Residential Home Loans

Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps


Recommendations (326)

5 hours ago

Phil Darghty recommends Rylee Farmer


We recently went through the prespproval process to buy our first home. It was an awesome experience. Rylee took her time with us and we understood every step of the process.
The experience is one I enjoyed. I look forward to the day we can complete the process when our financial situation improves. The fact we got an approval at all shocked my wife and I. We thank Rylee for the pleasant no stress or pressure interactions.
6 hours ago

Meggie Dees recommends Rylee Farmer

Office Manager

What a great experience! Rylee Farmer and Residential Home Loans provided us with the best service we could ask for. From help with our credit to keeping us updated along the process, she made buying our first home much less stressful than expected.
Feb 13, 2018

Greg Parkerson recommends Cassandra Leisure

When I met Cassandra she saved me from an unscrupulous lender I had been working with. In 2 minutes she provided me with a way to purchase my new home and followed through during the whole loan process. She's a total professional, a joy to work with and flexible enough to handle whatever comes her way. I totally recommend her to anyone seeking to purchase a home.
Feb 12, 2018

Shannon D. recommends Craig Mitchell

My husband and I recently had a wonderful home-buying experience thanks to Craig at Cherry Creek Mortgage. Craig and his associate Don made the process very easy with their constant communication, which included emails, texts and phone calls whenever we needed them, as well as follow-up calls from them to make sure we understood everything. Craig was very kind and patient with us while scanning and emailing documents, and was very thorough in explaining what was needed from us. I would highly recommend Craig and his team at Cherry Creek was a seamless process that went by quickly thanks to his help. We're now enjoying our new home!
Feb 2, 2018

T. James recommends Cassandra Leisure


Cassandra did a wonderful job. She helped us to purchase our dream home. She was so patient and empathetic during a very emotional time. My husband and I sold our previous home much sooner than expected. The previous owners of our dream home did not want to sale their home at the appraised price. Cassandra gave assurance everything would work out and it did. .
Jan 26, 2018

Laura Nabity recommends John Casey

John made the complex loan process easier for me to navigate. He always responded to my questions quickly, and consistently provided clear explanations of all the steps involved. I also appreciated the support and encouragement he offered when I became overwhelmed by my home-buying adventure.

I recommend John to anyone looking for an experienced, trustworthy loan officer.
Jan 23, 2018

John Payne recommends Todd Collins

State of California - Dept. of General Services

Prior to meeting Todd we had given up on getting our home or continuing the home buying process. It is amazing the difference having the right broker can make. We were were very specific with regards to what available cash we had and what we were comfortable paying each month. Our first broker came no where near this, Todd was quickly able to put together a loan to meet our expectations. He told us what to expect throughout the entire process and delivered on everything he stated. We are grateful to Todd for getting us into the home we wanted and commend him for doing business as it should be done. He will always get my business and recommendation.
Jan 15, 2018

Christopher Miller recommends Patrick Kelley

Corporate Sales Manager

Patrick Kelly made the process easy. Patrick went out of his way to limit the work on my end. Very appreciated.
Jan 15, 2018

<Mike White recommends Patrick Kelley

Real Estate Agent

Please be assured that it is a pleasure for me to write a recommendation for Patrick Kelley. He is a terrific gentleman who truly cares about his Clients and will make every effort possible to provide helpful guidance and needed assistance.

For example, I have had two Clients who turned to Patrick in their time of extreme need. Both of them had worked with others who were truly unable to perform to their satisfaction. One was a former Veteran who was trying to refinance his home as well as obtain a loan for a new home. Patrick was outstanding in his due-diligence and never-ending care.

My other Client was approximately two weeks away from losing his home. Patrick carefully listened to the concerns and immediately addressed their needs in order to remain in the home.

Patrick has also helped a number of other Clients while at the same time working on behalf of our homeless Veterans. He serves on the Board of Directors for the Sacramento Stand Down Association which is dedicated to restoring dignity to those who have served our country and now need a hand up and not a hand out.

I heartily recommend Patrick for whatever your needs may be. He listens with great attention to detail and performs well above the standard efforts whether it is providing mortgages for homes or providing assistance to the homeless Veterans.
Jan 15, 2018

Carina Walker recommends Cassandra Leisure

Child Care

I honestly can't say enough great things about Cassandra. Our story of buying a home is long one, but thankfully we ended up in the hand of Mrs. Leisure. Since this was our first home purchase we didn't know what to expect. Cassandra assured us that all would be okay and she would do what she could to get us into a Home. It was a world Wind of a few months maybe longer but the whole time I could call with any and all questions and she was there with a quick reply...even contacting while on a family vacation!! That was huge for us! I would recommend her to anyone on the home buying path. She's amazing!
Jan 10, 2018

Kelly medina recommends Patrick Kelley


Patrick is a pleasure to work with.He explains in detail the process of going through a residential loan. His followup and communications through the entire process put me at ease. I was a first time home buyer.
I would recommend him to all my family and friends without any hesitations
Jan 8, 2018

