Residential Home Loans
Residential Home Loans can help you finance your new home. Our friendly mortgage specialists offer several programs tailored for California homebuyers who are qualified and eligible, including FHA, VA, and USDA loans, as well as first-time homebuyer and down payment assistance programs. (County-specific income limits apply and change frequently. Call us for details.) If you are ready to fulfill your real estate dreams, the experienced and knowledgeable Residential Home Loans team will help you finance your new home in just three easy steps
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Recommendations (283)
2 days ago
Sydney Carlson recommends
Wendy Sohl
I highly recommend Wendy! She is easy to communicate with and very responsive to any questions you might have. Wendy gets the job done in a timely, professional manner with great attention to detail. She made what could have been a stressful process so pain free for me! I'm so glad I chose Wendy, and I would recommend her to anyone!
3 days ago
Jeanna Harless recommends
Cassandra Leisure
Loan Processor
Cassandra and team did a great job and made the process very smooth.
Jul 19, 2017
EdwardS recommends
Kevin Sykes
Retired Military
Mr. May,
After unpacking the last box (#59) yesterday and feeling my best after packing up and moving three separate households, mine to my sister's garage, moving her in to her house, and moving my household from her garage to 4844 XXXX Drive.
Thank You for accepting my offer to purchase the residence at 4844 XXXX Drive, Sacramento, CA
Kevin Sykes is TRUELY responsible for making the process happen. When I first approached Residential Home Loans and met Kevin for the first time, I knew that I had made the correct choice in selecting Residential for my mortgage.
Kevin and I explained our positions and determined the parameters by which I would accept a mortgage loan from Residential.
After many meetings and conversations, calls from Kevin on mornings and late evenings, I tried to modify my position, but Kevin held me to my original request which later we both felt was best for me. Wanting a house I couldn't afford was not reality.
After too much frustration, I decided to suspend (stopped) my quest for a home purchase and with a recommendation I decided on a mobile type home that I could afford, but the same problem I had with Condos, came up with Mobiles, HOA/Property Rent Fees.
After a conversation with an acquaintance who is a VA councilor at Mather Field, I was convinced that the VA (no down) was the best way for me to afford the home I wanted. Kevin and I discussed the VA option at our first meeting, agreeing that was the only way I could stay with my original payment limit with no down, except for Title/Inspection/Closing, which I could accept.
My sister introduced me to an Agent friend, Angela, and just as I had totally accepted Kevin's advice and guidance, I trusted Angela.
No particular house interested me as much as 4844 XXXX Drive, even though we had viewed many in all areas. Angela issued a statement to me: "This is your house." I replied that I would believe it when I had the keys to the front door!
The Kevin team, Cassandra, Roxanne and Piper went to work at Residential Home Loans and after more confrontations by me, we were able to achieve the acceptable figures.
Mr. May, I am very Proud that I was able to have Kevin Sykes at Residential as my Mortgage Agent. I do not honor praise that is not earned!
Kevin earned my Praise! Cherry Creek Mortgage is fortunate to have Kevin in their employ in Residential.
Thank You Kevin for allowing Angela to hand me the keys to 4844 XXXX Drive. Edward S
After unpacking the last box (#59) yesterday and feeling my best after packing up and moving three separate households, mine to my sister's garage, moving her in to her house, and moving my household from her garage to 4844 XXXX Drive.
Thank You for accepting my offer to purchase the residence at 4844 XXXX Drive, Sacramento, CA
Kevin Sykes is TRUELY responsible for making the process happen. When I first approached Residential Home Loans and met Kevin for the first time, I knew that I had made the correct choice in selecting Residential for my mortgage.
Kevin and I explained our positions and determined the parameters by which I would accept a mortgage loan from Residential.
After many meetings and conversations, calls from Kevin on mornings and late evenings, I tried to modify my position, but Kevin held me to my original request which later we both felt was best for me. Wanting a house I couldn't afford was not reality.
