Residential Home Loans

Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps


Recommendations (306)

Nov 20, 2017

Richard Saltzman recommends Jeff Goble

Independent Real Estate Broker

Jeff is very knowledgeable and responsive and was a pleasure to work with in closing my buyers' purchase. His team is also on the ball and managed to work around some issues encountered in the loan approval process. I would highly recommend him to anyone doing a home purchase or refinance!
Nov 17, 2017

Teresa Wolf recommends Craig Mitchell


Craig was gracious enough to talk to us while he was on vacation. He explained in detail the entire process to us. He made sure to answer all of our questions and made sure we understood the information provided to us. With his help and expertise, we were able to close on our home in a month.
Nov 13, 2017

Cynthia Cruz-Maduro recommends Craig Mitchell

Registered Nurse

We just purchased a house last month, and Craig Mitchell was our loan officer. Craig did an excellent job in helping us get a home loan. He made everything easy for us. He patiently explained every step of the process to us, and he updated us whenever something came up. We were ahead of our closing schedule because Craig was on top of everything. We never had any problem with our loan application. We highly recommend Craig Mitchell.
Nov 13, 2017

Anonymous recommends Jeff Goble

State worker

Jeff helped me and my wife with the preoces of buying our he. From the first appointment to closing it was fast and easy. If you have any questions you can call him anytime and he’ll answer them for you. Jeff made Buying a home possible and he looks into all options to make sure he gets you the right loan.
Nov 10, 2017

Alina Munroe recommends Craig Mitchell

Contact lens Tech.

Craig very efficient and was able to get our loan done in record time! Awesome job
Nov 2, 2017

Debbie wing recommends Residential Home Loans


I had a difficult challenge in getting my credit history corrected as there were inaccuracies. Mary Jane guided me through the process and kept me informed all through the process of prequalification, underwritering and finally funding!! Today we are sitting in our wonderful home and are so grateful to Mary Jane for her knowledge and constant support.
Nov 1, 2017

James Champlain recommends Craig Mitchell

Home buyer

I appreciate the professionalism of Craig Mitchel, He was extremely fast and very efficient. I will recommend Craig to all my friends and family.
Thanks Craig for your excellent services! - James
Oct 17, 2017

Daniel Rossi recommends Wendy Sohl

Veteran/First Time Home Owner

My professional relationship with Wendy began in February of 2017. When many other Loan Originators would not work with me due to past credit issues, I had almost given up on my dream of becoming a homeowner. That is until one fateful day, I stepped into Wendy Sohl's office. That turned out to be one of the best decisions I have ever made. From day one, Wendy was a consummate professional, yet also highly personable. While the path to home ownership is often a daunting one, Wendy was there with me every step along the way. She provided me with a plan of action, which facilitated my path to home ownership. Most importantly, I could tell that Wendy truly cared. I never once felt like just another loan applicant. Wendy kept me updated throughout the entire loan process. I never felt out of the loop. The most impressive thing about Wendy is that although she is a seasoned professional and master of her field, she continues to strive to learn more, in order to better serve her clients. Throughout the process of closing on my home, we encountered some challenges that were new to both of us. We overcame those challenges together and Wendy has used those experiences to better serve her future clients. I truly felt that Wendy was in my corner, and I just can’t tell you enough how indispensable that is when you are undergoing such a life changing process. If you are looking for a consummate professional who doesn't look at you as just another client, and who constantly has your best interest in mind, Wendy Sohl is the Loan Originator for you. I would recommend no other.
Oct 2, 2017

Kamie Long recommends Craig Mitchell


Craig Mitchell made purchasing a home a great experience. I never lost the thrill of purchasing my home due to hastle or headache. He guided me through the entire process and dotted every i and crossed every t so that I had all the documents ready for submittal. I highly recommend Craig and will continue to return to him for any additional needs I have in the future.
Oct 2, 2017

Shanell Brumfield recommends Craig Mitchell

As a first time homebuyer, there is always a little bit of fear and apprehension around finding a home. Craig helped alleviate some of this by being patient and informative. Craig was always there to answer questions and provide clarity for me. He was definitely a great resource and I would recommend him to anyone that is looking into finding the best financing options for your home.
Sep 27, 2017

Rainbow Kong recommends Cassandra Leisure

HR Specialist

Cassandra and her team at Cherry Creek are rockstars! The entire home buying process was easy, smooth and seamless. She was super responsive and was able to answer all of my questions thoroughly and ensured every deadline was met. I highly recommend Cassandra for anyone looking for a Loan Officer to close their home on time.
Sep 26, 2017