Roy Walkenhorst recommends Patrick Kelley


Patrick Kelley was invaluable in securing a loan for our home. He was especially good at helping us respond to information requests from the lender since those requests are frequently made in undecipherable legalese. He made sure we quickly and concisely provided exactly the information being requested. He was also a source of positive reassurance in a process that is often frustrating and difficult. In the end we had an excellent outcome and we credit Patrick with being a critical part of that happy result.
Jan 7, 2018

Ezra Kaya recommends Patrick Kelley

Senior Buyer

Patrick made the entire process of my home purchase easy and comfortable. I am a single mom purchasing my first house, which was really scary for me. He and his team are in constant communication through all aspects of the buying process. He made sure I understood what everything meant. I will be using him again and recommend him highly.
Jan 7, 2018

Judy Brooks recommends Patrick Kelley

Executive Producer

We worked with Patrick Kelley to get our home loan. We had been working with Quicken Loans and it was taking weeks, so when Patrick said let me help you get this done a little faster with anothr lender we said okay. He got involved and we had our loan quickly approved. He was there with us every step of the way, he helped with the title company and with all of our Paperwork. We were impressed at how available he was to us. We closed on the house in 30 days. Highly recommend Patrick, his positive attitude really made things so much easier. He is very solution orientied. We are now selling that house and Patrick is handling the loan on our next home. He is very easy and pleasant to work with during what can be a stessful time.
Jan 6, 2018

Nancy Jacobs recommends Patrick Kelley


I want to thank you so much. You made the process so smooth. I have recommended you to my sister. We are so happy in our new home.

Jan 2, 2018

Randell H. recommends Cassandra Leisure

State Employee

Cassandra has done an amazing job helping throughout the entire home purchase process. She was very informative, knowledgeable and prompt at every step of the way. Her customer service skills were out of this league and we were treated with tremendous respect. I'd recommend any and everyone to do business with her. We look forward to making future transitions with her!
Dec 26, 2017

Andre Cawthorn recommends Cassandra Leisure

Safety Trainer

I was very impressed with the job Cassandra Leisure (last name should be Expeditious) and her staff did to make my first-time home buying experience a success. Not only did she make the process easy to understand; she made it happen very fast.
I was naturally pessimistic due to the horror stories I have heard from peers (who obviously did not use her services) but she helped me out with various loan options and assured me based on all of the information that I provided everything will be fine.
I am very happy with your services Cassandra and I have already recommended some friends to you.
Once again thank you for your professionalism and making this transition easy for me and my family.
Dec 25, 2017

Balinda Alexander Hayes recommends Cassandra Leisure

Cassandra is amazing! She was so patient with us and always made herself available. She is very knowledgeable and has educated us every step of the way.
Dec 22, 2017

Afiya B recommends Cassandra Leisure


Cassandra is very pleasant to work with and knowledgeable about home loans. She will provide you with guidance on the best loan that works for specific situation. You can call and text her anytime and she will respond in a timely manner. My loan process was very smooth....thanks Cassandra and her team!!
Dec 22, 2017

Christopher Brown recommends Cassandra Leisure

Owner/Director of Opperations

Cassandra made the loan approval process easy. By emailing and using Docusign it made the process go by quickly. All the paperwork was simple and made sense. I recommend Cassandra Leisure with Residential Home Loans for anyone buying a home. My Mother is a Real Estate broker and she recommends Cassandra as well!
Nov 20, 2017

Richard Saltzman recommends Residential Home Loans

Independent Real Estate Broker

Jeff is very knowledgeable and responsive and was a pleasure to work with in closing my buyers' purchase. His team is also on the ball and managed to work around some issues encountered in the loan approval process. I would highly recommend him to anyone doing a home purchase or refinance!
Nov 17, 2017

Teresa Wolf recommends Craig Mitchell


Craig was gracious enough to talk to us while he was on vacation. He explained in detail the entire process to us. He made sure to answer all of our questions and made sure we understood the information provided to us. With his help and expertise, we were able to close on our home in a month.
Nov 13, 2017

Cynthia Cruz-Maduro recommends Craig Mitchell

Registered Nurse

We just purchased a house last month, and Craig Mitchell was our loan officer. Craig did an excellent job in helping us get a home loan. He made everything easy for us. He patiently explained every step of the process to us, and he updated us whenever something came up. We were ahead of our closing schedule because Craig was on top of everything. We never had any problem with our loan application. We highly recommend Craig Mitchell.
Nov 13, 2017

Anonymous recommends Residential Home Loans

State worker

Jeff helped me and my wife with the preoces of buying our he. From the first appointment to closing it was fast and easy. If you have any questions you can call him anytime and he’ll answer them for you. Jeff made Buying a home possible and he looks into all options to make sure he gets you the right loan.
Nov 10, 2017

Alina Munroe recommends Craig Mitchell

Contact lens Tech.

Craig very efficient and was able to get our loan done in record time! Awesome job

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