After too much frustration, I decided to suspend (stopped) my quest for a home purchase and with a recommendation I decided on a mobile type home that I could afford, but the same problem I had with Condos, came up with Mobiles, HOA/Property Rent Fees.
After a conversation with an acquaintance who is a VA councilor at Mather Field, I was convinced that the VA (no down) was the best way for me to afford the home I wanted. Kevin and I discussed the VA option at our first meeting, agreeing that was the only way I could stay with my original payment limit with no down, except for Title/Inspection/Closing, which I could accept.
My sister introduced me to an Agent friend, Angela, and just as I had totally accepted Kevin's advice and guidance, I trusted Angela.
No particular house interested me as much as 4844 XXXX Drive, even though we had viewed many in all areas. Angela issued a statement to me: "This is your house." I replied that I would believe it when I had the keys to the front door!
The Kevin team, Cassandra, Roxanne and Piper went to work at Residential Home Loans and after more confrontations by me, we were able to achieve the acceptable figures.
Mr. May, I am very Proud that I was able to have Kevin Sykes at Residential as my Mortgage Agent. I do not honor praise that is not earned!
Kevin earned my Praise! Cherry Creek Mortgage is fortunate to have Kevin in their employ in Residential.
Thank You Kevin for allowing Angela to hand me the keys to 4844 XXXX Drive. Edward S
Jul 17, 2017
Sean Thomas recommends
Craig Mitchell
Realtor and Founder, ShowMeNow App
I've known Craig for over 10 years now. He is the person I send clients to to get the job done! He is professional, patient and truly enjoys helping others **My client's words!** I highly recommend Craig should you need a residential home loan and/or mortgage service.
Jul 13, 2017
Patrick Salimi recommends
Cassandra Leisure
Founder at Market Vital
We met Cassandra through a mutual friend and decided to work with her for our home loan right away. Her energy, knowledge and enthusiasm was obvious from the start.
We were further impressed by her ability to quickly resolve issues and even clear snags that were caused by our mistakes in the process. We were very appreciative as she made my wife and I feel like we were the only clients she was working with.
To top it all she closed the deal one week early!
I would not hesitate to recommend her and her team to everyone I know.
We were further impressed by her ability to quickly resolve issues and even clear snags that were caused by our mistakes in the process. We were very appreciative as she made my wife and I feel like we were the only clients she was working with.
To top it all she closed the deal one week early!
I would not hesitate to recommend her and her team to everyone I know.
Jul 12, 2017
Stephanie Roberson recommends
Cassandra Leisure
First time home buyer, and Cassandra did a great job breaking everything down and putting the process into layman's terms! She was always available when we needed help. Seems like she works 24/7! Would definitely recommend to any one looking for a loan officer
Jul 12, 2017
Rynell Dixon recommends
Cassandra Leisure
Sr. Configurations Analyst
Cassandra and team did an OUTSTANDING job handling an aggressively quick closing on my home with ease!!! I will definitely look to use their service in the future and would HIGHLY RECOMMEND them to others!!
Jul 9, 2017
Christopher Pech recommends
Randy Cowen
Mechanic
Randy was great to work with. We were purchasing our first home and had no idea what we were doing. Randy walked us through every step and made us feel a lot more confident and a lot less stressed. He is easy to talk to and has an answer for every question. I would definitely recommend him to anyone I know.
Jul 5, 2017
Suzanne and Bryon Lashley recommends
Jeff Goble
Buyer
It's official, we're homeowners!! Thank you Jeff Goble, and his amazing team for making the financing process a smooth, and quick process. Jeff was always responsive, pleasant, knowledgeable, and provided exceptional advice! Thank you, Jeff!!!
The Lashley's
The Lashley's
Jun 30, 2017
Eugene Standfield recommends
Craig Mitchell
Homeowner
Craig and his staff just refinanced my mortgage on my home in Morada, California. All aspects of the process were handled professionally and quite quickly. Craig kept me informed each step of the way. I would highly (emphasis added) recommend him!