Gail Lindhorst recommends Arlene Disessa

Realtor, Allison James Estates & Homes

Arlene is one of the hardest working Loan Officers I've EVER worked with! She's ALWAYS available for my clients, even evenings and weekends! She's knowledgeable about a wide variety of programs to help a wide variety of buyers. And, she's willing to go the extra mile and really work with credit challenged Buyers to help them achieve their goals. From my perspective as a Realtor, it's absolutely HUGE that she's willing to work Open Houses with me on the weekend so she can help new Buyers immediately. Arlene is just an AWESOME person and Loan Expert.
Sep 26, 2017

Brian Steffes recommends Todd Collins


Todd Collins was great to work with! Very honest guy.. He was actually out for my best interest and was available everytime I had questions about the process and what was next. Thanks again Todd!
Sep 25, 2017

Melissa McDaniel recommends Doug Hooten

Doug was very informative and knowledgeable about refinancing. He stood by us getting the funds we neeeded to do the things needed to keep our house up to date and to see that it would be comperable to other houses on the market. I would highly reccommend Doug in a heartbeat to family and friends in the market for either a refi or even first time buyers. Thanks Doug for a job well done
Sep 23, 2017

Eng Heng recommends Residential Home Loans

Eng Heng

Jim really good in loan!. We have 3 home loans from and paper work not easy to loan but he can do it he is supper!. We really love and appreciate his time and his head work . Thank you jim Chabrier
Sep 22, 2017

Nader B recommends Arlene Disessa

Claims examiner

Arlene did an outstanding job getting the loan closed way to
go team.
Sep 12, 2017

Deborah Sickel recommends Residential Home Loans


We are very greatful for Jim and his hard work to help us secure our dream home. He worked quickly to help is close and move in all within a few weeks of us finding the property perfect for our family. We are extremely greatful!
Sep 5, 2017

Jeff Silva recommends Doug Hooten


I would highly recommend Doug for the job! He most recently helped a client of mine purchase a home. Doug kept everyone informed every step of the way and we were able to close escrow ahead of schedule. Our client in common signed in the morning and escrow closed later that afternoon. Great Service!
Sep 5, 2017

Rashon Newsome recommends Arlene Disessa

Secretary, US Air Force

Arlene has been a tremendous help with the lending/buying process! Our previous home was a new build so we weren't aware of the many different scenarios present in a resale market- a wildly competitive one at that! Regardless of the day or time she's Very responsive, patient and knowledgeable to all needs and questions. We look forward to closing in on a home soon and feel confident the lending process will go smoothly based on Arlene's professionalism.
Sep 1, 2017

Erika Sembrano recommends Jeff Goble

Jeff was upfront and honest with me from the start about the home loan process. As a first time home buyer, I was completely in the dark about everything, especially from the loan standpoint. Jeff was kind, patient, and clearly knowledgeable. He answered each and every one of my many questions. Escrow ended up being quite smooth and quick, which was the cherry on top of this experience. In a heartbeat, I would recommend Jeff to others who are thinking about purchasing a home. Thank you Jeff!
Sep 1, 2017

Andrey Zhuravel recommends Doug Hooten


I have done more than one deals with Doug. My biggest issue with most lenders is communication, but with Doug it's never a problem. He is professional, prompt, and does great work! Highly recommend!
Aug 11, 2017

Phillip Schon recommends Craig Mitchell

Software Specialist

Craig and his staff just helped me get into my first home. I couldn't be happier with him and his team. Craig was ready for all the questions I threw at him and was always very prompt. I will definitely be using him again when its time to upgrade to my second home. I strongly recommend Craig for any mortgage service you may need.
Aug 7, 2017

Jessica Waterford recommends Craig Mitchell

Client Services Counselor

I strongly recommend Craig Mitchell. If it were not for Craig, I would not be a home owner today. He gave me clear step by step instructions telling me what I needed to do to get pre-qualified. Buying a home can be overwhelming, but Craig followed up with me the entire process. My experience working with Craig leads me to believe he is THE BEST at what he does!
Jul 22, 2017

Sydney Carlson recommends Wendy Sohl

I highly recommend Wendy! She is easy to communicate with and very responsive to any questions you might have. Wendy gets the job done in a timely, professional manner with great attention to detail. She made what could have been a stressful process so pain free for me! I'm so glad I chose Wendy, and I would recommend her to anyone!
Jul 21, 2017

Jeanna Harless recommends Cassandra Leisure

Loan Processor

Cassandra and team did a great job and made the process very smooth.

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