Residential Home Loans

Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps


Recommendations (350)


James Khiev recommends Cassandra Leisure

Cassandra was a great pleasure to work with. She was extremely helpful and went to the extent in making sure everything went smoothly and efficient as possible for our first time home buying experience.
Jul 3, 2018

Chad Woody recommends Austen Moore

Graphic Designer

I reached out to Austen with quite a few questions regarding both FHA and Conventional loans. He was very thorough and insightful in answering our questions, and even gave us a few new pointers that were helpful in our home buying/selling process. Great guy, would recommend his services and expertise to any buyer.
Jun 19, 2018

Shannon Guthrie recommends Patrick Kelley

PK was wonderful. He was always available and always was on top of everything. There wasn’t a moment I didn’t know what was going on with my refinance.
Jun 18, 2018

Dawn Morales recommends Patrick Kelley

Inventory Manager

Patrick was a blessing when we met him! We just relocated to the area and were having a CHALLENGING time with finding a rental property. Patrick made the process of purchasing a house so easy and seemless. He was on top of EVERYTHING and had us a head of the game so when it came to signing the dotted line, all we had to do was walk in and sign. I would recommend Patrick to ANY and EVERYONE!
Jun 6, 2018

Sarah Green recommends Rylee Farmer

Assistant Branch Manager

Rylee did an amazing job. I would have never been able to purchase my first home on my own, without her help. She was always professional, knowledgeable, responded very quickly to any questions I had, and was simply a pleasure to work with.
I would recommend her any time and have been telling all family and friends about her.
Jun 5, 2018

Thomas Wrzask recommends Craig Mitchell

Aviation Professional

Working with Craig was smooth and easy, which is something that often lacks when shopping around for a home; Craig made the whole process seamless. When I had questions that needed an answer Craig was unbelievably responsive; I would get a response right away to any question asked.

Craig worked hard for us and it showed. When you choose Craig you can expect to get the care and attention you expect and deserve. I did not feel pressured nor pushed into anything when working with Craig because in my personal opinion Craig actually cares about his clients success and satisfaction.
Jun 4, 2018

Edward schoonover recommends Cassandra Leisure

Construction superintendent

We were very pleased and happy to have had the opportunity to work with Cassandra on getting us are home loan , and getting us through the long process as swiftly as possible .... She is very good at her job and knowledgeable of her field she is more like a super star . She told us what to do and we did it and finally got a home to call are own... Thank you Cassandra for all your hard work sincerely the Schoonover family...🤗
Jun 4, 2018

Edward schoonover recommends Cassandra Leisure

Construction superintendent

Me and my wife were very pleased with Cassandr
Jun 4, 2018

Kathleen Deras recommends Cassandra Leisure

I'm a first time home buyer. Single mother. I thought buying a home was going to be impossible. Cassandra made the opposite true. She bent over backwards to make buying a home happen. My children and I have a home. They are able to run around and play, and this is all thanks to Cassandra.
She's reliable, trustworthy, and tenacious... Oh, and a hottie too! #lenderforlife
May 29, 2018

Lei Anderson recommends Arlene Disessa

Broker - Delta Metro Realty

Arlene is great to work with. She is very knowledgeable and always responsive. She is excellent at explaining all options and details. You can’t go wrong working with Arlene. It’s always a pleasure.
May 22, 2018

Renee Whitehead recommends Rylee Farmer

Staff Services Analyst

Rylee was wonderful. I did not have an appointment and it was on a Saturday, when I was available. I visited this facility before when I was thinking about buying a house and I knew what information I would need, so I had everything that was required of me on the first day. After that, it was very quick. I needed to refinance and ask for additional money, which was provided. My eligibility went very quick and the whole process was very smooth. I did not have to miss any work either. Rylee kept things on track and answered me right away when I had a concern, even thought it was way after business hours. I also had another situation that I asked advice about and she was able to do some research and get me the information I needed. I would recommend Rylee Farmer every time and I have. Thank you for your assistance.
May 21, 2018

Chris H recommends Arlene Disessa

SVP Marketing

I can’t say enough but how Arlene and how much she helped us with our home loan. My wife and I had some credit issues that I thought would stop us from getting the house we always wanted, but with Arlene’s help we were able to get approved. She went above and beyond to make this happen for us, I will be forever grateful for what she has done for our family. I would recommend Arlene to anyone who wants to buy a house, she’s the best. And Thank You again Arlene for all your hard work.
May 21, 2018

