Residential Home Loans

Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps


Recommendations (228)

2 days ago

JoAnne W. Moore recommends Paula Smart


Paula was very detailed, prompt in answering questions and returning calls. She handled our home loan as if it was her own, stepping in to trouble shoot and handle all issues that happened. I would strongly recommend her to others.
3 days ago

Edward Leach recommends Samuel Martinez


Sam is a very professional and diligent Mortgage professional. Sam keeps everyone involved that needs to know information about the Mortgage he is working on informed along the way so you don't need to wonder about it. I will recommend Sam to anyone that is purchasing a home or needs a refi or another Mortgage product. He works hard to take care of his customer and the Realtors customer.
Feb 23, 2017

Sally Steffler recommends Samuel Martinez

Home Buyer

I was referred to Sam by a friend and I was very happy with the service. He kept me informed throughout the process and made sure I was clear on everything. I would definitely recommend Sam if you are in the process of buying a home.

Feb 22, 2017

Magnus Skoglund recommends Cassandra Leisure


Cassandra is extremely professional and efficient in the way she handles herself and her clients. She helped tremendously in my rather messy application due to many different factors but she handled it like a true professional, letting me know exactly what was needed at any given moment. I can give my highest recommendations without any hesitation, I know she will not disappoint anyone.
Feb 13, 2017

Deborah Harmon recommends John Casey

Medical Assistant

I would highly recommend Joh to anyone purchasing a he eor dong a re fi he made the process easy and believe me it is not easy any,ore! I have already recommend John to two ppl and my real estate agent. Ha k you Joh for being a great person and experienced loan officer!
Feb 3, 2017

Monica Murphy recommends Craig Mitchell

I really appreciate all the hard work Craig did in order for me to purchase my home. As a first time home buyer he assisted me with programs I would not have been aware of. I was able to move in my home right before my birthday and departure to India. He answered any questions I had and was always available. I was given his contact number from a friend who highly recommended him and I now have given his contact to my friends and family.

Thank you Craig919447375385
Jan 31, 2017

Anna M Jesse recommends Cassandra Leisure

Collections Rep Team Coach

I was very pleased with Cassandra Leisure. I was pleasantly surprised that she and her entire team made this a pretty seamless and headache free process. I truly felt that from start to finish she was helping me and had my best interest at heart. As a busy working single woman, it was wonderful to know that team leisure had my back. She was prompt on getting back to me to answer any questions I had as well as how quick to she was of informing me of items she felt I should be aware of. Again I say thank you to each of you for the beautiful job you did. I would recommend you and your team to anyone I am aware of that may need help in the home buying process or to someone who wants to work with someone that cares. Choose Cassandra Leisure and team and you will be pleased you listened to me.
Jan 31, 2017

Bill and Jill Johnson recommends Samuel Martinez

Sales manager and Nurse

We came to Sam after we were pre-qualified else where and didn't like our monthly payment and our previous lender was not interested in helping us with down payment assistance. Sam showed us our options and was very helpful in getting us a better loan with a better payment. I would gladly recommend Sam to anyone who needs help with buying a house. Thanks Sam!
Jan 27, 2017

Kristyne Van Skike recommends Craig Mitchell

Project Manager - State of California

I worked with Craig for over six months and he helped me through a complicated home purchase. He was patient, clear and most importantly, available anytime I needed him. He was professional and courteous and went above and beyond to make sure we were satisfied with the results. Thank you Craig! I will certainly recommend friends and coworkers to work with you on their next home purchase.

Jan 26, 2017

Eric Enriquez recommends Samuel Martinez

Auto Dealer

Me and my brother both went to Sam for our first homes. We had came from another mortgage company and were confused about the loan and not offered any down payment assistance. A friend referred us to Sam, and we were very happy that he was able to enroll us in down payment assistance and, more importantly, he was able to explain everything so it was well understood. I'm a client for life and would highly recommend Sam to anyone who is looking to buy a home.
Jan 24, 2017

Hazzel Cornejo recommends Cassandra Leisure


Cassandra was great!!! I highly recommend her. She answered all my questions and help speed up the loan process. Thank you so much Cassandra!
Jan 19, 2017

Georges R Eyenga recommends Craig Mitchell

Veteran and Law Student

I want to say thank to Graig for his help. When I was an active duty Soldier, I tried harder to buy a home in the Bay area in California when houses were very cheap, but I couldn't find the right Loan Originator to help me out. I ended up spending my savings because the Lender I was introduced to told me that in the Bay Area, I couldn't use the VA loan and, that I had to put some money down. I relied on him and did everything needed and went further spending money for fees due for house's inspection. I was told at the end that I couldn't qualify for the loan. Ironically, now I'm a Veteran and a Law Student, Graig made my dream comes true. I was able to use my VA benefits to buy my first house in Antioch with no down payment. The process was professional, smooth and easy. I recommend all my fellow Veterans struggling out there to find help to get with him. His is the person you can rely on.
Jan 14, 2017

