Residential Home Loans

Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps


Recommendations (340)

2 hours ago

Renee Whitehead recommends Rylee Farmer

Staff Services Analyst

Rylee was wonderful. I did not have an appointment and it was on a Saturday, when I was available. I visited this facility before when I was thinking about buying a house and I knew what information I would need, so I had everything that was required of me on the first day. After that, it was very quick. I needed to refinance and ask for additional money, which was provided. My eligibility went very quick and the whole process was very smooth. I did not have to miss any work either. Rylee kept things on track and answered me right away when I had a concern, even thought it was way after business hours. I also had another situation that I asked advice about and she was able to do some research and get me the information I needed. I would recommend Rylee Farmer every time and I have. Thank you for your assistance.

Chris H recommends Arlene Disessa

SVP Marketing

I can’t say enough but how Arlene and how much she helped us with our home loan. My wife and I had some credit issues that I thought would stop us from getting the house we always wanted, but with Arlene’s help we were able to get approved. She went above and beyond to make this happen for us, I will be forever grateful for what she has done for our family. I would recommend Arlene to anyone who wants to buy a house, she’s the best. And Thank You again Arlene for all your hard work.

Jim Van Deuson recommends Arlene Disessa


We found Arlene through one of her blogs online and she was able to get us approved. She helped us when we were told no by another lender and now we are enjoying our beautiful home. We would definitely recommend Arlene for your home loan.
2 days ago

Jessica Vancreveld-Huit recommends Cassandra Leisure

Home buyer

Cassandra is the best! I think our home purchase process hit every bump in the road possible! I was definitely stressing out. She was there through it all to calm my nerves, answer any and all questions, worries and concerns and got us through it all. She worked with out realtor and got the job done. I would absolutely use cassandra again in a home purchase and highly recommend her. Thanks again Cassie.
May 18, 2018

Sheena/Chris recommends John Casey

I am very happy with John and the mortgage company. I was referred to John by my real estate agent. John was very friendly and helped us with any questions we had through out the loan process. Any future home loans for me will be through John for sure. Thank you for your help.
May 16, 2018

Teresa Rollins recommends Wendy Sohl


Working with Wendy Sohl was a pleasure from start to finish. Her process was clear from the start and executed exactly as described. Wendy was an absolute professional—proactive, responsive, and absolutely transparent. I will be working with Wendy Sohl moving forward and highly recommend you do, too!
May 15, 2018

Mohsin Elzofri recommends Cassandra Leisure


Cassandra was a pleasure to work with , she answered all my annoying questions very politely and would recommend her In the future. Extremely professional and was available anytime day and night , Thanks Cassandra !
May 10, 2018

Sharon Garner recommends Craig Mitchell

Mystery Writer

I just completed my second mortgage with Craig. Both experiences have been outstanding. Craig (and his staff) explain complex mortgage issues in simple terms. He did not rush me and he answered all of my (many) questions. Both mortgages were budget friendly and sensible. In the past at other offices I always felt pushed into mortgages that were not right for me but not at Craig's office. I highly recommend Craig and his staff.
May 9, 2018

Clifford K. Murakami recommends Rylee Farmer


Rylee was recommended by my daughter who I am assisting in the purchase of a home in Sacramento. I have not met Rylee personally as I am in Hawaii and my whole experience was via email. I must admit, however, that I was well informed and serviced and the process went through very quickly and efficiently. Rylee also had others to fill-in for her to keep everything moving during a short break. I have no complaints and hopefully when I visit Sacramento, I'll have the pleasure of meeting her.
Apr 12, 2018

Abraham Aldape recommends Cassandra Leisure

Thermal Dynamic Engineer

cassandra is easy to work with. very easy going. she is polite and answered my questions. she takes interest in you as if you known each other for alot of years . she helped my process go very easy and smooth.
Apr 10, 2018

Cindy Miett recommends Cassandra Leisure

I Recommend Cassaundra Leisure for your loan needs. She and her team are very knowledgable and professional. She did so much for me, and since i work full time this was a great help to me. The whole process was smooth and stress free, and she was always available to answer questions for me.

Thank you Cassaundra
Apr 5, 2018

John Carl Weertman III recommends Cassandra Leisure

Millwright Foreman

Cassandra was easy and very Proffesional to deal with. She made buying my first home effortless and a pleasure. Thanks to her wonderful work ethics. When I refinance my home. Ill be in contact with her.
Apr 4, 2018

Ricky yang recommends Arlene Disessa

Arlene is nice person helpfully person she will do all her power to help you to get the best loan to get a house I will recommendation
Mar 18, 2018

Maria Usacheva recommends Cassandra Leisure

Graduate Student Researcher

My husband and I met Cassandra when we were shopping for a house loan lender. We chose to stay with Cassandra because she was professional and very knowledgeable about a variety of loan products and housing situations. She and her team were also very efficient and speedy in everything, from scheduling meetings to processing paperwork. She made herself available to us any time, including the weekends, and responded right away to any and all questions we had during the application process and all the way to closing on the house. We felt that she helped us select the product that works best for our family. Highly recommend.
Feb 20, 2018