Jun 28, 2017
Oscar Valles recommends
Craig Mitchell
Sr. System Administrator
This being my first home, I expected a very lengthy process after speaking with friends on their experience with a home purchase. They obviously didn't work with Craig because he helped me through the entire process and was transparent and easy to work with. I am recommending Craig to all my friends if they are looking to purchase their next/first home.
Jun 23, 2017
Traci Lin Schrader recommends
Doug Hooten
Contracting Officer's Representative (COR)
I truly do not know where to start.
I met Mr. Doug Hooten at an open house I just happened to pop into and he made a concentrated effort to connect with me as a disabled Veteran. I decided almost instantly that he would be an excellent choice as my loan officer. True to my hunch, he was wonderful. Professional, encouraging, driven to guide me through some credit improvement tasks to get me the best deal (very competitive rate) I could get and a home that myself and my fiancée love. Doug and his Residential Team (Piper) navigated the ups and downs of the home buying experience like the true professionals they are and I could not be happier. We have already begun to tell anyone who is looking to purchase a home that I know exactly where they need to go.
I met Mr. Doug Hooten at an open house I just happened to pop into and he made a concentrated effort to connect with me as a disabled Veteran. I decided almost instantly that he would be an excellent choice as my loan officer. True to my hunch, he was wonderful. Professional, encouraging, driven to guide me through some credit improvement tasks to get me the best deal (very competitive rate) I could get and a home that myself and my fiancée love. Doug and his Residential Team (Piper) navigated the ups and downs of the home buying experience like the true professionals they are and I could not be happier. We have already begun to tell anyone who is looking to purchase a home that I know exactly where they need to go.
Jun 19, 2017
Thelma Penney recommends
Craig Mitchell
Nurse
I can be hard client sometimes, and I know that I can be really annoying with all the constant questions when I'm not sure of something even if I already know the answers I still needs to be re-assured. Craig has been very patience with me, re-assuring and knowledgeable to what he does, and will definitely look for loans options suitable to your situations.
What really stands out was the manner he answered all my questions in a calm manner. I would highly recommend him to all my friends and will be doing business again in the future.
What really stands out was the manner he answered all my questions in a calm manner. I would highly recommend him to all my friends and will be doing business again in the future.
Jun 15, 2017
Julie Juliano recommends
Wendy Sohl
Realtor with Nebilak & Associates Real Estate
With 17 years in this business I can 100% say you won't be disappointed with Wendy's level of professionalism, knowledge and customer service. She promptly returns calls and is always in constant communication during the entire process with updates and status. She handled the loan for buyers on one of my listings and was totally impressed. In addition, she has a great personality and sense of humor making the process much more enjoyable. If you are looking for a top notch lender Wendy is the person for the job!
Jun 14, 2017
Jay Leach recommends
Craig Mitchell
Police Officer
Plain and simple, Craig Mitchell was the most honest, professional and knowledgeable person I have ever dealt with in the mortgage industry. Prompt on returning phone calls with a can do attitude. Craig helped me purchase the home meant for my future grandchildren. Thank you again Craig and God bless you and your family.
Jun 7, 2017
Sandra Nino recommends
Cassandra Leisure
Phone Banker
I highly recommend Cassandra and her team at Cherry Creek, she is very professional and straight forward on things you need from the beginning. She made my first time home buying experience seamless and walked me through it all. I still can't believe it only took a few months from the time she approved me for a loan and today I am living in my new home. Thank you so much Cassandra and team, you're the best!