Steven Watson Sr. recommends Residential Home Loans

Home owner refinanceing my lhome

I highly recommend Mr. Heath Sparks for your mortgage financing needs. I found him to be very honest trustworthy professional and very knowledgeable in the mortgage financing business. He is very upfront, tell you like it is and strives to meet your mortgage refinancing goals, and needs and works towards getting the lowest interest rate possible. He uses his influence towards reducing your loan costs and fees with repairs needed or offering discounts offered by Cherry Creek Mortgage. I've had many refinance advertisement offers by mail from local and out of state mortgage companies it was important to me to have a one on one person to person contact when refinancing versus refinancing by mail. I'm glad I decided to check into Cherry Creek Mortgage and met Heath Sparks. I discerned his character and had immediate trust in his advice and abilities. This is my recommendation...., Steve Watson
Jan 7, 2017

Jose Cortez recommends Craig Mitchell

Class A Driver

I would highly recommend Mr. Craig Mitchell to anyone who is looking to purchase a home. His professionalism makes buying a hime very pleasant. He keeps great communication with his ckients throughout the whole process from beginning to end.
To anyine who is purchasing a home, do not make the mistake of going with someone else. I will definately do business with Mr. Mitchell again.
Jan 6, 2017

Vince Curella recommends Craig Mitchell

Craig did an excellent job walking us through the loan process. Clear communications, diligent follow up, provided multiple options and very patient. Thanks for all your help!
Jan 3, 2017

Tisha Cry recommends Craig Mitchell

Director of HR and Accounting

I was a little nervous starting off. I knew I wanted to purchase a home but was not sure where or even how to start the process. I had mention to a close friend my desire to buy a home and she recommended Craig. With the very first phone call I knew he was my guy. He walked me through the pre-qualifying, purchase and close. When I had a question(s), he answered them thoroughly and always eased my worry.

I just closed on my very first home and could not be happier.

I highly recommend Craig to anyone who is ready to buy a house or even start a conversations about buying. He is full of information and does not mind sharing.
Jan 2, 2017

Alyson Kohl recommends Craig Mitchell

Craig did a great job with my loan
Dec 31, 2016

Elizabeth N recommends Jim Chabrier

Director of Learning and Development

I highly recommend working with Jim! He's fast, thorough and always available for questions. He was especially great to work with as first time home buyer. He walked me through the process with patience and emotional support as I took the first step. He's a true professional. Thank you, Jim!
Dec 22, 2016

Dan flannery recommends Todd Collins

First home buyer.

Todd did a great job helping my wife and I though the loan process. It was a very confusing process as we are first home buyers. He explained everything in detail and always returned my calls when I needed the help. I would recommend Todd to anyone looking to buy a home.
Dec 22, 2016

Dan flannery recommends Todd Collins

First home buyer.

Todd did a great job helping my wife and I though the loan process. It was a very confusing process as we are first home buyers. He explained everything in detail and always returned my calls when I needed the help. I would recommend Todd to anyone looking to buy a home.
Dec 19, 2016

Victoria Leas recommends Michael Clancy

Broker Owner Victoria's Properties/Coldwell Banker

Michael Clancy has a firm grasp on the residential lending market and is driven to close every loan with the upmost quality service. My real estate team works side by side with Michael and his staff. I know when I recommend Mike to one of our buyers they are in excellent hands, and the loan will close!
Dec 18, 2016

K Helm recommends Jeff Goble


Jeff did an exceptional job getting our loan approved, and keeping me informed throughout the process.
Dec 14, 2016

Monica Romero recommends Jim Chabrier

first time homebuyer

Jim from the start was nothing but completely helpful and honest with us through our journey of purchasing our 1st home! We are Grateful for his Financial Guidance through the process and will be forever Grateful to having Jim as our Lender! For anyone in the future who is looking for either their 1st home, a bigger home, a downsize or just to sell or buy a home I would highly recommend Jim to guide them through the process!
Dec 14, 2016

Michael Borchers recommends Jim Chabrier

Packaging Designer

We just completed a home refinance from Jim Chabrier, someone we’ve known for a long time and who helped us with the financing on the purchase of our home nine years ago. Turned out to be much more complicated than we expected! An existing home improvement that we had financed turned out to be a lien against the house, so we had to work around that. Then, just before signing loan documents, our property value was reassessed causing our monthly property tax payment to increase significantly. This forced us to change the terms of our refinance yet again so that we could make the monthly payment.

Through these unexpected changes, Jim was always available to answer our many questions and to explain the details of the refinance. His ability to quickly provide us electronic estimates using Mortgage Coach was also extremely helpful, as we could easily make side-by-side comparisons of different options and decide what was best for us. We strongly recommend Jim to anyone needing to purchase or refinance their home. We will definitely call him again if we need any loan assistance in the future. Thanks again Jim!
Dec 6, 2016

michael byrne recommends Jeff Goble


Residential financing transactions seem to be a series of one more thing to do. My wife and I wanted to convert our variable rate loan into a fixed rate (I am concerned that rates will rise by a meaningful amount in the very near future.) Jeff got us the loan we wanted. We hit a few bumps through the process but Jeff helped us work through them in a timely and professional manner. I would recommend him highly to anyone.

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