Jim Van Deuson recommends Arlene Disessa


We found Arlene through one of her blogs online and she was able to get us approved. She helped us when we were told no by another lender and now we are enjoying our beautiful home. We would definitely recommend Arlene for your home loan.
May 20, 2018

Jessica Vancreveld-Huit recommends Cassandra Leisure

Home buyer

Cassandra is the best! I think our home purchase process hit every bump in the road possible! I was definitely stressing out. She was there through it all to calm my nerves, answer any and all questions, worries and concerns and got us through it all. She worked with out realtor and got the job done. I would absolutely use cassandra again in a home purchase and highly recommend her. Thanks again Cassie.
May 18, 2018

Sheena/Chris recommends John Casey

I am very happy with John and the mortgage company. I was referred to John by my real estate agent. John was very friendly and helped us with any questions we had through out the loan process. Any future home loans for me will be through John for sure. Thank you for your help.
May 16, 2018

Teresa Rollins recommends Wendy Sohl


Working with Wendy Sohl was a pleasure from start to finish. Her process was clear from the start and executed exactly as described. Wendy was an absolute professional—proactive, responsive, and absolutely transparent. I will be working with Wendy Sohl moving forward and highly recommend you do, too!
May 15, 2018

Mohsin Elzofri recommends Cassandra Leisure


Cassandra was a pleasure to work with , she answered all my annoying questions very politely and would recommend her In the future. Extremely professional and was available anytime day and night , Thanks Cassandra !
May 10, 2018

Sharon Garner recommends Craig Mitchell

Mystery Writer

I just completed my second mortgage with Craig. Both experiences have been outstanding. Craig (and his staff) explain complex mortgage issues in simple terms. He did not rush me and he answered all of my (many) questions. Both mortgages were budget friendly and sensible. In the past at other offices I always felt pushed into mortgages that were not right for me but not at Craig's office. I highly recommend Craig and his staff.
May 9, 2018

Clifford K. Murakami recommends Rylee Farmer


Rylee was recommended by my daughter who I am assisting in the purchase of a home in Sacramento. I have not met Rylee personally as I am in Hawaii and my whole experience was via email. I must admit, however, that I was well informed and serviced and the process went through very quickly and efficiently. Rylee also had others to fill-in for her to keep everything moving during a short break. I have no complaints and hopefully when I visit Sacramento, I'll have the pleasure of meeting her.
Apr 12, 2018

Abraham Aldape recommends Cassandra Leisure

Thermal Dynamic Engineer

cassandra is easy to work with. very easy going. she is polite and answered my questions. she takes interest in you as if you known each other for alot of years . she helped my process go very easy and smooth.
Apr 10, 2018

Cindy Miett recommends Cassandra Leisure

I Recommend Cassaundra Leisure for your loan needs. She and her team are very knowledgable and professional. She did so much for me, and since i work full time this was a great help to me. The whole process was smooth and stress free, and she was always available to answer questions for me.

Thank you Cassaundra
Apr 5, 2018

John Carl Weertman III recommends Cassandra Leisure

Millwright Foreman

Cassandra was easy and very Proffesional to deal with. She made buying my first home effortless and a pleasure. Thanks to her wonderful work ethics. When I refinance my home. Ill be in contact with her.
Apr 4, 2018

Ricky yang recommends Arlene Disessa

Arlene is nice person helpfully person she will do all her power to help you to get the best loan to get a house I will recommendation
Mar 18, 2018

Maria Usacheva recommends Cassandra Leisure

Graduate Student Researcher

My husband and I met Cassandra when we were shopping for a house loan lender. We chose to stay with Cassandra because she was professional and very knowledgeable about a variety of loan products and housing situations. She and her team were also very efficient and speedy in everything, from scheduling meetings to processing paperwork. She made herself available to us any time, including the weekends, and responded right away to any and all questions we had during the application process and all the way to closing on the house. We felt that she helped us select the product that works best for our family. Highly recommend.
Feb 20, 2018

Phil Darghty recommends Rylee Farmer


We recently went through the prespproval process to buy our first home. It was an awesome experience. Rylee took her time with us and we understood every step of the process.
The experience is one I enjoyed. I look forward to the day we can complete the process when our financial situation improves. The fact we got an approval at all shocked my wife and I. We thank Rylee for the pleasant no stress or pressure interactions.

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