Phil Darghty recommends Rylee Farmer


We recently went through the prespproval process to buy our first home. It was an awesome experience. Rylee took her time with us and we understood every step of the process.
The experience is one I enjoyed. I look forward to the day we can complete the process when our financial situation improves. The fact we got an approval at all shocked my wife and I. We thank Rylee for the pleasant no stress or pressure interactions.
Feb 20, 2018

Meggie Dees recommends Rylee Farmer

Office Manager

What a great experience! Rylee Farmer and Residential Home Loans provided us with the best service we could ask for. From help with our credit to keeping us updated along the process, she made buying our first home much less stressful than expected.
Feb 13, 2018

Greg Parkerson recommends Cassandra Leisure

When I met Cassandra she saved me from an unscrupulous lender I had been working with. In 2 minutes she provided me with a way to purchase my new home and followed through during the whole loan process. She's a total professional, a joy to work with and flexible enough to handle whatever comes her way. I totally recommend her to anyone seeking to purchase a home.
Feb 12, 2018

Shannon D. recommends Craig Mitchell

My husband and I recently had a wonderful home-buying experience thanks to Craig at Cherry Creek Mortgage. Craig and his associate Don made the process very easy with their constant communication, which included emails, texts and phone calls whenever we needed them, as well as follow-up calls from them to make sure we understood everything. Craig was very kind and patient with us while scanning and emailing documents, and was very thorough in explaining what was needed from us. I would highly recommend Craig and his team at Cherry Creek was a seamless process that went by quickly thanks to his help. We're now enjoying our new home!
Feb 2, 2018

T. James recommends Cassandra Leisure


Cassandra did a wonderful job. She helped us to purchase our dream home. She was so patient and empathetic during a very emotional time. My husband and I sold our previous home much sooner than expected. The previous owners of our dream home did not want to sale their home at the appraised price. Cassandra gave assurance everything would work out and it did. .
Jan 26, 2018

Laura Nabity recommends John Casey

John made the complex loan process easier for me to navigate. He always responded to my questions quickly, and consistently provided clear explanations of all the steps involved. I also appreciated the support and encouragement he offered when I became overwhelmed by my home-buying adventure.

I recommend John to anyone looking for an experienced, trustworthy loan officer.
Jan 23, 2018

John Payne recommends Residential Home Loans

State of California - Dept. of General Services

Prior to meeting Todd we had given up on getting our home or continuing the home buying process. It is amazing the difference having the right broker can make. We were were very specific with regards to what available cash we had and what we were comfortable paying each month. Our first broker came no where near this, Todd was quickly able to put together a loan to meet our expectations. He told us what to expect throughout the entire process and delivered on everything he stated. We are grateful to Todd for getting us into the home we wanted and commend him for doing business as it should be done. He will always get my business and recommendation.
Jan 15, 2018

Christopher Miller recommends Patrick Kelley

Corporate Sales Manager

Patrick Kelly made the process easy. Patrick went out of his way to limit the work on my end. Very appreciated.
Jan 15, 2018

<Mike White recommends Patrick Kelley

Real Estate Agent

Please be assured that it is a pleasure for me to write a recommendation for Patrick Kelley. He is a terrific gentleman who truly cares about his Clients and will make every effort possible to provide helpful guidance and needed assistance.

For example, I have had two Clients who turned to Patrick in their time of extreme need. Both of them had worked with others who were truly unable to perform to their satisfaction. One was a former Veteran who was trying to refinance his home as well as obtain a loan for a new home. Patrick was outstanding in his due-diligence and never-ending care.

My other Client was approximately two weeks away from losing his home. Patrick carefully listened to the concerns and immediately addressed their needs in order to remain in the home.

Patrick has also helped a number of other Clients while at the same time working on behalf of our homeless Veterans. He serves on the Board of Directors for the Sacramento Stand Down Association which is dedicated to restoring dignity to those who have served our country and now need a hand up and not a hand out.

I heartily recommend Patrick for whatever your needs may be. He listens with great attention to detail and performs well above the standard efforts whether it is providing mortgages for homes or providing assistance to the homeless Veterans.
Jan 15, 2018

Carina Walker recommends Cassandra Leisure

Child Care

I honestly can't say enough great things about Cassandra. Our story of buying a home is long one, but thankfully we ended up in the hand of Mrs. Leisure. Since this was our first home purchase we didn't know what to expect. Cassandra assured us that all would be okay and she would do what she could to get us into a Home. It was a world Wind of a few months maybe longer but the whole time I could call with any and all questions and she was there with a quick reply...even contacting while on a family vacation!! That was huge for us! I would recommend her to anyone on the home buying path. She's amazing!
Jan 10, 2018

Kelly medina recommends Patrick Kelley


Patrick is a pleasure to work with.He explains in detail the process of going through a residential loan. His followup and communications through the entire process put me at ease. I was a first time home buyer.
I would recommend him to all my family and friends without any hesitations

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