jack Fear & Nicole Elliot recommends Samuel Martinez


I would say us, the buyers agent, sellers agent would all agree Sam saved the day. We all thought we were at a road block and Sam gave us an alternative which ended up closing early. Thank god we are now home owners!:)
I would recommend Sam to anyone.

Jack & Nicole
Mar 31, 2017

Amelia Cruz recommends Cassandra Leisure

Amelia Cruz

I would highly recommend Cassandra, she is a miracle worker. She is fast efficient and effective. We have been turned down before and Cassandra was able to make our dreams of owning a home. She was so quick we closed in less than 30 days. If you are on top of the paperwork she ask for, she is ontop of it. She is only an email, text, or phone call away. If you have been looking for a loan officer, look no further Cassandra is your gal!!
Mar 30, 2017

Rickey Mason recommends Todd Collins

California State Employee

Todd is very professional and does everything to get the best rates and makes everything convenient and in a timely manner. I will be working with him in the future on my next loan and property.
Mar 29, 2017

Kevin Senser recommends Cassandra Leisure


Cassandra did a exceptional job with our first home purchase exceeding our expectations during a very stressful time. Her team communicated openly with us and almost always picked up the phone (even in the evening). We would recommend her to anyone seeking a professional in the industry.
Mar 21, 2017

K. Kumar recommends Kevin Sykes

Real Estate Agent Keller Williams

Kevin is awesome!! He actually met me sometime ago. He called me out of the blue one day about 2 years ago. Since then we have built a very good working relationship. He has sent me several pre-approved buyers ready to purchase. I am really sad he went to California. I would recommend Kevin as an excellent Loan Officer.

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