Residential Home Loans

Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps


Recommendations (255)

3 hours ago

Pamela Neal recommends Cassandra Leisure

Interior designer//

Cassie help finalize and close our loan when we purchased our home about 2 years ago. If it weren't for her we would have lost the purchase of our home we now live in. Because of her I thought I would reach out to Cherry Creek (residential home loans) when I was ready to refi.
She made things very easy and closed quickly. She was patient with my many questions and demands ( I hold people to their words so I can be difficult at times). I would send anyone to her and if I were to refi in the future I would most certainly use her again.

She is worth a million bucks.... Keep her happy!
Apr 10, 2017

Nastasha Warner recommends Jeff Goble

Escrow Officer

Thanks to Jeff Goble our escrow transaction closed AHEAD of schedule, which does not happen often. Jeff and his team were very responsive and efficient, I cannot wait to work with them again!
Apr 4, 2017

Ashley Tankersley recommends Cassandra Leisure

Home buyer

Cassandra got us quick and easy approval. When we were ready to buy she made the process as painless as possible getting all our needed information together for a timely close. She even got us a lower interest rate than what we originally went into escrow with.
Thanks Cassandra!
Mar 31, 2017

Jack Fear & Nicole Elliot recommends Samuel Martinez


I would say us, the buyers agent, sellers agent would all agree Sam saved the day. We all thought we were at a road block and Sam gave us an alternative which ended up closing early. Thank god we are now home owners!:)
I would recommend Sam to anyone.

Jack & Nicole
Mar 31, 2017

Amelia Cruz recommends Cassandra Leisure

Amelia Cruz

I would highly recommend Cassandra, she is a miracle worker. She is fast efficient and effective. We have been turned down before and Cassandra was able to make our dreams of owning a home. She was so quick we closed in less than 30 days. If you are on top of the paperwork she ask for, she is ontop of it. She is only an email, text, or phone call away. If you have been looking for a loan officer, look no further Cassandra is your gal!!
Mar 30, 2017

Rickey Mason recommends Todd Collins

California State Employee

Todd is very professional and does everything to get the best rates and makes everything convenient and in a timely manner. I will be working with him in the future on my next loan and property.
Mar 29, 2017

Kevin Senser recommends Cassandra Leisure


Cassandra did a exceptional job with our first home purchase exceeding our expectations during a very stressful time. Her team communicated openly with us and almost always picked up the phone (even in the evening). We would recommend her to anyone seeking a professional in the industry.
Mar 21, 2017

K. Kumar recommends Kevin Sykes

Real Estate Agent Keller Williams

Kevin is awesome!! He actually met me sometime ago. He called me out of the blue one day about 2 years ago. Since then we have built a very good working relationship. He has sent me several pre-approved buyers ready to purchase. I am really sad he went to California. I would recommend Kevin as an excellent Loan Officer.
Mar 21, 2017

Andrew Z. recommends Kevin Sykes

Software Developer

Kevin helped me with my purchase. I needed to take care of some of my credit. Kevin explained to me how to do this. This took me one week to do all while I was putting a contract on the home I loved. Kevin is very professional and I would recommend him!
Mar 21, 2017

Carolyn T. recommends Kevin Sykes

Production Printing Manager

I am so happy with Kevin. I so wanted a house of my own as a widowed mother. Kevin explained the whole buying process. I needed a grant to be able to purchase a home. Kevin helped me get signed up for education class. He also was able to help me get a higher credit score which helped me receive a lower interest rate and saved me money on my house payment. I would absolutely recommend Kevin 100%
Mar 14, 2017

Scott Carpenter recommends Todd Collins


Todd was very professional and knowledge. A real people person that got the job done quickly and efficiently. I would recommend him to anyone. Thank you Todd for all your hard work. We love our new home!
Mar 13, 2017

Martha Comer recommends Jeff Goble


Jeff did a great job.
He helped put a plan together towards the right direction in order to qualify to buy a home within 6-12 months.
He was very helpful. We will definitely recommend him to everyone we know who is looking to buy a home
Mar 13, 2017

Stephanie Willis recommends Craig Mitchell

Craig Mitchell is a compassionate and consummate professional when it comes to helping people realize their dreams of homeownership. He explains the process in as much detail as is deemed necessary, is a clear and thoughtful communicator, and is supported by an awesome staff of similarly talented professionals.

Your trust and confidence will not be misplaced when choosing Craig for your home purchase needs.
Mar 11, 2017

Jeffrey J Presti recommends Residential Home Loans

Justin is fantastic, wonderful and reliable! He is an absolute pleasure and a joy!
Mar 11, 2017

William Reedy recommends Residential Home Loans

Claims Examiner

He is very friendly and always has a smile.
Mar 11, 2017

Jordan Youngdahl recommends Residential Home Loans

Caregiver/ Memory Care

Justin is an amazing person who would go to any length to help someone. He is a very loyal and dependable friend of mine.
Mar 11, 2017

William Reedy recommends Residential Home Loans

Claims Examiner

He is very friendly and always has a smile.
Mar 10, 2017

Laura Milo recommends Residential Home Loans

Master colorist and hairstylist

Justin is very good at his job .He has great customer service and communication skills . He goes the length it takes to get the job done and I would highly recommend him to any one of my friends and family .
Mar 10, 2017

Nancy Beck recommends Residential Home Loans

Finance Officer

Justin Burks, Loan Originator, is honest, hardworking, efficient, and knowledgeable in residential loans. I believe Justin's experience in mortgage lending beginning in 1997 and his drive to stay current has not only benefitted us as his customers, but he has impacted the industry as a whole in the Sacramento area with his impeccable service. I recommend Justin for your future mortgage needs.
Mar 10, 2017

Jeanna Harless recommends Residential Home Loans

Loan Processor

I was very pleased with Justin's knowledge and how professional he was through this process. I would definitely refer friends and family to him.
Mar 10, 2017

Derek recommends Residential Home Loans

Justin is the best!
Mar 10, 2017

Mahogany Bonafide recommends Samuel Martinez

Sacramento Regional Transit

I don't know where to begin to say how helpful Sam was. I was originally qualified elsewhere but was never given a clear understanding nor could I get accurate figures. After I sat down with Sam and went over the situation, and he explained how he could correct the situation, it was an easy choice. Thank you Sam for everything!
Mar 3, 2017

Karl Northington recommends Randy Cowen

My wife met Randy at our son's school and we met with him in his office shortly after. We had never purchased a home before, and really had no idea how it worked. He sat down with us and took us step by step how we would qualify. He told us how each step of the process would go, and was always there when we had questions. Everything he said would happen went just as he explained. and there were zero surprises. I thought buying a home would be difficult and stressful, but it was a very informative and pleasant experience. If you have never bought a home before, go to this guy!
Mar 3, 2017

Ludwig Omar Buonafina recommends Samuel Martinez

Realtor Prestige Realty Advisors

Work Horse is the best way to describe Sam. Every step of the way with clients we've worked together, Sam has done a great job on keeping me posted and helping the clients along the way to close on time.
You cant find better Mortgage service anywhere else!
Thanks Sam!
Mar 2, 2017

Cole Miller recommends Samuel Martinez

Realtor Keller Williams

Sam is a master of his craft. His diligent work ethic has made him one of the most reliable Loan Officers I've ever worked with. I would highly recommend Sam Martinez to anyone who is in need of excellent mortgage services.

Thanks Sam!

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