Jun 2, 2017
Kingston Haflich, Kathryn; Connie Haflich recommends
Cassandra Leisure
Home Owners
Team Leisure did an outstanding job, working tirelessly through the refinance of our home. We needed to refinance and pay off all of our high interest credit and some negative items that were on our credit report. Kathryn also had student loans in default and they were able to help us get those out of default and get them resolved. They were amazing, Very patient and caring, when we got frustrated and thought about giving up they encouraged us to hang in there. All of the team were great but Piper Bernstein was our outstanding shining star. Her mother passed away during the refinance but despite her loss she was there for us in every way with encouragement, if we had questions she knew the answer or found out if she didn't. I have given recommendation to all those I know who are in need of real estate issues. I am so grateful to all of them for all their hard work and understanding our needs and helping us get on the road to saving our home. I honestly believe if it weren't for Team Leisure we would have lost our home. God Bless.
May 30, 2017
Curtis Ballard recommends
Cassandra Leisure
Cassandra is AMAZING! She was able to close our escrow FAST!! I highly recommend her for your mortgage needs! She is thorough and gets things done fast!
Thanks Cassie!
Thanks Cassie!
May 26, 2017
Doreen Prasad recommends
Cassandra Leisure
eRA Data and Reporting Analyst
We had our approval done by Cassandra before we started shopping for homes. Cassandra was very helpful and assisting us getting all the required documents. She would be receive and return our calls even after hours. The assistance and services provided by Cassandra in getting our first Home was amazing. She is a charm to work with and she educated us and answered all our questions related to the house and loan. Thank you Cassandra, we are so happy to have met you and worked with you. The whole buying a home process was so much enjoyable. You are astounding!!!
May 25, 2017
Samantha S recommends
Kevin Sykes
Technical Consultant
Kevin was very patient with me on my home purchase. I asked a lot of questions and Kevin would always take his time and answer all of my questions. I would absolutely recommend Kevin for your home purchase.
May 20, 2017
Greg Grange recommends
Craig Mitchell
President Sirculis LLC
Craig Mitchell is the consummate professional. He is organized, very responsive, knows the mortgage business extremely well, patient and friendly. I recommend Craig without hesitation for anyone looking for a mortgage.
Sincerely, Greg Grange
Sincerely, Greg Grange
May 19, 2017
Renee Wheatley recommends
Craig Mitchell
Craig was very polite and accommodating and on top of everything we needed to do. Thank you Craig and associates.
May 9, 2017
Alex Ruvalcaba recommends
Craig Mitchell
Disabled
We've used Craig on more than one home purchase and refi. It's hard finding honest lenders that don't promise more than what they can deliver. Craig has always been upfront, easy to deal with and Honest. I wouldn't leave this positive comment for just anyone. Purchasing multiple homes and being a prior lender myself I can easily recommend Craig Mitchell to anyone.
May 9, 2017
Arthur James Shurley recommends
Craig Mitchell
I recently purchased a duplex and Craig Mitchell was extremely helpful. I am some what new to the home buying experience and had a lot of questions. Every time that I asked a question through email or phone, he responded rapidly. He made this home purchasing experience easy and quick. I plan to buy another home and will definitely contact Craig Mitchell.
May 4, 2017
Mick & Maritza Thorpe recommends
Jeff Goble
Happy client
We are so grateful we worked with Jeff! We were selling our first home and having lived there for 21 years, it was daunting just thinking about moving! I started working with Jeff in the summer of 2016 in anticipation of my husband's VA benefits coming through. Jeff was patient with all my "what if" scenarios, had practical advice for all my concerns about selling and buying at the same time and was a fantastic sounding board once it came time to make decisions, such as whether to put money down and when to lock rates. At one point it looked like our sale was in serious jeopardy of falling through which meant that we wouldn't be able to go forward on our purchase! Jeff calmly said, "It will all work out." He was right! Several times, I got a little nervous when Jeff asked me, "Is this property worth it? Do you love it?" So I asked back, "why do you keep asking me that??" He just wanted to be sure we were convinced we had chosen the right property for us. It was actually grounding and kept my focus on the end goal of living in our forever home. We even closed 5 days early!! Highly recommend Jeff Goble ~ knowledge, integrity, and fun all in one! Bonus - his team is great too!
